BUSINESS STUDIES SCHEMES OF WORK

FORM FOUR 2012

TERM I

REFERENCES:

1. Longman Explore Book

2. Inventor KLB Book
3. Certificate Business Studies Book
4. KLB Top Mark Series Business Studies

1
W LS TOPIC SUB-TOPIC OBJECTIVES L/ACTIVITIES L/T AIDS REFERENCE REMARKS
K N
1 REPORTING AND REVISION
2 Observing samples of money
1& Money And Introduction By the end of the lesson, the (coins and notes Money (coins or notes
2 Banking Definition learner should be able to: Observing pictures of barter Pictures Inventor 4 KLB secondary
Banking Define the terms money and trade Banks business studies pg 91-94
-Money banking Visiting banks Resource persons(bank) student book 4
Barter trade Explain the barter trade Taking notes Longman Explore Business
Limitations/merits State merits of barter trade Asking and answering of studies Book 4 pg 60-61
State limitations of barter trade questions Dynamics if Business studies
Listening to resource persons form 4 pg 145-147
Meaning and sample of money (coins &
3& Money And characteristics of By the end of the lesson, the Money- coins & notes note) Inventor 4 KLB secondary
4 Banking money learner should be able to: observation Banks business studies pg 41-96
-definitions Give various definitions of Visiting banks Charts student book 4
Characteristics money Listening to resource persons Resource persons Longman Explore Business
Complexity Explain different characteristics Taking notes studies Book 4 pg 62-63
Acceptability of money Asking notes Dynamics if Business studies
Disability Asking and answering form 4 pg 151-153
portability Observing charts on
Stability summary of characteristics
Homogeneity of money
Durability
Malleability
Congnisability
3 Demand and supply
1& Money And for money By the end of the lesson, the Asking and answering Banks Inventor 4 KLB secondary
2 Banking Transactive learner should be able to: questions Text book business studies pg 97-99
precautionary Define money Note making student book 4
speculative Explain reasons for holding Listening to resource persons Longman Explore Business
Measures to money studies Book 4 pg 64-66
regulate supply of Define the supply of money Dynamics if Business studies
money Explain ways in which central form 4 pg 154-158
Open market bank regulates supply of money
operations
Special deposits
Bank rate
Banking
3 Money And Definition By the end of the lesson, the Listening to resource persons Banks
Banking Development of learner should be able to: Asking and answering Resource persons Inventor 4 KLB secondary
banking Define banking questions Text book business studies pg 99-102
Commercial banks Discuss development of banking Note taking student book 4
Services offered by Give examples of different Visiting banks Longman Explore Business

2
 commercial banks banks in Kenya studies Book 4 pg 66-67,70
Accepting deposits Explain the commercial banks Dynamics if Business studies
Current accounts Explain services offered by form 4 pg 160-161,173-177
Advantages commercial banks
Disadvantages
Inventor 4 KLB secondary
4 Money And Saving A/c By the end of the lesson, the Listening to resource persons Banks business studies pg 103-105
Banking Fixed deposit learner should be able to: Asking and answering Resource persons student book 4
Account Define savings and fixed questions Text book Longman Explore Business
deposits accounts Note taking studies Book 4 pg 69-70
Give advantages and Visiting banks Dynamics if Business studies
disadvantages of each form 4 pg 177-179
Lending of money
4 1 Money And Safe keeping of By the end of the lesson, the Asking and answering Banks Inventor 4 KLB secondary
Banking valuable items learner should be able to: questions Text book business studies pg 105,108-
Trustee services Explain the functions of Taking notes Resource persons 109 student book 4
Acting as a commercial banks Visiting banks Longman Explore Business
guarantor/referee studies Book 4 pg 68-69
Acts as Dynamics if Business studies
intermediaries form 4 pg 162-170
(sellers &
borrowers provision
of foreign exchange
Offering credit
cards
Money transfer
2 Money And facilities By the end of the lesson, the Sampling different facilities Text book Inventor 4 KLB secondary
Banking Standing order learner should be able to: Asking and answering business studies pg 106
Credit transfer Explain different methods of questions student book 4
Telegraphic money transfer Note making Longman Explore Business
Electronic fund studies Book 4 pg 68
transfer Dynamics if Business studies
Cheque form 4 pg 163-165
Money And Non-banking
3 Banking financial By the end of the lesson, the Note making Text book Inventor 4 KLB secondary
institutions learner should be able to; Asking and answering business studies pg 109-112
Agricultural finance Discuss the non-bank financial questions student book 4
-corporation institution Longman Explore Business
The industrial State the differences between studies Book 4 pg 71-72
commercial non-bank financial institution Dynamics if Business studies
development ICDC, and commercial banks form 4 pg 182-189-190
K,W,F,T. KIE,DFI, State the similarities
SACCOS
Functions of non-
bank financial
institutions

3
 Inventor 4 KLB secondary
4 Money And Differences and By the end of the lesson, the Note making Resource persons business studies pg 113
Banking similarities between learner should be able to: Asking and answering Text book student book 4
commercial banks State the difference between questions Longman Explore Business
and non-banking commercial banks and non- Listening to the resource studies Book 4 pg 72
financial banking financial institutions persons Dynamics if Business studies
institutions State similarities form 4 pg 189-190
Inventor 4 KLB secondary
5 1 Money And The central bank By the end of the lesson, the Note taking Text book business studies pg 113-116
Banking Definition learner should be able to: Asking and answering Resource persons student book 4
Functions Define the term central bank questions Longman Explore Business
Explain the functions of central Listening to resource persons studies Book 4 pg 72
bank Dynamics if Business studies
form 4 pg 192-201
The monetary
2 Money And policy By the end of the lesson, the Note taking Text book Inventor 4 KLB secondary
Banking Bank rate learner should be able to: Asking and answering business studies pg 113-116
Open market Explain different monetary questions student book 4 pg 116-118
operations policies
Cash/liquidity
Ratio requirement
Compulsory deposit
Selective credit
Control
Directives
Requests
Trends in banking
3 Money And Electronic cheque By the end of the lesson, the Observing samples e.g ATM card Inventor 4 KLB secondary
Banking Insurance cover learner should be able to: ATM, Mobile phones, Mobile phones business studies pg 118-121
Credit and debit Explain trends in banking visiting banks, pesa points Banks student book 4
cars ATM’s Longman Explore Business
ATMs Asking and answering studies Book 4 pg 76-77
Branches banking questions Dynamics if Business studies
mergers & Taking notes form 4 pg 179-182
restructuring
E. banking
Mobile banking
packaging banking
Unsecured loans
Front office
Services FOSA
Pesa point
Customer care
Emerging issues
4 Money And Internet & banking By the end of the lesson, the Taking notes Text books Longman Explore Business
Banking Mobile banking learner should be able to Asking and answering studies Book 4 pg 78

4
 Bank security Explain the emerging trends questions
Privatization of Discussions
government owned
banks
Inventor 4 KLB secondary
6 1 Public Finance Introduction By the end of the lesson the Discussions Text book business studies pg 125-126
Definition learner should be able to: Asking and answering student book 4
Purpose Define public finance questions Longman Explore Business
Explain the purpose of public Taking notes studies Book 4 pg 83-84
finance Dynamics if Business studies
form 4 pg 207-211
Sources of public
2 Public Finance finance By the end of the lesson, the Discussions Text book Inventor 4 KLB secondary
Government learner should be able to: Asking and answering business studies pg 126-128
borrowing Describe the various sources of questions student book 4
Taxes public finance Taking notes Longman Explore Business
Fines imposed by studies Book 4 pg 83-84
courts on offenders Dynamics if Business studies
Rent and rates form 4 pg 211-213
License
Dividends & profit

3 Public Finance Government By the end of the lesson, the Discussions Text book Inventor 4 KLB secondary
expenditure learner should be able to: Listening to resource person Resource persons business studies pg 128-130
Categories of Define the term government from financial department student book 4
government expenditure Asking and answering Longman Explore Business
expenditure Categorize government questions studies Book 4 pg 86-88
Sanctions expenditure Taking notes Dynamics if Business studies
Flexibility Explain principles of form 4 pg 213-218
Economy government expenditure
Proper financial
management
Maximum social
benefit
Inventor 4 KLB secondary
4 Public Finance TAX By the end of the lesson, the Discussions Text book business studies pg 130-133
Definition learner should be able to: Asking and answering student book 4
Purpose Define taxation questions Longman Explore Business
Principles Explain purpose of taxation Taking notes studies Book 4 pg 88-90
Explain principles of taxation
Discussions
7 1 Public Finance Classification of By the end of the lesson, the Asking and answering Text book Inventor 4 KLB secondary
& taxes learner should be able to: questions Pay slip business studies pg 135-141
2 Impact explain direct and indirect taxes Taking notes student book 4
Direct State advantages and Teacher uses pay slips to Dynamics if Business studies
indirect disadvantages of taxes explain indirect taxes form 4 pg 223-229

5
 By the end of the lesson, the Inventor 4 KLB secondary
3 Public Finance According to learner should be able to: Taking notes Text book business studies pg 133-135
& structure (tax rate) Explain various taxes Asking and answering student book 4
4 Progressive Progressive questions Longman Explore Business
Regressive Regressive studies Book 4 pg 88-90
Proportional Proportion Dynamics if Business studies
State advantages of each Discussions form 4 pg 221-223
8 Emerging issues
1 Public Finance Increase in public By the end of the lesson, the Discussions Text book Longman Explore Business
expenditure learner should be able to; Taking notes studies Book 4 pg 95-97
Accountability Explain various emerging issues Answering and asking
Tax evasion Give examples questions
Sources of revenue
By the end of the lesson, the Longman Explore Business
2 Public Finance Revision learner should be able to: Answering questions Full scaps studies Book 4 pg 99
- Answer questions on topics Question papers Inventor 4 KLB secondary
4 covered Pens business studies pg 144
9- TOPICAL REVISION
10
11
- END TERM EXAMINATIONS(PREMOCK EXAMS)
13
14 CLOSING

6
 BUSINESS STUDIES SCHEMES OF WORK
FORM FOUR 2012
TERM II

REFERENCES:

1. Longman Explore Book

2. Inventor KLB Book
3. Certificate Business Studies Book
4. KLB Top Mark Series Business Studies

7
W LS TOPIC SUB-TOPIC OBJECTIVES L/ACTIVITIES L/T AIDS REFERENCE REMARKS
K N
1 REPORTING AND REVISION OF LAST TERM’S EXAMS
Meaning Inventor 4 KLB secondary
2 1 Inflation Consumer price By the end of the lesson the Teacher Explanation Text books business studies pg 145-149
Index learner should be able to Inflation student book 4
Determination of Explain the meaning of inflation Teacher determining Longman Explore Business
average price Determine consumer price index consumer price index studies Book 4 pg 101-103
Simple average Asking and answering Dynamics if Business studies
Weighted average questions form 4 pg 238-240
Inventor 4 KLB secondary
2 Inflation Types and causes of By the end of the lesson, the Teacher giving examples of Text books business studies pg 149-152
& inflation learner should be able to inflation student book 4
3 Demand pull Explain the causes of inflation Asking questions
Longman Explore Business
Cost push Taking notes
studies Book 4 pg 105-107
Imported inflation Answering questions
structural Dynamics if Business studies
form 4 pg 240-246
Inventor 4 KLB secondary
4 Inflation Levels of inflation By the end of the lesson, the Asking questions Text book business studies pg 152
Moderate galloping learner should be able to explain Answering questions student book 4
Hyper inflation the levels of inflation Taking notes
Longman Explore Business
Creeping Teacher giving examples by
studies Book 4 pg 107
Rapid/persistent what people experience
Dynamics if Business studies
form 4 pg 240-246
Inventor 4 KLB secondary
3 1 Inflation Effects of inflation By the end of the lesson, the Asking questions Text book business studies pg 154-156
in an economy learner should be able to explain Answering questions student book 4
Positive the effects of inflation Taking notes
Longman Explore Business
negative Discussions
studies Book 4 pg 108
Inventor 4 KLB secondary
2 Inflation Controlling By the end of the lesson, the Asking questions Text book business studies pg 157-159
inflation learner should be able to: Answering questions student book 4
Monetary policy Describe monetary policy Taking notes
Longman Explore Business
Explain measures that are used Discussions
studies Book 4 pg 110-111
to control inflation
Fiscal policy Inventor 4 KLB secondary
3 Inflation Statutory policy By the end of the lesson, the Asking and answering Text book business studies pg 157-159
learner should be able to: questions student book 4
Describe fiscal and statutory Taking notes

8
 policy (non-monetary policy) Discussions Longman Explore Business
studies Book 4 pg 110-111
Emerging issues Text book
4 Inflation Inflation & food By the end of the lesson, the Discussions
Longman Explore Business
security learner should be able to Taking notes
studies Book 4 pg 112-113
Price controls Explain emerging issues in Asking and answering
Inflation and inflation questions
poverty
HIV and AIDs
Revisions questions
Inventor 4 KLB secondary
4 1 International Trade Introduction By the end of the lesson, the Taking notes Text book business studies pg 163-164
-Advantages learner should be able to: Discussions student book 4
Disadvantages Define the term international Asking and answering
Longman Explore Business
trade questions
studies Book 4 pg 116-118
Explain the advantages and
disadvantages Dynamics if Business studies
form 4 pg 257-264
Terms of trade By the end of the lesson, the Inventor 4 KLB secondary
2 International Trade Definition learner should be able to: Asking and answering Text book business studies pg 164-167
Computation of Define the term questions student book 4
terms of trade Terms of trade Taking notes
Longman Explore Business
Factors determining Compute terms of trade Discussions
studies Book 4 pg 118-120
the terms of trade Explain factors determining Taking examples on
between countries terms of trade between countries determining terms of trade Dynamics if Business studies
form 4 pg 266-268
By the end of the lesson the Inventor 4 KLB secondary
3 International Trade Reasons for learner should be able to Discussions Text books business studies pg 167-168
differences in Explain the differences between Taking examples student book 4
Terms of trade countries Asking and answering
Longman Explore Business
between countries Nature of commodity being questions
studies Book 4 pg 120-121
Unfavorable and exported and imported
unfavorable terms Shift in demand for country’s Dynamics if Business studies
of trade export form 4 pg 268-270
Total quantity supplied
Balance of Inventor 4 KLB secondary
4 International Trade payments By the end of the lesson the Discussions Text book business studies pg 168-169
Definitions learner should be able to Taking notes student book 4
Balance of Define balance of payments Asking and answering
Longman Explore Business
payments account Describe balance of payments questions
studies Book 4 pg 122
Components of A/C
balance of Explain balance of payment on Dynamics if Business studies
payments current account form 4 pg 271
Balance of payment

9
 on current A/c
Inventor 4 KLB secondary
5 1 International Trade Capital Account By the end of the lesson, the Taking notes Text book business studies pg 169-171
Official settlement learner should be able to Asking and answering student book 4
A/c Describe capital accounts questions
Longman Explore Business
Official settlement A/c Discussions
studies Book 4 pg 122-123
Dynamics if Business studies
form 4 pg 271-272
Inventor 4 KLB secondary
2 International Trade Balance of By the end of the lesson, the Taking notes Text book business studies pg 171-172
payments learner should be able to; Discussions student book 4
Disequilibrium Describe balance of payments Asking and answering
Longman Explore Business
Causes of balance disequilibrium questions
studies Book 4 pg 124-125
of payment deficit Explain causes of balance of
payment deficit Dynamics if Business studies
form 4 pg 273-275
Longman Explore Business
3 International Trade Balance of By the end of the lesson, the Taking notes Text book studies Book 4 pg 123-124
payments learner should be able to: Asking and answering
Dynamics if Business studies
disequilibrium Explain causes of payment questions
form 4 pg 275-276
surplus surplus Discussions
Inventor 4 KLB secondary
4 International Trade Correcting balance By the end of the lesson, the Discussion Text book business studies pg 124-125
of disequilibrium learner should be able to Taking notes student book 4
Explain how balance of Asking and answering
Longman Explore Business
payment disequilibrium questions
studies Book 4 pg 124-125
Dynamics if Business studies
form 4 pg 276-278
Inventor 4 KLB secondary
6 1 International Trade Terms of sale in By the end of the lesson, the Asking and answering Text book business studies pg 725-176
International trade learner should be able to: questions student book 4
Low, F.O.R, Explain terms of sales used in Taking notes
Longman Explore Business
D.D,F.A.S,F.O.B, international trade Discussions
studies Book 4 pg 125-126
C&F,C.I.F, landed © Education Plus
in Bond, Franco Agencies Dynamics if Business studies
O.N.O form 4 pg 279-281
Documents used in Inventor 4 KLB secondary
2 International Trade international trade By the end of the lesson, the Observing samples of the Text books business studies pg 176-179
Import license learner should be able to: documents student book 4
Bill of lading Describe different document Asking and answering
Longman Explore Business
Certificate of origin used in international trade questions
studies Book 4 pg 126-127
Commercial invoice Taking notes

10
 Pro-forma invoice Dynamics if Business studies
Freight note form 4 pg 282-288
By the end of the lesson, the Inventor 4 KLB secondary
3 International Trade International learner should be able to: Taking notes Text books business studies pg 180-181
& financial Explain functions of financial Asking and answering student book 4
4 institutions institutions question
Longman Explore Business
IMF IMF
studies Book 4 pg 127-130
ADB State advantages of the
institutions Dynamics if Business studies
State disadvantages form 4 pg 289-292
Inventor 4 KLB secondary
7 1 International Trade African By the end of the lesson, the Discussions Text book business studies pg 181
Development Fund learner should be able to: Teacher explains forms of student book 4
IBRD word bank Describe this financial economic integration
Longman Explore Business
institutions Taking notes
studies Book 4 pg 131-132
State the functions and Asking and answering
objectives questions Dynamics if Business studies
form 4 pg 292
Forms of economic Inventor 4 KLB secondary
2 International Trade integration By the end of the lesson, the Teacher explains forms of Text book business studies pg 182-183
& Free trade area learner should be able tot: economic integration student book 4
3 Common market Describe various forms of Taking notes and asking
Longman Explore Business
Custom unions integration questions
studies Book 4 pg 133-134
Economic union Discussion
Common monetary Dynamics if Business studies
system form 4 pg 293-294
Importance of
4 International Trade economic By the end of the lesson, the Discussion Text book
Longman Explore Business
integration to a learner should be able to Teacher explains importance
studies Book 4 pg 135
country recognize the importance of of economic integrations
Enjoy economies of economic integration Asking and answering Dynamics if Business studies
scales questions form 4 pg 294-296
Attracts new
industries
Adopt new
technology
Advantages of
money unions
Joint public utility
Inventor 4 KLB secondary
8 1 International Trade Free trade By the end of the lesson, the Taking notes Text book business studies pg 184student
Definition learner should be able to: Asking and answering book 4
Advantages Define freed trade questions
Longman Explore Business
Disadvantages State advantages and Teaching explaining free

11
 disadvantages of free trade trade studies Book 4 pg 135-136
discussions
Dynamics if Business studies
form 4 pg 297-298
Inventor 4 KLB secondary
2 International Trade Trade Restrictions By the end of the lesson the Discussions Text book business studies pg 185-187
Reasons &methods learner should be able to: Asking and answering student book 4
Define the term trade restriction, questions
Longman Explore Business
explain methods of trade Taking notes
studies Book 4 pg 137-138
restrictions
Dynamics if Business studies
form 4 pg 299-301
Inventor 4 KLB secondary
3 International Trade Advantages and By the end of the lesson, the Discussions Text book business studies pg 187-188
disadvantages of learner should be able to: Asking and answering student book 4
trade restriction State advantages and questions
Longman Explore Business
disadvantages Taking notes
studies Book 4 pg 138
Dynamics if Business studies
form 4 pg 301-303
Inventor 4 KLB secondary
4 International Trade Trends in By the end of the lesson, the Discussions Text book business studies pg 188-189
international trade learner should be able to: Use of mobile phones to Mobile phones student book 4
Liberalization EPZ Explain the newly emerging access internet
Longman Explore Business
website/Ecommerce trends Asking and answering
studies Book 4 pg 139-143
Advantages & State advantages and questions
disadvantages disadvantages of the trends Taking notes Dynamics if Business studies
form 4 pg 307-308
9-
10 TOPICAL REVISION
11
- MOCK EXAMINATIONS
13
14 CLOSING

12
 BUSINESS STUDIES SCHEMES OF WORK
FORM FOUR 2012
TERM III

REFERENCES:

1. Longman Explore Book

2. Inventor KLB Book
3. Certificate Business Studies Book
4. KLB Top Mark Series Business Studies

13
W LS TOPIC SUB-TOPIC OBJECTIVES L/ACTIVITIES L/T AIDS REFERENCE REMARKS
K N
1 REPORTING AND REVISION OF LAST TERM’S EXAMS
Inventor 4 KLB secondary
2 1 Economic Introduction By the end of the lesson, the Teacher explaining Text book business studies pg student
Development And Economic growth learner should be able to: Economic growth and book 4
Planning indicators Define economic growth development
Terms used Explain indicators Taking notes Longman Explore Business
Define terms used Asking and answering studies Book 4 pg 147
questions
Dynamics if Business studies
form 4 pg 311-312
Economic Inventor 4 KLB secondary
2 Economic Development By the end of the lesson, the Discussions Text book business studies pg
Development And Definition learner should be able to define Asking and answering 196student book 4
Planning Indicators Define economic development questions
Differences Explain indicators Taking notes Longman Explore Business
between economic State differences between studies Book 4 pg 149-151
growth and growth and economic
economic development
development
Inventor 4 KLB secondary
3 Economic Underdevelopment By the end of the lesson, the Discussions Magazines business studies pg 196-200
Development And Definition learner should be able to: Asking and answering Journals student book 4
Planning Characteristics Define underdevelopment questions Text book
State characteristics Taking questions Longman Explore Business
Taking notes studies Book 4 pg 151-153
Reading magazines and
journals Dynamics if Business studies
form 4 pg 314-317
Goals of
4 Economic development By the end of the lesson, the Reading journals of 2030 Text book
Development And Provision of basic learner should be able to: vision Journals Longman Explore Business
Planning human wants, Explain goals of development Asking and answering Magazines studies Book 4 pg 154-155
increase pre-capital questions Computers (internet)
Dynamics if Business studies
income Taking notes
Employment Surfing internet form 4 pg 317
Self-sufficiency
Reducing poverty
Inventor 4 KLB secondary
3 1 Economic Factors that may By the end of the lesson, the Reading journals Text book business studies pg 200-202
Development And hinder development learner should be able to: Magazines, newspapers, Computers student book 4
Planning -low natural Explain factors that may hinder textbook (internet)

14
 resource development Asking and answering Journals Longman Explore Business
endowment questions Magazines studies Book 4 pg 155-157
Capital Taking notes Newspapers
Poor technology Dynamics if Business studies
Human resource form 4 pg 321-323
Inventor 4 KLB secondary
2 Economic Development By the end of the lesson, the Reading journals Text book business studies pg
Development And planning learner should be able to: Magazines and newspaper Journals 202student book 4
Planning Definition Define plan development on vision 2030 & planning Magazines
Characteristics of planning Asking and answering Newspaper Longman Explore Business
good development State characteristics of good questions studies Book 4 pg 157-158
plan development planning Taking notes
Inventor 4 KLB secondary
3 Economic Need for By the end of the lesson, the Discussions Magazines business studies pg 203-
Development And development learner should be able to: Taking notes Text book 204student book 4
Planning planning Describe the need for Asking and answering Journals
development planning questions Longman Explore Business
Reading journals studies Book 4 pg 158-159
Magazines on vision 2030
Problems
4 Economic encountered in By the end of the lesson the Discussions Text book
Development And development learner should be able to: Taking notes Inventor 4 KLB secondary
Planning planning Explain problems facing Asking and answering business studies pg 204-206
Corruption development planning questions student book 4
Lack of sufficient
data Longman Explore Business
Shortage of funds studies Book 4 pg 160-161
Over protection
Dynamics if Business studies
Inadequate
technical skills form 4 pg 326-327
Inadequate political
goodwill
Emerging issues
4 1 Economic HIV & Aids By the end of the lesson, the Discussions Text book
Development And Environment and learner should be able to: Taking notes Longman Explore Business
Planning economic Explain emerging issues in Asking and answering studies Book 4 pg 161-162
development economic development and questions
Women planning
empowerment
Accuracy and
reliability
5-
7 TOPICAL REVISION
8- KCSE EXAMINATION
11

15
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