No.

1
Antecedents to responsible financial management
behavior among young adults: moderating role of
financial risk tolerance. (by Emralds)
Financial knowledge:
Information comes from various sources such as emergencies, surveillance.
More concepts (Tang and Peter, 2015) .Different definitions under investigation
Courses related to the study of knowledge the curriculum consists of
multidisciplinary knowledge courses.(Godwin, 1994, p 172, Godwin and Carroll, 1986, p 81, e
(Hira et al. 1992; Titus et al., 1989). FinancialKnowledge plays an important role in
understanding essential financial concepts and products.(Chen and Volpe, 1998).

Financial attitude:
Financial perspectives are considered. Have priorities and attitudes towards
personal finances and Psychological bias expressed through financial management
is consideredBy agreement or disagreement.(Aydin and Sycuk, 2019,(Parrotta and

Johnson, 1998). some studies Examines the financial attitude and reaffirms the
importance of the attitude in determining payment methods.(Godwin, 1994; Godwin

and Koonce, 1992; Wilhelm et al., 1993),

Internal locus of control:

Locus of control refers to one's understanding of life and is related to the extent to
which success is achieved or if they fail as a result of your action(Chiu, 2003;

O’Connor and Kabadayi, 2019) Rotter (1966). There are two types of locus of control
one is internal and secod is external . this includes the ability to act, be effective,
influence your life, and be responsible for your behavior. External locus of control
success or failure of an individual depend on external factors that are not in his
control like circumstances, fate and biases.

No.2
Influence of Human Resources,
Financial Attitudes, and Coordination
on Cooperative Financial
Management2021(AT ATMADJA, KAK SAPUTRA, GM TAMA)

Financial Attitude is an individual mood, belief and valuation related to personal

finances.(Ibrahim &Alqaydi, 2013). Chowa and Despard (2014) .Financial attitudes, related to
one's beliefs and feelings about money, arise from certain favors or doubts through
the consideration of a particular entity and in behavioral responses (Eagly&Chaiken,
2007).
No.3
The Effect of Financial Literacy on Financial Management
Behaviour with Self-control as Intervening
Variable.ShintaHeruSatoto, and Sri Budiwati W. P

Financial Management Behavior:

The behavior of financial management is decisive, Acquisition, allocation and use
of financial resourcesBe consistent with the set objectives.(Horne and Wachowicz (2002)
FMB is a determinant of behavioral outcomesSuch as planning, implementation
andCash valuation, linked to credit rating,Investment, insurance and pension
plans.Deacon and Firebaugh (1988).
financialManagement behavior can be measured by observationAbout an
individual's actions, including financial information,Financial perspectives
andlocuse of control. (Dowling, et al., 2009)

\
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This section represents the theoretical core of an article. In this section, we will discuss the purpose of a

literature review. We will also consider how one should go about to find appropriate literature on which

to base a literature review and how this information should be managed. Finally, we will answer four

questions that first-time researchers often battle with when compiling a literature review. These questions

are: which aspects should I include in a literature review?; how should I go about synthesizing

information in a literature review?; how should I structure a literature review? what writing style should

I use when compiling a literature review?

Sina and Noya (2012)

(Xiao, 2008; Xiao et al., 2006).

(Dowling, et al., 2009)

Kholila and Irmani (2013)

Mien and Thao (2015)

Financial knowledge
(Huston, 2010).

Kholilah and Iramani (2013

(Huston 2010)
Rosen et al. (2017, p. 5

Tang and Peter, 2015) .

(e.g., Farrell et al. 2016; Robb et al. 2015)

Huston (2010)
Xiao et al. (2011