*04040805* 0404/0805

IV Semester 3 Yrs. LL.B./VIII Semester 5 Yrs. B.A.LL.B./B.B.A.LL.B.

Examination, December 2017
Opt. – II : BANKING LAW
Duration : 3 Hours Max. Marks : 100

Instructions : 1. Answer Q. No. 9 and any five of the remaining questions.

2. Q. No. 9 carries 20 marks and the remaining question carry
16 marks each.
3. Answers should be written either in English or Kannada
completely.

Q. No. 1. Explain the functions of Reserve Bank of India. Marks : 16

»ÝÃÜ£à¿á ÄÓÜÊ…ì ¸ÝÂíQ®Ü PÝÃÜÂWÜÙÜ®Üá° ËÊÜÄÔ.
Q. No. 2. Discuss the ways by which a banker can make profitable uses of
funds with him. Marks : 16
¸ÝÂíPÜ Ã Ü ® Ü á ñÜ ® Ü ° ŸÚ CÃÜ á ÊÜ ÖÜ | ¨Ü ¯—¿á®Ü á ° ÇÝ»Ü ¨ Ý¿áPÜ Ê ÝX
E±ÜÁãàXÓÜÆá CÃÜáÊÜ ¨ÝÄWÜÙÜ®Üá° aÜbìÔÄ.
Q. No. 3. What is Endorsement ? Explain the different types of Endorsement. Marks : 16
×íŸÃÜÖÜ Gí¨ÜÃæà®Üá ? ËË«Ü Äࣿá ×íŸÃÜÖÜWÜÙÜ®Üá° ËÊÜÄÔ.

Q. No. 4. Explain the general relationship between the banker with his
customer. Marks : 16
WÝÅÖÜPÜ®Ü hæãñæX®Ü ¸ÝÂíPÜÃÜ®Ü ÓÝÊÜޮܠÓÜíŸí«ÜÊÜ®Üá° ËÊÜÄÔ.
Q. No. 5. What precautions should a banker take in opening a new
account ? Marks : 16
¸ÝÂíPÜÃ®Ü áÜ ÖæãÓÜ TÝñæ¿á®Üá° ñæÿ
æ ááÊÝWÜ A®ÜáÓÜÄÓܸàæ PÝ¨Ü ÊÜáá®æa
° cÜÄPæWÙÜ ®Ü áÜ °
aÜbìÔÄ.
Q. No. 6. Explain the bankers duty to honour the customers cheques. Marks : 16
aæP…®Üá° ÊÜޮܠÊÜÞvÜáÊÜ ¸ÝÂíPÜÃÜ®Ü PÜñÜìÊÜÂÊÜ®Üá° ËÊÜÄÔÄ.
Q. No. 7. Examine the grounds under which the banking ombudsman may
reject the complaint. Marks : 16
¨ÜãÃÜáWÜÙ®Ü áÜ ° ¸ÝÂíQíW… KíŸv…ÕÊáÜ ®… ¿ÞÊÜ B«ÝÃÜWÙÜ Ü ÊæáàÇæ £ÃÜÓRÜÄÓܟÖÜá¨æíŸ
ŸWæY ±ÜÄàQÒÔÄ.
P.T.O.
0404/0805 *04040805*
Q. No. 8. Write short note on any two of the following : Marks : 2×8=16
D PæÙÜX®ÜÊÜâWÜÙÜÈÉ ¿ÞÊÜâ¨æà GÃÜvÜ®Üá° PÜáÄñÜá ÆZá q±Ü³~ ŸÃæÀáÄ :
a) Cheque.
aæP….
b) Commercial banks.
ÊÝ~g ¸ÝÂíPÜáWÜÙÜá.
c) Priority sector advances.
B¨ÜÂñÝ ÊÜÆ¿á ÊÜááí±ÝÊÜ£.
Q. No. 9. Solve any two of the following problems : Marks : 2×10=20
D PæÙÜX®Ü ¿ÞÊÜâ¨Ý¨ÜÃÜã GÃÜvÜá ÓÜÊÜáÓæÂWÜÙÜ®Üá° ±ÜÄÖÜÄÔ.
a) ‘A’ signs an instrument as follows :
I promise to pay ‘S’ or order Rs. 50,000.
Is it a valid promissory note ?
"A' GíŸÊÜ®Üá D PæÙÜX®Üíñæ ÈUñÜ ±ÜñÜÅPæR ÓÜ× ÖÝQ¨Ýª®æ.
®Ý®Üá "GӅ'¯Wæ A¥ÜÊÝ B¨æàÍÜ¨Ü ÊæáàÃæWæ ÃÜã. 50,000 ÊÝWݪ®Ü ÊÜÞvÜáñݤ®.æ
D ÊÝWݪ®Ü ±ÜñÜÅ FiìñÜÊæà ?
b) S, O and N are partners in the SON firm. They informed the
banker that ‘S’ and ‘O’ will operate the firms current account. Can
banker honour the cheques of the firm signed by ‘S’ and ‘N’ ?
"GӅ', "K' ÊÜáñÜᤠ"G®…' CÊÜÃáÜ ÓÜ®… GíŸ ±ÝÆá¨ÝÄPÝ ÓÜíÓæ¿ § áÈÉ
±ÝÆá¨ÝÃÜÃÝX¨ÝªÃ.æ AÊÜÃáÜ ¸ÝÂíQ®ÜÈÉ ñæè æ Ü aÝȤ TÝñæ¿á®Üá° "GӅ'
ÊÜáñÜᤠ"K' ¯ÊÜì×ÓÜáñݤÃíæ ¨Üá ¸ÝÂíPÜÃ¯Ü Wæ £ÚÔÃÜáñݤÃ.æ ¸ÝÂíPÜÃ®Ü áÜ A¨Ü®áÜ °
J²³Pã æ ívÜá "GӅ' ÊÜáñÜᤠ"G®…' ÓÜ× ÊÜÞw¨Ü aæPRÜ ®áÜ ° ±ÝÊÜ£ÓܟÖÜá¨æà ?
c) A customer of a Corporation Bank opproaches another branch
of the same bank for loan facility against fixed deposit receipt
of Rs. 5,00,000/- issued in his favour. Whether his request
for loan can be considered ? Decide.
PݱæäìàÃæàÐÜÜ®… ¸ÝÂíQ®Ü Jí¨Üá ÍÝTæ¿á WÝÅÖÜPÜ®Üá A¨æà ¸ÝÂíQ®Ü
C®æã°í¨Üá ÍÝTæWæ ÖæãàX Ô§ÃÜ sæàÊÜ~ ±ÜñÜÅ¨Ü B«ÝÃÜ¨Ü ÊæáàÇæ
ÃÜã±ÝÀá 5,00, 000 ÓÝÆ PæãvÜáÊÜíñæ ±ÜÅÓÝ¤Ê®Ü æ ÊÜáãÆPÜ Ë®Üí£ÓÜáÊÜ®áÜ .
¸ÝÂíPÜÃÜ®Üá D ±ÜÅÓݤÊÜ®æ¿á®Üá° ÖæàWæ ±ÜÄWÜ~ÓܸæàPÜá ? ¯«ÜìÄÔ.
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