PROJECT AT A GLANCE - TOP SHEET

1 Name of the Entreprenuer BASAVARAJESHWARI

2 Constitution (legal Status) Individual

3 Father's/Spouce's Name VISHWANATH VIBHUTI

4 Unit Address : SHOP NO 1 APMC YARD

JEWARGI
Taluk/Block: JEWARGI
District : JEWARGI
Pin: 585310 State: KARNATAKA
E-Mail : 0
Mobile 0
5 Product and By Product

6 Cost of Project : Rs. 4,95,600

Name of the project / business
VIBHUTI XEROX CENTER
activity proposed :
7 Means of Finance
Term Loan Rs. 4,70,820.00
KVIC Margin Money Rs. 1,23,900.00
Own Capital Rs. 24780.00

8 Debt Service :
Coverage Ratio

9 Pay Back Period : 5 Years

10 Project : 0 Months
Implementation
Period
11 Break Even Point :

12 Employment : 2

13 Power Requirement : 1KW

14 Major Raw materials : PAPER,INK,

15 Estimated Annual : Rs. 850000.00

Sales Turnover

PMEGP Project Report Page 1

 DETAILED PROJECT REPORT
1 INTRODUCTION :

Computer and Internet becomes necessary in today’s global world. Many people repeatedly need computer access for
work like emails, online taxation filing, project preparation etc. Some people need internet access occasionally for
emails, chatting, video calling for distant relatives, web browsing etc. They don’t want to maintain proper
infrastructure for computer facility and some of them can’t afford to have computer infrastructure. With Xerox and
Lamination, this centre can provide added benefit of photocopy and lamination to customers. With internet facility,
people can have easy access to printing documents and complete their project report at single centre

2 ABOUT THE PROMOTER :

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : 600 SQ FT Own

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.

0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 0.00
#REF!
C. Machinery Qty. Rate Amount in Rs.
Konica Minolta Bizhub C226i A3 Multi Printer 1 241900.00 241900.00
Dell 14 i7 16gb, 1TB laptop 1 76700.00 76700.00
New lattitude 7430 Desktop 1 115640.00 115640.00
Lamination Machine 1 5900.00 5900.00
HP colour Printer HP 790 Ink Tank 1 29500.00 29500.00
Microtouch ups 1600ah 1 25960.00 25960.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 495600.00

PMEGP Project Report Page 2

 d. Preliminary & Pre-operative Cost : Rs. 0.00

e. Furniture & Fixtures : Rs. 0.00

f. Contingency/Others/Miscellaneous Rs. 0.00

Total Capital Expenditure : Rs. 495600.00

Working Capital : Rs. 0.00

Total Cost Project : Rs. 495600.00

3.1 Means of Financing :

Own Contribution 5% Rs. 24780.00

Bank Finance : 95%

Term Loan Rs. 470820.00
Working Capital Rs. 0.00

Total Rs. 470820.00

Margin Money (Govt. Subsidy) From KVIC 25% Rs. 123900.00

Margin Money Subsidy received From KVIC will be kept in term deposit as per norms of
PMEGP in the name of Beneficiary for three years in the financing branch.

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance 10.50%
1st 470820 0 470820 49436
2nd 470820 94164 376656 49436
3rd 376656 94164 282492 39549
4th 282492 94164 188328 29662
5th 188328 94164 94164 19774
6th 94164 94164 0 9887
7th 0 0 0 0
8th 0 0 0 0

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance 10.50%
1st 0 0 0 0
2nd 0 0 0 0
3rd 0 0 0 0
4th 0 0 0 0
5th 0 0 0 0
6th 0 0 0 0
7th 0 0 0 0
8th 0 0 0 0

PMEGP Project Report Page 3

 3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 0.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 0 0 0 0 0
Depreciation 0 0 0 0 0
Closing Balance 0 0 0 0 0
MACHINERY @ 10.00%
Opening Balance 495600 446040 401436 361292 325163
Depreciation 49560 44604 40144 36129 32516
Closing Balance 446040 401436 361292 325163 292647
TOTAL DEPRECIATION
Workshed 0 0 0 0 0
Machinery 49560 44604 40144 36129 32516
Total 49560 44604 40144 36129 32516

4 Schedule of Sales Realization :

4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product Pair/Unit Pair/Unit
0
ONLINE SERVICES 100.00 8000 800000.00
XEROX 2.00 25000 50000.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
Total 850000.00

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 595000 680000 765000 765000 765000

5 Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
PAPER NO 250.00 50 12500.00
INK ML 500.00 25 12500.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total 25000.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars Worker Per Month (Per Annum)
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 0 0.00

5.2 Repairs and Maintenance : Rs. 1000.00

PMEGP Project Report Page 4

 5.3 Power and Fuel : Rs. 1000.00

5.4 Other Overhead Expenses : Rs. 0.00

6 Administrative Expenses :
6.1 Salary
OFFICE STAFF 2 12000.00 288000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0.00 0.00
0 0.00 0.00
Total 2 288000.00

6.2 Telephone Expenses 0.00

6.4 Stationery & Postage 0.00

6.5 Advertisement & Publicity 0.00

6.6 Workshed Rent 60000.00

6.7 Other Miscellaneous Expenses 0.00

Total 348000.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Rawmaterials 17500 20000 22500 22500 22500
Wages 0 0 0 0 0
Repairs & Maintenance 700 800 900 900 900
Power & Fuel 700 800 900 900 900
Other Overhead Expenses 0 0 0 0 0
Administrative Expenses
Salary 288000 288000 288000 288000 288000
Postage Telephone Expenses 0 0 0 0 0
Stationery & Postage 0 0 0 0 0
Advertisement & Publicity 0 0 0 0 0
Workshed Rent 60000 60000 60000 60000 60000
Other Miscellaneous Expenses 0 0 0 0 0
Total: 366900 369600 372300 372300 372300
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 850000.00

Manufacturing Expenses
Raw Material 25000.00
Wages 0.00
Repair & Maintenance 1000.00
Power & Fuel 1000.00
Other Overhead Expenses 0.00

Production Cost 27000.00

Administrative Cost 348000.00
Manufacturing Cost 375000.00

PMEGP Project Report Page 5

 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
0 0 Material Cost 0.00

Stock in process 0 Production Cost 0.00

Finished goods 0 Manufacturing Cost 0.00

Receivable by 0 Manufacturing Cost 0.00

Total Working Capital Requirement Per Cycle 0.00

9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 595000 680000 765000 765000
595000 680000 765000 765000
Manufacturing Expenses
Rawmaterials 17500 20000 22500 22500
Wages 0 0 0 0
Repairs & Maintenance 700 800 900 900
Power & Fuel 700 800 900 900
Other Overhead Expenses 0 0 0 0
Depreciation 49560 44604 40144 36129
Production Cost 68460 66204 64444 60429
Administrative Expenses
Salary 288000 302400 317520 333396
Postage Telephone Expenses 0 0 0 0
Stationery & Postage 0 0 0 0
Advertisement & Publicity 0 0 0 0
Workshed Rent 60000 60000 60000 60000
Other Miscellaneous Expenses 0 0 0 0
Administrative Cost 348000 362400 377520 393396
Interest on Bank credit @ 10.5%
Term Loan 49436 49436 39549 29662
Working Capital Loan 0 0 0 0
Cost of Sale 465896 478040 481512 483487
Net Profit Before Tax 129104 201960 283488 281513
Less Tax 0.00 0.00 0.00 0.00
Net Profit 129104 201960 283488 281513

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 129104 201960 283488 281513
Add :
Depreciation 49560 44604 40144 36129
TOTAL - A 178664 246564 323631 317642
Payments :
On Term Loan :
Interest 49436 49436 39549 29662
Installment 0 94164 94164 94164
On Working Capital
Interest 0 0 0 0
TOTAL - B 49436 143600 133713 123826
D.S.C.R = A/B
3.61 1.72 2.42 2.57
Average D.S.C.R

PMEGP Project Report Page 6

 9.3 PROJECTED BALANCE SHEET :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Promoters Capital 24780 24780 24780 24780
Profit 129104 201960 283488 281513
Term Loan 470820 470820 376656 282492
Working Capital Loan 0 0 0 0
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
624704 697560 684924 588785
ASSETS :
Gross Fixed Assets : 495600 446040 401436 361292
Less : Depreciation 49560 44604 40144 36129
Net Fixed Assets 446040 401436 361292 325163
Preliminary & Pre-Op. Expenses 0 0 0 0
Current Assets 0 0 0 0
Cash in Bank/Hand 178664 296124 323631 263622
Total 624704 697560 684924 588785

9.4 CASH FLOW STATEMENT :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 129104 201960 283488 281513
Add : Depreciation 49560 44604 40144 36129
Term Loan 470820 470820 376656 282492
Working Capital Loan 0 0 0 0
Promoters Capital 24780 0 0 0
Total 674264 717384 700287 600134

Total Fixed Capital Invested 495600

Repayment of Term Loan 0 94164 94164 94164

Repayment of WC Loan 0 0 0 0
Current Assets 0 0 0 0
Total 0 94164 94164 94164

Opening Balance 0 674264 1297484 1903607

Surplus 674264 623220 606123 505970
Closing Balance 674264 1297484 1903607 2409577

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 446996 456440 457212 459187
Variable Cost 68460 66204 64444 60429
Total Cost 515456 522644 521656 519616

Sales 595000 680000 765000 765000

Contribution (Sales-VC) 526540 613796 700556 704571

B.E.P in % 84.89% 74.36% 65.26% 65.17%

Break Even Sales in Rs. 505114 505672 499271 498570

Break Even Units 5051 5057 4993 4986

Current Ratio 0.00 0.00 0.00 0.00

Net Profit Ratio 21.70% 29.70% 37.06% 36.80%

PMEGP Project Report Page 7

 This Project Report has been prepared based on the data furnished by the entrepreneur whose details are
given in the application.
Place :
Date:
Prepared by :
Full Name : BASAVARAJESHWARI

Signature of the Beneficiary

PMEGP Project Report Page 8