F NX

Personal Email Address

Facebook Username/Address: Instagram Handle/Identifier: Twitter Handle/Identifier: Business Email Address

facebook.com/_________________________ @___________________________ @_________________________

Source of Income/Wealth*

TROO CREDIT COVER

YES, I want TROO Credit Cover for my EastWest Personal Loan.

FINEX
 AGREEMENT
I/We hereby certify that all information and documents given in this application are complete, true and
correct and that my/our signature/s herein is/are genuine.
Disclosure and Sharing of Information
a. Processing of Application

b. Account Maintenance and Servicing

_________________________________ _________________
Signature Over Printed Name Date

c. Marketing and Sales Offers

Customer Service Hotline (632) 8888-1700

Email csloans@eastwestbanker.com

_________________________________ _________________
Signature Over Printed Name Date

APPLICATION REQUIREMENTS

FEES & CHARGES PL RATES

Loan Php1,900 With Existing Credit Card for at least months
Processing Fee
Monthly Factor Contractual Effective
Documentary Php1. 0 for every Php200.00 of the Tenor Interest Interest
Rate Rate
Stamp Tax approved loan amount or a fraction Rate Rate*
(DST) on thereof for PNs greater than Php250,000 12 months 1.49% 0.0982333 31.51% p.a. 41.67% p.a.
Promissory executed by an individual for personal
Note (PN) use and not for the business with 18 months 1.59% 0.0714556 33.54% p.a. 42.93% p.a.
reference to RA 9243, Sec 199 -
Paragraph D. (to be deducted from the 24 months 1.59% 0.0575667 33.19% p.a. 41.62% p.a.
loan proceeds)
36 months 1.69% 0.0446778 34.01% p.a. 41.94% p.a.
Contractual The interest rates specified in Sections 6
Interest Rate and 7 of the Promissory Note. Per BSP Without Credit Card /
and Effective Circular No. 730, EIR is the rate that With Credit Card less than months
Interest Rate exactly discounts estimated future cash Contractual Effective
(EIR) flows through the life of the loan to the net Monthly Factor
Tenor Interest Interest
amount of loan proceeds. It is the rate that Rate Rate
Rate Rate*
best measures the true cost of credit.
12 months 1.89% 0.1022333 39.53% p.a. 53.21% p.a.
Late Payment Php500 or 8% of the past due amount,
Fee whichever is higher. This will be applied for 18 months 1.89% 0.0744556 39.39% p.a. 51.33% p.a.
every month that the account is past due.
24 months 1.89% 0.0605667 38.85% p.a. 49.68% p.a.
Processing Php500 or 8% of the outstanding 36 months 1.89% 0.0466778 37.53% p.a. 46.92% p.a.
Fee for Early principal balance, whichever is higher
*See table on Fees and Charges for the definition. Effective Interest Rates in the above table are computed
Pay-Off of Loan based on a Loan Amount of Php100,000 and Processing Fee of Php1,900.

Returned Php1,000 per returned check

PLAF-NEW-TO-BANK 07/01/2020

Check Fee
Check Retrieval Php200
and Replace- For inquiries and feedback, you may call EastWest’s 24-Hour Customer Service
ment Fee at (+632) 8888-1700 or e-mail csloans@eastwestbanker.com. EastWest is
regulated by Bangko Sentral ng Pilipinas with email consumeraffairs@bsp.gov.ph.