Republic of the Philippines

DEPARTMENT OF EDUCATION
NORTHERN MINDANAO COLLEGES, INC.
Atega Street, Barangay 11 Poblacion, Cabadbaran City
8605 Agusan del Norte, Philippines

TEACHING GUIDE
BUSINESS FINANCE
_________________________________________________
Subject

Q4-WEEK 3-4 May 3-15, 2021

_________________________________________________
Date

A. CONTENT / TOPIC : MANAGING PERSONAL FINANCE

I.CONTENT STANDARD : The learners demonstrate an understanding of the philosophy and practices
in personal finance

II.PERFORMANCE STANDARD : The learners are able to:

1. identify money management philosophy
2. apply basic personal finance principles and practices in earning, spending, saving, and
investing money

III. LEARNING COMPETENCIES : The learners are able to:

1. enumerate money management philosophies ABM_BF12-IVo-p-26
2. illustrate the money management cycle and gives ABM_BF12-IVo-p-27
examples of sound practices in earning, spending, saving, and
investing money
B. PRESENTATION OF LESSON
LESSON PROPER
1. INTRODUCTION
(Performance Standard)
2. MOTIVATION
(Performance Standard)
3.
INSTRUCTION/DELIVERY
(Highest Enabling Strategy
to use in developing the
Highest Thinking Skills to
Assess)
4. PRACTICE
(Highest Thinking Skills to
Assess)
(Revised Blooms
Taxonomy Level)
(Assessment Technique
WW-QA-PC)
LEARNING STRATEGIES/TECHNIQUES
1. Review the previous topic
2. Introduce the objective of the day
1. Share the story of top celebrities who went broke through a video: Top 10 Celebrities Who Went
Broke. (2015). YouTube. Retrieved 8 May 2016, from https://www.youtube.com/watch?
v=eh3TgZ_V_S8
2. Emphasize to the learners that these people have successfully reached career peaks accompanied by huge fortune.
However, because of poor personal financial planning, they still went broke due to overspending practices and lack of
appropriate investments.
3. Ask them if they want to be like these celebrities.
4. Encourage them to appreciate the value of financial planning as early as now so they are able to internalize it and
make it part of their system so that, when it’s their turn to reach fame and fortune, they will know how to manage their
finances well and not go broke.
Discuss the following:
1. Personal Finance
2. Personal Financial Process
3. Six Key Areas of Personal Financial Planning
A. Share the four simple habits for personal finance success through this video: “Four Simple Habits for Personal Finance
Success” (Patzer, A. (2009). Four Simple Habits for Personal Finance Success --Mint Featured on ABC News Money
Matters. YouTube. Retrieved 8 May 2016, from https://www.youtube.com/watch?v=R0TznyjIZxA)
B. Emphasize to the learners that at their age, they should start internalizing these habits to imbibe in them the good
practices of personal finance. This will greatly help them avoid going broke.
C. Ask the learners to enumerate the four simple habits for personal finance success.
D. Encourage them to make these their habits as well.
 5. ENRICHMENT 1. Share the story of Warren Buffett through a biography video (Warren Buffett: Bio of the World's Greatest Businessman.
(Highest Thinking Skills to (2016). YouTube.
Assess) Retrieved 2 May 2016, from https://www.youtube.com/watch?v=yUfUMymDVyo)
2. Emphasize to the learners that at their age, they have the most valuable asset in investing – time (cite Warren Buffet
who started investing at
the age of nine, and felt it was even too late. He is now one of the richest men in the world.)
3. Ask them if they want to be like Warren Buffett.
4. Encourage them to invest as early as now.

6. EVALUATION Essay:
(Highest Thinking Skills to Assume you are 18 years old and you were able to save PHP50, 000. Given what you’ve learned on portfolio
Assess) diversification, how will you allocate your savings to bank time deposit and stocks (i.e. 100%-0%, 50%-50%, etc.)?
Explain your answer.

Prepared by:
Submitted to:

BRIAN REYES GANGCA

ABEGAIL R. BARROQUILLO, M.A.
______________________________________________
__________________________________________________
Subject Teacher
Basic Education Principal