I am planning to buy a car in next 5 years.

I would require 40
Q: - 1 If I will deposit 10 lakh every year at a rate of 5%, wha
Q: -2 If I have borrowed some money at an interest of 12% fo
borrowed?
Q: -3 If I invest 3 lakh in a mutual fund which will return me
Q: -4: - If I am earning an annual income of Rs 10 lakh and of
every year at the rate of 5% for 5 years.

Sol: -1
Present Value Rate Time Compounding Year Future Value
₹ 500,000 5% 5 5 ₹ 638,141
₹ 500,000 4 ₹ 607,753
₹ 900,000 3 ₹ 1,041,863
₹ 900,000 2 ₹ 992,250
₹ 1,200,000 1 ₹ 1,260,000
SUM ₹ 4,540,006.41
Sol: -2
Future Value Rate Time Compounding Year Present Value
₹ 900,000 12% 5 0 ₹ 900,000
₹ 900,000 1 ₹ 803,571
₹ 900,000 2 ₹ 717,474
₹ 900,000 3 ₹ 640,602
₹ 900,000 4 ₹ 571,966
SUM ₹ 3,633,614.41

Sol: - 3
Future Value ₹ 5,000,000
Rate 20%
N 5
(1+i)^n 2.48832
((1+i)^n)-1 1.48832
((1+i)^n)-1/i 7.4416
1+i 120%
PMT ₹ 559,915.4

Sol: -4
Present Value Rate N Future Value
1200000 5% 5 940231.399762151
1200000 4 987242.969750258
1200000 3 1036605.11823777
1200000 2 1088435.37414966
1200000 1 1142857.14285714
5195372.00475698
 5 years. I would require 40 lakh Rupees for the same.
year at a rate of 5%, what will be the future values of these cash flows?
ney at an interest of 12% for 5 periods and loan payment of 9 Lakh will be made at the beginning of each year
und which will return me at the interest of 20%, How much I have to save every year if I start saving at end of
come of Rs 10 lakh and of which my yearly expenditure is Rs 4 lakh and balancing amount I will be investing i
ears.

In 5 years I will be having 45,40,006.41 Rs. in my bank

account

I had borrowed 36,33,614.41 Rs. from the bank.

FV (at the end of the year) = PMT*(((1+i)^n-1)/i)*(1+i)

Every Year I had to save 5,59,915 Rs. in

beginning of each year, what is the amount I
I start saving at end of this year?
unt I will be investing in Fixed Deposit i.e., Rs 12 Lakh