MBA Program Regulations 2021.

V2- Course Plan

COURSE PLAN

Commercial Banking & P21MBE0146

Course Name and Course Code
4
Credits
1
Version No.
06.02.2023 to 12.05.2023
Duration
2, 2022-24
Semester / Batch

Number of Students Enrolled 95

Course Co-ordinator Dr.S.SANGEETHA

Program Educational Objectives

On completion of master’s degree in Business Administration from KCT Business School, the student will
be able to
Name
PEO1: and Signature
Demonstrate with date:
managerial abilities to improve business performance by driving client centric culture
in the organisation.
1. Course
PEO2: Exhibit Coordinator:
high Dr. S. Jaisankar
level of competencies required to manage multiple business sectors across the globe.

2.IQAC: Dr. V. ability

PEO3: Demonstrate Kannan,to implement best corporate governance practices as a true leader by
maintaining social values and Business ethics.
3.HODentrepreneurial
PEO4: Exhibit / Director: Dr. V. R.lifelong
and Nedunchezian
learning qualities for achieving continuous success in business.

Program Learning Objectives

Within a few years of obtaining a Master’s Degree in Business Administration from KCT Business School, the recent
graduate
PLO1: Demonstrate managerial competencies to overcome critical business challenges.
PLO2: Apply conceptual, analytical, and critical thinking skills for effective decision making with a global
perspective
PLO3: Exhibit appropriate leadership skills to work with multidisciplinary team for the achievement of organization
goal.
PLO4: Illustrate appropriate professionalism and ethical behaviour for an assigned situation
PLO5: Develop entrepreneurial and innovative thinking for business and socio-economic development.
 MBA Program Regulations 2021.V2- Course Plan

Course Title / Course Code Commercial Banking & P17BAEEF01

Course Description Commercial Banking is a comprehensive study of commercial banks and

their role in the economy. The course emphasizes the practical application
of business and economic principles as they relate to bank management
and regulatory policy.

Objectives The course commercial banking introduces the banking concepts, varied
retail and wholesale products and fund and fee-based services offered by
banks. It is designed to familiarise on management of asset-liability of
banks and enhance knowledge on credit appraisal and the recovery
mechanism adopted by banks.
Course Outcomes CLO1: Explain various banking concepts, retail cum wholesale products and
services offered by banks.
CLO2: Compile the credit appraisal techniques and recovery techniques
adopted by banks.
CLO3: Interpret the asset liability management of selected banks and
modern banking services
Reference Books Indian Institute of Banking (IIBF) - Principles and practices in banking –
5th edition- Macmillan education, 2021

Course Coordinator:
Dr.S.SANGEETHA

Signature of the Course IQAC/ Course Auditor

Coordinator with date Signature with date

Method of course delivery (MCD)

L T P SW FW TOTAL CREDITS
3 - - 2 - 4
1 session = 60 mins
 MBA Program Regulations 2021.V2- Course Plan

SESSION PLAN

Session/ Session Type

Unit/ Module Topics
Block L|T|P|FW|SW Pedagogy
Money - Banks and bankers. Commercial
L Discussions
banking - Overview – Functions
Introduction to Money and Discussions
1-4 Commercial banking in India- banking in
commercial banking &/Video
modern era, Small Banks, Payment Banks - L
presentation,
Customer relationship.
Reading Material
Retail banking- Type of consumer loans- Discussions
evaluation- credit analysis-credit scoring and L &/Video
consumer credit regulations. presentation
5-9
Deposit products in India and abroad – types of Discussions
Retail banking - Deposit
bank deposits, L &/Video
presentation
Computation of interest on deposits-
12 SW Reading Material
composition of bank deposits
Loan Pricing – objectives, methodology, pricing Discussions
13-18 models, priority sector lending. Credit- L &/Video
Characteristics of credit - Cardinal Principles presentation
Retail - Credit and Priority Credit appraisal and analysis and Appraisal
19-24 Sector Lending Techniques; Credit assessment- Credit L Reading materials
disbursal & monitoring
NPA Assessment & provisioning- Recovery
25-35 SW Mini Project
procedures - CIBIL -Priority Sector Advances
Discussions
Non-fund-based Services
36-37 Non-fund Based Limits; estimation of WC; L &/Video
and Recent developments
presentation
 MBA Program Regulations 2021.V2- Course Plan

38 Term Loans; Base Rate L Reading materials

Asset Liability Management in Banks, Reading
39-43 Asset Liability L
and interpreting bank Balance Sheet Guest Lecture
Management in Banks
44-45 BASEL CAR Norms L
Fee based services – L/C, Bank guarantees, Discussions Video
46-48 L
Fee based services & subsidiary services presentation
Wholesale banking Corporate banking – nature - development in Reading materials
49 L
corporate banking- Consortium finance.
Payment and Collection of Cheques and Other
Negotiable Instruments – NI Act; Role & Duties
SW Peer Teaching
of Paying & Collecting Banks – Technology in
Banking
Negotiable Instruments Peer Teaching
Core Banking solutions- payment systems and
50-57 and Modern Banking
electronic banking - Data Communication
Services SW
Network and EFT systems – security
considerations – IT act
Modern banking services- Challenges and Peer Teaching
SW
prospects for modern banking.
 MBA Program Regulations 2021.V2- Course Plan

Assessment Template
S. Assessment Individual/ Total Final Due Date
Competency PI CLOs PLOs
No. (Internal and External) Group Marks Marks /Exam Dates
1 Continuous Assessment Test 1 27.03.2023 TO C1.2, CLO1
Individual 60 12 C1. P2 PLO1
(10 marks* 6 Questions) 31.03.2023 CLO2
Continuous Assessment Test 2 05.05.2023 TO C1.3, CLO2
2 Individual 60 12 C1. P3 PLO1
(10 marks* 6 Questions) 10.05.2023 CLO3
Mini Project (description given 40 8 C1. P3
3 Group 21.04.2023 C1.6 CLO3 PLO1
below)- Phase 1 & 2 40 8 C1. P6
TOTAL CAM (A)* 200 40
End Semester Exam (2 Hours) C1.2, C1. P2 CLO1
From
(10 marks* 5 Questions with Individual 50 60 C1.3, C1. P3 CLO2 PLO1
15.05.2023 C1.6 C1. P6
5 internal choice) CLO3
TOTAL ESM (B)* 50 60
TOTAL MARKS(A+B) * 250 200
Note:
Faculty can decide on the type of assessments and the marks based on the type of course
All submissions: moodle.kctbs.ac.in
Passing Minimum: * Minimum 50% marks should be achieved to get a pass
Rubrics for assessment: Given in Annexures
Include weightage of marks
 MBA Program Regulations 2022.V1- Course Plan
Annexure I – Rubrics for Report and presentation
Presentation Marking Rubric (Group/ Individual)
Scores 4 3
Visual Appeal There are no errors in
spelling, grammar, and
punctuation. Information is
clear and concise on each
slide. Visually appealing/
engaging.
Extensive knowledge of
Comprehension topic.
Members showed complete
understanding of
assignment. Accurately
answered all questions
posed.
Presentation Regular/constant eye
Skills contact, The audience was
engaged, and presenters
held the audience’s
attention.
Appropriate speaking
volume & body language.
Content The presentation was a
concise summary of the
topic with all questions
answered. Comprehensive
and complete coverage of
information.
All presenters knew the
information, participated
equally, and helped each
Preparedness/
other as needed.
Participation/
Extremely prepared and
Group Dynamics
rehearsed.
There are some errors in
spelling, grammar and
punctuation. Too much
information on two or
more slides.
Significant visual appeal.
Most showed a good
understanding of topic.
All members able to
answer most of audience
questions.
Most members spoke to
majority of audience;
steady eye contact.
The audience was
engaged by the
presentation.
Majority of presenters
spoke at a suitable
volume.
The presentation was a
good summary of the
topic.
Most important
information covered; little
irrelevant info.
Slight domination of one
presenter. Members
helped each other.
Very well prepared.
2 1
There are many errors in
spelling, grammar and
punctuation. Too much
information was contained
on many slides.
Minimal effort made to
make slides appealing or
too much going on.
Few members showed good
understanding of some
parts of topic.
Only some members
accurately answered
questions.
Members focused on only
part of audience.
Sporadic eye contact by
more than one presenter.
The audience was
distracted.
Speakers could be heard by
only half of the audience.
The presentation was
informative but several
elements went unanswered.
Much of the information
irrelevant; coverage of some
of major points.
Significant controlling by
some members with one
minimally contributing.
Primarily prepared but with
some dependence on just
reading off slides.
There are many errors in
spelling, grammar and
punctuation. The slides were
difficult to read and too much
information had been copied
onto them.
No visual appeal.
Presenters didn’t understand
topic.
Majority of questions
answered by only one member
or majority of information
incorrect.
Minimal eye contact by more
than one member focusing on
small part of audience.
The audience was not engaged.
Majority of presenters spoke
too quickly or quietly making it
difficult to understand.
Inappropriate/disinterested
body language.
The presentation was a brief
look at the topic but many
questions were left
unanswered.
Majority of information
irrelevant and significant
points left out.
Unbalanced presentation or
tension resulting from over-
helping.
Multiple group members not
participating.
Evident lack of
preparation/rehearsal.
Dependence on slides.
 MBA Program Regulations 2022.V1- Course Plan

Annexure II - Guest Lecture / Workshop

Details of Guest lecture

S. Name of Guest Topic Objective of the topic Month

No. Speaker

1 Yet to be identified Asset Liability Management in To understand how the ALM is MARCH 2023
Banks, Reading and managed in the banking to
interpreting bank Balance maintain Asset Quality
Sheet

2 Yet to be identified CIBIL Understanding mechanism of April 2023

CIBIL scoring

Annexure III – Assignment details

Assignment topic Mini Project – NPA tracking and Know the Bank
To understand
Objective of the 1. The trends in banking industry and
Assignment 2. The Modus operandi of Bank and
3. To understand the asset quality of 2 banks for the last 5 years
Scheduled date of submission
Phase 1 14.03.2023
Phase 2 21.04.2023

Annexure VI
Content coverage for Mini Project- Guideline

Content Coverage for Mini project – Phase 1

1 Industry Analysis 9 Insolvency and bankruptcy code 2016

2 Types of retail loans
Credit evaluation- credit analysis-
3 credit scoring and consumer credit
regulations, BASEL norms
Loan Pricing, Objectives, models, CIBIL
4 12
Score
5 Priority sector lending
6 Types of deposits In India & abroad
7 Calculation of interest on bank deposits
Corporate banking – nature -
8 16
development in corporate banking
General appraisal criteria – Characteristics of
10 credit- credit appraisal and analysis- principles of
lending.
11 Credit assessment- Fund & Non fund-based limits
Credit disbursal & monitoring
NPA Assessment & provisioning- Recovery
13
procedures.
Payment and Collection of Cheques and Other
14
Negotiable Instruments - NI Act;
Credit Appraisal Techniques; Credit Monitoring &
15
Its Management;
Base Rate -Priority Sector Advances – Recent
Developments
 MBA Program Regulations 2022.V1- Course Plan

Phase 2

Detailed Analysis of Asset Quality for 2 banks- CAMELS’ model

Course Coordinator Signature