The Ultimate Free-Withdrawal List for ATMs worldwide!

last edit: 17/01/2020

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Afghanistan

Albania

Algeria

Andorra

Angola
Antigua

Argentina

Armenia

Australia

Austria

Azerbaijan
Bahamas
Bahrain
Bangladesh
Barbados
Belarus

Belgium

Belize
Benin
Bhutan

Bolivia

Bosnia Herzegovina

Botswana

Brazil

Brunei

Bulgaria

Burkina
Burundi
Cambodia
Cameroon

Canada

Cape Verde
Central African Rep
Chad

Chile

China Mainland
China Mainland

Colombia

Comoros
Congo
Congo (Democratic)

Costa Rica

Croatia

Cuba

Cyprus

Czech Republic

Denmark:

Djibouti
Dominica

Dominican Republic

East Timor

Ecuador

Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Fiji
Finland
France
Gabon

Gambia

Georgia

Germany

Ghana
Gibraltar

Greece

Grenada
Guatemala
Guinea
Guinea-Bissau
Guyana
Haiti
Honduras

Hong Kong

Hungary
Iceland

India

Indonesia:

Iran
Iraq

Ireland

Israel

Italy

Ivory Coast
Jamaica
Japan

Jordan

Kazakhstan

Kenya

Kiribati
Korea (North)

Korea (South)/South Korea

Kosovo

Kuwait

Kyrgyzstan

Laos

Latvia

Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg

Macedonia

Madagascar
Malawi

Malaysia
Malaysia

Maldives
Mali

Malta

Marshall Islands
Mauritania
Mauritius

Mexico

Micronesia
Moldova
Monaco
Mongolia
Montenegro

Morocco

Mozambique
Myanmar/Burma
Namibia
Nauru

Nepal

Netherlands

New Zealand

Nicaragua
Niger

Nigeria
Nigeria

Norway

Oman

Pakistan
Palau
Panama
Papua New Guinea
Paraguay

Peru

Philippines

Poland

Portugal

Qatar

Romania

Russian Federation

Rwanda
St Kitts & Nevis
St Lucia
Saint Vincent & the Grenadines
Samoa
San Marino
Sao Tome & Principe
Saudi Arabia
Senegal
Serbia

Seychelles
Sierra Leone
Singapore

Slovakia

Slovenia

Solomon Islands
Somalia

South Africa

South Sudan

Spain

Sri Lanka

Sudan
Suriname
Swaziland
Sweden
Switzerland
Syria

Taiwan

Tajikistan

Tanzania

Thailand
Togo
Tonga
Trinidad & Tobago
Tunisia

Turkey

Turks and Caicos

Turkmenistan
Tuvalu

Uganda

Ukraine

United Arab Emirates

United Kingdom

United States

Uruguay

Uzbekistan
Vanuatu
Vatican City
Venezuela

Vietnam:

Yemen
Zambia
Zimbabwe

Happy Travels! :-)

Free-Withdrawal List for ATMs worldwide!
Look for your country in the list below (use CTRL + F as a search function) and withdraw for free.
Go to http://bit.ly/updatethelist and post your information in the Revolut Community!

Credins Bank (as of Jul 2019 with MC)

AVOID Raiffeisen Bank, Intesa Sanpaolo Bank, OTP Bank, Union Bank (unclear fees, rejecting Revolut MC)

ANDBANK (as of Sep 2018)

Morabanc (with MC as of Feb 2019)

All of the ATMs seem to charge in Argentina so far. Approx fees are listed below although they might change frequently
economic change and inflation in the country!
Badesco (fee of 200-300 ARS as of Jan 2019 with MC/Visa)
Banco de Lá Nacion/Link: 262.80 ARP fee per 4000 ARP transaction (max. withdrawal 4000, 8000 per day limit)
Banco Patagonia/EB: 463 ARP fee for 7500 ARP transaction

ANZ Bank (as of Aug 2019)

National Bank of Australia (NAB, as of Apr 2018), select “Savings” when withdrawing
rediATM (as of Jan 2017)
Bank Austria/Unicredit (with MC as of Apr 2019)
Bankhaus Carl Spangler (as of Jul 2019 with Visa)
Bawag/PSK (tested in June 2018 with MC)
Erste Bank (as of Apr 2019)
Hypo Tirol (as of Jul 2019)
Sparkasse (with MC as of Feb 2019)
Volksbank Tirol AG (tested in April 2018 with MC)

AVOID Raiffeisen-Landesbank Tirol AG (fee of 5 EUR with MC as of Feb 2019), BTV Bank or Sparkasse Tirol (as of Jul

Belinvestbank (as of Apr 2019)

ING (as of Jun 2019)
KBC (as of May 2019 with Visa)
AVOID BNP Paribas Fortis (apparently not accepting MC)
BancoFie (with Visa/MC as of Mar 2019)
Banco Pyme Ecofuturo (as of Dec 2016)
Addiko Bank (as of Apr 2019)
Nova Banka (as of Apr 2019)
Sberbank (as of Apr 2019)
UniCredit Bank (as of Apr 2019)
AVOID Intesa Sanpaolo Banka (6 BAM fee), Sparkasse (7 BAM fee) and Raiffeisen (8 BAM fee)

Banco do Brasil ATMs (tested in September 2018 with Visa and MC)
Branco Bradesco (with Visa as of Aug 2019), but does not accept Revolut MC!
AVOID Itau (rejecting Visa as of Feb 2019)

DSK Bank (as of Sep 2019)

Central Cooperative Bank
United Bulgarian Bank
Fibank
SG Express Bank
Piraeus Bank Bulgaria
Eurobank
Postbank
ProCredit Bank
Tokuda Bank (as of Aug 2019 with MC)
AVOID Raiffeisenbank (fee of 3 EUR for non-domestic cards like Revolut)

Avoid Maybank and Canadia ($5/transaction)

Alterna Savings (with Visa as of Feb 2020)

National Bank/Banque Nationale (as of Oct 2018), but seem to reject Visa as invalid as of Feb 2020
Tangerine (as of Oct 2018)
AVOID TD Canada Trust (fee of 3 CAD)

BICE bank (as of Sep 2019)

Itau Bank (as of Dec 2016)
Scotiabank (with MC/Visa as of May 2019, but not at “Scotiabank azul”)
AVOID Banco de Chile, Santander and Banco de Estado (5000-6500 CLP fee with Visa/MC as of Jan 2019)
be aware that VPN might be necessary to access the Revolut app
Bank of China (as of Jul 2019 with Visa)
 CITIC (as of Jul 2019 with Visa)
ICBC (as of Jul 2019 with Visa)
China Construction Bank (as of Jul 2019 with Visa)
Revolut MC rejected at Bank of China and at Postal Savings Bank as of Nov 2017/Oct 2018, but accepted at BoC as of
BBVA (as of Dec 2018)
AVOID Bancolombia (12000 COP fee), Banco de Colombia (14'500 COP) and Servibanca (14'500 COP)
BE AWARE at Davivienda Bank as they might apply DCC fee without asking
AVOID BIC (BNP-Paribas subsidiary), fees as of Dec 2018

BAC Credomatic (as of Nov 2018)

Banco Nacional (as of Nov 2018)
ATM Euronet (only with Visa as of Sep 2018)
Addiko Bank (as of Aug 2019)
Auro Domus (as of Aug 2019)
Erste Bank (as of Oct 2018)
IKB (Istarska Kreditna Banka) (as of Apr 2019)
Kent Bank (as of Aug 2019)
OTP (as of Apr 2019)
PBZ (Privredna Banka Zagreb) (as of Apr 2019 with MC), but 16 HRK fee with Visa
RaiffeisenBank (as of Jun 2019 with MC)
Sberbank (as of Apr 2019)
Splitska Banka
Zagrebačka banka (as of Jun 2019 when you decline the DCC option called “Bez konverzije valute”)
Moreover, POS withdrawals at Tisak, Konzum and Hrvatska Posta seem to be free too. Other reports suggest that mone
withdrawals at Tisak and Konzum stores (in May 2019) got rejected.
EEA-issued cards should not have a fee anyway, apparently all Visa are free even on Euronet ATMs
* not really covered by many ATMs
Alpha Bank (as of Jul 2019)
Bank of Cyprus (as of Aug 19 with MC)
Helleniki (as of Jul 2019 with Visa/MC, but with acceptance problems at older ATMs)
Airbank (as of Dec 2018)
CSOB (as of Dec 2018)
Fio (as of Dec 2018)
Komerční Banka (as of Dec 2018)
Raiffeisen (as of Dec 2018)
Unicredit Bank (as of Dec 2018)
AVOID Česká spořitelna (fee of 125 CZK) and Moneta Money Bank (fee of 195 CZK)
Nordea (tested with MC)
Nordjyske Bank (as of Aug 2019)
AVOID Danske Bank (fees!)
 Note: MC seems not to work at any ATM as of Nov 2018! POS payments are accepted!
Jumbo ATM (free with Visa as of Nov 2018)

Banco del Austro (as of Jun 2019 with MC)

Cajeros JEP (as of Aug 2019 with Visa)
Produbanco (free as of Oct 2018, but only MC was accepted!)
Banco Pacífico ($3 fee, as of Oct 2018)
Banco Guayaquil ($1,50 fee as of Oct 2018)
Banco Bolivariano ($2 fee as of Oct 2018)

Any bigger bank is ok for Revolut Visa and MC (see https://transferwise.com/us/blog/atms-in-france 49)

NOTE: Gambia has a cash society where cards are rarely taken and a 3-5% fee is charged if you can use one, plus some p
convert GMD to USD before charging your card. Better bring cash, EUR/GBP/USD best but most accepted.
AVOID Standard Chartered Bank (200 GMD fixed fee up to 8000 GMD with MC)

Note: most ATM should be free, however there is detailed information below
Baden-Württembergische (with MC as of Dec 2018)
Commerzbank (as of Apr 2019)
Deutsche Bank (as of Apr 2019)
Hypovereinsbank (as of 2018)
Landesbank Baden-Württemberg (LBBW) (as of Apr 2019)
Postbank (as of Apr 2019)
Reisebank (as of Apr 2019 with MC, but apparently some fees with Visa)
Santander (tested in July 2018 with MC)

BE AWARE of random policies at Sparkasse ATMs because they might charge due to being independent regional branc

Agricultural Development Bank (as of July 2018)

NatWest (as of Sep 2018)
Note: As of 2019, most banks apply a 2-2.50 EUR fee (Euronet even 4 EUR) for withdrawals with foreign cards. Neverth
might be exceptions, especially cooperative banks (see below).
Attica Bank (as of Aug 2019 with Visa)
Bank of Chania (with MC as of Apr 2019)
AVOID Piraeus Bank (fee of 3€ as of May 2019), HSBC (fee of 2.50 EUR as of Jan 2020)
AVOID B5 ATM (fee of 31 Quetzales)

Citibank (as of Mar 2017)

HSBC (as of Jan 2019)
Hang Seng (as of Jan 2019)
all mayor bank ATMs are free of charge, e.g. Unicreditbank (as of Mar 2019)
AVOID Tomato ATM (minimum fee 180 ISK + 1%)
State Bank of India (as of Oct 2019)
Kasturba (as of Mar 2018)
Kotak Mahindra Bank (as of Sep 2016), but apparently fee of 200 rupees as of Sep 2019)
RBL Bank (as of Aug 2019)
Yes Bank (as of Sep 2016)
Bank of Baroda (as of Dec 2017)
avoid Infusing Bank, Icici Bank and IndusInd Bank, HDFC Bank (as of Oct 2016) because of fee
CIMB
Maybank
Bank BCA

Allied Irish Bank AIB (as of May 2017)

Bank of Ireland (as of May 2018)
Bank Mizrahi-Tefahot (as of Dec 2019)
Discount Bank (as of November 2018)
NOTE: currently all ATM seem to be free of charge in Italy
Banca Carige (as of Nov 2018 with MC)
Banca Popolare di Sondrio (as of Apr 2019 with MC)
BNL (with Visa as of Mar 2019)
BPM Spa Bank (with MC as of Aug 2019)
Cariparma (tested in Mar 2018)
Poste (with MC as of Apr 2019)
Raiffeisen (as of Apr 2019 with MC)
Sparkasse (as of Apr 2019 with MC)
Unicredit (with MC and Visa as of Mar 2019)
Volksbank (as of Apr 2019 with MC)
AVOID Intesa Sanpaolo (3 EUR fee with MC)

fees with Scotiabank, NCB or JMMB (about J$585 even at the withdrawal minimum of J$5000 as of Jun 2019)
be aware of the general issue of using Revolut there (due to non-acceptance of Visa/MC for withdrawal)
7-Eleven has free withdrawal for MC, but only partly for Visa (as of June 2018)
Postbank, CityBank and Mizuho should work with MC and Visa, but fees are unknown
Jordan Kuwait Bank (with MC as of Jan 2019, but newer reports suggest a fee of about 3%)
AVOID Arab Bank (fee of 3 JOD), Jordan Islamic Bank (fee of 3,5 JOD), Cairo Amman Bank (fee of 5 JOD), Bank of Jor
JOD), Bank Al Etihad (fee of 5 JOD), Investmentbank (fee of 1 JOD) as well as Capitalbank (fee of 5 JOD) with MC as o
Housing Bank rejected MC as of Jan 2019
Sberbank (as of Jun 2019)
Diamond Trust Bank (as of May 2018)
Equity Bank (as of May 2018)
Watamu (as of Dec 2018 with MC)

let me see who's there first ;-)

Shinhan (as of Nov 2017)
KB Star (as of Nov 2017)
avoid KEB Hana, Woori, IBK, Standard Chartered & ATMs in convenience stores: fees of 3000 - 3600 KRW
BKT (Banka Kombetare Tregtare), free with MC as of Oct 2019
AVOID Raiffeisen (5€ fee per withdraw as of Apr 2019)
BBK Burgan Bank of Kuwait (as of Aug 2019)
NBK National Bank of Kuwait (as of Aug 2019)
Demir bank (as of Sep 2018)
Optima bank (as of Sep 2018)

Note: all ATM withdrawals should be free of charge! The one's below were tested by the community
Citadele Banka (with Visa as of Apr 2019)
Luminor Bank (with Visa as of Apr 2019)
SEB Banka (with Visa as of Apr 2019)
Swedbank (with Visa as of Apr 2019)

Halkbank (as of Jul 2019 with MC)

Ohridska Banka (as of Jul 2019 with MC)
Sparkasse Bank (as of Jul 2019 with MC)
Stopanska Banka (free with MC as of May 2018)

BSN Bank (as of Mar 2018 with Visa and MC)

CIMB BANK (for Visa and MC as of Oct 2018)
Maybank (as of Mar 2018 with Visa and MC)
avoid RHB Bank (fee as of Mar 2018)

BOV (Bank of Valletta, as of Sep 2019)

HSBC (as of Sep 2019)

no free ATMs withdrawals found. Usually, there is a fee charged (vary across brands and subsidaries). BanCoppel (15M
(33 MXN flat fee) and Banorte (46 MXN fee), BBVA Bancomer (25.52 MXN), Citi Banamex (30.74 MXN) or Santander (3
as of 2018.

Crnogorska komercijalna banka (as of Aug 2019)

Al Barid Bank (‫نك‬LLL‫لبريد ب‬LL‫ )ا‬as of Aug 2019 (but sometimes also not working with "unknown transaction destination" fault)
Banque Populaire (as of Feb 2017)
BMCE (with Visa as of Sep 2018), but 30 MAD fee with MC as of Aug 2019!
BMCI (as of Aug 2019)
Credit Agricole (as of Feb 2017), but other reports suggest a fee without option to abort as of Aug 2019
AVOID Attijariwafa bank (23 MAD fee for 100 MAD withdrawal with MC as of Feb 2019!), CIH bank (fee of 20 MAD as of
Societe General (fee of 30 MAD)

Everest Bank (as of Sep 2016), but there is a fee reported as of Nov 2019
Kailash Bikas Bank (as of Sep 2016), but there is a fee reported as of Nov 2019
Nepal Bank Limited (as of Sep 2016), but there is a fee reported as of Nov 2019
avoid fees at Nabil Bank, Nepal Investment Bank and Himalayan Bank
ABN-AMRO (as of May 2019)
ING (as of May 2019)
Rabobank (as of Aug 2019)
SNS (as of May 2019)
Westpac (as of Dec 2016)
avoid ANZ, BNZ, ASB, Kiwibank or NBS

Access Bank (with Visa/MC as of Mar 2019)

Diamond Bank (with Visa/MC as of Mar 2019)
UBA (with Visa/MC as of Mar 2019)

Bank Dhofar (as of Nov 2018)

Bank Muscat (as of Nov 2018)

BCP (with Visa as of Sep 2019, since Jul 2019 possibly free with MC too)
Multired ATM (as of Nov 2019, but 400 PEN limit/day/card)
AVOID BBVA (25 PEN fee for MC as of Apr 2019, max withdrawal is 400 PEN!)
HSBC (as of Jan 2017)
withdrawal also works at BDO Bank and BPI Bank (but with fee and max amount)
ATM Euronet (as of Sep 2018 with Visa, but not with MC)
ATM Global (free for Visa and MC as of Sep 2018)
Bank Pekao SA (as of Aug 2018 with MC)
PKO Bank Polski (as of Aug 2018 with MC)
Santander (ex-BZBWK)
Millennium BCP (as of Dec 2019)
Multibanco (for Visa and MC)

Banca Transilvania (with Visa as of May 2019)

BCR Bank (with MC as of Aug 2019)
BRD Bank/BRD-GSG Bank (as of Oct 2018)
CEC Bank (with MC as of Jan 2019)
ING (as of Oct 2018)
OTP Bank (with MC as of Jan 2019)
Raiffeisen (with Visa as of May 2019)
Bank Otrkitie (as of Jun 2019 with MC)
BIN Bank (with Visa as of Sep 2018)
VTB (as of Jun 2019 with MC)
I&M Bank (with Visa as of Nov 2019)
Addiko Bank (as of Jul 2019)
AIK Banka Jubanka (with MC as of May 2018)
Erste Bank (with MC as of May 2018)
Multicard ATM (as of Jul 2019)
AVOID Raiffeisen (fee of 500RSD), Vojvodanska (fee of 500 RSD)

UOB (as of Oct 2018)

Postova Banka (for MC and Visa as of Sep 2018)
Unicredit (for MC and Visa as of Sep 2018)
Tatra Banka (as of Nov 2018, but there are reports that MC cards are not accepted sometimes!)
VUB (with Visa as of Aug 2019, possibly MC as well)
Prima Banka (for Visa as of Nov 2018)
AVOID Slovenska sporitelna (fee or DCC as of Nov 2018), 365 bank did not accept the card
Unicredit (as of Mar 2019)
AVOID Abanka (fee of 4 EUR as of Aug 2019)

NOTE: fees of around 50 ZAR seem to be common as of Feb 2019, however, check the detailed information below
Capitec (free as of Apr 2019)
First National Bank (free before, now R50 fees with MC as of Sep 2018)
avoid Standard Bank and Nedbank (fees!)

Arquia Banca (as of Jul 2019 with MC)

Banca March (free with Visa as of Dec 2019, although there might be a fee of 1.80 EUR as of Feb 2019 for MC)
Bank Inter (as of May 2019, but apparently now with fees)
CaixaBank (as of Aug 2019 with Visa when selecting Checking account, but apparently with fees of 2 EUR now)
Cajamar (as of Dec 2018 when selecting "Creditcard", but a 1.85€ fee since then!)
Deutsche Bank (as of Apr 2019)
ING (as of Oct 2017, but fees as of Jun 2019 with Visa)
La Caixa (as of Dec 2018 with Visa, but fees of 2 EUR with MC as of Mar 2019!)
Liberbank (as of Dec 2017)
Telebanco (as of July 2017)
UniCaja (with MC as of Mar 2019)
AVOID Sabadell (2 EUR with MC), Bankia (2 EUR with MC), Herrero, Santander group ATMs (2 EUR with MC), Targoba
fee) BBVA (1.86 EUR fee), Banco Popular & Caja Rural Granada (1.95 EUR with MC)
Bank Nations Trust (as of June 2017)
BOC Bank of Ceylon (as of June 2017)
Any ATM withdrawal is free of charge (e.g. Raiffeisenbank etc.)

Bank of Taiwan (with MC as of Dec 2018)

Cathay Bank (as of Nov 2017)
SinoPac (as of Nov 2017)

KCB Bank (as of Jul 2019 with MC)

AVOID NBC ATMs (do not accept MasterCard, Visa/Visa Plus only) and Barclays ATM (fee of 15.400 TSH, about 5,85 E

Akbank (with MC as of Apr 2019)

ING (as of Apr 2019 with MC)
Ziraat Bank (with MC as of Apr 2019)
AVOID Garanti Bank (3,5% fee for withdrawals as of Apr 2019), TEB (4 TRY fee for 200 TRY)
IGA ATM (tested in August 2016 with MC)

DFCU (as of Nov 2019 with Visa)

Orient bank (as of Nov 2019 with Visa)
Kredo Bank (as of April 2019 with Visa)
Oschadbank (Ощадбанк) as of Aug 2019
Ukrsibbank (УкрСиббанк) (as of Jul 2019 with Visa)
AVOID Ukreximbank (Укрексимбанк) because of 50 UAH fee using Revolut Visa or Privatbank (ПриватБанк) for being
pushy about DCC, 10 UAH fee using Revolut Visa
Abu Dhabi Commercial Bank (as of Nov 2019)
Emirates (NBD) Bank (as of Nov 2019)
AVOID Standard Chartered Bank (AED 25 fee with Revolut MasterCard)

Attention: might depend on ATM location and not branch!

PNC Bank (with MC as of August 2016, but 3.50 USD fees as of Sep 2019)
Santander (Philadelphia branch as of May 2019)
Sun East Credit Union (as of Dec 2016)
Wells Fargo (for Visa and MC as of Nov 2018, info not valid for NYC ATM -> 5 USD fee)
WSFS (PA area, as of Feb 2018)
AVOID Chase (3 USD), Bank of America (3 USD), Citibank (3 USD), TD Bank (fees) and Key Bank, Peoples Bank, Unio
(declined card)
Attention: all major banks seem to charge fees for Mastercards, e.g. Redbrou charges 100 UYU and Banred & BBVA ch
UYU (ca. 6 USD) as of Feb 2019
Banco de la República Uruguay BROU (with Visa as of Mar 2019)
Kapital Bank (as of Jun 2019)
HSBC (withdrawal in HCMC)
ACB (up to 3m VND for Visa only!)
MB Bank (as of June 2017)
Saigon Commerical Bank (as of June 2017)
VP Bank (as of Mar 2018)

Stanbic Bank (as of Sep 2019 with Visa)