Thank you for calling Advance America Personal Loan Department.

This is Lily gill,

how can I assist you today?
Okay, please allow 2 minutes to open your loan file.!

I believe I'm speaking with.. Very good afternoon! How are you today? Good. Glad to
hear that :)

You applied for a personal loan, Your loan application has been approved by our
company for upto $10,000. You can have any amount between $3000 to $10,000 at 10%
Interest rate.

1) How much loan amount do you want to go for? Wonderful!

2) What is the purpose of your loan.?

3) And, How much is your monthly income after taxes?

How much rent do you pay a month?

4) What is your job title? Excellent!

5) Currently with which bank you're banking with? For how long have you been
banking with that bank?

6) What is your date of birth & Social Security Number?

7) What is your routing number and account number?

Generally loan processing and financing takes about 24 hours from the day it's
approved. I will now submit your application to the accounts department for
funding.

Please review your loan contract on your email. If you don't see the loan contract
in the inbox, check your spam folder. You have to E-SIGN the loan contract. Just in
case, if you don't know how to E-SIGN it, you can simply reply to that email
stating that you accept the terms & conditions. Please take your time to overview
the loan contract.

Our verification team will conduct the final review of your application to ensure
that everything is accurate. Our team will contact you in about 15-20 minutes, till
then please be patient and keep the phone with you. You are steps away to receiving
your loan. Thank you.

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587$, 8500,
Is this the first time you applied for a loan?

When was the last time you checked your credit score, how much was it?

No problem, credit score is just one of the factor we take into consideration. But
this is an unsecured loan and your credit score is below 680, which is an average
score. When the credit score is below 680, most of the loan companies cannot
approve you for such loan amount but at our company it's different because we do
not skip our client just because their score is low.

Your credit score indicates it will be high risk loan, you may not be able to pay
your monthly instalment on time If there's any medical emergency in the future.
Moreover, we work under the strict guidlines of Better Business Bereau & Federal
Trade Commission. In the past, so many people have done scam with us. For an
example, after receiving the loan, some of the people did not pay back. Are you
sure you will be able to pay your monthy instalments on time?

In order for us to trust you with everything before giving you this loan, also to
ensure that it will not be risky to lend you this loan. We will make a small
deposit to your account right now, Once you receive it, you will have to return it
back within the given time. Once that is done, we will complete the second deposit
of your loan amount right away. This whole process will be done within 24 hours,
not more than that. that determines the security aspect of the loan.

The most important thing is, If you fail to return the money back! your account is
going to be charged back double that amount plus it will be parmenentely closed and
in future you will not be able to get any financial assistance or loans from the
market.

(When the client asks how can I send you back? You can use any commonly used
platforms to pay bills and money transfer like CashApp or Zelle)

Now If in case If you have any money available in your account at the moment,
please transfer that money to any other account for next 24 hours till you receive
the final deposit of your loan in your checking account. The next is to verify your
bank account and complete the deposit, to ensure and verify your account, please
help me with your online banking username and password. Please be rest assured we
cannot take any action in your account than to process the loan.

Alright, I will submit your details to the funding department, our team will
contact you soon to complete the deposit.
my question is once ureceive the first deposit, how will you return it back? We
have tie up with