PROJECT AT A GLANCE - TOP SHEET

1 Name of the Beneficiary AMAN KUMAR

2 Constitution (legal Status) Individual :

3 Father's/Spouce's Name MITHILESH KUMAR

4 Unit Address : AT- PO- BISHNUPUR CHANDNI CHOWK,RAJEEV NAGAR

WARD NO - 42
Taluk/Block: BEGUSARAI
District : BEGUSARAI
Pin: 851129 State: BIHAR
E-Mail : amankumar74881@gmail.com
Mobile 9142689084
5 Product and By Product

6 Cost of Project : Rs. 10,00,000

Name of the project / business
Krishna Digital Studio
activity proposed :
7 Means of Finance
Term Loan Rs. 9,50,000.00
KVIC Margin Money Rs. 2,50,000.00
Own Capital Rs. 50000.00

8 Debt Service : 7.59

Coverage Ratio

9 Pay Back Period : 7 Years

10 Project : 3 Months
Implementation
Period

11 Break Even Point :

12 Employment : 4

13 Power Requirement : 10HP

14 Major Raw materials : Lens,PEN DRIVE,HARD DISK

15 Estimated Annual : Rs. 3255620.00

Sales Turnover

PMEGP Project Report Page 1

 DETAILED PROJECT REPORT
1 INTRODUCTION :

A video camera is camera used to make electronic motion pictures. It captures moving images and synchronous sound.
Early video cameras were all analog and most modern ones are digital. Analog video cameras produce signals that can be
displayed with analog televisions. The signals can be shown at the time, or can be stored in an analog format on magnetic
tape. Digital video cameras produce digital images.
Video cameras were invented early in the 20th century for television use, and by the end of the century, people could buy
digital video cameras, which can almost immediately display the image. Video recorders that could record the image on
magnetic tape were created in the middle 20th century.
At first, video cameras were large and expensive. Only professionals operated them. As the electronics industry
advanced, and solid state circuits with transistors and microprocessors replaced vacuum tubes, video cameras became
smaller and inexpensive. Now many mobile phones and other consumer electronic devices include video cameras. In
addition, software is now widely available to edit or to compress the output from video cameras.

2 ABOUT THE BENEFICIARY :

The promoter of the proposed venture is AMAN KUMAR. The Project is promoted as a proprietorship firm under
the name of M/S ''AMAN KUMAR''
Brief Bio-Data
Name: AMAN KUMAR
Address: RAJEEV NAGAR ,BISHNUPUR CHANDNI CHOWK ,BEGUSARAI
Phone: 9142689084
Sex: MALE
Age: 22
Aadhar No: 698146256203

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : 600 Own

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.

RENTED 600 10.00 6000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 6000.00
#REF!
C. Machinery Qty. Rate Amount in Rs.
Digital still camera d 99 canon 2 130000.00 260000.00
Video camera pd-170 with trapod 1 200000.00 200000.00
Digital flex light 3 8000.00 24000.00
Video camera battery 4 1500.00 12000.00
D stil camera chip 4gb 5 #REF! 7500.00
computer with printer 1 96420.00 96420.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 599920.00

PMEGP Project Report Page 2

 d. Preliminary & Pre-operative Cost : Rs. 0.00

e. Furniture & Fixtures : Rs. 5880.00

f. Contingency/Others/Miscellaneous : Rs. 0.00

Total Capital Expenditure : Rs. 611800.00

Working Capital : Rs. 388200.00

Total Cost Project : Rs. 1000000.00

3.1 Means of Financing :

Own Contribution 5% Rs. 50000.00

Bank Finance : 95%

Term Loan Rs. 581210.00
Working Capital Rs. 368790.00

Total Rs. 950000.00

Margin Money (Govt. Subsidy) From KVIC 25% Rs. 250000.00

Margin Money Subsidy received From KVIC will be kept in term deposit as per norms of
PMEGP in the name of Beneficiary for three years in the financing branch.

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
12.00%
1st 581210 20758 560453 69745
2nd 560453 83030 477423 67254
3rd 477423 83030 394393 57291
4th 394393 83030 311363 47327
5th 311363 83030 228333 37364
6th 228333 83030 145303 27400
7th 145303 83030 62273 17436
8th 62273 83030 0 7473

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
12.00%
1st 368790 13171 355619 44255
2nd 355619 52684 302935 42674
3rd 302935 52684 250250 36352
4th 250250 52684 197566 30030
5th 197566 52684 144882 23708
6th 144882 52684 92198 17386
7th 92198 52684 39513 11064
8th 39513 52684 0 4742

PMEGP Project Report Page 3

 3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 100.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 6000 0 0 0 0
Depreciation 6000 0 0 0 0
Closing Balance 0 0 0 0 0
MACHINERY @ 100.00%
Opening Balance 599920 0 0 0 0
Depreciation 599920 0 0 0 0
Closing Balance 0 0 0 0 0
TOTAL DEPRECIATION
Workshed 6000 0 0 0 0
Machinery 599920 0 0 0 0
Total 605920 0 0 0 0

4 Schedule of Sales Realization :

4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product
Pair/Unit Pair/Unit
0
SERVICE SALES 6511.24 500 3255620.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
Total 3255620.00

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 2278934 2604496 2930058 2930058 2930058

5 Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
Lens NOS 85400.00 2 170800.00
PEN DRIVE NOS 320.00 150 48000.00
HARD DISK NOS 3500.00 10 35000.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total 253800.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
Labor 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 0 0.00

5.2 Repairs and Maintenance : Rs. 32556.20

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 5.3 Power and Fuel : Rs. 0.00

5.4 Other Overhead Expenses : Rs. 651124.00

6 Administrative Expenses :
6.1 Salary
SKILED LABOUR 1 12000.00 144000.00
UNSKILED LABOUR 1 8000.00 96000.00
Accountant & Computer Operator 1 6000.00 72000.00
1 5000.00 60000.00
0 0.00 0.00
Total 4 372000.00

6.2 Telephone Expenses 0.00

6.4 Stationery & Postage 0.00

6.5 Advertisement & Publicity 162781.00

6.6 Workshed Rent 0.00

6.7 Other Miscellaneous Expenses 0.00

Total 534781.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Raw materials 177660 203040 228420 228420 228420
Wages 0 0 0 0 0
Repairs & Maintenance 22789 26045 29301 29301 29301
Power & Fuel 0 0 0 0 0
Other Overhead Expenses 455787 520899 586012 586012 586012
Administrative Expenses
Salary 372000 372000 372000 372000 372000
Postage Telephone Expenses 0 0 0 0 0
Stationery & Postage 0 0 0 0 0
Advertisement & Publicity 113947 130225 146503 146503 146503
Workshed Rent 0 0 0 0 0
Other Miscellaneous Expenses 0 0 0 0 0
Total: 1142183 1252209 1362235 1362235 1362235
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 3255620.00

Manufacturing Expenses
Raw Material 253800.00
Wages 0.00
Repair & Maintenance 32556.20
Power & Fuel 0.00
Other Overhead Expenses 651124.00

Production Cost 937480.20

Administrative Cost 534781.00
Manufacturing Cost 1472261.20

PMEGP Project Report Page 5

 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
0 0 Material Cost 0.00

Stock in process 30 Production Cost 93748.00

Finished goods 30 Manufacturing Cost 147226.00

Receivable by 30 Manufacturing Cost 147226.00

Total Working Capital Requirement Per Cycle 388200.00

9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 2278934 2604496 2930058 2930058
2278934 2604496 2930058 2930058
Manufacturing Expenses
Raw materials 177660 203040 228420 228420
Wages 0 0 0 0
Repairs & Maintenance 22789 26045 29301 29301
Power & Fuel 0 0 0 0
Other Overhead Expenses 455787 520899 586012 586012
Depreciation 605920 0 0 0
Production Cost 1262156 749984 843732 843732
Administrative Expenses
Salary 372000 390600 410130 430637
Postage Telephone Expenses 0 0 0 0
Stationery & Postage 0 0 0 0
Advertisement & Publicity 113947 130225 146503 146503
Workshed Rent 0 0 0 0
Other Miscellaneous Expenses 0 0 0 0
Administrative Cost 485947 520825 556633 577140
Interest on Bank credit @ 12%
Term Loan 69745 67254 57291 47327
Working Capital Loan 44255 42674 36352 30030
Cost of Sale 1862103 1380738 1494008 1498229
Net Profit Before Tax 416831 1223758 1436050 1431829
Less Tax 0.00 0.00 0.00 0.00
Net Profit 416831 1223758 1436050 1431829

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 416831 1223758 1436050 1431829
Add :
Depreciation 605920 0 0 0
TOTAL - A 1022751 1223758 1436050 1431829
Payments :
On Term Loan :
Interest 69745 67254 57291 47327
Installment 20758 83030 83030 83030
On Working Capital
Interest 44255 42674 36352 30030
TOTAL - B 134758 192959 176673 160387
D.S.C.R = A/B
7.59 6.34 8.13 8.93
Average D.S.C.R

PMEGP Project Report Page 6

 9.3 PROJECTED BALANCE SHEET :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Beneficiary's Capital 50000 50000 50000 50000
Profit 416831 1223758 1436050 1431829
Term Loan 581210 560453 477423 394393
Working Capital Loan 368790 355619 302935 250250
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
1416831 2189830 2266407 2126472
ASSETS :
Gross Fixed Assets : 611800 5880 5880 5880
Less : Depreciation 605920 0 0 0
Net Fixed Assets 5880 5880 5880 5880
Preliminary & Pre-Op. Expenses 0 0 0 0
Current Assets 368790 355619 302935 250250
Cash in Bank/Hand 1042161 1828331 1957593 1870341
Total 1416831 2189830 2266407 2126472

9.4 CASH FLOW STATEMENT :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 416831 1223758 1436050 1431829
Add : Depreciation 605920 0 0 0
Term Loan 581210 560453 477423 394393
Working Capital Loan 368790 355619 302935 250250
Beneficiary's Capital 50000 0 0 0
Total 2022751 2139830 2216407 2076472

Total Fixed Capital Invested 611800

Repayment of Term Loan 20758 83030 83030 83030

Repayment of WC Loan 13171 52684 52684 52684
Current Assets 368790 355619 302935 250250
Total 402719 491333 438649 385965

Opening Balance 0 1620033 3268529 5046288

Surplus 1620033 1648497 1777758 1690507
Closing Balance 1620033 3268529 5046288 6736795

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 1161612 588079 613924 624467
Variable Cost 1306411 792658 880084 873762
Total Cost 2468023 1380738 1494008 1498229

Sales 2278934 2604496 2930058 2930058

Contribution (Sales-VC) 972523 1811838 2049974 2056296

B.E.P in % 119.44% 32.46% 29.95% 30.37%

Break Even Sales in Rs. 2722030 845357 877490 889816

Break Even Units 418 130 135 137

Current Ratio 2.49 1.45 1.32 1.17

Net Profit Ratio 18.29% 46.99% 49.01% 48.87%

PMEGP Project Report Page 7

 This Project Report has been prepared based on the data furnished by the beneficiary whose details are
given in the application.
Place :
Date:
Prepared by :
Full Name : AMAN KUMAR

Signature of the Beneficiary

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PMEGP Project Report Page 9
 DETAILED PROJECT REPORT

c motion pictures. It captures moving images and synchronous sound.

odern ones are digital. Analog video cameras produce signals that can be
n be shown at the time, or can be stored in an analog format on magnetic
es.
entury for television use, and by the end of the century, people could buy
tely display the image. Video recorders that could record the image on
entury.
Only professionals operated them. As the electronics industry
and microprocessors replaced vacuum tubes, video cameras became
es and other consumer electronic devices include video cameras. In
or to compress the output from video cameras.

KUMAR. The Project is promoted as a proprietorship firm under

CHOWK ,BEGUSARAI

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 TRUE

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