e¨vswKs cÖwewa I bxwZ wefvM

evsjv‡`k e¨vsK
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website: www.bb.org.bd

18 ‡g 2022
weAviwcwW mvKy©jvi bs-08 ZvwiL t ------------------
04 •R¨ô 1429

e¨e¯’vcbv cwiPvjK/ cÖavb wbe©vnx

evsjv‡`‡k Kvh©iZ mKj Zdwmwj e¨vsK|

wcÖq g‡nv`q,
K‡ivbv fvBiv‡mi Kvi‡Y m„ó msKU †gvKv‡ejvq
wcÖ-wkc‡g›U †µwWU Lv‡Z cybtA_©vqb ¯‹xg cÖm‡½|

wk‡ivbv‡gv³ wel‡q e¨vswKs cÖwewa I bxwZ wefvM KZ…©K RvwiK…Z weAviwcwW mvK©yjvi bs-09 ZvwiL: 13 GwcÖj
2020, weAviwcwW mvK©yjvi ‡jUvi bs-38 ZvwiL: 22 RyjvB 2020, weAviwcwW mvK©yjvi ‡jUvi bs-42 ZvwiL: 23 AvM÷
2020, weAviwcwW mvK©yjvi ‡jUvi bs-26 ZvwiL: 26 GwcÖj 2021, weAviwcwW mvK©yjvi ‡jUvi bs-44 ZvwiL: 30 †m‡Þ¤^i
2021, mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U KZ©„K RvwiK…Z GmGdwW mvK©yjvi bs-01 ZvwiL: 22 GwcÖj 2020 Ges
GmGdwW mvK©yjvi †jUvi bs-04 ZvwiL: 27 AvM÷ 2020 Gi cÖwZ Avcbv‡`i `„wó AvKl©Y Kiv hv‡”Q|
2| D³ mvK©yjvi I mvK©yjvi †jUvimg~‡ni gva¨‡g †KvwfW-19 gnvgvixi Kvi‡Y ¶wZMÖ¯Í ißvwbgyLx wkí
cÖwZôvbmg~n‡K wcÖ-wkc‡g›U FY mnvqZv cÖ`v‡bi gva¨‡g Zv‡`i ißvwb Kvh©µg Ae¨vnZ †i‡L ‣e‡`wkK gy`«v AR©b I
A_©bxwZ‡Z MwZkxjZv Avbq‡bi j‡¶¨ evsjv‡`k e¨vsK KZ©…K MwVZ 5,000 (cvuP nvRvi) †KvwU UvKvi cybtA_©vqb
Znwe‡ji bxwZgvjv Rvwi Kiv nq| Gÿ‡Y, e¨vsK I MÖvnK ch©v‡q cybtA_©vq‡bi myweav AviI mnRZi Kivi j‡ÿ¨ D³
bxwZgvjv cwieZ©b/cwigvR©b KiZt GZ`&msµvšÍ ms‡kvwaZ bxwZgvjv wb‡¤œ ‡`qv nj:-
3| wk‡ivbvg: wcÖ-wkc‡g›U †µwWU cybtA_©vqb ¯‹xg|
4| Znwe‡ji cwigvY I Drm: 5,000 (cvuP nvRvi) †KvwU UvKv; evsjv‡`k e¨vs‡Ki wbR¯^ Znwej|
5| LvZ: ¯’vbxqfv‡e Drcvw`Z ißvwbgyLx †h †Kvb wk‡í wcÖ-wkc‡g›U Lv‡Z G FY weZiY Kiv hv‡e|
6| AskMÖnYKvix e¨vsK: evsjv‡`‡k Kvh©iZ mKj Zdwmwj e¨vsK D³ cybtA_©vqb Znwe‡ji myweav MÖn‡Yi Rb¨
†hvM¨ e‡j we‡ewPZ n‡e| cybtA_©vqb MÖn‡Y AvMÖnx e¨vsK‡K evsjv‡`k e¨vs‡Ki mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U Gi mv‡_
GKwU AskMÖnYKvix Pzw³ (Participation Agreement) m¤úv`b Ki‡Z n‡e| BZtc~‡e© †h mKj e¨vsK G Znwe‡ji
AvIZvq AskMÖnYKvix Pzw³ m¤úv`b K‡i‡Q Zv‡`i Avi bZzbfv‡e Pzw³ m¤úv`b Ki‡Z n‡e bv|
7| Znwej e¨e¯’vcbv: G Znwe‡ji mvgwMÖK Z`viwK/cwiPvjbv/e¨e¯’vcbvi KvR mvm‡UB‡bej dvBb¨vÝ
wWcvU©‡g›U, evsjv‡`k e¨vsK, cÖavb Kvh©vjq KZ©„K m¤úvw`Z n‡e| Av‡jvP¨ Znwej e¨e¯’vcbvi †ÿ‡Î Ges cybtA_©vqb
gÄyixi mgq mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U cÖ‡qvRbxq bxwZgvjv Abymi‡Yi Rb¨ e¨vsKmg~n‡K wb‡`©kbv cÖ`vb Ki‡Z
cvi‡e|
8| Znwe‡ji †gqv`: G ¯‹x‡gi AvIZvq Znwe‡ji †gqv` 13 GwcÖj 2020 ZvwiL n‡Z 05(cuvP) eQi| DwjøwLZ
mg‡qi g‡a¨ ZnwejwU AveZ©b‡hvM¨ (Revolving)|
9| MÖvnK ch©v‡q FY cÖvwßi †hvM¨Zv:
K) †h †Kvb ißvwbKviK ev ißvwbgyLx cÖwZôv‡bi AbyK~‡j A_©vq‡bi wbwgË G Znwej Db¥y³ _vK‡e;
Pjgvb cvZv/2
 -2-
(c~ee© Z©x c„ôvi ci)

L) A_©vqbKvix e¨vsK we`¨gvb wewa-weavb AbymiYc~e©K e¨vsKvi-MÖvnK m¤ú‡K©i wfwˇZ FY weZiY

Ki‡Z cvi‡e;
M) e¨vsK †Kv¤úvbx AvBb 1991 Gi mswkøó aviv †gvZv‡eK †Kvb †Ljvcx MÖvnK ev MÖvnK cÖwZôvb‡K FY
cÖ`vb Kiv hv‡e bv;
N) G Znwe‡ji AvIZvq cybtA_©vqb myweav MÖn‡Yi gva¨‡g MÖvnK KZ…©K ißvwb/wkc‡g›U Kiv n‡j
†m‡ÿ‡Î cici wZbwU ißvwbg~j¨ AcÖZ¨vevwmZ (Overdue Export Bill) _vK‡j mswkøó ißvwbKviK G
Znwe‡ji AvIZvq bZzbfv‡e Avi †Kvb myweav cv‡eb bv|
O) Shell ‡Kv¤úvbx /cÖwZôv‡bi ißvwb Av‡`k ev Shell e¨vs‡Ki ißvwb FYc‡Îi wecix‡Z cÖ`Ë wcÖ-
wkc‡g›U Gi wecix‡Z G Znwe‡ji AvIZvq cybtA_©vqb myweav cÖ`vb Kiv hv‡e bv|
10| MÖvnK ch©v‡q my` (Bmjvgx kixqvn wfwËK e¨vs‡Ki †ÿ‡Î gybvdv) nvi I Ab¨vb¨ Pv‡R©m:
K) MÖvnK ch©v‡q my‡`i nvi n‡e m‡e©v”P 3.5%;
L) evsjv‡`k e¨vsK KZ©„K RvwiK…Z wkwWDj Ae Pv‡R©m msµvšÍ we`¨gvb bxwZgvjvq ewY©Z PvR©/wd
e¨wZ‡i‡K MÖvn‡Ki wbKU n‡Z Ab¨ †Kvb ai‡bi PvR© ev wd Av`vq Kiv hv‡e bv|
11| e¨vsK ch©v‡q my` nvi: evsjv‡`k e¨vsK n‡Z e¨vsKmg~n KZ©„K M„nxZ cybtA_©vqb myweavi Dci 0.5% (`kwgK
cuvP kZvsk) nv‡i my` Av‡ivc Kiv n‡e|
12| wcÖ-wkc‡g›U †µwWU Gi wecix‡Z cybtA_©vq‡bi cwigvY:
K) AskMÖnYKvix e¨vsK cÖwZwU wbwðZ ißvwb Av‡`k/ißvwb FYc‡Îi (Firm Export
Contract/Authenticated Export Credit) g~j¨ n‡Z e¨vK Uz e¨vK FYc‡Îi g~j¨ I Ab¨vb¨
A_©vqbK…Z A_© ev` w`‡q Aewkó g~‡j¨i Dci ¯^xq bxwZgvjv Abyhvqx e¨vsKvi-MÖvnK m¤ú‡K©i wfwˇZ wcÖ-
wkc‡g›U †µwWU cÖ`vb Ki‡e;
L) cybtA_©vqb Znwe‡j cÖ‡qvRbxq e¨v‡jÝ _vKv mv‡c‡ÿ e¨vsK KZ©„K MÖvn‡Ki AbyK~‡j cÖ`Ë wcÖ-
wkc‡g›U †µwW‡Ui mgcwigvY A_© cybtA_©vq‡bi Rb¨ we‡eP¨ n‡e;
M) cybtA_©vqb Pzw³ m¤úv`bKvix e¨vsK KZ©„K we`¨gvb wewa-weavb AbymiYc~e©K †Kvb MÖvn‡Ki AbyK~‡j
c¨vwKs †µwW‡Ui cÖvc¨Zvi m‡e©v”P mxgvi b~¨bZg 50 kZvsk Avewk¨Kfv‡e wcÖ-wkc‡g›U †µwWU wn‡m‡e
weZiY Ki‡Z n‡e hv G Znwe‡ji AvIZvq cybtA_©vqb cÖvwßi Rb¨ we‡ewPZ n‡e|
13| F‡Yi †gqv`:
K) GKRb MÖvnK‡K Znwe‡ji †gqv`Kvj 05(cuvP) eQ‡i G cybtA_©vqb Znwe‡ji AvIZvq GKvwaKevi
wewfbœ †gqv‡` FY weZiY Kiv hv‡e;
L) MÖvnK ch©v‡q F‡Yi †gqv` hvB †nvK bv †Kb evsjv‡`k e¨vsK KZ©„K m‡e©v”P 180 w`b (Qq gvm)
†gqv‡` AskMÖnYKvix e¨vsK‡K cybtA_©vqb myweav cÖ`vb Kiv n‡e hv †gqv` †k‡l my`mn GKKvjxb
cwi‡kva Ki‡Z n‡e|

Pjgvb cvZv/3
 -3-
(c~ee© Z©x c„ôvi ci)

14| cybtA_©vq‡bi Rb¨ Av‡e`b c×wZ:

K) mswkøó e¨vsK MÖvnK ch©v‡q weZiYK…Z F‡Yi wecix‡Z mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U KZ©„K
wba©vwiZ Q‡K mvßvwnK wfwˇZ wcÖ-wkc‡g›U †µwWU cÖ`v‡bi cieZ©x mßv‡ni g‡a¨ gnve¨e¯’vcK,
mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U, evsjv‡`k e¨vsK, cÖavb Kvh©vjq eivei cybtA_©vq‡bi Rb¨ Av‡e`b
Ki‡Z cvi‡e| Z‡e †Kvb Kvi‡Y wcÖ-wkc‡g›U †µwWU cÖ`v‡bi cieZ©x mßv‡ni g‡a¨ cybtA_©vq‡bi
Av‡e`b `vwL‡j e¨_© n‡j Dchy³ KviY D‡jøLc~e©K ZrcieZ©x AviI 15(c‡b‡iv) w`‡bi g‡a¨ Av‡e`b
`vwLj Kiv hv‡e;
L) Av‡e`bc‡Îi mv‡_ wb¤œewY©Z `wjj/Z_¨vw` `vwLj Ki‡Z n‡e:
i. FY weZiY msµvšÍ gÄyixcÎ;
ii. mswkøó ißvwb Av‡`k/ißvwb FYc‡Îi Kwc;
iii. mswkøó MÖvn‡Ki nvjbvMv` wmAvBwe wi‡cvU©;
iv. cybtA_©vq‡bi Rb¨ Av‡e`bK…Z A_© wba©vwiZ mg‡q cwi‡kv‡ai wel‡q e¨vsK KZ©„K
cÖ`Ë cÖwZkÖæwZcÎ (wWwc †bvU);
v. †jUvi Ae KbwUwbDwU;
vi. ‡jUvi Ae †WweU A_wiwU;
vii. mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U KZ©„K wba©vwiZ QK Abyhvqx (hw` _v‡K) cÖ‡qvRbxq
Z_¨|
M) cybtA_©vq‡bi Av‡e`bcÎ I Z`&mswkøó ms‡hvRbxmg~n AskMÖnY Pzw³ m¤úv`bKvix e¨vs‡Ki e¨e¯’vcbv
cwiPvjK/cÖavb wbe©vnx ev Zvui KZ©„K g‡bvbxZ Kg©KZ©vi ¯^vÿ‡i `vwLj/‡cÖiY Kiv hv‡e| Z‡e cÖ_gevi
g‡bvbxZ Kg©KZ©vi ¯^vÿ‡i `vwLj Kivi ‡ÿ‡Î mswkøó Kg©KZ©vi bgybv ¯^vÿimn e¨e¯’vcbv cwiPvjK/cÖavb
wbe©vnx KZ©„K GKwU A_ivB‡Rkb †jUvi †cÖiY Ki‡Z n‡e|
15| Av`vq I Z`viwK:
K) cybtA_©vqb eve` e¨vsK KZ©„K M„nxZ FY evsjv‡`k e¨vs‡K iwÿZ AskMÖnYKvix e¨vs‡Ki PjwZ
wnmv‡e cÖ`v‡bi ZvwiL n‡Z 180 w`b ci my`mn D³ wnmve n‡Z GKKvjxb KZ©b Kiv n‡e;
L) MÖvnK ch©v‡q weZiYK…Z FY Av`v‡qi mKj `vq-`vwqZ¡ FY weZiYKvix e¨vsKmg~‡ni Ici b¨¯Í
_vK‡e| MÖvnK ch©v‡q FY Av`vq ev ißvwbg~j¨ cÖZ¨vevm‡bi mv‡_ evsjv‡`k e¨vs‡Ki cvIbv‡K m¤úwK©Z
Kiv hv‡e bv;
M) FY welqK hveZxq SuywK mswkøó e¨vsK enb Ki‡e Ges miKv‡ii ißvwb I Drcv`b msµvšÍ bxwZgvjv
cwicvj‡bi welqwU e¨vsK KZ©„K wbwðZ Ki‡Z n‡e;
N) h_vmg‡q FY cwi‡kv‡a MÖvnK e¨_© n‡j Zv we`¨gvb bxwZgvjv Abyhvqx †kÖwYKiY Ki‡Z n‡e Ges
cÖwfkb msiÿY Ki‡Z n‡e;
O) Av‡jvP¨ cybtA_©vqb Znwe‡ji AvIZvq e¨vsK KZ©„K weZiYK…Z F‡Yi h_vh_ mبenvi wbwðZ Ki‡Z
n‡e| weZiYK…Z F‡Yi mبenvi nqwb g‡g© Znwe‡ji †gqv`Kv‡j ev cieZ©x‡Z †h †Kvb mgq D`NvwUZ
n‡j cybtA_©vqb eve` cÖ`Ë A_© mswkøó e¨vs‡Ki PjwZ wnmve n‡Z e¨vsK †i‡U my`mn GKKvjxb KZ©b
Kiv n‡e;

Pjgvb cvZv/4
 -4-
(c~ee© Z©x c„ôvi ci)

P) •ØePqb c×wZ‡Z mg‡q mg‡q evsjv‡`k e¨vsK KZ©„K m‡iRwg‡b hvPvB‡qi wbwgË Znwe‡ji AvIZvq
cybtA_©vqb mswkøó Z_¨ I KvMRcÎvw` e¨vsK kvLvq c„_Kfv‡e msiÿY Ki‡Z n‡e|
16| wi‡cvwU©s/cÖwZ‡e`b `vwLj: AskMÖnYKvix e¨vs‡Ki e¨e¯’vcbv cwiPvjK/cÖavb wbe©vnx Kg©KZ©v A_ev Zvui
g‡bvbxZ Kg©KZ©vi ¯^vÿ‡i •ÎgvwmK wfwˇZ FY weZiY I Av`vq msµvšÍ Z_¨ mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U KZ©„K
wba©vwiZ QK Abyhvqx mswkøó •ÎgvwmK A‡šÍ cieZ©x 15(c‡b‡iv) w`b Z_v gvP©, Ryb, †m‡Þ¤^i Ges wW‡m¤^i wfwËK cÖwZ‡e`b
h_vµ‡g GwcÖj, RyjvB, A‡±vei Ges Rvbyqvwi gv‡mi 15 Zvwi‡Li g‡a¨ gnve¨e¯’vcK, mvm‡UB‡bej dvBb¨vÝ wWcvU©‡g›U,
evsjv‡`k e¨vsK eivei `vwLj Ki‡Z n‡e|
17| Ab¨vb¨ kZ©vejx:
K) G Znwe‡ji AvIZvq FY weZi‡Yi †ÿ‡Î GKK MÖvnK ev †Mvôxi †ÿ‡Î FY myweavi m‡e©v”P mxgv
(Single Borrower Exposure Limit) msµvšÍ bxwZgvjv h_vixwZ cÖ‡hvR¨ n‡e;
L) FYMÖnxZv wbe©vPb, FY gÄyix, weZiY, `wjj m¤úv`b, †WU-BKy¨BwU AbycvZ, F‡Yi h_vh_ e¨envi I
Z`viwKi welq FY weZiYKvix e¨vs‡Ki wbR¯^ wewa-weavb I e¨vsKvi-MÖvnK m¤ú‡K©i wfwˇZ wba©vwiZ
n‡e;
M) DwjøwLZ Lv‡Z cybtA_©vqb myweavi kZ©vw`i wel‡q †h †Kvb ms‡hvRb, we‡qvRb Ges cwigvR©‡bi
AwaKvi evsjv‡`k e¨vsK msiÿY K‡i|
18| GZبZxZ, B‡Zvc~‡e© RvwiK…Z weAviwcwW mvK©yjvi bs-09/2020, weAviwcwW mvK©yjvi ‡jUvi bs-38/2020,
weAviwcwW mvK©yjvi ‡jUvi bs-42/2020, weAviwcwW mvK©yjvi ‡jUvi bs-26/2021 weAviwcwW mvK©yjvi ‡jUvi bs-
44/2021, GmGdwW mvK©yjvi bs-01/2020 Ges GmGdwW mvK©yjvi †jUvi bs-04/2020 Gi wb‡`©kbv GZØviv iwnZ Kiv
n‡jv| GZ`&m‡Ë¡I iwnZK…Z mvK©yjvi/mvK©yjvi †jUvi Gi AvIZvq BZtc~‡e© M„nxZ Kvh©µg GB mvK©yjvi Gi Aax‡b K…Z ev
M„nxZ n‡q‡Q g‡g© MY¨ n‡e|
19| cybtA_©vqb Pzw³ m¤úv`bKvix e¨vsK A_ev cybtA_©vqb myweav MÖn‡Y AvMÖnx e¨vsK-‡K AskMÖnY Pzw³cÎmn G
mvK©yjv‡i ewY©Z wewfbœ wb‡`©kbv Kvh©Ki Kivi j‡ÿ¨ cÖ‡qvRbxq †ÿ‡Î ms‡kvwaZ weeiYx/dig¨vU mvm‡UB‡bej dvBb¨vÝ
wWcvU©‡g›U KZ©„K mieivn Kiv n‡e|
20| e¨vsK ‡Kv¤úvbx AvBb, 1991 Gi 45 avivq cÖ`Ë ¶gZve‡j G wb‡`©kbv Rvwi Kiv nj| G wb‡`©kbv Awej‡¤^
Kvh©Ki n‡e|

Avcbv‡`i wek¦¯,Í

(gvKmy`v †eMg)
gnve¨e¯’vcK
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