Port folio

in
General
Mathematics
Submitted by:
Shirley Ann Barcelona
Grade 11 STEM Alvior

Submitted to:
Mrs. Marjorie penar
 Reflection
MELC 1
ILLUSTRATING SIMPLE AND COMPOUND
INTEREST

1. I've learned how to represent simple and compound

interest, as well as important terminologies and money
management strategies.

2. When it comes to saving, compound interest is

preferable because it helps funds to rise more quickly
than they can in a simple interest account. When
measuring the annual percentage yield, compound
interest comes into play. That is the annual rate of return
or the cost of borrowing money on an annual basis.

3. I can use what I've learned to save money, invest in a

business in the near future, or plans for my future.

Reflection
 MELC 2
Distinguishing between simple and compound interest

1. I learned about the two most widely used and known

interest strategies, the simple and compound interest,
and how they vary.

2. To decide what is best for either the borrower or the

debtor, but one must first understand the various forms
of interest available and how they vary from one
another.

3. It aids you in comprehending your financial

situation. It will help you get a better return on your
investments and savings.

Reflection
MELC 3
Computing interest, maturity value, future value
and present value in simple and compound
interest environment
1. I learned the principles of simple interest, how to
solve problems involving simple interest, and how to
apply simple interest in real life.

2. When you have a financial emergency, you may want

to make a fast decision about where to get the money.

3. Problem solving of different exercises primarily

through 'doing, reflecting, discussing, observing,
investigating, listening, and reasoning.

4. When you're in a bad financial situation, you can

borrow money and use what you've learned. You
already understand that when you borrow money, you
should be able to repay it over the loan's term or period of
time.

Reflection
MELC 4
Solving problems involving simple and
compound interest
1. I learned the concepts of simple and compound
interest, as well as how to solve problems of unknown
present value, future value, rate, and time.

2. Useful learning experiences are those that enable us

to apply what we've learned from participating in the
activity in a different context or for a different purpose.
 3. When it comes to investing, compound interest is
better since it allows funds to grow at a faster rate than
they would in an account with a simple interest rate.
Compound interest comes into play when you're
calculating the annual percentage yield. That's the annual
rate

of return or the annual cost of borrowing money. One of

the drawbacks of taking advantage of compound interest
options is that it can sometimes be more expensive than
you realize. The cost of compound interest is not always
immediately apparent and if you do not manage your
investment closely, making interest payments can
actually lose you money.

4. Problem solving of different exercises and activities

primarily through reflecting, discussing, investigating,
and calculating.
Reflection
MELC 5
Illustrating simple and general annuities

1. Annuities provide stability, growth, and income over

time. You have power of how much money you make
and how much risk you're willing to take. Annuities
are a tax-deferred way to save money before you're
able to start earning retirement income. They're often
seen as a precaution against outliving your retirement
savings.

2. The ability to recognize a simple or general annuity

can allow you to simplify formula.

3. The ability to identify the problem or situation in the

given exercises.
Reflection
MELC 6
Distinguishing between simple and general
annuities
1. Knowing the difference between a simple and a
general annuity makes it easier for me to solve problems
and since it will assist us in determining which of the
two options is best for us when seeking an income
stream to cover our unique expenditures that will
support us and provide regular income for a number of
years, especially for our future retirement.

2. General annuity because it has greater future value

than simple annuity.

Reflection
MELC 7
Finding the future value and present value of
both simple and general annuities
 1. The important ideas I learned in this learning activity
is the calculating the future value and present value.

2. Identifies and understands a problems in the activities.

3. In the future I can use the lessons I learned in income

to help me live.

Reflection
MELC 8
Calculating fair market value cash flow stream
that includes annuity

1. I learned how to calculate the fair market value of a

cash flow stream that includes annuity.

2. Fair market value is used to assess the municipal

property taxes to be paid by an owner.
3. I can use the lessons I learned in using appropriate
financial instruments.

Reflection
MELC 9
Calculating present value and period of deferral
of a deferred annuity

1. I learned calculating the present value and period of

deferral of a deferred annuity.

2. Identifies and understands of exercises in the given

activities

3. I can apply what I have learned with a deferred

annuity because I can have several income options.
Reflection
MELC 10
Illustrating Stocks and Bonds
1. To know if these qualities fit into your investment
strategy.

2. Stocks: Buying part ownership in a corporation

Bonds: Making a loan to a corporation

3. It can help investors to choose securities that will

allow their money grow over time.

4. Stocks because generally they offer fairly reliable

returns and are better suited for risk-averse investors.

Reflection
MELC 11
Distinguishing between Stocks and Bonds
 1. I learned the difference between stocks and bonds.

2. Recognize how stocks and bonds differ.

3. If you want to invest in a company, there are two

routes available to you, the stocks and debt. You can able
to choose wgich is the best to invest that will help in
growing the funds.

Reflection
MELC 12
Describing the different markets for Stocks and
Bonds
1. I learned the differences between bond market and
stock market.
2. The ability to summarize the key differences of the
markets.

3. I can use my learning in the future in raising of

capital.

Reflection
MELC 13
Analyzing the different markets indices for
Stocks and Bonds

1. I learned how to analyzed the market index of

invesment holdings in the market.

2. This leeson has embedded me on how to use several

information about the stocks and bonds of the company
posted on the market.

3. I can apply this learnings in the future because it

makes me easier in analyzing the index of investment
holdingds to compare current price levels with past prices
and to calculate market performance.

Reflection
MELC 14
Illustrating business and consumer loans

1. The important ideas I have learned in this module is

illustrating the business and consumer loans and its
important terminologies.
2. The important values embedded to me by this lesson
is that financial needs can be solve through a credit
vechicle where money is lent to individuals or companies
which must be paid in a period.

3. I can definitely apply all of the knowlege that I have

learned in my daily life and in the future, like in meeting
working capital requirements and expand the business. It
can help in maintaining the cash-flow during difficult
times.
Reflection
MELC 15
Distinguishing between business and consumer
loans
1. It’s important to distinguish business and
consumer loans because it will help us to know what
type of loan is more applicable in the situation.

2. The important values that has been embedded

to me by the lesson is that we should choose wisely
when applying for a loan.

3. I can use this in the future if I have a financial

emergency because now that I have idea what to look
for, I can choose and decide what type of loan is suitable
for the situation.

Reflection
MELC 16
Solving problems involving business and
consumer loans (amortization, mortgage)
 1. The important ideas I have learn in this lesson is
problem solving and computing involving business and
consumer loans.

2. The values develop in me by the lesson is that when

applying for a loan, we should make effective choices.

3. I'll be able to use this in the future if I have a financial

emergency because now that I know what to look for, I'll
be able to choose and determine which type of loan is
better for the situation.

Reflection
MELC 17
Illustrating and symbolizing propositions

1. The important ideas I learned from this lesson is

identyfying propositions p and q from the statements
from different exercises.
2. The important values were develop from this lesson is
logical thinking that enbales us to analyze and answer the
following exercises.

3. I can apply what I have learned in my life where it

enables me to distinguish valid and invalid arguments.

Reflection
MELC 18
Distinguishing between simple and compound
propositions
1. The important ideas I learned from this lesson is
identify the correct simple and compound proposition
with the help of the given example in the module.

2. The impotant value were develop in me by this lesson

is that, I need to be careful in symbolyzing and
translating in simple and compound propositions.

3. I can apply what I have learned in my life that helps

me in performing different types of operations on
propositons and translating both sides.
Reflection
MELC 19
Distinguishing between simple and compound
propositions

1. I learned to perform the different types of

operations on propositions.

2. The important value has been embedded to me

by the is that, I can recall each operations by deeply
understanding the topic and practicing translating both
propositions.

3. I can apply what I’ve have learned in the future

through performing the different types of opearations on
positions and translating both sides.
Reflection
MELC 20
Determining the truth values of propositions

Reflection
MELC 21
Illustrating the differences forms of conditional
propositions