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HDFC Click2protect Plus Brochure PDF
HDFC Click2protect Plus Brochure PDF
Lumpsum + Monthly
claim settlement2
(Available only under Income Option
and Income Plus option)
Life Cover of
` 1 Crore @ ` 540/month*
1 Only available under life option.
2 Lumpsum + Monthly claim settlement facility is available under Income Option and Income Plus option.
* Premium amount for Regular Pay, Male, Non Smoker, 25 years of age, 30 year policy term and under Income Option, exclusive of taxes and levies as applicable
A non-linked non-participating term insurance plan
Sometimes the simplest choice is the best one for you. A pure protection plan is a simple way
to get a comprehensive protection at an affordable price and protect yourself and your loved
ones against the uncertainties that life may throw at you.
With a range of additional coverage options, HDFC Life Click 2 Protect Plus is an ideal
comprehensive protection plan for you!
Income Option 10% of the Death benefit as a Lump sum with the remaining 90% payable in form
of monthly income over a period of 15 years.
Income Plus Option 100% of Sum Assured is paid on death and a monthly income equal to 0.5% of Sum
Assured becomes payable for a period of 10 years. The monthly income can be level
or increasing at a simple rate of 10% p.a. as chosen by the policyholder.
The plan option has to be chosen at inception of the policy and once chosen can’t be changed during the tenure of the policy.
Age Limits
Minimum Entry Age 18 years
Maximum Entry Age 65 years
Maximum Maturity Age 85 years
All ages mentioned above are age last birthday
Maximum Policy Term: 85 years – Age at Entry for Life Option and Extra Life Option & 40 years for all other options
1 Choose your
Customize 1. Plan Option 2. Sum Assured 3. Policy Term 4. Additional
your plan
Coverage Options 5. Premium Paying Term & Frequency of payment
2
Generate You will need to fill the following to generate premium quote
Premium quote 1. Age 2. Gender 3. Answer if you consume tobacco or not
3 Provide your Fill in your personal details; answer few questions on your occupation,
relevant lifestyle, health and your family’s medical history. You need to fill
information nomination details and accept the policy terms & conditions
4
Pay your premiums! Your policy document will be sent to you subject to
Pay premiums
acceptance of your application as per the policy terms & conditions
What are the benefits?
The plan covers the event of death under all options as mentioned below. An additional benefit is paid in case of
accidental death under Extra Life Option.
Plan also offers an opportunity to enhance your cover through Life Stage Protection Feature under Life Option.
Benefits will be paid only if you have paid all the due premiums and your policy is in force as on date of claim.
1. Death benefit
In the unfortunate event of death of life assured during the policy term, the nominee will receive the benefit as
defined below:
Under Extra Life Option, the Death Benefit specified above shall be payable in the form of a lump sum and an
additional benefit equal to the Sum Assured shall be payable in case of accidental death.
Under Income Option, the Death Benefit specified above is paid in the following manner:
10% of the Death Benefit paid as a lump sum upon death
Remaining 90% of the Death Benefit shall be paid as monthly income over next 15 years (0.5% of Death Benefit
every month for 15 years)
2. Maturity benefit
No benefit is payable on survival till end of policy term.
Increase by 50%:
`. 5,00,000 on Marriage
At various milestones of his life, Joy is able to stay adequately covered - without any medicals!
A lump sum benefit equal to the Rider Sum Assured shall be payable in case you are diagnosed
HDFC Life Critical Illness Plus Rider 101B014V02 with any of the 19 Critical Illnesses and survive for a period of 30 days following the diagnosis.
There is no maturity benefit available under this rider.
**For all details on Riders, kindly refer to the Rider Brochures available on our website
Contact us today
Visit us at www.hdfclife.com
HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited) (“HDFC Life”). CIN: L65110MH2000PLC128245.
IRDAI Registration No. 101.
Registered Office: 13th Floor, Lodha Excelus, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai - 400 011.
Email: service@hdfclife.com, Tel. No: 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply. Do NOT prefix any country code. e.g. +91 or 00. Website: www.hdfclife.com
The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement
entered into with HDFC Limited.
HDFC Life Click 2 Protect Plus (UIN No: 101N101V03, Form No: P501-123-01) is a non linked non-participating term insurance plan. Life Insurance Coverage is available in this
product. This version of the Product brochure invalidates all previous printed versions for this particular plan. This Product brochure is indicative of the terms, warranties, conditions
and exclusions contained in the insurance policy. Please know the associated risk and applicable charges from your insurance agent or the intermediary or policy document of the
insurer. ARN: PP/03/20/18324.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
• IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.
Public receiving such phone calls are requested to lodge a police complaint.