Professional Documents
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Foreword
I am honoured to present this booklet ‘Urban Transformation through Housing for All: 1 Crore and More’ on achieving the milestone of sanctioning more
than one crore PMAY(U) houses in the 50th meeting of Central Sanctioning and Monitoring Committee (CSMC) held on 27th December, 2019.
The vision of Hon’ble Prime Minister to provide pucca house to every household by year 2022, the 75th year of India’s Independence became my Ministry’s
mandate and Mission. In the process, Ministry received unstinted guidance from everyone, as we set out in fulfilling the validated housing demand of 1.12
crore from States/UTs.
The scheme synergises Public, Private & Peoples Partnership; however, its prime movers are the beneficiaries who have invested their lives savings and
efforts to fulfil the dreams of owning a house wholeheartedly. This enthusiastic participation has resulted in delivery of 32 lakh houses already. The States/
UTs have played steward role in this journey through Urban Local Bodies and concerned departments. We have received generous support from the Ministry
of Finance for seamless funding of projects.
Further, the initiatives such as Global Housing Technology Challenge (GHTC)- India, Angikaar: a campaign for embracing complete change and CLSS Awas
Portal (CLAP), all taken up with the motivation of Hon’ble Prime Minister, have brought fresh energy in overall scheme implementation and has resulted in
dignified living to the deprived citizens, a reality. Various fiscal and financial measures introduced by Hon’ble Finance Minister to boost affordable housing
sector and reforms for ease of doing business in construction permits or otherwise impacting real estate sector have greatly helped our efforts.
The HFA Mission Directorate led by Joint Secretary & Mission Director, Shri Amrit Abhijat and his entire team of officials, experts in Project Management Unit
& attached organisations have worked relentlessly to achieve this important goal post today. We have got over 60 lakh houses grounded so far.
Hon’ble Minister of State (I/C), Ministry of Housing & Urban Affairs, Shri Hardeep S. Puri has, at all times, been confident of our efforts and asserted that we
will meet the Mission mandate before 2022. I am immensely thankful for his continuous guidance and faith in us.
As we move on, I am sanguine that we will be faced with challenges of implementation and occupancy but, we are determined and confident that our
commitment and resolve will enable us to achieve the goal to fulfil the dreams of millions.
As Secretary, I feel humbled and fortunate that the God has given me opportunity to serve the people of this great nation through this Mission. In essence,
the scheme manifests the clarion call of our Hon’ble Prime Minister for “Sabka Saath, Sabka Vikas aur Sabka Vishwas”.
Once again, tons of thanks to one and all for being part of our journey in making this milestone possible!
•
•
•
Features •
•
•
Note: 21.93 Lakh Houses in100 Smart Cities & 49.87 Lakh Houses in 487 AMRUT cities.
Note: 21.93 Lakh Houses in100 Smart Cities & 49.87 Lakh Houses in 487 AMRUT cities. 3
4
100+ Lakh
80.33 Lakh Houses
Houses
2018
2019
41.63 Lakh
16.76 Lakh Houses
Houses
7.26 Lakh
Houses 2017
2016
Hon’ble President’s 2015
Announcement -
‘Housing for All
by 2022’
2014
Road to success...
Road to success... 4
5
6
17 September 2015
27 October 2015 No. of Houses
- 0.13
18 November 2015
2.18
21 December 2015
0.00
20.00
40.00
60.00
80.00
100.00
1.60
25 January 2016
0.23
18 February 2016
17 March 2016
1.02
2015-16
7.26
28 April 2016
0.83 0.73
26 May 2016
22 July 2016
1.25
2016-17
16.76
11 August 2016
31 August 2016
0.39 0.370.39
30 September 2016
Journey so far...
2017-18
27 October 2016
41.63
0.700.84
Year-on-year sanction
22 November 2016
1.97
08 December 2016
0.07
20 December 2016
80.33
0.51
0.79
18 January 2017
20 February 2017
0.77
2018-19 2019-20
21 June 2017
0.71
24 July 2017
2.85
23 August 2017
27 September 2017
2.36
30 October 2017
2.18 2.10
29 November 2017
1.12
27 December 2017
5.45
07 February 2018
1.87
26 March 2018
3.22
27 April 2018
Journey so far...
30 May 2018
1.441.45
25 June 2018
3.19
24 July 2018
2.68
23 August 2018
1.12
26 September 2018
6.28
30 October 2018
2.15
28 November 2018
2.05
27 December 2018
3.11
30 January 2019
4.79
25 February 2019
5.61
28 June 2019
2.51
25 July 2019
1.40
29 August 2019
2.99
25 September 2019
1.23
31 October 2019
2.31
27 November 2019
3.31
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50
27 December 2019
6.40
5
GROWTH
DRIVERS
7
Sanction
Sanction in other
in other than than
NE & Hilly NE & Hilly States
States
West Bengal
4.09
8 7
Sanction in NE, Hilly States and UTs
Sanction in NE, Hilly States and UTs
Ladakh
Arunachal 1,777
Pradesh A&N Island
Uttarakhand 7,230 612
39,575
Puducherry
Tripura Chandigarh
13,389
82,011 320
9
Year-on-Year
Year-on-Year Physical Progress
Physical Progress
103.00
Sanctioned Grounded Completed
100.00
80.33
90.00
80.00
60.00
52.67
70.00
No. of Houses
60.00
41.63
36.00
50.00
32.00
26.18
40.00
19.43
17.52
16.76
30.00
11.02
9.86
7.26
7.27
20.00
10.00
0.00
9
10
Comparison with Earlier Scheme
Comparison with Earlier Scheme
₹ ₹
₹ ₹
₹ ₹
₹ ₹ ₹
10
11
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Finance & Economy
Finance & Economy
Funding of Houses
Funding of Houses
Central
Assistance Central
Rs 1.63 Lakh Assistance
Cr 27%
Beneficiary Budget
Beneficiary Share EBR
Share
Rs 3.02 26,000 38,000
State Grant 49% State Grant
Lakh Cr
Rs 1.23 20%
Lakh Cr
ULB Share
Rs 0.25 ULB Share
Lakh Cr 4%
EBR (Extra Budgetary Recourse) is a funding mechanism to supplement the additional requirement over and above the budgetary allocation provisioned by
EBR (Extra Budgetary Recourse) is a funding mechanism to supplement the additional requirement over and
Ministry of Finance, Govt. of India
above the budgetary allocation provisioned by Ministry of Finance, Govt. of India
12
13
Year-on-Year Central Assistance
Year-on-Year Central Assistance
1,80,000
Sanctioned 1,63,181
1,60,000
1,40,000 Released
1,24,590
1,20,000 Utilised
13
14
Impact on Ancillary Sectors
Impact on Ancillary Sectors
Cement
Housing
Electricals/
Transport
Paints
Iron &
Steel
Investment in Housing impacts 21 sectors of
economy fuelling employment.
Source: CSO, MOSPI, Govt. of India
14
15
Employment Generation
Employment Generation
Direct Indirect Total
120.00
Figures in Lakh
80.15
60.49
Source: Assessing Employment Generation under PMAY-Urban, National Institute of Public Finance and Policy, February 2019
15
16
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Credit Linked Subsidy Scheme (CLSS)
Credit Linked Subsidy Scheme (CLSS)
State
State Wise Wise Distribution
Distribution under CLSS under CLSS
UTTARAKHAND
ARUNACHAL
HARYANA
PRADESH
50,000 – 1,00,000
DELHI SIKKIM
NAGALAND
RAJASTHAN
UTTAR PRADESH ASSAM
25,000 – 50,000
BIHAR MEGHALAYA
MANIPUR
JHARKHAND
WEST TRIPURA
GUJARAT BENGAL MIZORAM
MADHYA PRADESH
ODISHA
DAMAN AND DIU
MAHARASHTRA
< 10,000
DADRA AND
NAGAR HAVELI TELANGANA
GOA
ANDHRA
PRADESH
Arabian
Sea KARNATAKA
PUDUCHERRY
TAMIL NADU
ANDAMAN AND
KERALA NICOBAR ISLANDS
LAKSHADWEEP
Indian Ocean
18
18
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Year-onunder
Year-on Year Progress YearCLSS
Progress under CLSS
9,00,000 8,17,868
8,00,000
MIG
EWS/LIG
8.18 Lakh
CLSS beneficiaries
CLSS Beneficiaries (Nos.)
5,00,000
4,00,292
4,00,000
3,00,000 2,52,926
1,40,891 1,67,658
2,00,000
1,00,000 1,13,866
5,835 28,442
0 27,025
2015-16 2016-17 2017-18 2018-19 2019-20
(till Dec'19)
20
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Technology Innovation – GHTC India
Technology Innovation – GHTC India
Use ofUse of Alternate
Alternate ConstructionConstruction
Technologies Technologies
Technology
Sub-Mission
•
•
under PMAY(U) •
•
•
•
•
•
•
•
22
22
Light House ProjectsLight House Projects
Indore
Rajkot
Chennai
Ranchi
Agartala
Lucknow
23
Demonstration Housing Projects (DHPs)
Demonstration Housing Projects (DHPs)
24
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Accountability Systems
Accountability Systems
Demand
validation
by ULBs
Web-demand Aadhaar
capture
1 seeding
6 2
PMAY(U)
Digitization 5 3 Geo-tagging
with bank a/c
4
DBT/ PFMS
26
26
Geo-Tagging
Geo-Tagging
5
Completion Stage
Geo-Tagging of BLC house in Ambikapur, Chhattisgarh
27 27
Citizen
Citizen Centric IT SolutionsCentric IT Solutions
Mobile Applications
28
28
CLSS Awas Portal (CLAP)
CLSS Awas Portal (CLAP)
https://pmayuclap.gov.in
29
29
angikaar
angikaar - Embracing Change
Embracing Change
Adapting PMAY(U) Homes
A Campaign for Change Management
Convergence with Missions and Ministries
Cities Covered
4,424
ARPs on Field
7,800
Beneficiary Need Assessment
15 Lakh
Citizen Coverage
22 Lakh
ARP: Angikaar Resource Persons
30
Mission Architecture
Mission Architecture
Implementation Process
Implementation Process
Funding Access
Signing of MoU
Indl. Loan Release of advance
between CNAs & PLIs Approval by PLIs
applications subsidy to CNAs
Project Implementation
Identification &
Appraisal of HFAPoA Demand Stakeholders’
prioritization of
Projects
HFAPoA Vision Document Survey Consultations
Subsequent Fund
Disbursement
31
1 Removal of NA permission from residential zone of Master Plan
Mandatory
Enabling
Reforms
Reforms
4 Adoption of pre-approved building design system
32
32
Key Initiatives: Driving Progress
Key Initiatives: Driving Progress
•Real Estate (Regulation and Development) Act, 2016 (RERA) for regulation and
RERA promotion of the Real Estate.
•Affordable Housing Fund (AHF) with initial corpus of Rs. 10,000 Cr. to reduce
AHF interest burden on affordable housing.
•Widening the scope of Affordable Housing- for income tax benefits (Section 80-
Income Tax Benefits IBA) from 30 to 60 sqm for Metros & 60 to 90 sqm for Non-metros
•Alternate Investment Fund (AIF) of INR 25,000 Cr. for last mile funding of stalled
AIF Housing projects
•Major jump in ease of doing business rank in Word Bank’s Doing Business Report
EoDB from 142nd to 63rd. In construction permit, India climbed from 52th to 27th place
33
Housing for All : Multi – Pronged Approach
Housing for All: Multi- Pronged Approach
Housing STRATEGY FOR 2022
for All
Access to
Finance
“Provide Every Family with a pucca house,
water connection, toilet and 24x7 electricity
supply”
Technology
Efficient Shift focus of projects to life cycle cost
for
land use
Housing
Construction approach instead of cost per square foot
for All by approach
2022 Use land lying idle with sick/loss making PSUs
of central/state governments
Consider a subcategory under priority sector
Reducing
Training & lending for affordable houses
Capacity
Cost
Building
34
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35
The Joint Secretary (Housing for All) PMAYUrban mohua.gov.in
Ministry of Housing & Urban Affairs
Government of India pmayurban pmay-urban.gov.in
Room No.116, G-Wing, Nirman Bhawan
pmayurban ghtc-india.gov.in
New Delhi-110011
Tel: 011-23061419; Fax: 011-23061420 pmayuclap.gov.in
E-mail: jshfa-mhupa@nic.in