PROJECT AT A GLANCE - TOP SHEET

1 Name of the Entreprenuer DEVRAM MAHATO

2 Constitution (legal Status) : Individual

3 Father's/Spouce's Name S/O BHOLA MAHATO

4 Unit Address : TANTRI

TANTRI
Taluk/Block: TOPCHANCHI
District : TOPCHANCHI
Pin: 828402 State: 0
E-Mail : 0
Mobile 7004225570
5 Product and By Product

6 Cost of Project : Rs. 12,71,996

Name of the project / business activity proposed :
DAIRY FARM(COW MILK)
7 Means of Finance
Term Loan Rs. 12,08,396.00

Own Capital Rs. 1,27,000.00

8 Debt Service :
Coverage Ratio

9 Pay Back Period : 5 Years

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10 Project : 0 Months
Implementation
Period

11 Break Even Point :

12 Employment : 5

13 Power Requirement : 1 KV

14 Major Raw materials : COW FOOD ,OTHERS,

15 Estimated Annual : Rs. 1210000.00

Sales Turnover
DETAILED PROJECT REPORT
1 INTRODUCTION :

Project is based on viability and demand for society.As the milk is the only source & best source of all vital ingrediants for human being.

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2 ABOUT THE PROMOTER :

Promotor is the simple and reputed person in the society and having very good reputation in market.

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : 0 Own
 
b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.
COW SHED 1000 200.00 200000.00
CALF SHED 300 200.00 60000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total     260000.00
#REF!
C. Machinery Qty. Rate Amount in Rs.
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 COW 12 60000.00 720000.00
COW MAT 12 2500.00 30000.00
INSURANCE 12 3500.00 42000.00
TOOLS 12 5000.00 60000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total     852000.00
d. Preliminary & Pre-operative Cost : Rs. 0.00

e. Furniture & Fixtures : Rs. 0.00

f. Contingency/Others/Miscellaneous : Rs. 0.00

Total Capital Expenditure : Rs. 1112000.00

Working Capital : Rs. 159996.00

Total Cost Project : Rs. 1271996.00

3.1 Means of Financing :  

Own Contribution 5% Rs. 63600.00

Bank Finance : 95%

Term Loan Rs. 1056400.00
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 Working Capital Rs. 151996.00

Total Rs. 1208396.00

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
10.50%
1st 1056400 0 1056400 110922
2nd 1056400 211280 845120 110922
3rd 845120 211280 633840 88738
4th 633840 211280 422560 66553
5th 422560 211280 211280 44369
6th 211280 211280 0 22184
7th 0 0 0 0
8th 0 0 0 0

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
10.50%
1st 151996 0 151996 15960
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 2nd 151996 30399 121597 15960
3rd 121597 30399 91198 12768
4th 91198 30399 60798 9576
5th 60798 30399 30399 6384
6th 30399 30399 0 3192
7th 0 30399 0 0
8th 0 0 0 0
3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 10.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 260000 234000 210600 189540 170586
Depreciation 26000 23400 21060 18954 17059
Closing Balance 234000 210600 189540 170586 153527
MACHINERY @ 15.00%
Opening Balance 852000 724200 615570 523235 444749
Depreciation 127800 108630 92336 78485 66712
Closing Balance 724200 615570 523235 444749 378037
TOTAL DEPRECIATION
Workshed 26000 23400 21060 18954 17059
Machinery 127800 108630 92336 78485 66712
Total 153800 132030 113396 97439 83771

4 Schedule of Sales Realization :

4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product
Pair/Unit Pair/Unit
0      
MILK 55.00 22000 1210000.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
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 0 0.00 0 0.00
0 0.00 0 0.00
       
Total     1210000.00

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
 
Capacity Utilization 70% 80% 90% 90% 90%
 
Sales / Receipts 847000 968000 1089000 1089000 1089000

5 Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
COW FOOD 0 20.00 6000 120000.00
OTHERS 0 12.00 2000 24000.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total       144000.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
STAFF 5 6000.00 360000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00

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 0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 5   360000.00

5.2 Repairs and Maintenance : Rs. 800.00

5.3 Power and Fuel : Rs. 12000.00

5.4 Other Overhead Expenses : Rs. 0.00

6 Administrative Expenses :
6.1 Salary        
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
  0 0.00 0.00
  0 0.00 0.00
Total 0   0.00

6.2 Telephone Expenses 1000.00

6.4 Stationery & Postage 500.00

6.5 Advertisement & Publicity 0.00

6.6 Workshed Rent 14400.00

6.7 Other Miscellaneous Expenses 0.00

Total 15900.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
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 Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses          
Rawmaterials 100800 115200 129600 129600 129600
Wages 252000 288000 324000 324000 324000
Repairs & Maintenance 560 640 720 720 720
Power & Fuel 8400 9600 10800 10800 10800
Other Overhead Expenses 0 0 0 0 0
Administrative Expenses
Salary 0 0 0 0 0
Postage Telephone Expenses 700 800 900 900 900
Stationery & Postage 350 400 450 450 450
Advertisement & Publicity 0 0 0 0 0
Workshed Rent 14400 14400 14400 14400 14400
Other Miscellaneous Expenses 0 0 0 0 0
Total: 377210 429040 480870 480870 480870
8 Assessment of Working Capital :
Particulars     Amount in Rs.
Sale     1210000.00
       
Manufacturing Expenses      
Raw Material     144000.00
Wages     360000.00
Repair & Maintenance     800.00
Power & Fuel     12000.00
Other Overhead Expenses     0.00
   
Production Cost     516800.00
Administrative Cost     15900.00
Manufacturing Cost     532700.00
Working Capital Estimate :
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 Element of Working Capital No of Days Basis Amount in Rs.
0 0 Material Cost 0.00
       
Stock in process 30 Production Cost 51680.00
       
Finished goods 31 Manufacturing Cost 55046.00
       
Receivable by 30 Manufacturing Cost 53270.00
     
Total Working Capital Requirement Per Cycle 159996.00
9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts   847000 968000 1089000 1089000
    847000 968000 1089000 1089000
Manufacturing Expenses
Rawmaterials   100800 115200 129600 129600
Wages   252000 288000 324000 324000
Repairs & Maintenance   560 640 720 720
Power & Fuel   8400 9600 10800 10800
Other Overhead Expenses   0 0 0 0
Depreciation   153800 132030 113396 97439
Production Cost   515560 545470 578516 562559
Administrative Expenses          
Salary   0 0 0 0
Postage Telephone Expenses   700 800 900 900
Stationery & Postage   350 400 450 450
Advertisement & Publicity   0 0 0 0
Workshed Rent   14400 14400 14400 14400
Other Miscellaneous Expenses   0 0 0 0
Administrative Cost   15450 15600 15750 15750
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 Interest on Bank credit @ 10.5%          
Term Loan   110922 110922 88738 66553
Working Capital Loan   15960 15960 12768 9576
Cost of Sale   657892 687952 695771 654438
Net Profit Before Tax   189108 280048 393229 434562
Less Tax   0.00 0.00 0.00 0.00
Net Profit   189108 280048 393229 434562

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit   189108 280048 393229 434562
Add :          
Depreciation   153800 132030 113396 97439
TOTAL - A   342908 412078 506625 532001
Payments :          
On Term Loan :          
Interest   110922 110922 88738 66553
Installment   0 211280 211280 211280
On Working Capital          
Interest   15960 15960 12768 9576
TOTAL - B   126882 338162 312785 287409
D.S.C.R = A/B
  2.70 1.22 1.62 1.85
Average D.S.C.R

9.3 PROJECTED BALANCE SHEET :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :          
Promoters Capital   63600 63600 63600 63600
Profit   189108 280048 393229 434562
Term Loan   1056400 1056400 845120 633840
Working Capital Loan   151996 151996 121597 91198
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 Current Liabilities   0 0 0 0
Sundry Creditors   0 0 0 0
    1461104 1552044 1423546 1223199
ASSETS :          
Gross Fixed Assets :   1112000 958200 826170 712775
Less : Depreciation   153800 132030 113396 97439
Net Fixed Assets   958200 826170 712775 615335
Preliminary & Pre-Op. Expenses   0 0 0 0
Current Assets   151996 151996 121597 91198
Cash in Bank/Hand   350908 573878 589175 516667
Total   1461104 1552044 1423546 1223199

9.4 CASH FLOW STATEMENT :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit   189108 280048 393229 434562
Add : Depreciation   153800 132030 113396 97439
Term Loan   1056400 1056400 845120 633840
Working Capital Loan   151996 151996 121597 91198
Promoters Capital   63600 0 0 0
Total   1614904 1620474 1473342 1257039
           
Total Fixed Capital Invested   1112000      
           
Repayment of Term Loan   0 211280 211280 211280
Repayment of WC Loan   0 30399 30399 30399
Current Assets   151996 151996 121597 91198
Total   151996 393675 363276 332877
           
Opening Balance   0 1462908 2689708 3799773
Surplus   1462908 1226799 1110066 924162
Closing Balance   1462908 2689708 3799773 4723935

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9.5 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost   280172 258552 217883 179742
Variable Cost   531520 561430 591283 572135
Total Cost   811692 819982 809166 751877
           
Sales   847000 968000 1089000 1089000
           
Contribution (Sales-VC)   315480 406570 497717 516865
           
B.E.P in %   88.81% 63.59% 43.78% 34.78%
           
Break Even Sales in Rs.   752204 615584 476726 378705
           
Break Even Units   13676 11192 8668 6886
           
Current Ratio   1.20 0.41 0.35 0.29
           
Net Profit Ratio   22.33% 28.93% 36.11% 39.90%
               

Place :
Date:

Full Name : DEVRAM MAHATO

Signature

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