Organizational and Institutional Challenges for Effective Housing

Delivery System
Housing Delivery
The responsibility of the government to ensure the provision of decent and affordable housing to
every Filipino is contained in the Constitution, which mandates the States to undertake a continuing
program of urban land reform and housing.

NSP- National Shelter Program Is the key housing agenda of government since 1978 up to present.

MHS- Ministry of Human Settlements A highly centralized system of managing program that the
government adopt

• Land

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Inventory of Lands - Within one (1) year from the effectivity of this Act, all city and municipal

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governments shall conduct an inventory of all lands and improvements thereon within their

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respective localities. The inventory shall include the following:

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• Residential lands;

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Government-owned lands, whether owned by the National Government: or any of its
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subdivision, instrumentalities, or agencies, including government-owned or controlled
corporations and their subsidiaries;

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Unregistered or abandoned and idle lands; and

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• Other lands.
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• Housing Finance

is organized along informal and formal areas. The formal sub-division has two components: the
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upper-income groups, whose undertakings are located in the urban areas, and the lower-income
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groups which depend on the subsidized for access to housing. The informal area includes the
rotating savings and loan associations, the traditional co-operative system, credit co-operatives
and individual and family savings. Several factors make the environment for mortgage lending
difficult, including the absence of clear property and security rights, mandatory governor’s
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consent, high interest rates and inadequate sources of long-term funding.

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• Materials

Through the housing alternative materials, the construction of the house will be reducing by its
cost but it does not affect its stability and durability. In other terms its cheap but not
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substandard.

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 Challenges for Effective Housing Delivery System
• Affordability

housing which is deemed affordable to those with a median household income or below as rated
by the national government or a local government by a recognized housing affordability index.
Most of the literature on affordable housing refers to mortgages and number of forms that exist
along a continuum – from emergency shelters, to transitional housing, to non-market rental (also
known as social or subsidized housing), to formal and informal rental, indigenous housing, and
ending with affordable home ownership.

• Accessibility

refers to the construction or modification (such as through renovation or home modification) of

housing to enable independent living for persons with disabilities. Accessibility is achieved
through architectural design, but also by integrating accessibility features such as modified

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furniture, shelves and cupboards, or even electronic devices in the home.

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• Sustainability

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is generally used to describe the process as it applies to the housing industry, in short, less

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waste, more re-use and recycling, together with lower life-cycle environmental impacts and

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costs, better reliability, less maintenance, and greater user satisfaction.
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