TROO PRODUCT QUICK GUIDE

PRODUCT NAME DESCRIPTION PAYOR AGE INSURED AGE PMT TERM POLICY TERM MINIMUM PREM. RIDERS

Leave financial legacy, for 10, 15, 20 yrs up DEATH BENEFIT

TROO LEGACY estate planner 18-55 y/o 0-65 y/o to 65 y/o up to 99 y/o 11k- Annual ALL OPTIONAL EQUIVALENT TO
100% OF THE
POLICY AMOUNT
* Pays the face
amount whether
the life insured
Flexible plan that gives a 18-55 y/o (up
lives to the end of
TERM BASED: 15 11k - Annual a specific period or
guaranteed lumpsum on to 99 y/o if no years 7k-Semi Annual dies during that
BENEFIT
ENDOWMENT maturity BENEFIT waiver of 30 days-65 y/o 10, 15 or 20 yrs AGED BASED: Up 6k- Quaterly ALL OPTIONAL AMOUNT IS
premium rider 300K
AMOUNT IS 300K is selected) to 65 y/o 5k- Monthly

Acc. Death, Acc. Disablement,

Complete benefits & Critical Illness, Hospital Cash,
Maximum protection at a 2,970 (quarter) WOP (Disablement)
PRIME UMBRELLA minimal cost (10-40% of 18-55 y/o 18-35 y/o 10 10 * 1k monthly for 1M
money return on maturity) Coverage
GUARANTEED
BENEFIT
Annual Premium AMOUNT AT
Protection for serious 2,970 (quarter) Supplementary term and option 11,000
BIG 3 UMBRELLA illnessess. (10-40% of 18-90 y/o 18-40 y/o 10 10 * 1k monthly for 1M /22,000/33,000 MATURITY
Critical Illness WILL BE
money return on maturity) Coverage
LOWER.

Addt'l protection for 2,970 (quarter) Supplementary term, Acc.

SAFETY UMBRELLA accidents (10-40% of 18-90 y/o 18-45 y/o 10 10 * 1k monthly for 1M Death, Acc. Disablement
money return on maturity) Coverage

* Minimum
benefit amount
will still be 250k
8k- Annual
GRADUATE For child's education 18-60 y/o 0-11 y/o 5,10, til age 21,22,23 y/o 7k- Semi WOP (Disablement) but premium for
17,18,19 WOP ( Death) the solution will
6k- Quarter increase (PLEASE
UPDATE ON APRIL
19)
Single pay investment w/
BOOST WEALTH 125% life insurance 18-90 y/o 0-70 y/o one time pay till age 100 250k N/A
 Life insurance w/ 24K Annual Acc. Death, Acc. Disablement,
BUILD WEALTH (RP) Investment Increase Death 18-90 y/o 0-70 y/o min 10 yrs til age 100 6k Critical Illness, Hospital Cash
benefit + Investment value (quarterly)

BLP- 3 3 Pay investment w/ min 18-90 y/o 0-65 3 yrs 10 yrs 120k Annual N/A
insurance

BLP-5 5 Pay investment w/min 18-90 0-70 5 yrs 10 yrs 100k Annual N/A
insurance
7 Pay investment w/min
BLP- 7 insurance 18-90 0-70 7 yrs 10 yrs 80k Annual N/A

10 Pay investment w/min Acc. Death, Acc. Disablement,

BLP-10 insurance 18-90 0-70 10 yrs 10 yrs 60k Annual Critical Illness, Hospital Cash
 MINIMUM MAXIMUM MINIMUM DEATH
NAME PRODUCT PREMIUM PREMIUM DEATH BENEFIT TYPE BENEFIT

125% of SP + 125 of
Subject to Level death benefit total sum Top up Premium -
BOOST WEALTH 250K assured or total account value
Underwriting whichever higher 125% of partial
withdrawal

Subject to Increasing death benefit total 500% of RP + 125% Top

BUILD WEALTH RP 24K sum assured + total account up premium - 125% of
Underwriting value partial withdrawal
3PAY- 120K
ANNUM

5PAY-
100K ANNUN Level death benefit total sum 500% of RP + 125% Top
BUILD WEALTH LP Subject to assured or total account value up premium - 125% of
7PAY- 80K Underwriting whichever higher partial withdrawal
ANNUM

10PAY- 60K
ANNUM

X
 VUL SIDE BY SIDE

SUM INSURED MIN. ALLOC. PER MAINTAINING MIN. WITHDRAWAL FUND

MULTIPLE TOP UP FUN BALANCE PER AMOUNT PER FUND SWITCHING/REALLO
FUND CATION

5k per
1.25 x of Single local fund 10% (Multiples of
5K 10K UNLIMITED
premium and 10k 10)
(AEF)
MIN: 500% of RP 5k per
+125% of top up - local fund 10% (Multiples of
125% Partial 5K 10K UNLIMITED
withdrawal and 10k 10)
(AEF)

MIN: 500% of RP 5k per

+125% of top up -
125% Partial local fund 10% (Multiples of 5K 10K UNLIMITED
withdrawal and 10k 10)
(AEF)
 NO LAPSE
PREMIUM HOLIDAY GUARANTEE LOYALTY BONUS

YR 5: 0.50% ,
YR 8: 1.00%,
NOT APPLICABLE NOT APPLICABLE
EVERY 3 YRS
THERE AFTER: 1.50%

YR 5: 1.00% ,
YR 8: 1.50%,
ALLOWED APPLICABLE
EVERY 3 YRS
THERE AFTER: 2.00%

YR 5: 1.00% ,
ALLOWED APPLICABLE YR 8: 1.50%,
EVERY 3 YRS
THERE AFTER: 2.00%