How can you be responsible with your money?

Hello mr my name is gabriela im going to talk about 3 questions that I chose,

The first question is: How can you be responsible with your money? I think that i
´m not so good at saving money but I believe that if you want to be responsible
with your money you shouldn't lend money without guarantees because so many
people take advantage of good will. In one case my mom LEND MONEY TO
SOMEONE and she never GOT IT BACK. Another way to be responsible with
your money is to avoid overspending.. I know that can be difficult for many
people, especially for all the things that we see on the internet and that we probably
don't need, but we want them. For example 3 years ago I bought laces that glow in
the dark, but I've never used them. I lost my money. Another good way to be
responsible with your money is to do a budget because with this we can organize
our incomes. In my home my dad does it to avoid spending all the cash before the
end of the month. In short if you are responsible with your money you will obtain
benefits.

What is your lifestyle like? Can you improve it?

The second question is What is your lifestyle like? Can you improve it? I think that
i have a good lifestyle because I drink a lot of water. For example, today I drank 9
glasses of water. So, I workout 4 times a week with my daddy and I eat low calorie
food, but I know that I can improve because on the weekends my brother and I
order junk food. This weekend we ate hamburgers and many times I don't sleep
enough and I stress too much.

Can money buy happiness? Please explain your perspective.

The last question is Can money buy happiness? I think that money can't buy
happiness. First, you can´t buy the feeling inside you when you are laughing with
your friends or family about some jokes or stories. For example, I am happy when
I eat hamburgers with my brother and talk about anything. I'm sure that's
something that all the money in the world can't buy. Second, you can´t buy a peace
and this is an important aspect about happiness. I know people that have too much
money but they can't feel tranquility because they always want more. Finally, I
consider that happiness is a personal decision but you must look on the bright side.
For example, if you failed the test you will cry or see a new opportunity to learn
and your attitude doesn't depend on money.
I want to say that happiness is the way not the goal, don’t wait for tomorrow to be
happy. you have everything you need to be happy today