Ma.

Theresa Silva BSMA-III

La Consolacion College July 13, 2021

Mini Case Problem No. 1

I. Title
- Check Kiting: White Collar Crime

II. Description
- The case is all about a check kitter that was caught by Kathy. Customers were able to
withdraw money in Scott’s bank and are continuing to cover it up with a series of bad
checks deposited back and forth between banks. Scott personally knows the check kiter
for she is a close friend of his wife and also has a personal relationship with Scott’s boss.
The check kiter is a chief financial officer of the bank on which she was writing checks.
To prevent this from happening again, Scott informed his boss right away and closed the
account on his bank. Scott also called the customers, notified other banks and is planning
to inform the authorities about it.

III. Perspective
- Scott

IV. Central Issue - How to stop Check Kiting

- How to inform the check kiter that she has been caught
- How to encourage the check kiter to stop check kiting
- How to inform the public the consequences of check kiting

V. Objectives
- To inform the check kiter that she has been caught
- To encourage the check kiter to stop check kiting
- To inform the public the consequences of check kiting

VI. Decision Criteria

- Confidentiality of Personal Information
- Fair Consequences
- Accessibility of case information to related audience

VII. Alternative Courses of Action

- Let the Bank handle the check kiter and account funds
 - Let the Police Authority provide consequences
- Write an News Article about it in Social Media to Spread Awareness

VIII. Decision Matrix

Variables Option 1 Option 2 Option 3 Total Rank

Bank 4 3 4 11 2nd

Police 5 5 3 13 1st

Social 1 4 5 10 3rd
Media

IX. Conclusions
I conclude that the best way to stop Check Kiting is to inform the police authority about it
since this is an alarming issue even though in this case it is only costing some few
hundred dollars, it will still be a big problem if it happens repeatedly in the future. I
believe letting the police authority provide consequences to the check kiter can properly
give confidentiality of personal information, fair consequences and give accessibility of
case information to related audiences only. They are the best people with the best ways to
stop check kiting.

X. Recommendations
I suggest that if possible, the police authorities will also cooperate with the banks so they
can have accurate information about the issue and suggest the bank to at least require to
wait until deposited checks had cleared before allowing the customers to have access to
the money. And also it would be better to create an article about it in the social media but
not putting some personal information about the people involved but only the general
information about the check kiting issue.

XI. Strategic Action Plan

 Activities Objectives Department Responsible Cost Time Frame
Persons

Hearing To speak Bank

with the Manager
Bank, Check Check Kiter
Kiter Police
Authorities Lawyer
and Lawyers

XII. Innovative Programs and Projects

Programs/Projects Description/Innovation