Questionnaire

Section A: Factors influencing Spending BehaviorXKnowledge S

of Financial Management N D N A SA
1. I am quite good at budgeting.          
2. I am concerned about repaying my school loans.          
3. My spending behavior is effect by my financial management.          
4. I have a habit of saving money on a regular basis.          
5. I frequently make plans for future purchases.          
6. I always follow up economic and financial news.          
7. I am good at managing my regularly expenses such as credit
card expenses.          

S S
XParental Income N D N A A
1. I tend to buy expensive goods when my parent’s income
increase.          
2. I tend to go to restaurant instead of self-cooked when my
parent’s income increase.          
3. I am less concerned about price of goods when my parent’s
income increase.          
4. I would rather to buy discount goods when my parent’s
income decrease.          
5. My spending amount decrease when my parent’s income
decease.          
6. I will spend more on necessary goods when my parent’s
income decrease.          

XPeer Influence S S
N D N A A
1. I continuously hunt for my friend’s opinion some time when I
purchase a product.          
2. I will spend more when hanging with friends.          
3. I tend to purchase the products my friends recommend.          
4. I continuously purchase the same item that my friends buy.          
5. I tend to buy trendy products that my friends recommend.          
6. I continuously acknowledge my friends’ recommendation on
what brand of product to buy.          
 XPersonality Traits

S S
Openness to experiences N D N A A
1. I am willing to discover out more different items.          
2. I frequently attempt modern items.          
3. I see myself as somebody who is open-minded.          
4. I am imaginative and appreciate in different field.          

S
XExtroversion N D N A SA
1. I consider myself a talkative person.          
2. I am a passionate person.          
3. I rarely feel shy and depressed.          
4. I am not a reserved person.          
5. I don’t consider myself as a quiet person.          

XAgreeableness S S
N D N A A
1. I am willing to listen to others suggestion.          
2. I trust others easily.          
3. I don't like arguing with others.          
4. I am a friendly person and always treat people nicely.          
5. I am a thoughtful and careful person.          
6. I like to share my opinions or reviews to my friends.          

Social Media influence

SN D N A SA
1. There is more information on advertisement with easier access.          
2. Information on social media advertisements and reviews are
reliably.          
3. Using social media save more time compared to traditional
media.          
4. I will not be interrupted by social media news or texts.          
Section B: Dependent VariablesXSpending Behavior SN D N A SA
1. I would rather to eat at restaurant.          
2. I like to compare the price of similar products before I make the
purchases.          
3. I would choose the cheaper price accommodation instead of the
higher price.          
4. I always buy the latest accessories and design products.          
5. I would rather to buy branded goods instead of non-branded
goods.          
6. I would rather be buying online instead on buying at store.          
Section C: Demographic Information.

Gender:

( ) Male ( ) Female

Education:

( ) NONE

( ) SPM

( ) STPM / MATRIKS

( ) DIPLOMA

( ) BACHELOR'S DEGREE

( ) MASTER'S DEGREE

( ) PHD

Race:

( ) Malay

( ) Chinese

( ) India

( ) Others

Age:

( ) 18 and below

( ) 19-20

( ) 21-22

( ) 23 and above
Monthly income:

( ) Less than RM500

( ) RM500 - RM999

( ) RM1000 – RM1999

( ) RM2000 – RM2999

( ) RM3000 and Above

Source of Income:

( ) Scholarship / Student loan

( ) Sponsored by parents

( ) Self-Sponsored / Part Time