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ABSTRACT
This study aims to analyze and obtain empirical evidence about the effect of Third Party Funds, Firm
Size, Operational Efficiency Ratio, Fee Based Income toward Profit Growth at Sharia Commercial
Bank in Indonesia during the period 2011-2019 periods either simultaneously or partially.
This study used secondary data from audited annual report of Sharia Commercial Banks related on
Profit Growth, Third Party Funds, Firm Size, Operational Efficiency Ratio, Fee Based Income. The
sample is determined by purposive sampling method and obtained ninth Sharia Banks from 2011 to
2019 with 72 research data. The data is analyzed using Multiple Linear Regression Analysis Model.
while the analysis technique uses F Test, Determination Coefficient Test (R2), and t Test which is
processed using SPSS program.
The results indicated that Third Party Funds, Firm Size, Operational Efficiency Ratio, Fee Based
Income simultaneously have a significant effect toward Profit Growth at sharia commercial bank in
Indonesia during the period 2011-2019. Meanwhile, Third Party Funds, Firm Size, Operational
Efficiency Ratio, Fee Based Income partially has a positive and significant effect toward Profit Growth
at sharia commercial bank in Indonesia during the period 2011-2019.
Keywords : Profit Growth, Third Party Funds, Firm Size, Operational Efficiency Ratio, Fee
Based Income.
*) Anggota Kelompok Studi Ekonomi Islam Polines, Alumni Program Sarjana Sains Terapan (STr)
Prodi Perbankan Syariah Polines 2020.
**) Dosen Prodi Perbankan Syariah, Jurusan Akuntansi Politeknik Negeri Semarang.
Tabel 2.
Hasil Uji Kolmogorov-Smirnov Uji Heteroskedastisitas
Uji heteroskedastisitas bertujuan menguji
One-Sample Kolmogorov-Smirnov Test apakah dalam sebuah model regresi terjadi
Unstandardized ketidaksamaan varian residual satu
Residual pengamatan ke pengamatan yang lain. Dalam
N 72
penelitian ini, uji heteroskedastisitas dilakukan
dengan menggunakan uji grafik scatterplot, dan
Normal Mean .0000000
uji Glejser. Hasil uji scatterplot dan uji glejser
Parameter Std. Deviation
s
a .26341632 dapat dilihat pada Gambar 4. dan dan Tabel 6.
Most Absolute .128 Gambar 4.
Extreme Positive .128 Hasil Uji Scatterplot
Differences
Negative -.100
Kolmogorov-Smirnov Z 1.088
Asymp. Sig. (2-tailed) .187
a. Test distribution is
Normal.
Sumber: Data sekunder diolah, 2020.
Tabel 4., menunjukkan nilai signifikansi
hasil uji Non-Parametrik Kologorov-Smirnov (K-
S) sebesar 0,187 lebih besar dari 0,05. Hal
tersebut mengindikasikan bahwa nilai signifikan
> 0,05, maka dapat disimpulkan bahwa data
berdistribusi normal. Sumber : Data Sekunder yang diolah, 2020.