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Mortgage Payment Calculator Amortization Schedule

Date 3 January, 2021 Rate 4.125% Year Beginning Balance Ending Balance Paid on Principal Interest Paid
Item House Term 15 1 RM344,000.00 RM327,078.92 RM16,921.08 RM13,872.46
Price RM429,000.00 Monthly Payment RM2,566.13 2 327,078.92 309,446.50 RM17,632.42 13,161.12
Down Pymt. RM85,000.00 Total Interest RM117,903.13 3 309,446.50 291,072.83 RM18,373.67 12,419.87
Loan Amount RM344,000.00 Total Cost RM546,903.13 4 291,072.83 271,926.76 RM19,146.08 11,647.47
Varying Interest Rate Schedule 5 271,926.76 251,975.80 RM19,950.96 10,842.59
Rate Monthly Payment Total Interest Total Cost 6 251,975.80 231,186.13 RM20,789.67 10,003.87
RM2,566.13 RM117,903.13 RM546,903.13 7 231,186.13 209,522.48 RM21,663.65 9,129.89
3.000% 512608.15 8 209,522.48 186,948.12 RM22,574.36 8,219.18
3.125% 516340.51 9 186,948.12 163,424.76 RM23,523.36 7,270.18
3.250% 520092.50 10 163,424.76 138,912.50 RM24,512.26 6,281.28
3.375% 523864.10 11 138,912.50 113,369.77 RM25,542.73 5,250.81
3.500% 527655.27 12 113,369.77 86,753.25 RM26,616.52 4,177.03
3.625% 531465.96 13 86,753.25 59,017.81 RM27,735.44 3,058.10
3.750% 535296.14 14 59,017.81 30,116.40 RM28,901.41 1,892.13
3.875% 539145.75 15 30,116.40 0.00 RM30,116.40 677.15
4.000% 543014.76 Subtotal RM344,000.00 RM117,903.13
4.125% 546903.13 Down Pymt. RM85,000.00
4.250% 550810.79 Total Cost RM546,903.13

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