PF E-Nomination

Introduction: 

Just as for all your financial assets, it is important to nominate someone to your PF
account so that in an unforeseen event of your demise, your PF savings can smoothly
pass on to your chosen nominee. It is therefore important to carefully consider the
family members whom you want to nominate. It is also important to review the record
from time to time and update / amend it as may be required.

Since all IBMer's are an Employees' Provident Fund (EPF) account holder, you would
have submitted your PF nomination form at the time of onboarding IBM. However, the
EPF organization has enabled the facility of e nominations which provides the benefit
of digitization and brings with it a more efficient and transparent processing of claims.

The rules of nomination in your EPF account and EPS (Employees' Pension Scheme)
account are different. As per the EPF Act, only following defined family members can
be nominated in your EPF account (i) in the case of a male member, his wife, his
children (whether married or unmarried), his dependent parents and his deceased
son's widow and children and ii) in the case of a female member, her husband, her
children (whether married or unmarried), her dependent parents, her husband's
dependent parents and her deceased son's widow and children. In case of EPS
account, only spouse and children can be nominated. It is also important to
understand the legal implication of nomination. Legally a nominee is only a trustee or
custodian of the asset and not necessarily the final beneficiary. The nominee is legally
bound to pass on the assets to whosoever can prove to be the legal heir (through a
Will, Succession Certificate etc). Hence it is advisable to nominate someone whom
you want to be the ultimate beneficiary.

Pre-requisites:

a) You should have activated your Universal Account Number (UAN).

UAN Activation Link: https://ibmindiaseparations.zendesk.com/hc/en-

us/articles/360006295960-UAN-Activation-Steps 

b) Your Aadhaar, PAN and Bank a/c details should be updated and verified in the
EPFO portal.

c) Keep soft copies of Aadhaar and passport-sized photo of yourself and your
nominee handy.

Steps to update PF E-Nomination on EPFO Portal: 

Click on to the link: https://unifiedportal-

mem.epfindia.gov.in/memberinterface/
Login using your UAN and Password
Click "File Now" on the Alert screen pop up
Under the View menu, select "Profile" & Member details screen will appear.
screenshot as below.
Click on "Change Photo" and upload the photo as per the instructions below
Click on "Browse" to select the photo
Click "Preview" the image

Click "Upload Photograph" to complete the uploading

Click on "Profile/Profile Address" under the "View" menu to update the Permanent
address/ Current Address and click the "Submit" button. 

The screen will display "Address saved successfully"

Click on "Profile" under "the View" menu and check the details are updated
correctly
Under the "Manage" menu, click on "E-NOMINATION". Screenshot as below.

Check the personal details displayed on the screen and click "Proceed"

Select "Having Family" as "Yes/No", Update 'Add Family Member(s)' details.

Update the family member (Nominee) details

Upload the family member (Nominee) Photo

Click on "Browse" to select the photo
Click preview the image

Click "Upload Photograph" to complete the uploading

 In the next step, You can declare the 'total amount of share (%)' among your
nominees. In case, you would like to nominate only one member of your family as
your nominee then you can declare 100% as the share.

After providing the above details, select the checkbox and click "Save EPF
Nomination" button.

The page will display the message as "EPF details saved successfully". Scroll down
on the same page to update EPS nomination.

EPS Nomination:

Enter the EPS Nomination details and click on the "Save EPS Nomination". Upon
which below screen will appear indicating pending nomination. In order to complete
the pending nomination form click on the button below e-Sign and complete the
required action.
To Generate a virtual ID:
To generate a virtual ID, you need to send an SMS to 1947 from your registered
mobile number.
Format: GVID<SPACE>Last four digits of your Aadhaar number.
Once the SMS is sent, UIDAI will send you a reply SMS containing your 16-digit virtual
ID.
 
To Retrieve a virtual ID:
In case you have lost your virtual ID, you can retrieve the same by sending an SMS.
You will be required to send SMS in the format RVID <SPACE>Last four digits of your
Aadhaar number from your registered mobile number to 1947.

Once you Enter Virtual ID, Click on the "Verify" button.

Select the checkbox to confirm as "I hereby give my consent for using e-KYC
services data from Aadhaar for the purpose of signing the selected document and
generating Digital signature."
 Enter Virtual ID and click on "Get OTP". Once you get OTP, enter the OTP in "Enter
Your Aadhaar OTP" column.

1. Select the checkbox to confirm the consent

2. Click the "Submit" button

 The screen will display the message as "PDF signed successfully".

Note:

1. e-Sign is an online electronic signature service in India to facilitate an Aadhaar

holder to digitally sign a document. The signature service is facilitated by
authenticating the Aadhaar holder via the Aadhaar-based e-KYC (electronic
Know Your Customer) service. Aadhaar based e-Sign is being used for digital
signing of EPF nomination form online.

2. EPFO portal slowness and technical issues should be reported to EPFO as this is
completely owned and managed by Govt Employee Provident Fund
Organization.

3. Considering the load, employees experiencing the portal slowness are advised
to access during non-business hours.

4. If any challenges/issues please send your queries to

employeefeedback@epfindia.gov.in or raise the Grievance to PF office
https://epfigms.gov.in/Grievance/GrievanceMaster