Professional Documents
Culture Documents
Master Circular Regarding Service Charges of Banks of Bangladesh, 2021
Master Circular Regarding Service Charges of Banks of Bangladesh, 2021
10 Ryb 2021
weAviwcwW mvKzj
© vi bs- 11 ZvwiL :----------------
27 ˆR¨ô 1428
e¨e¯’vcbv cwiPvjK/cÖavb wbe©vnx
evsjv‡`‡k Kvh©iZ mKj Zdwmwj e¨vsK
wcÖq g‡nv`q,
Master Circular on Schedule of Charges
Dchy©³ wel‡q weAviwcwW mvKzj© vi bs- 19/2009, 09/2010, 19/2010, 30/2010, 02/2017, 09/2018, 07/2019
Ges weAviwcwW mvKz©jvi †jUvi bs- 02/2020 Gi cÖwZ `„wó AvKl©Y Kiv hv‡”Q|
02| AvgvbZKvix/wewb‡qvMKvix/MÖvnKM‡Yi ¯^v_© msi¶YK‡í e¨vsKmg~n‡K wewfbœ ai‡bi PvR©/wd/Kwgkb BZ¨vw`i
cwigvY/nvi wba©viY msµvšÍ m~‡ÎvwjøwLZ mvKzj
© vi/mvKz©jvi †jUv‡ii gva¨‡g cÖ‡qvRbxq wb‡`©kbv cÖ`vb Kiv nq| `xN© mg‡qi
e¨eav‡b Ges cwiewZ©Z cwiw¯’wZ we‡ePbvq D³ wba©vwiZ nvi cybtwe‡kølYc~e©K bZzbfv‡e wba©viY Ges cwicvj‡bi
myweav‡_© c~‡e©i wb‡`©kbvmg~n GKxf~Z Kivi Avek¨KZv †`Lv w`‡q‡Q|
03| ewY©Z welqvejx we‡ePbvq e¨vsK KZ…©K Av‡ivwcZe¨ wewfbœ PvR©/wd/Kwgkb BZ¨vw` wel‡q wb‡¤œewY©Z wb‡`©kbv Rvwi
Kiv n‡jvt-
(K) AvgvbZ msµvšÍ
(1) wnmve ‡Lvjv (Account Opening)t mÂqx wnmve †Lvjvi †ÿ‡Î MÖvnKMY 500/- UvKv Ges PjwZ wnmve
†Lvjvi †ÿ‡Î 1,000/- UvKv RgvKiYc~e©K wbR wbR bv‡g e¨vsK wnmve Lyj‡Z cvi‡eb| Z‡e, we‡kl myweavcÖvß
wnmve †Lvjvi †ÿ‡Î b~¨bZg Rgvi eva¨evaKZv n‡Z Ae¨vnwZcÖvß _vK‡e|
(2) wnmve iÿYv‡eÿY wd (Account Maintenance Fee)t
K) mÂqx wnmvet 10,000/- UvKv ch©šÍ Mo AvgvbZ w¯’wZi †ÿ‡Î wnmve iÿYv‡eÿY wd Av`vq Kiv hv‡e bv|
10,000/- UvKvi AwaK Mo AvgvbZ w¯’wZi †ÿ‡Î cÖwZ lvb¥vwm‡K wb¤œewY©Z nv‡i wnmve iÿYv‡eÿY wd Av`vq
Kiv hv‡et
i) 10,000/- UvKvi AwaK wKš‘ 25,000/- UvKv ch©šÍ Mo AvgvbZ w¯’wZi †ÿ‡Î m‡e©v”P 100/- UvKv;
ii) 25,000/- UvKvi AwaK wKš‘ 2.00 jÿ UvKv ch©šÍ Mo AvgvbZ w¯’wZi †ÿ‡Î m‡e©v”P 200/- UvKv;
iii) 2.00 jÿ UvKvi AwaK wKš‘ 10.00 jÿ UvKv ch©šÍ Mo AvgvbZ w¯’wZi †ÿ‡Î m‡e©v”P 250/- UvKv;
iv) 10.00 jÿ UvKvi AwaK Mo AvgvbZ w¯’wZi †ÿ‡Î m‡e©v”P 300/- UvKv|
L) PjwZ wnmv‡e cÖwZ lvb¥vwm‡K m‡e©v”P 300/- UvKv I Special Notice Deposit (SND) wnmv‡e m‡e©v”P
500/- UvKv Av`vq Kiv hv‡e|
M) we‡kl myweavcÖvß wnmvemg~‡n †Kvb cÖKvi wnmve iÿYv‡eÿY wd Av`vq Kiv hv‡e bv|
(3) Ab¨ kvLvq wnmve ¯’vbvšÍit GKB e¨vs‡Ki Ab¨ kvLvq wnmve ¯’vbvšÍ‡ii †ÿ‡Î GKB †Rjvq m‡e©v”P 50/- UvKv
Ges Ab¨ †Rjvq m‡e©v”P 100/- UvKv wd Av`vq Kiv hv‡e|
Pjgvb cvZv/02
-02-
(4) Activation of Dormant Accountt wewfbœ ai‡bi mÂqx wnmv‡ei †ÿ‡Î Activation of Dormant
Account eve` †Kvb PvR©/wd Av`vq Kiv hv‡e bv|
(5) ‡gqv`c~e© bM`vqb wd (Premature Encashment Fee)t wewfbœ gvwmK mÂqx wnmve (wW‡cvwRU †cbkb
¯‹xg) ev GdwWAvi ev Ab¨ †Kvb †gqv`x AvgvbZ †gqv`c~wZ©i c~‡e© bM`vq‡bi †¶‡Î bM`vqb wd (Premature
Encashment Fee) ev Abyiƒc wd Av‡ivc Kiv hv‡e bv|
(6) wnmve eÜKiY wd (Account Closing Fee)t wnmve eÜKi‡Yi †ÿ‡Î wnmve eÜKiY PvR© wn‡m‡e mÂqx
wnmv‡e m‡e©v”P 200/- UvKv, PjwZ wnmv‡e m‡e©v”P 300/- UvKv Ges GmGbwW wnmv‡e m‡e©v”P 300/- UvKv Av`vq
Kiv hv‡e| Z‡e, we‡kl myweavcÖvß wnmvemg~‡n wnmve eÜKiY eve` †Kvb wd Av`vq Kiv hv‡e bv|
(7) †PK eB Bmy¨t wewfbœ ai‡bi wnmv‡ei wecix‡Z †PK eB Bmy¨i †ÿ‡Î cÖK…Z Li‡Pi wfwˇZ (At actual) PvR©
wba©viY Ki‡Z n‡e| †PK eB nviv‡bvi †ÿ‡Î bZzb †PK eB Bmy¨ eve` cÖK…Z LiP e¨ZxZ AwZwi³ PvR©/cÖ‡mwms wd
Av`vq Kiv hv‡e bv|
(8) Ab¨vb¨ wdt wewfbœ ai‡bi mÂqx I PjwZ wnmv‡e Av‡ivwcZ b~¨bZg e¨v‡jÝ wd, Bbwm‡W›Uvj PvR©, ‡jRvi wd,
mvwf©m PvR©, KvD›Uvi Uªvb‡RKkb wd ev Abyiƒc wd Av`vq Kiv hv‡e bv|
[Ôwe‡kl myweavcÖvß wnmveÕ ej‡Z †`‡ki Avw_©K †mev ewÂZ Rb‡Mvôx‡K e¨vswKs †mevi AvIZvq wb‡q Avmvi j‡ÿ¨
K…lK, exi gyw³‡hv×v, `yt¯’, XvKv DËi I XvKv `wÿY wmwU K‡c©v‡ik‡bi cwi”Qbœ kÖwgK, c_wkï I Kg©Rxex wkï-
wK‡kvi, b¨vkbvj mvwf©m Kg©m~Pxi myweav‡fvMx, ˆZwi †cvlvK wk‡í Kg©iZ kÖwgK, cv`yKv I PvgovRvZ cY¨
cÖ¯Z‘ Kvix ÿz`ª KviLvbvi KvwiMi Ges ¯‹zj e¨vswKs wnmveavix‡`i e¨vsK wnmvemn me ai‡bi 10/-, 50/- I
100/- UvKvq †Lvjv wnmvemg~n Ges evsjv‡`k e¨vsK KZ…©K mg‡q mg‡q wb‡`©wkZ Abyiƒc wnmvemg~n‡K †evSv‡e]
04| wmwWDj Ae Pv‡R©m Gi me©‡kl nvjbvMv`K…Z c~Y© ZvwjKv ¯^ ¯^ e¨vs‡Ki cÖavb Kvh©vjq, mKj kvLv, DckvLv I
G‡R›U e¨vswKs AvDU‡jUmg~‡ni `k©bxq ¯’v‡b/‡bvwUk †ev‡W© Ges e¨vs‡Ki I‡qemvB‡Ui †nvg †cR G cÖ`k©b Ki‡Z n‡e|
05| †NvwlZ/cÖKvwkZ ZvwjKv ewnf©~Z †Kvb PvR©/wd/Kwgkb Av‡ivc Kiv hv‡e bv|
06| cÖwZeQi 30 Ryb I 31 wW‡m¤^i Zvwi‡Li g‡a¨ (lvb¥vwmK wfwˇZ) cieZ©x Qq gv‡mi (RyjvB-wW‡m¤^i I Rvbyqvwi-
Ryb) †NvwlZ PvR©/wd/Kwgk‡bi ZvwjKv evsjv‡`k e¨vs‡K †cÖiY Ki‡Z n‡e|
07| PvR©/wd/Kwgk‡bi †Kvb cwieZ©b n‡j Avewk¨Kfv‡e ¯^ ¯^ e¨vs‡Ki cÖavb Kvh©vjq, mKj kvLv, DckvLv I G‡R›U
e¨vswKs AvDU‡jUmg~‡ni `k©bxq ¯’v‡b/‡bvwUk †ev‡W© cÖ`k©b Ges I‡qemvB‡U cÖKvk KiZt evsjv‡`k e¨vs‡Ki e¨vswKs
cÖwewa I bxwZ wefvM‡K AewnZ Ki‡Z n‡e|
08| B‡Zvc~‡e© RvwiK…Z weAviwcwW mvKzj
© vi bs- 19/2009, 09/2010, 19/2010, 30/2010, 02/2017, 09/2018,
07/2019 I weAviwcwW mvKzj© vi †jUvi bs- 02/2020 G mvK©yjvi Øviv iwnZ Kiv n‡jv| Z‡e, 2021 cwÄKv eQ‡i mÂqx
wnmv‡ei Account Maintenance Fee Av`vq msµvšÍ weAviwcwW mvKyj © vi ‡jUvi bs- 21/2021 Gi wb‡`©kbv envj
_vK‡e|
09| e¨vsK †Kv¤úvbx AvBb, 1991 Gi 45 avivq cÖ`Ë ÿgZve‡j G wb‡`©kbv Rvwi Kiv n‡jv|
Avcbv‡`i wek¦¯,Í