KARNATAKA GRAAAIN BANK

HEAD OFFTCE : BALLART

"Y" BALANCE SHEET AS AT 31.03.2020

BANK AS A WHOLE

Cash & Batances with RBI

Batance with Banks and l,ioney at Catt and

Ptace: BALLARI
Date : 17.06.2020

etP
mhdppr c
,IANAGER
crrxr 1**/ CHIEF A{AI{AGER

B UDAY
G'T, CANARA MNK,
DGll,
HO, BENGALURU
RO,

L CHANDRASHEKAR NAYAKA K NITISH

IA5, DEPUW SEC., @K. IAS, CEO ZP, GOK,
BENGALURU
EALLARI
,r*ra#lror
CHAIR'AAN

Ai per report of even da

FOR A.T/S P CHANDRASEKAR
CHARTERED ACCOUNT
(FR No. O0O5805/5200066

> t-^!.+
IIAXI I(U'IAR D
Partner ( lt{ No. 21
 KARNATAKA GRA,YIIN BANK
..-\r. HEAD OFFTCE : BALLART
PROFIT & LOSS ACCOUNT FOR THE
PERIOD
..'..., ENDED 31.03.2020 BANK AS A WHOLE
(Rupees in

Proyision for lncome Tax for the

of Profit Carried Oyer to Balance Sheet

Ptace: BALLARI
Date : 17.06.2020 (
oo,*A*1,o,*,
MANAGER
\.a.4.
ux{Ar anuRTHy
-Zeuon raucrn
1-,M CHIEF T.UNAGER
\su.
G PMDEEP VARIAA
GE ERAL IIATAGER

GA,{, CAT{ARA BANK,

AAURTHY
;./)ff7 SHASKAR
CANARA BANX, DGA{, RBI, 'UDAY
OGA{, NAEARD,
HO, BENGALURU RO, AENGALURU RO, BE}IGALURU

L CHANDMSHEKAR NAYAM 0.

N
K XITISH
IAS, DEPUTY SEC., @K,
IAS, CEO ZP, GOK,
EENGALURU
BALLARI
SHREENIITH H JosHt
CHAIRIIAN

As per report ol even date

FOR iI/s P CHAI{ORASEXAR LLP
CHARTERED ACCOUNTANTS
(FR xo. 0005805/5200066)

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>
l/rANl KUIIAR D
P.rtner ( At {o. 212544)
 KARNATAKA GRA'IAIN BANK H.O. BALLARI
SCHEDULES FORA,ING PART OF F|NANC|AL
STATEI{ENT AS AT 3r.O3.2OZO

SCHEDULE.l
CAPITAL

shares of Rs 10 each
lssued Capitat (11763S200 Shar;;f Rs 10 each-

SCHEDULE-2
RESERVES

ii) Additions during the quarter

out of Profit for the

3. RESERVE FOR LONG TERTA FINANCE

4. REVENUE AND OTHER RESERVES

5. BALANCE IN PROFIT & LOSS ACCOUNT

TOTAL {'l +2+

 SCHEDULE.3
DEPOSITS

B. l. Deposits of Branches in lndia-

ll. Deposits of Branches outside lndia

SCHEDULE-4
EORROWNGS

i. Reserve Bank of lndia

SCHEDULE.5
OTHER LIABILITIES AND PROVISIONS

KaGB KaGB
31 .03.2020 01.04.2019
l. Bitts Payabte 557?44 457038
ll. lnter Branch Adjustments (Net) c 429347
lll.lnterest Accrued. 99313C 815378
lV. Others (lnctuding provisions) 10582911 12964',t08
TOTAL 1 21 33301 1466 5866

Page 2
 SCHEDULE-6
BALANCE WITH RBI

Cash in Hand/ATM
ll. Balance with Rese.ve Bankii

SCHEDULE-7
BALANCE WITH BANKS / AIiONEY AT CALL AND SHORT NOTICE

2. TAONEY AT CALL & SHORi

SCHEDULE-8
INVEST,\AENTS

KaGB KaGB
31 .03.2020 0't.04.2019
INVESTAIENTS IN INDIA
1. Government Securities
j._freqlury Aitb 49920A c
ii. Central Government Securities 57705756 54282761
iii. State Government Securities 20576116 13942212
2. Other Approved Securities
c c
3. Shares and Debentures 13676 20549
4. Other lnvestments in lndia 23 58837 2589867
Total lnvestment (Gross) 81 153585 70835389
Less: Aggregate depreciation for lnvestment C 683926
TOTAL (NET} 81153585 701514

Page 3
 SCHEDULE.9
ADVANCES

L Bitts Purchased and Discounted

ii. Cash Credits, Overdrafts and Loans

f. i. Secured by Tangibte Assets

Banks / Govt. Guarantee

Page 4
 SCHEDULE-10
FIXED ASSETS

cost as on 31st Mar of the

cost as on 31st lvtar of the

cost as on 31st Mar of the

lV. OTHER FIXED ASSETS (lncluding

At cost as on 31st Mar of the

yeor assets

Page 5
 SCHEDULE-11
OTHER ASSETS

3. Tax Paid in Advances

5. Non-Banking Assets Acquired in Satisfaction,

SCHEDULE-12
CONTINGENT LIABILITIES

KAGB KaGB
31 .03.2020 01.04.2019
l. Ctaims against the Bank not acknowtedged as
0 c

ll. Liabitity for partty paid Investments. c c

lll. Liability on account of Outstanding Forward
c 0

lV. Guarantees Given on behatf Constituents 0 0

a. ln lndia. 542435 6't 174C
b. Outside lndia. c 0
Acceptances, Endorsements and Other
0 0

Other ltems for which the Bank is Contingentty

0 C
tiabte.
Vll. DEA Fund amount \ {ith RBt 862083 714648
Vlll. Unpaid disputed tT Demands 251845 56728
TOTAL 16s6363 1383116

SCHEDULE.l3
INTEREST EARNED

KaGB KaGB
31.03.2020 01.04.2019
l. lnterest/ Discount on Advances / Bilts 22142933 22981388
ll. lncome on lnvestments 488'1181 5421717
lll. lnterest on Bankers Balances c c
a) RBI & Other lnter-Bank Funds C 150
b) On Fixed Deposits 1713033 558802
lV. Others 0 0
TOTAL 24737147 28964057

Page 6
 SCHEDULE.l4
OTHER INCOiAE
(Rupees in

ll. Profit on sate of

SCHEDULE.l5
INTEREST EXPENDED

KaGB KaGB
31,03,2020 01.04.2019
l. lnterest expended on Deposits 15136191 14635364
ll. lnterest on Reserve Bank of lndia / lnter-Bank
1845609 2324829

TOTAL 16981 16960193

SCHEDULE-16
OPEMTING EXPENSES

(aGB KaGB
3 r.03.2020 01.o4.2019
l. Payment to & Provisions for Emotoyees 5326406 455?209
ll. Rent, Taxes & Liqhtinq 451007 379073
lll. Printing & Stationery 34431 32747
lV. Advertisment &. Pubticity 4192 3128
V. Depreciation on Bank's Property 169305 197643
Vl. Directors'Fees, Altowances & Expenses 0 251
Vll. Auditors' fees and expens€s 't2704 11273
Vlll. Law Charges 18514 24732
lX. Postage,tetephone, teteqram etc., 16441 21241
X. Repairs & Maintenance 23994 26261
Xl. lnsurance 2227'l 12841
x . Drccc 20818/ 201754
Xlll. Other Expenditure 1753938 1035191
TOTAL 8041387 6498 3

Page 7
 SCHEDULE.l6A
PROVISIONS AND CONTIGENCIES

Provision for Bad and doubtfut debts

DETAILS OF OTHER PROVISIONS

1. Provision for lons oendinc debit entries 38680 23281
2. Frauds/Embezztements & DacoitV 2013a 80724
3. Provision for Pension c 4Z5ZW
4. Provision for Xl Bipartite Setttement 19000( c
5. Provision for NPS 18760C c
TOTAL 436415 435600s

Page 8