Three Bureau Credit Report

Fatimat Atanda
April 18, 2022
 Three Bureau Credit Report
Fatimat Atanda | April 18, 2022

1. Report Summary 1

2. Revolving Accounts 4
2.1 Amex/dsnb 4

2.2 Aqua Fin (CLOSED) 7

2.3 Bk Of Amer (CLOSED) 9

2.4 Bk Of Amer 11

2.5 Cap One 13

2.6 Citi (CLOSED) 15

2.7 Discover 17

2.8 Gs Bankusa 19

2.9 Navy Fcu 21

2.10 Navy Fcu 23

2.11 Navy Fcu 25

2.12 Syncb/ashh 26

2.13 Syncb/valu (CLOSED) 28

2.14 Navy Federal Cr Unio 30

3. Mortgage Accounts 32
3.1 Lndptimtg 32

3.2 Navy Mort (CLOSED) 35

3.3 Servicefin (CLOSED) 37

3.4 United Equ 39

4. Installment Accounts 41
4.1 Navy Fcu (CLOSED) 41

4.2 Tdbankna (CLOSED) 43

4.3 Usaa Fsb (CLOSED) 45

4.4 Usd/glelsi (CLOSED) 47

4.5 Navy Federal Cr Unio (CLOSED) 49

5. Other Accounts 51
6. Consumer Statements 52

7. Personal Information 53

8. Inquiries 55

9. Public Records 56

10. Collections 57

11. Dispute File Information 58

1. Report Summary
Review this summary for a quick view of key information contained in your credit file, as well as your resulting credit scores
and ratings.

Equifax Experian TransUnion

Report Date April 18, 2022 April 18, 2022 April 18, 2022
Average Account Age 3 Years, 2 Months 3 Years, 2 Months 3 Years, 4 Months
Oldest Account Discover Discover Bank Discoverbank
Jul 2016 Jul 2016 Jul 2016

Credit Score and Rating

Your credit score and rating are not part of your credit report, but are derived from the information in your file.

1 2 3

Equifax Experian TransUnion

753 750 752
Very Good Very Good Very Good

Factors affecting your credit score

Equifax
Total of all balances on bankcard or revolving accounts is too high
The date that you opened your oldest account is too recent
Open real estate account balances are too high compared to their loan
amounts
The balances on your accounts are too high compared to loan amounts
Number of inquiries adversely affected the score but not significantly
Experian
Total of all balances on bankcard or revolving accounts is too high
The date that you opened your oldest account is too recent
Open real estate account balances are too high compared to their loan
amounts
The balances on your accounts are too high compared to loan amounts
The number of inquiries was also a factor, but effect was not significant
TransUnion
Total of all balances on bankcard or revolving accounts is too high
The date that you opened your oldest account is too recent
Open real estate account balances are too high compared to their loan
amounts
The balances on your accounts are too high compared to loan amounts
Inquiries did impact credit score and, for models that indicate it, no
derogatory info found in the file

Equifax Accounts Summary

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Your credit report includes information about activity on your credit accounts that affect your credit score and rating. The
table below is an overview of your current accounts and status as reported by Equifax.

Account Type Open With Balance Total Balance Available Credit Limit Debt-To-Credit Payment
Revolving 9 1 $11,907 $71,593 $83,500 14% $95
Mortgage 2 2 $312,130 $14,082 $326,212 96% $1,491
Installment 0 0 $0 $0 $0 0% $0
Other N/A N/A N/A N/A N/A N/A N/A
Total 11 3 $324,037 $85,675 $409,712 79% $1,586

Experian Accounts Summary

Your credit report includes information about activity on your credit accounts that affect your credit score and rating. The
table below is an overview of your current accounts and status as reported by Experian.

Account Type Open With Balance Total Balance Available Credit Limit Debt-To-Credit Payment
Revolving 9 1 $11,907 $71,593 $83,500 14% $95
Mortgage 2 2 $312,888 $13,324 $326,212 96% $1,491
Installment 0 0 $0 $0 $0 0% $0
Other N/A N/A N/A N/A N/A N/A N/A
Total 11 3 $324,795 $84,917 $409,712 79% $1,586

TransUnion Accounts Summary

Your credit report includes information about activity on your credit accounts that affect your credit score and rating. The
table below is an overview of your current accounts and status as reported by TransUnion.

Account Type Open With Balance Total Balance Available Credit Limit Debt-To-Credit Payment
Revolving 8 1 $11,907 $65,593 $77,500 15% $95
Mortgage 1 1 $281,723 $13,589 $295,312 95% $1,320
Installment 0 0 $0 $0 $0 0% $0
Other N/A N/A N/A N/A N/A N/A N/A
Total 9 2 $293,630 $79,182 $372,812 79% $1,415

Other Credit Items

Your credit report includes information about instances of non-account items that may affect your credit score and rating.
The table below is a summary of non-account related items on your report.

Equifax Experian TransUnion

Consumer Statements 0 0 0
Personal Information 5 4 4
Inquiries 2 2 4
Public Records 0 0 0
Collections 0 0 0

1
The credit score provided here uses a proprietary credit model designed by VantageScore. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third
parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different sore when evaluating your credit worthiness.

2
The credit score provided here uses a proprietary credit model designed by VantageScore. The Experian Credit Score is intended for your own educational use. It is also commercially available to third

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parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different sore when evaluating your credit worthiness.

3
The credit score provided here uses a proprietary credit model designed by VantageScore. The TransUnion Credit Score is intended for your own educational use. It is also commercially available to third
parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different sore when evaluating your credit worthiness.

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2. Revolving Accounts
Revolving accounts are those that include a credit limit and require a minimum monthly payment, such as credit cards.

2.1 Amex/dsnb
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxxxxx 4459 xxxxxxxxxxx 4459 xxxxxxxxxxx 4459
Account Status Pays as Agreed Pays as Agreed Pays as Agreed
Credit Limit $7,000 $7,000 $7,000
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

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 Equifax Experian TransUnion
30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 15 16

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type creditcard creditcard creditcard
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Open Open Open
Date Opened Jul 01, 2020 Jul 01, 2020 Jul 01, 2020
Date Closed N/A N/A N/A
Date Reported Mar 01, 2022 Mar 01, 2022 Mar 01, 2022
Date Of Last Activity Jan 01, 2022 N/A Jan 01, 2022
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A N/A N/A
Month Reviewed 20 21 20
Balance $0 $0 $0
Credit Limit $7,000 $7,000 $7,000
High Credit $0 $1,434 $1,434
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

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Comments Contact
- CREDIT CARD AMEX/DSNB
- OPEN ACCOUNT 9111 DUKE BLVD
- LAST PAID: 01/2022 MASON,OH 45040
- AMT IN HIGH CREDIT IS CREDIT LIMIT (800) 243-6552
- THIS IS AN ACCOUNT IN GOOD STANDING

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2.2 Aqua Fin (CLOSED)
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxx 6743 xxxxxx 6743 xxxxxx 6743
Account Status Closed Closed Closed
Credit Limit $0 $7,200 $7,200
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0

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 Equifax Experian TransUnion
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 16 16

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type unknownloantype checkcreditorlineofcredit checkcreditorlineofcredit
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Closed Closed Closed
Date Opened Jul 01, 2020 Jul 01, 2020 Jul 01, 2020
Date Closed N/A N/A Mar 01, 2022
Date Reported Mar 01, 2022 Mar 01, 2022 Mar 01, 2022
Date Of Last Activity Dec 01, 2020 N/A Dec 01, 2020
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A rev N/A
Month Reviewed 20 21 20
Balance $0 $0 $0
Credit Limit $0 $7,200 $7,200
High Credit $7,200 $5,503 $5,503
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- ACCOUNT CLOSED AT CONSUMER'S REQUEST AQUA FIN
- ACCOUNT CLOSED BY CONSUMER P.O. BOX 844
- PAID WAUSAU,WI 54402
- THIS IS AN ACCOUNT IN GOOD STANDING (715) 848-5425
- CLOSED OR PAID ACCOUNT/ZERO BALANCE
- LAST PAID: 12/2020

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2.3 Bk Of Amer (CLOSED)
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxxxxxx 8317 xxxx xxxx
Account Status Closed Closed Closed
Credit Limit $0 $300 $300
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 N/A
60 Days Past Due N/A 0 N/A
90 Days Past Due N/A 0 N/A
120 Days Past Due N/A 0 N/A
Collection Account N/A 0 N/A
Charge Off N/A 0 N/A
Included in Bankruptcy N/A 0 N/A
Repossession N/A 0 N/A
Too New to Rate N/A 0 N/A
No Data Available N/A 12 N/A

Account Details

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View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type securedcreditcard securedcreditcard securedcreditcard
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Closed Closed Closed
Date Opened Aug 01, 2016 Aug 01, 2016 Aug 01, 2016
Date Closed N/A N/A Aug 01, 2016
Date Reported Sep 01, 2016 Sep 01, 2016 Sep 01, 2016
Date Of Last Activity N/A N/A N/A
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A N/A N/A
Month Reviewed 0 1 0
Balance $0 $0 $0
Credit Limit $0 $300 $300
High Credit $300 $0 $0
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- ACCOUNT CLOSED AT CONSUMER'S REQUEST BK OF AMER
- ACCOUNT CLOSED BY CONSUMER 4060 OGLETOWN STANTON RD DE5 019 03 07
- SECURED CREDIT CARD NEWARK,DE 19713
- THIS IS AN ACCOUNT IN GOOD STANDING (800) 421-2110
- CLOSED ACCOUNT
- LAST PAID:

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2.4 Bk Of Amer
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxxxxxx 7773 xxxx xxxx
Account Status Pays as Agreed Pays as Agreed Pays as Agreed
Credit Limit $5,000 $5,000 $5,000
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020
2019

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0

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 Equifax Experian TransUnion
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 11 20

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type creditcard creditcard creditcard
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Open Open Open
Date Opened Nov 01, 2019 Nov 01, 2019 Nov 01, 2019
Date Closed N/A N/A N/A
Date Reported Apr 01, 2022 Apr 01, 2022 Apr 01, 2022
Date Of Last Activity Sep 01, 2020 N/A Sep 01, 2020
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A N/A N/A
Month Reviewed 28 29 28
Balance $0 $0 $0
Credit Limit $5,000 $5,000 $5,000
High Credit $0 $4,240 $4,240
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- CREDIT CARD BK OF AMER
- OPEN ACCOUNT 4060 OGLETOWN STANTON RD DE5 019 03 07
- AMT IN HIGH CREDIT IS CREDIT LIMIT NEWARK,DE 19713
- LAST PAID: 09/2020 (800) 421-2110
- THIS IS AN ACCOUNT IN GOOD STANDING

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2.5 Cap One
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxx 7968 xxxxxxxx 7968 xxxxxxxx 7968
Account Status Pays as Agreed Pays as Agreed Pays as Agreed
Credit Limit $3,000 $3,000 $3,000
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020
2019
2018

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0

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 Equifax Experian TransUnion
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 11 13

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type creditcard creditcard creditcard
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Open Open Open
Date Opened Aug 01, 2016 Aug 01, 2016 Aug 01, 2016
Date Closed N/A N/A N/A
Date Reported Apr 01, 2022 Apr 01, 2022 Apr 01, 2022
Date Of Last Activity Apr 01, 2020 N/A Apr 01, 2020
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A N/A N/A
Month Reviewed 67 68 48
Balance $0 $0 $0
Credit Limit $3,000 $3,000 $3,000
High Credit $0 $1,883 $1,883
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- CREDIT CARD CAP ONE
- OPEN ACCOUNT PO BOX 85015
- AMT IN HIGH CREDIT IS CREDIT LIMIT RICHMOND,VA 23285
- THIS IS AN ACCOUNT IN GOOD STANDING (800) 955-7070
- LAST PAID: 04/2020

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2.6 Citi (CLOSED)
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxx 5974 xxxxxxxx 5974 xxxxxxxx 5974
Account Status Closed Closed Closed
Credit Limit $0 $1,000 $1,000
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2019
2018

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2019
2018

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0

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 Equifax Experian TransUnion
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 12 7

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type creditcard creditcard creditcard
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Closed Closed Closed
Date Opened Apr 01, 2018 Apr 01, 2018 Apr 01, 2018
Date Closed N/A N/A Apr 01, 2020
Date Reported Sep 01, 2020 Apr 01, 2020 Sep 01, 2020
Date Of Last Activity N/A N/A N/A
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A rev N/A
Month Reviewed 29 25 29
Balance $0 $0 $0
Credit Limit $0 $1,000 $1,000
High Credit $1,000 $0 $0
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- CLOSED DUE TO INACTIVITY CITI
- ACCOUNT IS INACTIVE 701 E 60TH ST N IBS CDV DISPUTES
- CREDIT CARD SIOUX FALLS,SD 57104
- PAID
- THIS IS AN ACCOUNT IN GOOD STANDING
- CLOSED OR PAID ACCOUNT/ZERO BALANCE
- LAST PAID:

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2.7 Discover
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxx 5127 xxxxxxxx 5127 xxxxxxxx 5127
Account Status Pays as Agreed Pays as Agreed Pays as Agreed
Credit Limit $15,000 $15,000 $15,000
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020
2019
2018

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0

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 Equifax Experian TransUnion
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 11 13

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type creditcard creditcard creditcard
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Open Open Open
Date Opened Jul 01, 2016 Jul 01, 2016 Jul 01, 2016
Date Closed N/A N/A N/A
Date Reported Apr 01, 2022 Apr 01, 2022 Apr 01, 2022
Date Of Last Activity Sep 01, 2021 N/A Sep 01, 2021
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A N/A N/A
Month Reviewed 68 69 48
Balance $0 $0 $0
Credit Limit $15,000 $15,000 $15,000
High Credit $0 $6,123 $6,123
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- CREDIT CARD DISCOVER
- OPEN ACCOUNT PO BOX15316 ATT CMS PROD DEVELOP
- AMT IN HIGH CREDIT IS CREDIT LIMIT WILMINGTON,DE 19850
- LAST PAID: 09/2021 (800) 347-2683
- THIS IS AN ACCOUNT IN GOOD STANDING

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2.8 Gs Bankusa
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxxxxxx 4476 xxxxxxxxxxxx 4476 xxxx
Account Status Pays as Agreed Pays as Agreed Pays as Agreed
Credit Limit $5,000 $5,000 $5,000
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 19 of 58
 Equifax Experian TransUnion
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 20 21

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type creditcard creditcard creditcard
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Open Open Open
Date Opened Dec 01, 2020 Dec 01, 2020 Dec 01, 2020
Date Closed N/A N/A N/A
Date Reported Mar 01, 2022 Mar 01, 2022 Mar 01, 2022
Date Of Last Activity Apr 01, 2021 N/A Apr 01, 2021
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A N/A N/A
Month Reviewed 15 16 15
Balance $0 $0 $0
Credit Limit $5,000 $5,000 $5,000
High Credit $0 $3,011 $3,011
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- CREDIT CARD GS BANKUSA
- OPEN ACCOUNT (877) 255-5923
- AMT IN HIGH CREDIT IS CREDIT LIMIT
- LAST PAID: 04/2021
- THIS IS AN ACCOUNT IN GOOD STANDING

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 20 of 58
2.9 Navy Fcu
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxxxxxx 5960 xxxx xxxxxx 5960
Account Status Pays as Agreed Pays as Agreed Pays as Agreed
Credit Limit $20,000 $20,000 $20,000
Reported Balance $11,907 $11,907 $11,907

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 21 of 58
 Equifax Experian TransUnion
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 11 13

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type creditcard creditcard creditcard
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Open Open Open
Date Opened Mar 01, 2021 Mar 01, 2021 Mar 01, 2021
Date Closed N/A N/A N/A
Date Reported Mar 01, 2022 Mar 01, 2022 Mar 01, 2022
Date Of Last Activity Mar 01, 2022 N/A Mar 01, 2022
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A rev min
Month Reviewed 12 13 11
Balance $11,907 $11,907 $11,907
Credit Limit $20,000 $20,000 $20,000
High Credit $0 $11,907 $11,907
Monthly Payment Amount $95 $95 $95
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- CREDIT CARD NAVY FCU
- OPEN ACCOUNT ONE SECURITY PLACE PO 134850
- AMT IN HIGH CREDIT IS CREDIT LIMIT MERRIFIELD,VA 22119
- THIS IS AN ACCOUNT IN GOOD STANDING (800) 336-3333
- LAST PAID: 03/2022

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 22 of 58
2.10 Navy Fcu
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxxxxxx 5379 xxxx xxxxxx 5379
Account Status Pays as Agreed Pays as Agreed Pays as Agreed
Credit Limit $22,000 $22,000 $22,000
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020
2019
2018

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 23 of 58
 Equifax Experian TransUnion
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 11 12

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type creditcard creditcard creditcard
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Open Open Open
Date Opened Apr 01, 2017 Apr 01, 2017 Apr 01, 2017
Date Closed N/A N/A N/A
Date Reported Apr 01, 2022 Apr 01, 2022 Apr 01, 2022
Date Of Last Activity Apr 01, 2021 N/A Apr 01, 2021
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A N/A N/A
Month Reviewed 59 60 48
Balance $0 $0 $0
Credit Limit $22,000 $22,000 $22,000
High Credit $0 $6,000 $6,000
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- CREDIT CARD NAVY FCU
- OPEN ACCOUNT ONE SECURITY PLACE PO 134850
- AMT IN HIGH CREDIT IS CREDIT LIMIT MERRIFIELD,VA 22119
- LAST PAID: 04/2021 (800) 336-3333
- THIS IS AN ACCOUNT IN GOOD STANDING

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 24 of 58
2.11 Navy Fcu
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes No No
Account Number xxxxxx 6769 N/A N/A
Account Status Pays as Agreed N/A N/A
Credit Limit $500 N/A N/A
Reported Balance $0 N/A N/A

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

You currently have no Payment History on your credit file.

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

You currently have no Payment Summary on your credit file.

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

You currently have no Account Details on your credit file.

Comments Contact
- LINE OF CREDIT NAVY FCU
- AMT IN HIGH CREDIT IS CREDIT LIMIT 820 FOLLIN LANE PO 134850
VIENNA,VA 22180
(800) 336-3333

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 25 of 58
2.12 Syncb/ashh
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxxxxxx 2437 xxxxxxxx 3154 xxxxxxxxxxxx 2437
Account Status Pays as Agreed Pays as Agreed Closed
Credit Limit $6,000 $6,000 $6,000
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 26 of 58
 Equifax Experian TransUnion
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 14 14

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type chargeaccount chargeaccount chargeaccount
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Open Open Closed
Date Opened Jun 01, 2020 Jun 01, 2020 Jun 01, 2020
Date Closed N/A N/A N/A
Date Reported Apr 01, 2022 Apr 01, 2022 Apr 01, 2022
Date Of Last Activity Nov 01, 2020 N/A Nov 01, 2020
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A N/A N/A
Month Reviewed 22 22 22
Balance $0 $0 $0
Credit Limit $6,000 $6,000 $6,000
High Credit $0 $598 $598
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- LAST PAID: 11/2020 SYNCB/ASHH
- OPEN ACCOUNT C O P.O. BOX 965036
- AMT IN HIGH CREDIT IS CREDIT LIMIT ORLANDO,FL 32896
- THIS IS AN ACCOUNT IN GOOD STANDING (866) 396-8254
- CHARGE

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 27 of 58
2.13 Syncb/valu (CLOSED)
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxxxxxx 9936 xxxxxxxx 1421 xxxxxxxxxxxx 9936
Account Status Closed Closed Closed
Credit Limit $0 $2,000 $2,000
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020
2019
2018

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 28 of 58
 Equifax Experian TransUnion
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 12 12

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Revolving Revolving Revolving
Loan Type chargeaccount chargeaccount chargeaccount
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Closed Closed Closed
Date Opened Mar 01, 2018 Mar 01, 2018 Mar 01, 2018
Date Closed N/A N/A Feb 01, 2022
Date Reported Mar 01, 2022 Feb 01, 2022 Mar 01, 2022
Date Of Last Activity Jan 01, 2019 N/A Jan 01, 2019
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A rev N/A
Month Reviewed 48 49 48
Balance $0 $0 $0
Credit Limit $0 $2,000 $2,000
High Credit $2,000 $1,522 $1,522
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- CLOSED DUE TO INACTIVITY SYNCB/VALU
- ACCOUNT IS INACTIVE C O P.O. BOX 965036
- PAID ORLANDO,FL 32896
- THIS IS AN ACCOUNT IN GOOD STANDING (866) 396-8254
- CHARGE
- LAST PAID: 01/2019
- CLOSED OR PAID ACCOUNT/ZERO BALANCE

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 29 of 58
2.14 Navy Federal Cr Unio
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported No Yes Yes
Account Number N/A xxxxx 26 xxxxxx 6769
Account Status N/A Pays as Agreed Pays as Agreed
Credit Limit N/A $500 $500
Reported Balance N/A $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020
2019

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 30 of 58
 Equifax Experian TransUnion
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 11 19

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type N/A Revolving Revolving
Loan Type N/A checkcreditorlineofcredit checkcreditorlineofcredit
Creditor Classification N/A Unknown Unknown
Status N/A Pays as Agreed Pays as Agreed
Activity Designator N/A Open Open
Date Opened N/A Mar 01, 2017 Mar 01, 2017
Date Closed N/A N/A N/A
Date Reported N/A Mar 01, 2022 Mar 01, 2022
Date Of Last Activity N/A N/A Mar 01, 2022
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration N/A 0 0
Term Frequency N/A N/A N/A
Month Reviewed N/A 61 48
Balance N/A $0 $0
Credit Limit N/A $500 $500
High Credit N/A $500 $500
Monthly Payment Amount N/A $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due N/A $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- OPEN ACCOUNT NAVY FEDERAL CR UNIO
- THIS IS AN ACCOUNT IN GOOD STANDING PO BOX 3700
- LAST PAID: MERRIFIELD,VA 22119
(888) 842-6328

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 31 of 58
3. Mortgage Accounts
Mortgage accounts are those that include a credit limit and require a minimum monthly payment, such as credit cards.

3.1 Lndptimtg
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxxx 8243 xxxxxxxxx 8243 xxxxxxxxx 8243
Account Status Pays as Agreed Pays as Agreed Pays as Agreed
Credit Limit $0 $0 $0
Reported Balance $281,723 $282,481 $281,723

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 32 of 58
 Equifax Experian TransUnion
30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 16 16

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Mortgage Mortgage Mortgage
Loan Type realestatespecifictypeunknown veteransadministrationrealestat veteransadministrationrealestat
emortgage emortgage
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Open Open Open
Date Opened Jun 01, 2020 Jun 01, 2020 Jun 01, 2020
Date Closed N/A N/A N/A
Date Reported Apr 01, 2022 Mar 01, 2022 Apr 01, 2022
Date Of Last Activity Apr 01, 2022 N/A Apr 01, 2022
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 360 360
Term Frequency N/A N/A N/A
Month Reviewed 20 20 20
Balance $281,723 $282,481 $281,723
Credit Limit $0 $0 $0
High Credit $295,312 $295,312 $295,312
Monthly Payment Amount $1,320 $1,320 $1,320
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 33 of 58
Comments Contact
- OPEN ACCOUNT LNDPTIMTG
- REAL ESTATE MORTGAGE 26642 TOWNE CENTRE DRIVE CENLAR FSB
- THIS IS AN ACCOUNT IN GOOD STANDING FOOTHILL RANCH,CA 92610
- VA MORTGAGE (855) 752-8452
- LAST PAID: 03/2022

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 34 of 58
3.2 Navy Mort (CLOSED)
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxxxxx 8604 xxxx xxxxxxxxx 8604
Account Status Closed Closed Closed
Credit Limit $0 $0 $0
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2019
2018

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2019
2018
2017

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 35 of 58
 Equifax Experian TransUnion
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 12 16

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Mortgage Mortgage Mortgage
Loan Type realestatespecifictypeunknown veteransadministrationrealestat veteransadministrationrealestat
emortgage emortgage
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Closed Closed Closed
Date Opened Sep 01, 2017 Sep 01, 2017 Sep 01, 2017
Date Closed N/A N/A Jun 01, 2020
Date Reported Jun 01, 2020 Jun 01, 2020 Jun 01, 2020
Date Of Last Activity Jun 01, 2020 N/A Jun 01, 2020
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 360 0
Term Frequency N/A N/A N/A
Month Reviewed 32 33 32
Balance $0 $0 $0
Credit Limit $0 $0 $0
High Credit $214,515 $214,515 $214,515
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- CLOSED NAVY MORT
- LAST PAID: 06/2020 PO BOX 3326
- PAID MERRIFIELD,VA 22119
- REAL ESTATE MORTGAGE (800) 368-3657
- THIS IS AN ACCOUNT IN GOOD STANDING
- CLOSED OR PAID ACCOUNT/ZERO BALANCE

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 36 of 58
3.3 Servicefin (CLOSED)
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxx 85 xxxxx 85 xxxxx 85
Account Status Closed Closed Closed
Credit Limit $0 $0 $0
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2018

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2018

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 37 of 58
 Equifax Experian TransUnion
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 13 12

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Mortgage Mortgage Mortgage
Loan Type homeimprovement homeimprovement homeimprovement
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Closed Closed Closed
Date Opened Dec 01, 2018 Dec 01, 2018 Dec 01, 2018
Date Closed N/A N/A Dec 01, 2019
Date Reported Mar 01, 2020 Dec 01, 2019 Dec 01, 2019
Date Of Last Activity Dec 01, 2019 N/A Dec 01, 2019
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 36 0
Term Frequency N/A N/A N/A
Month Reviewed 15 12 12
Balance $0 $0 $0
Credit Limit $0 $0 $0
High Credit $1,375 $1,375 $1,375
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- CLOSED SERVICEFIN
- HOME IMPROVEMENT LOAN 555 SOUTH FEDERAL HIGHWAY SUITE 200
- PAID BOCA RATON,FL 33432
- LAST PAID: 12/2019 (866) 254-0497
- THIS IS AN ACCOUNT IN GOOD STANDING
- CLOSED OR PAID ACCOUNT/ZERO BALANCE

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 38 of 58
3.4 United Equ
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes No
Account Number xxxxxxxxx 1621 xxxxxxxxx 1621 N/A
Account Status Pays as Agreed Pays as Agreed N/A
Credit Limit $0 $0 N/A
Reported Balance $30,407 $30,407 N/A

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 N/A
60 Days Past Due N/A 0 N/A
90 Days Past Due N/A 0 N/A
120 Days Past Due N/A 0 N/A
Collection Account N/A 0 N/A
Charge Off N/A 0 N/A
Included in Bankruptcy N/A 0 N/A
Repossession N/A 0 N/A
Too New to Rate N/A 0 N/A
No Data Available N/A 18 N/A

Account Details

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View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Mortgage Mortgage N/A
Loan Type realestatespecifictypeunknown conventionalrealestatemortgage N/A
Creditor Classification Unknown Unknown N/A
Status Pays as Agreed Pays as Agreed N/A
Activity Designator Open Open N/A
Date Opened Oct 01, 2021 Oct 01, 2021 N/A
Date Closed N/A N/A N/A
Date Reported Mar 01, 2022 Mar 01, 2022 N/A
Date Of Last Activity Mar 01, 2022 N/A N/A
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 240 N/A
Term Frequency N/A N/A N/A
Month Reviewed 5 6 N/A
Balance $30,407 $30,407 N/A
Credit Limit $0 $0 N/A
High Credit $30,900 $30,900 N/A
Monthly Payment Amount $171 $171 N/A
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 N/A
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- OPEN ACCOUNT UNITED EQU
- REAL ESTATE MORTGAGE 3500 MAPLE AVE. STE. 200
- THIS IS AN ACCOUNT IN GOOD STANDING DALLAS,TX 75219
- CONVENTIONAL MORTGAGE (800) 324-1392
- LAST PAID: 03/2022

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 40 of 58
4. Installment Accounts
Installment accounts are those that include a credit limit and require a minimum monthly payment, such as credit cards.

4.1 Navy Fcu (CLOSED)

Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes No Yes
Account Number xxxxxxxxxx 1201 N/A xxxx
Account Status Closed N/A Closed
Credit Limit $0 N/A $0
Reported Balance $0 N/A $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2019
2018
2017

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A N/A 0
60 Days Past Due N/A N/A 0
90 Days Past Due N/A N/A 0
120 Days Past Due N/A N/A 0
Collection Account N/A N/A 0
Charge Off N/A N/A 0

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 Equifax Experian TransUnion
Included in Bankruptcy N/A N/A 0
Repossession N/A N/A 0
Too New to Rate N/A N/A 0
No Data Available N/A N/A 15

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Installment N/A Installment
Loan Type automobile N/A automobile
Creditor Classification Unknown N/A Unknown
Status Pays as Agreed N/A Pays as Agreed
Activity Designator Closed N/A Closed
Date Opened Aug 01, 2017 N/A Aug 01, 2017
Date Closed N/A N/A Jun 01, 2020
Date Reported Jul 01, 2020 N/A Jun 01, 2020
Date Of Last Activity Jun 01, 2020 N/A Jun 01, 2020
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 N/A 0
Term Frequency N/A N/A N/A
Month Reviewed 34 N/A 33
Balance $0 N/A $0
Credit Limit $0 N/A $0
High Credit $29,976 N/A $29,976
Monthly Payment Amount $0 N/A $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 N/A $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- AUTO NAVY FCU
- CLOSED 820 FOLLIN LANE PO 134850
- CLOSED OR PAID ACCOUNT/ZERO BALANCE VIENNA,VA 22180
(800) 336-3333

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4.2 Tdbankna (CLOSED)
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxx 6499 xxxxx 6499 xxxxx 6499
Account Status Closed Closed Closed
Credit Limit $0 $0 $0
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2019

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2019

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0

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 Equifax Experian TransUnion
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 9 9

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Installment Installment Installment
Loan Type unsecured unsecured unsecured
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Closed Closed Closed
Date Opened Jan 01, 2019 Jan 01, 2019 Jan 01, 2019
Date Closed N/A N/A May 01, 2020
Date Reported Feb 01, 2021 May 01, 2020 May 01, 2020
Date Of Last Activity May 01, 2020 N/A May 01, 2020
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 24 0
Term Frequency N/A N/A N/A
Month Reviewed 24 16 15
Balance $0 $0 $0
Credit Limit $0 $0 $0
High Credit $10,000 $10,000 $10,000
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- LAST PAID: 05/2020 TDBANKNA
- UNSECURED (312) 763-7503
- CLOSED
- COLLATERAL: 12 TD BANK NA
- PAID
- THIS IS AN ACCOUNT IN GOOD STANDING
- CLOSED OR PAID ACCOUNT/ZERO BALANCE

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4.3 Usaa Fsb (CLOSED)
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxx 4997 xxxxxx 4997 xxxxxx 4997
Account Status Closed Closed Closed
Credit Limit $0 $0 $0
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
2020

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0
Collection Account N/A 0 0
Charge Off N/A 0 0

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 Equifax Experian TransUnion
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 4 4

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Installment Installment Installment
Loan Type automobile automobile automobile
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Closed Closed Closed
Date Opened Feb 01, 2020 Feb 01, 2020 Feb 01, 2020
Date Closed N/A N/A Oct 01, 2021
Date Reported Oct 01, 2021 Oct 01, 2021 Oct 01, 2021
Date Of Last Activity Oct 01, 2021 N/A Oct 01, 2021
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 60 0
Term Frequency N/A N/A N/A
Month Reviewed 19 21 20
Balance $0 $0 $0
Credit Limit $0 $0 $0
High Credit $18,000 $18,000 $18,000
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- AUTO USAA FSB
- CLOSED PO BOX 33009.
- PAID SAN ANTONIO,TX 78265
- LAST PAID: 10/2021 (800) 531-8722
- THIS IS AN ACCOUNT IN GOOD STANDING
- CLOSED OR PAID ACCOUNT/ZERO BALANCE

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4.4 Usd/glelsi (CLOSED)
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported Yes Yes Yes
Account Number xxxxxx 8581 xxxxxx 8581 xxxxxx 8581
Account Status Closed Closed Closed
Credit Limit $0 $0 $0
Reported Balance $0 $0 $0

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

TransUnion

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
2021
2020

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 0
60 Days Past Due N/A 0 0
90 Days Past Due N/A 0 0
120 Days Past Due N/A 0 0

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 Equifax Experian TransUnion
Collection Account N/A 0 0
Charge Off N/A 0 0
Included in Bankruptcy N/A 0 0
Repossession N/A 0 0
Too New to Rate N/A 0 0
No Data Available N/A 20 20

Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type Installment Installment Installment
Loan Type unknownloantype deferredstudentloan deferredstudentloan
Creditor Classification Unknown Unknown Unknown
Status Pays as Agreed Pays as Agreed Pays as Agreed
Activity Designator Closed Closed Closed
Date Opened Aug 01, 2020 Aug 01, 2020 Aug 01, 2020
Date Closed N/A N/A Mar 01, 2022
Date Reported Mar 01, 2022 Mar 01, 2022 Mar 01, 2022
Date Of Last Activity Feb 01, 2022 N/A Feb 01, 2022
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration 0 0 0
Term Frequency N/A N/A N/A
Month Reviewed 19 20 19
Balance $0 $0 $0
Credit Limit $0 $0 $0
High Credit $37,167 $37,167 $37,167
Monthly Payment Amount $0 $0 $0
Actual Payment Amount N/A N/A N/A
Amount Past Due $0 $0 $0
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- ACCOUNT TRANSFERRED OR SOLD USD/GLELSI
- ACCOUNT TRANSFERED TO ANOTHER OFFICE PO BOX 7860
- LAST PAID: 02/2022 MADISON,WI 53704
- ACCOUNT CLOSED DUE TO TRANSFER
- THIS IS AN ACCOUNT IN GOOD STANDING
- STUDENT LOAN

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4.5 Navy Federal Cr Unio (CLOSED)
Your debt-to-credit ratio represents the amount of credit you're using and make up 30% of your credit score. It's calculated
by dividing an account's reported balance by it is credit limit. The idea range for your debt-to-credit ratio is 30% or less.

Equifax Experian TransUnion

Reported No Yes No
Account Number N/A xxxxxxx 0381 N/A
Account Status N/A Closed N/A
Credit Limit N/A $0 N/A
Reported Balance N/A $0 N/A

Payment History
This tables below show up to 7 years of monthly payment history for this account. The numbers in each cell indicate the
number of days a payment was due; the letters indicate other account events, such as bankruptcy or collections.

Experian

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2019
2018

Payment Summary
The tables below shows a summary of 7 years of monthly payment history for this account as reported by each bureau.

Equifax Experian TransUnion

30 Days Past Due N/A 0 N/A
60 Days Past Due N/A 0 N/A
90 Days Past Due N/A 0 N/A
120 Days Past Due N/A 0 N/A
Collection Account N/A 0 N/A
Charge Off N/A 0 N/A
Included in Bankruptcy N/A 0 N/A
Repossession N/A 0 N/A
Too New to Rate N/A 0 N/A
No Data Available N/A 12 N/A

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 49 of 58
Account Details
View the detailed information about this account. Contact the creditor or lender if you have any question.

Equifax Experian TransUnion

Account Type N/A Installment N/A
Loan Type N/A automobile N/A
Creditor Classification N/A Unknown N/A
Status N/A Pays as Agreed N/A
Activity Designator N/A Closed N/A
Date Opened N/A Aug 01, 2017 N/A
Date Closed N/A N/A N/A
Date Reported N/A Jun 01, 2020 N/A
Date Of Last Activity N/A N/A N/A
Date Of First Delinquency N/A N/A N/A
Deferred Payment Start Date N/A N/A N/A
Balloon Payment Date N/A N/A N/A
Term Duration N/A 60 N/A
Term Frequency N/A N/A N/A
Month Reviewed N/A 34 N/A
Balance N/A $0 N/A
Credit Limit N/A $0 N/A
High Credit N/A $29,976 N/A
Monthly Payment Amount N/A $0 N/A
Actual Payment Amount N/A N/A N/A
Amount Past Due N/A $0 N/A
Balloon Payment Amount N/A N/A N/A
Charge Off Amount N/A N/A N/A

Comments Contact
- LAST PAID: 06/2020 NAVY FEDERAL CR UNIO
- PAID PO BOX 3700
- THIS IS AN ACCOUNT IN GOOD STANDING MERRIFIELD,VA 22119
(888) 842-6328

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5. Other Accounts
Other accounts are those that include a credit limit and require a minimum monthly payment, such as credit cards.

You currently have no Other Accounts on your credit file.

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6. Consumer Statements
Consumer statements are personal notes of up to 100 words (200 words if you live in Maine) you can attach to your credit
file to explain the circumstances behind any negative information or to dispute information you feel is incorrect even
though a creditor has verified it as correct. Consumer statements are voluntary and have no impact on your credit score.

You currently have no Consumer Statements on your credit file.

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7. Personal Information
Creditors use your personal information primarily to identify you. This information has no impact on your credit score.

Identification
Identification is the information in your credit file that indicates your current identification as reported to Equifax, Experian,
and TransUnion. It does not affect your credit score or rating.

Equifax Experian TransUnion

Name Atanda Fatimat Tanihu O Fatimat Atanda O Fatimat
Formerly Known As TANIHU FATIMAT ODUNOLA , ATANDA FATIMAT , Fatimat O Tanihu Fatimat O
Atanda Fatimat Odunola Atanda
Social Security Number xxxxx 6184 xxxxx 6184 xxxxx 6184
Date Of Birth Jan 01, 1994 N/A Jan 01, 1994

Contact Information
Contact information is the information in your credit file that indicates your current address as reported to Equifax,
Experian, and TransUnion. It does not affect your credit score or rating.

Equifax Experian TransUnion

Information Reported Yes No No
Address 2835 DRY CREEK N/A N/A
MISSOURI CITY, TX 77459
Status Current N/A N/A
Date Reported 4/1/22 N/A N/A
Information Reported Yes Yes Yes
Address 264 MANNINGS 320 DEWEY APT A 320 DEWEY APT A
VIRGINIA BEACH, VA 23462 GREAT LAKES, IL 60088 GREAT LAKES, IL 60088
Status Former Former Former
Date Reported 4/1/22 9/17/19 N/A
Information Reported Yes No No
Address 6604 SHOAL CREEK N/A N/A
ARLINGTON, TX 76001
Status Former N/A N/A
Date Reported 7/1/18 N/A N/A

Employment History
Employment history is the information in your credit file that indicates your current and former employment as reported to
Equifax, Experian, and TransUnion. It does not affect your credit score or rating.

Equifax
Company Occupation Start Date End Date Status Address
NAVY N/A Aug 01, N/A Current N/A
2019

Experian

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Company Occupation Start Date End Date Status Address
STRATEGIC DATA N/A Aug 10, N/A Current N/A
SYSTEM 2020
NA N/A Apr 28, 2017 N/A Former N/A

TransUnion
Company Occupation Start Date End Date Status Address
STRATEGIC DATA N/A N/A N/A Former N/A
SYSTEM
NAVY N/A N/A N/A Former N/A

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8. Inquiries
Inquiries are requests from creditors and lenders to view your credit report. Inquiries stay on your credit report for up to
three years and may negatively impact your credit score.

Hard Inquiries
Hard inquiries -- those made by potential creditors -- may lower your score if too many occur within a certain timeframe.
Hard inquiries stay on your credit report for up to three years, but only impact your credit score for up to one year.

Equifax
Date Company Address
Sep 17, 2020 JPMCB CARD N/A
Jun 19, 2020 ATTCIDLS N/A

Experian
Date Company Address
Sep 17, 2020 JPMCB CARD N/A
Jul 21, 2020 MACYS/DSNB N/A

TransUnion
Date Company Address
Dec 24, 2020 NAVY FCU N/A
Dec 13, 2020 GS BANK N/A
Jul 03, 2020 AQUA FINANCE N/A
Jun 27, 2020 SYNCB N/A

Soft Inquiries
Soft inquiries, such as reviewing your own credit file, have no impact on your credit score. Soft inquires stay on your credit
report for up to one year.

You currently have no Soft Inquiries on your credit file.

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9. Public Records
A public record is a legal document issued by local or federal government that is typically accessible by the public. Only
public records pertaining to finance will appear on your credit report. Public records stay on your credit report for 5 to 10
years and have a negative impact on your credit score

Bankruptcies
Bankruptcies are a legal status granted by a state or federal court that indicates you are unable to pay off outstanding
debt. Bankruptcies stay on your credit report for 7 to 10 years, depending on the chapter of bankruptcy you file for. They
have a negative impact on your credit score.

You currently have no Bankruptcies on your credit file.

Judgments
Judgments are a legal status granted by a small claims court that indicates you must pay back an outstanding debt.
Judgments stay on your credit report for 7 years from the date filed and have a negative impact on your credit score.

You currently have no Judgments on your credit file.

Liens
A lien is a legal claim on an asset, such as your house or car, a creditor or lender can take possession of and use to pay
off your outstanding debt. Liens stay on your credit report for 7 to 10 years and have a negative impact on your credit
score.

You currently have no Liens on your credit file.

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10. Collections
Collections are accounts with outstanding debt that have been sold by a creditor to a collections agency.Collections stay
on your credit report for 7 years plus 180 days from the date the account first became past due. They negatively impact
your credit score.

You currently have no Collection Account on your credit file.

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11. Dispute File Information
If you believe that any of the information found on this report is incorrect, there are 3 ways to launch an investigation about
the information in this report.

When you file a dispute, the credit bureau you contact is required to investigate your dispute within 30 days. They will not
remove accurate data unless it is outdated or cannot be verified.

To initiate a dispute online please visit https://www.ai.equifax.com

To check the status or view the results of your dispute please https://www.ai.equifax.com

Apr 18, 2022 Three Bureau Credit Report from LifeLock powered by Equifax Page 58 of 58