Reference No: WELFIN/2016-17/IAP/011 Date: 11/05/2016

To,
Mr. Divesh Kumar
Group Director-HR
Apeejay Group, Kolkata

Subject: Proposal for conducting a session on “Managing cash flow, taxation and personal
finances”

Dear Sir,

This is in reference to my telephonic discussion with Mr. Rajiv Kumar, CEO Apeejay Group. We
represent Welcon Financials Private Limited, and we are a wealth creating, wealth management
and financial advisory firm based out of Kolkata. We offer a range of advisory services to
individuals, companies, trusts and NRIs. This apart, we also conduct regular Financial Literacy
program for discerning investors and interested intelligentsia. We want to present a program
on “Managing cash flow, taxation and personal finances”, specifically designed for your
employees.

What we propose
To conduct a customised connect program on the above-mentioned subject, for your
employees. The program will be specially designed and may add considerable value to your
people. We will facilitate this workshop at a pre-designated venue on a prior-fixed time allotted
by you, as per your convenience.

Why would YOU be interested?

The white paper given as handouts will be not only informative but also insightful. The program
will empower your people with the requisite knowledge. Needless to say, that this exercise will
result in your becoming more financially secure and healthy.

We are sure that your organisation will be more than keen to avail of the benefits of this
program. If you seek any further clarification, please call us at 033-40053621/9038005623 or
send a mail at welfinonline@gmail.com

Thanking you,
For Welcon Financials Pvt Ltd

Indranil Ghosh
9038005623