II

PART 6
Directions: In this part, you will be asked to read an English text. Some sentences are
incomplete. Select the word or phrase that correctly completes each sentence and mark the
corresponding letter (A), (B), (C), or (D) on the answer sheet.

Questions 147-149 refer to the following letter.

SOUTHEAST BANK
301 Hamilton Ave Maturing Account Notice
St. Louis, MO 05674

July 20, 2006

Jeffrey ZeIdman
127 First St.
Lebanon, MO 05582

RE: CERTIFICATE OF DEPOSIT

We would like to advise you that your Southeast Bank Certificate of Deposit is due to __ on

147. (A) previous

(B) mature
(C) ready
(D) early

AUGUST 19,2006 .
.:. Unless you give us other instructions, your account will automatically be renewed into a
Maximum Yield Certificate for a term identical to the current term listed . Your new
148. (A) across
(B) above
(C) toward
(D) upon

interest rate will be the rate in effect on the day your account matures. If you want to select a
different rate and term, please us within seven

149. notify
(A) issue
(C) assure
(D) expect

days of the maturity date.

Sincerely,
Cynthia Rylant
'tRy"I/Uf' iiJIl/Ir.,,/
Account officer

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PART 7
Directions: In this part, you will be asked to read several texts, such as advertisement, articles or
examples of business correspondence. Each text is followed by several questions. Select the best
answer and mark the corresponding letter (A), (B), (C), or (D) on your answer sheet.

Questions 171-172 refer to the following article.

New York - There has been a 20% reduction in the number of smokers amongst teenagers over
the last 5 years according to a new study published in the New England Journal of Medicine.

This has been attributed to an increase in television, newspaper and magazine ads directed
toward young people which educate them on the health risks associated with smoking. There
also have been improved anti-smoking educational materials developed for school programs, and
these have also helped to reduce smoking in teens.

A large part of these plans has been paid by settlements reached between state governments and
tobacco companies in lawsuits brought within the last decade. A total of $306 billion dollars has
been paid by the tobacco companies.

171. What is the article mainly about?

(A) Tobacco companies advertising their products
(B) A reduction in teens' use of a harmful product
(C) An educational campaign focusing on adults
(D) A lawsuit brought against smokers

172. Which is NOT mentioned in the article as a method used to educate teens?
(A) Television ads
(B) School programs
(C) Pamphlets
(D) Magazine ads

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Questions 173-175 refer to the following letter.

Jokie Jokie
616 Hydra Terrace Place
Manitoba, Saskatchewan, Canada
J6B 2K8
April 1

Mr. Clive Slivey

Order Department
Slapstick Supplies Inc.
1111 Park Place
New York, New York, 11221

Dear Mr. Slivey,

I wish to order the following items to be sold in our novelty retail store. Please advise me as to
when these items are likely to arrive at our location, and keep in mind that they must arrive no
later than the day before our opening day, May 15:

Imitation Dog Pooh Quantity 100 Total price $500

Exploding Cigars Quantity 200 Total price $600
Super Potent Itching Powder Quantity 50 Total price $750

I will also need details as to what shipping costs will be, and whether there are cost differences
depending on the delivery method.

I appreciate your attention to my order and look forward to your prompt reply.

Sincerely yours,

Joey Jojo
Joey Jojo
Purchasing director

173. Which item was NOT ordered?

(A) Itching Powder
(B) Imitation Dog Pooh
(C) Exploding Cigars
(D) Bad Tasting Candy

174. What is the total price for the 200 Exploding Cigars?
(A) S200
(B) $600
(C) $700
(D) $750

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175. When must the items be delivered by?
(A) May 15
(B) April 1
(C) May 14
(D) March 31

Questions 176-177 refer to the following information.

Car Loan Terms

FIRST LUMP PAYMENT The first payment must be at least 30 percent of the total cost of the
vehicle, including taxes. A larger payment can be made, which can reduce the size of future
monthly payments.

MONTHLY PAYMENTS Monthly payments will be made over a term of 3, 4, 5 or 6 years.

Each payment will be equal to the amount still owing after the initial lump payment divided by
the number of months, including taxes and interest calculated on our fixed rate of 5 percent.

ADDITIONAL LUMP PAYMENTS Payments larger than the normal monthly amount can be
made at any time, but a fee of 3 percent will be applied to any amount in excess of the agreed
monthly payment.

BUYBACK OPTION You may apply to have the company repurchase the vehicle from you at
any point. There must be an appraisal of the vehicle (at the customer's cost), at which point the
company will pay the full amount. Any unpaid principle of the loan will be deducted from the
repurchase price at a penalty of 20 percent.

176.Which is one way to reduce the monthly payment amount?

(A) Choose the longest repayment term
(B) Make payments that are smaller than the normal amount
(C) Pay a higher interest rate
(D) Make a large first lump payment

177.What is the penalty on any unpaid principle of the car loan in the case of a buyback?
(A) 10 percent
(B) 15 percent
(C) 20 percent
(D) 30 percent

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Questions 178-180 refer to the following notice.

To: All team leaders

From: Director of Human Resources
Sub: Updated Labor Regulation Handbook
Date: July 12

The State Labor Commission has recently revised its rules governing relationships
between employers and employees. It is our responsibility to make sure that management
and staff are aware of any and all changes that may affect them.

The revised handbook will be available from next Thursday and all team leaders will
receive 20 copies each additional copies should be ordered by the coming Monday if
needed. We want to make sure that every individual employee receives their own copy.

The revised items include the following:

1. The company must provide a minimum of 2 weeks paid vacation to employees.

2. Women can now share their 2 months of allowed maternity leave with their
husbands if they also want to spend time at home shortly after the birth.
3. The rules governing injuries in the workplace have changed extensively-please
make sure that everyone fully reviews this section of the handbook.

All of these items are fully explained in the handbook if you have any questions, please
be sure to check there before contacting me for assistance.

178.What is the purpose of this notice?

(A) To receive feedback about how labor laws should be changed
(B) To encourage people to vote for their state representatives
(C) To advise team leaders of an updated handbook
(D) To tell people about a decrease in their vacation time

179. What rules are mentioned as having changed most extensively?

(A) Maternity leave regulations
(B) Individual employee rights
(C) Workplace injury regulations
(D) HR director inquiry processes

180. What should people do if they have questions about any items?
(A) Contact the HR department immediately
(B) Wait until next Thursday
(C) Try to figure it out themselves through discussion with fellow employees
(D) Consult the handbook, then seek assistance from the Human Resources director

~PAGE 139