14. Apex Bancrights Holdings, Inc. vs.
liquidation/receivership is not a fortuitous
Bangko Sentral ng Pilipinas
Monetary Board does not need to conduct
independent finding before ordering
liquidation
10. Balayan Bay Rural Bank, Inc. vs.
National Livelihood Development
Corporation
NLDC filed a substitution of party
making PDIC as the principal
Liquidator only representative
No transfer of interest
1. Banco Filipino Savings and Mortgage
Bank vs. Bangko Sentral ng Pilipinas
and the Monetary Board
Banco Filipino should have joined PDIC,
its receiver
Certificate filed and signed by its Exec.
VP not valid
Board power suspended during
liquidation
Petition for Certiorari cognizable by CA
9. Carbonell vs. Metropolitan Bank and
Trust Company
Fake $100 bills
Near perfect/genuine bills
Damnum absque injuria
3. DBP vs. Arcilla
Disclosure requirement in converting loan
to Regular Housing Loan not complied
But Arcilla is a lawyer
2. Ejercito vs. Sandiganbayan, 30
November 2006
Meaning of “deposit” covers Trust Fund
5. Fidelity Savings Bank vs. Cenzon
Upon insolvency, Bank paid P100k;
balance of P90k
Insolvent bank not liable to pay interest
on unpaid deposit
4. Larrobis, Jr. vs. Philippine Veterans
Bank
Bank placed under
event
Demand Letter for Insurance made
Prescriptive period not tolled
12. Peter L. So vs. Philippine Deposit
Insurance Commission
Splitting Mother Account/Deposits
Claim denied by PDIC
Decision of PDIC assailable via Rule 65
before the CA
PDIC is a Quasi-judicial Agency
15. Philippine Banking Corporation vs.
Dy
Similated sale bet Cipriana and Dy
Tan, first buyer, withdrew claim
Philbanking effort enough in this case
There was fraud
8. Philippine National Bank vs. Cheah
Chee Chong
Accommodate encashing check
Released on 8th day
PNB – proximate cause
Cheah - contributory
6. Philippine National Bank vs. Vila
Cornista defaulted to Vila
Cornista was able to redeem beyond
redemption period
Cornista defaulted to PNB
PNB not in good faith
1. Salvacion vs. Central Bank
Transient Foreigner
Not covered by Foreign Currency
Deposit Act
Can be attached, garnished
7. Soriano vs. People
Dummy borrower
DORSI Law and Estafa not incompatible
13. Subido Pagente Certeza Mendoza and
Binay Law Offices vs. Court of Appeals
Subido’s Bank Account examined
Absolute secrecy of bank accounts is
not constitutional but only statutory
right