Askari Bank Ltd 2018 2019 2020

Liquidity and Solvency Ratio

Current Ratio 1.0073292339425 1.0313904912275 1.04377825498927
Debt Equity Ratio 20.084902649913 18.682975079986 17.1577083351164
Proftability Ratio
Profit / (loss) before tax 15.75
Gross yield on average earning assets 7.14
Return on average assets (RoA) 0.65
Gross spread 42.62
Cost to income (CIR) 65.58
Return on average shareholders equity (RoE) 14.98
Return on average capital employed 11.95
Investment/Market Ration
Price earning (PE) - times 6.8
Price to book - times 0.04
Dividend yield 4.18
Dividend payout - times 0.28
Cash dividends - Interim (%) -
Earnings per share (EPS)** - Rupees 3.52
Market value per share - year end - Rupees 23.92
Market value per share - high - Rupees 26.59
Market value per share - low - Rupees 19.2
 Analysis

Excellent
Excellent
Current Assets 2018 2019
Assets
Cash and balances with treasury banks 49,187,645 63,039,290
Balances with other banks 4,093,402 7,886,702
Lendings to financial institutions – 20,405,972
Investments 260,233,987 305,435,633
Advances 343,107,147 372,913,863
total current assets 656,622,181 769,681,460
Liabilities
bills payable 15,512,880 15,768,947
Borrowings 52,702,323 51,187,681
Deposits and other accounts 573,635,856 679,299,486
Liabilities against assets subject to finance lease – –
lease 9,993,600
Total current liabilties 651,844,659 746,256,114
 2020

73,651,718
7,961,474
–
449,611,987
395,416,055
926,641,234

12,629,996
84,163,669
790,982,287
–

887,775,952
Liabilities 2020
Bills payable 15,512,880 15,768,947 12,629,996
Borrowings 52,702,323 51,187,681 84,163,669
Deposits and other accounts 573,635,856 679,246,312 790,982,287

Liabilities against assets subject to finance lease – – –

Subordinated debts 9,993,600 9,992,000 12,000,000

Deferred tax liabilities – – –
Other liabilities 21,178,476 34,838,918 38,429,433
Total 673,023,135 791,033,858 938,205,385
Equities
Share capital 12,602,602 12,602,602 12,602,602
Reserves 15,543,179 19,408,889 25,701,665
Surplus on revaluation of assets - net of tax 1,649,197 4,326,079 7,670,956
Unappropriated profit 3,713,929 6,002,253 8,706,053
total 33,508,907 42,339,823 54,681,276