PERSONAL LOAN AGREEMENT

I. THE PARTIES. This Personal Loan Agreement made March 4, 2020 is by and between:

Borrower: Nicole Bautista, with street address of , City of Dagupan, Philippines, Zip code of 2400,
(“Borrower”) and agrees to pay:

Lender: Allia M. Lopez, with a street address of 139 Mangin, city of Dagupan, Philippines, Zip Code of
2400 (“Lender”).

HEREINAFTER, the Borrower and Lender (“Parties”) agree to the following:

II. LOAN AMOUNT. P10,000.00 (“Loan Amount”).

III. INTEREST. The loan amount shall: (Check one)

□ – Bear interest at a rate of twenty percent (20%) compounded weekly. The rate