Statement of HSBC Red Credit Card Account Red

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MR LUK WING KIN M Account number

RM B,7/F,BLK 19 HONGKONG GARDEN 01708 5289 4600 1517 8269
THE TOP COURSES Card type Credit limit
100 CASTLE PEAK ROAD,TSING LUNG TAU HSBC Red Credit Card HKD40,000.00
SHAM TSENG NT Statement date Statement balance
15 OCT 2021 HKD15,823.00

Post date Trans date Description of transaction Amount (HKD)

PREVIOUS BALANCE 4,429.00

5289 4600 1517 8269 LUK WING KIN

20SEP 19SEP Tidal Music Malmo SE 96.00
29SEP 28SEP PLC LIGHTING KL HK 4,820.00
02OCT 30SEP CSL MOBILE LIMITED 168 HONG KONG HK 307.00
04OCT 30SEP PPS PAYMENT - THANK YOU 4,429.00CR
12OCT 11OCT RADIO UNISON CO LTD HONG KONG HK 10,600.00

Note: "CR" means Credit transaction / balance

**** REWARDCASH SUMMARY FOR CARD NUMBER 5289 4600 1517 8269 ****
REWARDCASH OPENING BALANCE : 316
REWARDCASH EARNED : 159
REWARDCASH ADJUSTED : 0
REWARDCASH REDEEMED : 0
REWARDCASH CLOSING BALANCE : 475

REWARDCASH EXPIRING IN MAY2023 : 475

STATEMENT BALANCE 15,823.00

For important information such as payment methods, fees and charges, lost Minimum payment summary HKD
card reporting, and change of correspondence address / telephone number,
Current minimum payment due 159.00
please visit www.hsbc.com.hk or call HSBC Customer Service Hotline on
(852) 2233 3000. Please pay by 10 NOV 2021
Overdue / overlimit due now
www.hsbc.com.hk 0.00
(852) 2233 3000 Total minimum payment due 159.00

Account number Card type If you are paying by mail, please return it with a crossed cheque made payable
to "The Hongkong and Shanghai Banking Corporation Limited" or "HSBC" at
5289 4600 1517 8269 HSBC Red Credit Card least three working days before the payment due date to our Centre, PO BOX
Statement date Statement balance NO. 73730, KOWLOON CENTRAL POST OFFICE HK. Please write your
account number on the back of the cheque.
15 OCT 2021 HKD15,823.00
PO BOX NO. 73730,
KOWLOON CENTRAL POST OFFICE HK.

Thank you for choosing HSBC.

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Statement of HSBC Red Credit Card Account Red

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Cardholder's name Account number Statement date
LUK WING KIN 5289 4600 1517 8269 15 OCT 2021

Post date Trans date Description of transaction Amount (HKD)

***** TRANSACTION SUMMARY *****

CREDIT/PAYMENT : 4,429.00CR
PURCHASES AND INSTALMENTS : 15,823.00
TOTAL ACCOUNT BALANCE : 15,823.00

***** FEES AND CHARGES SUMMARY *****

FEE/CHARGE TYPE AMOUNT
TOTAL FEES/CHARGES(EXCLUDING FINANCE CHARGE) 0.00

***** FINANCE CHARGE SUMMARY *****

BALANCE TYPE ANNUALISED PERCENTAGE RATE (APR) FINANCE CHARGE
CASH ADVANCE 37.75% 0.00
PURCHASE 36.43% 0.00
TOTAL FINANCE CHARGE 0.00

*************INFORMATION REGARDING MAKING MINIMUM PAYMENT*************

The below examples are for illustration only. You may visit our Bank
website at www.hsbc.com.hk for an online credit card repayment
calculator for customized information.
======================================================================
If you make no additional | You will pay off the |and you will end up
charges, purchases and | outstanding balance* |paying an estimated
cash advances on this card| of HKD20,000 in |total of...
and each month you pay... | about... |
======================================================================
| |
Only Minimum Payment Due | 26.3 years** | HKD 70,510***
----------------------------------------------------------------------
| |
HKD 888 | 3 years** | HKD 31,957***
| |(Savings=HKD 38,553)
======================================================================

* The outstanding balance of HKD20,000 is accrued from purchase only.

** Assume repayment is made on or before the payment due date of each
statement month.
*** Include the outstanding balance of HKD20,000 and the total finance
charge which is accrued daily and calculated at an interest rate of
2.625% per month (equivalent to an annualised percentage rate of
36.43% on purchase and 37.75% on cash advance) on the outstanding
balance until it is fully paid.

If the statement balance for your credit card account

exceeds the credit limit on the statement date, an overlimit
handling fee will be debited to the account. If you wish to
opt out of the over-the-limit facility, you may fill out
the form on the back of the statement or Personal Internet
Banking. For enquiries, please contact us on 2233 3000.
Statement of HSBC Red Credit Card Account Red

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Cardholder's name Account number Statement date
LUK WING KIN 5289 4600 1517 8269 15 OCT 2021

Post date Trans date Description of transaction Amount (HKD)

We notice that there have been fraudulent telephone calls,

voice messages,or emails that claim to be from HSBC.We would
like to remind you not to disclose your personal details to
suspicious third parties.You can call us on (852)2233 3000
to verify the caller's identity if in doubt.Please select
language,listen to system message and press quick key 5#00.