PROJECT AT A GLANCE - TOP SHEET

1 Name of the Entreprenuer PRASHANT BALASAHEB ICHAKE

2 Constitution (legal Status) Individual :

3 Father's/Spouce's Name BALASAHEB KISAN ICHAKE

4 Unit Address : AT POST - KAVATHE, TALUKA - SHIRUR, DIST- PUNE 412218

SHIRUR
Taluk/Block: SHIRUR
District : SHIRUR
Pin: 412218 State: Maharashtra
E-Mail : prashant7adik@gmail.com
Mobile 9922397765
5 Product and By Product

6 Cost of Project : Rs. 13,46,648

Name of the project / business
activity proposed : DEVAKINANDAN GOSHALA

7 Means of Finance
Term Loan Rs. 1,211,983.00
Own Capital Rs. 134,665.00

8 Debt Service Coverage :

Ratio

9 Pay Back Period : 5 Years

10 Project : 12 Months
Implementation
Period

11 Break Even Point : 49.79%

12 Employment : 2

13 Power Requirement : 200

14 Major Raw materials : Purchase of Cow, Ghee jar, Jadi Buti

15 Estimated Annual : Rs. 1,890,880.00

Sales Turnover

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 DETAILED PROJECT REPORT
1 INTRODUCTION :

The nature of business shall be PANCHGAVGYA AYURVEDIK PRODUCT, milk products, sale of milk & milk
Products, and Other by - product from milk, the all produced milk and product are supply maharashtra as well as
around the country
AVILABILITY OF METEREAL & FACILITY
The proprietor of the proposed business has DEVAKINANDAN GOSHALA which have desi cow for milk from this
milk various dairy product and panchagavya aruvedik produst can be produced

2 ABOUT THE PROMOTER :

Mr. PRASHANT BALASAHEB ICHAKE, who is residing in AT POST - KAVATHE, Tal: SHIRUR, Dist. Pune 412 218,
has decided to expand the DEVAKINANDAN GOSHLA from that he has to plan making ayurvedik product from desi
cow. He is having the agriculture land and and he has also owes a plot land at above place to be use the above plot for
shed for Business the place of Business is the developing Village. The place is the developing very fast because of that
people wants to every facility at that place.
At present, there is no any business of similar nature in that area, there for at present, there is ample scope
of ayurvrdik product from desi cow and milk product. Though Mr. PRASHANT BALASAHEB ICHAKE is well
experience in animal and agriculture activity, and also running the various business having own agricultural farm All
the above points tempts, Mr. PRASHANT BALASAHEB ICHAKE, to run the panchagavya ayurvedik product at her
native placeAT POST - KAVATHE, Tal: SHIRUR, Dist. Pune 412 218

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : 5000 Sq Ft Own

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.

SHED 1500 300.00 450000.00
Water Tank 60 500.00 30000.00
Feed Godawon 250 200.00 50000.00
Construction of Seciurity Wall 5000 30.00 150000.00
Total 680000.00

C. Machinery Qty. Rate Amount in Rs.

Milking equipment 4 Cluster Can 2 50000.00 100000.00
fodder chaff cutter with motor 10 hp 1 45000.00 45000.00
Borewell with motar 1 50000.00 50000.00
Milk Cans 40 Ltr. 25 2200.00 55000.00
Other Equipements (Bucket, Tuf, Etc.) 5 1500.00 7500.00
Borewell with motar 1 30000.00 30000.00
boiler set for ARK distillotion unit 1 20000.00 20000.00
gras cutler 1 20000.00 20000.00
bottle labeling and sealing machine 1 1000.00 1000.00
dhoop mold and soap mold 1 2000.00 2000.00
0 0 0.00 0.00
Total 357500.00

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 d. Preliminary & Pre-operative Cost : Rs. 35000.00

e. Furniture & Fixtures : Rs. 25000.00

f. Contingency/Others/Miscellaneous (feed, Insurance ) : Rs. 15000.00

Total Capital Expenditure : Rs. 1112500.00

Working Capital : Rs. 234148.00

Total Cost Project : Rs. 1346648.00

3 Means of Financing :
Own Contribution 10% Rs. 134665.00

Bank Finance : 90%

Term Loan Rs. 1001250.00
Working Capital Rs. 210733.00

Total Rs. 1211983.00

3 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :

TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
11.00%
1st 1001250 200250 801000 110138
2nd 801000 200250 600750 88110
3rd 600750 200250 400500 66083
4th 400500 200250 200250 44055
5th 200250 200250 0 22028

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
11.00%
1st 210733 42147 168586 23181
2nd 168586 42147 126440 18545
3rd 126440 42147 84293 13908
4th 84293 42147 42147 9272
5th 42147 42147 0 4636
6th 0 0 0 0
7th 0 0 0 0
8th 0 0 0 0

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 3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 10.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 680000 612000 550800 495720 446148
Depreciation 68000 61200 55080 49572 44615
Closing Balance 612000 550800 495720 446148 401533
MACHINERY @ 15.00%
Opening Balance 357500 303875 258294 219550 186617
Depreciation 53625 45581 38744 32932 27993
Closing Balance 303875 258294 219550 186617 158625
TOTAL DEPRECIATION
Workshed 68000 61200 55080 49572 44615
Machinery 53625 45581 38744 32932 27993
Total 121625 106781 93824 82504 72607

4 Schedule of Sales Realization :

4 Details of Sales
Amount in Rs.
Particulars of Product

0
Sale of Ayurvedic Product 869000.00
Cow Dung 160000.00
Ghee 782680.00
Dahi 79200.00
0 0.00
Total 1890880.00

4 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
0
Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 1323616 1512704 1701792 1701792 1701792

5 Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
Purchase of Cow 1 40000.00 10 400000.00
Ghee jar 1 55.00 1000 55000.00
Jadi Buti 1 46000.00 1 46000.00
Total 561000.00
5 Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
Daily workers 1 7000.00 84000.00
0 0 0.00 0.00
Supervisor / marketing person 0 0.00 0.00
0 0 0.00 0.00
Total 1 84000.00

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 5 Repairs and Maintenance : Rs. 9454.40

5 Power and Fuel : Rs. 37817.60

5 Other Overhead Expenses : Rs. 1890.88

6 Administrative Expenses :
6 Salary
Supervisor / marketing person 1 8000.00 96000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0.00 0.00
0 0.00 0.00
Total 1 96000.00

6 Telephone Expenses 1890.88

6 Stationery & Postage 3781.76

7 Advertisement & Publicity 18908.80

7 Workshed Rent 0.00

7 Other Miscellaneous Expenses 0.00

Total 120581.44
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Rawmaterials 392700 448800 504900 504900 504900
Wages 58800 67200 75600 75600 75600
Repairs & Maintenance 6618 7564 8509 8509 8509
Power & Fuel 26472 30254 34036 34036 34036
Other Overhead Expenses 1324 1513 1702 1702 1702
Administrative Expenses
Salary 96000 96000 96000 96000 96000
Postage Telephone Expenses 1324 1513 1702 1702 1702
Stationery & Postage 2647 3025 3404 3404 3404
Advertisement & Publicity 13236 15127 17018 17018 17018
Workshed Rent 0 0 0 0 0
Other Miscellaneous Expenses 0 0 0 0 0
Total: 599121 670995 742870 742870 742870

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 8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 1890880.00

Manufacturing Expenses
Raw Material 561000.00
Wages 84000.00
Repair & Maintenance 9454.40
Power & Fuel 37817.60
Other Overhead Expenses 1890.88

Production Cost 694162.88

Administrative Cost 120581.44
Manufacturing Cost 814744.32

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 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
opening stock 30 Material Cost 56100.00

Stock in process 30 Production Cost 69416.00

Finished goods 30 Manufacturing Cost 81474.00

Receivable by 10 Manufacturing Cost 27158.00

Total Working Capital Requirement Per Cycle 234148.00

9 Financial Analysis
9 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 1323616 1512704 1701792 1701792
1323616 1512704 1701792 1701792
Manufacturing Expenses
Rawmaterials 392700 448800 504900 504900
Wages 58800 67200 75600 75600
Repairs & Maintenance 6618 7564 8509 8509
Power & Fuel 26472 30254 34036 34036
Other Overhead Expenses 1324 1513 1702 1702
Depreciation 121625 106781 93824 82504
Production Cost 607539 662112 718571 707251
Administrative Expenses
Salary 96000 100800 105840 111132
Postage Telephone Expenses 1324 1513 1702 1702
Stationery & Postage 2647 3025 3404 3404
Advertisement & Publicity 13236 15127 17018 17018
Workshed Rent 0 0 0 0
Other Miscellaneous Expenses 0 0 0 0
Administrative Cost 113207 120465 127963 133255
Interest on Bank credit @ 11%
Term Loan 110138 88110 66083 44055
Working Capital Loan 23181 18545 13908 9272
Cost of Sale 854064 889231 926525 893834
Net Profit Before Tax 469552 623473 775267 807958
Less Tax 0.00 0.00 0.00 0.00
Net Profit 469552 623473 775267 807958

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 9 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 469552 623473 775267 807958
Add :
Depreciation 121625 106781 93824 82504
TOTAL - A 591177 730254 869091 890463
Payments :
On Term Loan :
Interest 110138 88110 66083 44055
Installment 200250 200250 200250 200250
On Working Capital
Interest 23181 18545 13908 9272
TOTAL - B 333568 306905 280241 253577
D.S.C.R = A/B
1.77 2.38 3.10 3.51
Average D.S.C.R

9 PROJECTED BALANCE SHEET :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Promoters Capital 134665 134665 134665 134665
Profit 469552 623473 775267 807958
Term Loan 1001250 801000 600750 400500
Working Capital Loan 210733 168586 126440 84293
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
1816200 1727724 1637122 1427417
ASSETS :
Gross Fixed Assets : 1062500 940875 834094 740270
Less : Depreciation 121625 106781 93824 82504
Net Fixed Assets 940875 834094 740270 657765
Preliminary & Pre-Op. Expenses 35000 26250 19688 14766
Current Assets 210733 168586 126440 84293
Cash in Bank/Hand 664592 725044 770412 685358
Total 1816200 1727724 1637122 1427417

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 9 CASH FLOW STATEMENT :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 469552 623473 775267 807958
Add : Depreciation 121625 106781 93824 82504
Term Loan 1001250 801000 600750 400500
Working Capital Loan 210733 168586 126440 84293
Promoters Capital 134665 0 0 0
Total 1937825 1699840 1596281 1375256

Total Fixed Capital Invested 1112500

Repayment of Term Loan 200250 200250 200250 200250

Repayment of WC Loan 42147 42147 42147 42147
Current Assets 210733 168586 126440 84293
Total 453130 410983 368836 326690

Opening Balance 0 1484695 2773553 4000997

Surplus 1484695 1288857 1227445 1048566
Closing Balance 1484695 2773553 4000997 5049564

10 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 344970 315356 287870 259815
Variable Cost 630720 680656 732479 716523
Total Cost 975689 996012 1020349 976338

Sales 1323616 1512704 1701792 1701792

Contribution (Sales-VC) 692896 832048 969313 985269

B.E.P in % 49.79% 37.90% 29.70% 26.37%

Break Even Sales in Rs. 658983 573333 505404 448762

Current Ratio 0.56 0.48 0.39 0.29

Net Profit Ratio 35.47% 41.22% 45.56% 47.48%

This Project Report has been prepared based on the data furnished by the entrepreneur whose details
are given in the application.
Place : PUNE
Date: 24/10/2020
Prepared by :
Full Name PRASHANT BALASAHEB ICHAKE
:
Signature of the Beneficiary

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