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    Teoh Kai Hong
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    This document is an illustration of an investment-linked medical insurance plan called "Smart Medic Million" that provides medical coverage until ages 70, 80, 90 or 100. The plan offers benefits such as hospital room and board coverage up to 180 days annually with increases of 10% every 3 years up to 100%, coverage for 45 critical illnesses, total and permanent disability benefits, accidental death and disability benefits, and death benefits. If the policy owner is diagnosed with a covered critical illness or becomes disabled or passes away before age 70, no further premiums would be due.

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    This document is an illustration of an investment-linked medical insurance plan called "Smart Medic Million" that provides medical coverage until ages 70, 80, 90 or 100. The plan offers benefits such as hospital room and board coverage up to 180 days annually with increases of 10% every 3 years up to 100%, coverage for 45 critical illnesses, total and permanent disability benefits, accidental death and disability benefits, and death benefits. If the policy owner is diagnosed with a covered critical illness or becomes disabled or passes away before age 70, no further premiums would be due.

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    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    8 views2 pages

    Blank Product Summary (English)

    Uploaded by

    Teoh Kai Hong
    This document is an illustration of an investment-linked medical insurance plan called "Smart Medic Million" that provides medical coverage until ages 70, 80, 90 or 100. The plan offers benefits such as hospital room and board coverage up to 180 days annually with increases of 10% every 3 years up to 100%, coverage for 45 critical illnesses, total and permanent disability benefits, accidental death and disability benefits, and death benefits. If the policy owner is diagnosed with a covered critical illness or becomes disabled or passes away before age 70, no further premiums would be due.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    of 2

    美滿人生 投资联结计划

    姓 名: (医药(住院险)至70,80,90,100岁)
    年 龄:
    每年储蓄 :
    住院利益 -Deductible Amount(Per disability)RM300
    住院及膳食費用 ( 高达180天/保单年） 每 日
    （每3个保单年提升10%-住院及膳食至100%）
    全年限额赔偿
    终生限额赔偿 NO LIMIT NO LIMIT
    住院津贴 每 日
    政府医院住院津贴 每 日 50 50
    Outpatient Treatment for Dengue Fever and Zika Virus AS CHARGE AS CHARGE
    癌症门诊治疗 AS CHARGE AS CHARGE
    Outoatient Imaging (MRI/PET) up to 5000 5000
    肾透析门诊治疗 AS CHARGE AS CHARGE
    入院前诊断测试 （入院前 90 天） YES YES
    Diagnostic Test, Treatment, Prescibed Medicines and Second Medical Opinion
    出院后治疗 （出院后 90 天） YES YES
    Intraocular Lens (Maximun RM8,000 Per Life Time) YES YES
    意外身亡赔偿 Accidental Death Benefit
    特别支援（紧急医药支援服务）Supreme Assist
    汽车支援计划 Car Assistance Programme
    45种严重疾病 （ YRS）
    若被診断患上45种严重疾病
    過后不必 再存钱 公司继续為 你储蓄至70，80，90，100歲
    美滿人生計划依然有效 继续享有其利益

    精明早期保障（SEPCC）
    精明多元重疾保障（SMCC）
    终身残废 (70 岁之前)
    意外終身残废 一次可领取
    非意外終身残废 可領取:
    過后不必 再存钱 公司继续為 你储蓄至70，80，90，100歲

    每年领取生活津贴至70岁或死亡为止
    意外受伤 (IL-CABX YRS)
    意外暂时性重伤 每周
    意外暂时性輕伤 每周
    意外医药费
    *EMERGENCY Accidental outpatient Treatment (Subject to max of 30 days from the date of accident)
    紧急意外门诊 As charge As charge

    死亡利益 ( ILPWE YRS)

    不幸意外死亡 家属可领取安家费
    不幸非意外死亡 家属可领取安家费

    若保单拥有人被诊断患上45种疾病 或终生残废或死亡在
    70岁之前 将不必缴付任何保费 (ILPBE YRS)
    This is for illustration purpose only. (E&OE) 只供于参考作用
    美滿人生 投资联结计划
    Name: Medical Coverage until age 70,80,90,100
    Age:
    Yearly Saving:

    Smart Medic Million -Deductible Amount(Per disability RM300) SMMP


    Hospital Room & Board (up to 180days) days
    (Hospital room & board Increase 10% every 3 years, max 100%)
    Overall Annual Limit
    Overall Life Time Limit NO LIMIT
    Hospital Benefit days
    Daily cash allowance at Malaysia Government Hospital days
    Outpatient Treatment for Dengue Fever and Zika Virus AS CHARGE
    Outpatient Cancer Treatment AS CHARGE
    Outpatient Imaging (MRI/PET) up to 5000
    Kidney Dialysis AS CHARGE
    Pre-Hospital consultation,diagnosis test, YES
    Prescibed Medicines and Second Medical Opinion
    Post hospitalisation Treatment (90/200 days)
    Intraocular Lens (Maximun RM8,000 Per Life Time) YES
    Accidental Death Benefit
    Supreme Assist YES
    Car Assistance Programme UP TO 300

    45 Dread Diseases （ YRS）


    If Diagnosis one of the 45 dread disease, paid advance (exclude angioplasty)
    Premium will be waive until age YES
    CIBR/CIPR
    （SEPCC）
    （SMCC）
    Total Permanent Disablement (before age 75)
    Total Permanent Diable due to Accident, paid lump sum
    Total Permanent Disable due to NON accidental, paid
    Premium will be waived until age YES

    Every Year receive TPD benefit until age 70


    Accidental Benefit (IL-CABX YRS)
    Temporary Total Permanent Disablement per week
    Temporary Partial Permanent Disablement per week
    Medical Expenses
    *EMERGENCY Accidental outpatient Treatment (Subject to max of 30 days from the date of accident)
    Emegency Outpatient As charge

    Death Benefit ( ILPWE YRS)


    Accident Death occurred, pay
    Death due to non accidental,pay

    Policy Owner diagnosis 45 Critical Illness or Death


    (ILPBE YRS)
    This is for illustration purpose only. (E&OE) 只供于参考作用

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