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Knowledge 

Directions: For this section, kindly respond to the following statements by selecting the box which corresponds to your answer
through these indicators: Strongly Disagree; Disagree; Neutral; Agree; Strongly Agree

Strongly Disagree

Disagree

Neutral

Agree

Strongly Agree

It is important to know the consequences of financial actions

I should prioritize my needs rather than my wants

I need to be aware of my spending habits

I can easily understand simple financial terminologies

I know how to make good financial choices

It is important to know the consequences of financial actions

I should prioritize my needs rather than my wants

I need to be aware of my spending habits

I can easily understand simple financial terminologies

I know how to make good financial choices

Attitude *

Directions: For this section, kindly respond to the following statements by selecting the box which corresponds to your answer
through these indicators: Strongly Disagree; Disagree; Neutral; Agree; Strongly Agree

Strongly Disagree

Disagree

Neutral

Agree

Strongly Agree

I save money for future spending

I stick to my spending goals

I like the idea of long-term saving

I base my spending decision on things that can satisfy me

I have control on my financial situations

I save money for future spending

I stick to my spending goals

I like the idea of long-term saving

I base my spending decision on things that can satisfy me


I have control on my financial situations

Behavior: *

Directions: For this section, kindly respond to the following statements by selecting the box which corresponds to your answer
through these indicators: Strongly Disagree; Disagree; Neutral; Agree; Strongly Agree

Strongly Disagree

Disagree

Neutral

Agree

Strongly Agree

I do a monthly personal budget

I pay bills on time

I track my spending

I can predict what my next step is in handling financial activities

I carefully consider whether I can afford something before I buy it

I do a monthly personal budget

I pay bills on time

I track my spending

I can predict what my next step is in handling financial activities

I carefully consider whether I can afford something before I buy it

Familiarity *

Directions: For this section, kindly respond to the following statements by selecting the box which corresponds to your answer
through these indicators: Strongly Disagree; Disagree; Neutral; Agree; Strongly Agree

Strongly Disagree

Disagree

Neutral

Agree

Strongly Agree

It is better to stick to old spending habits rather than investing in new ones

Leaning over on familiar financial choices is the best decision to take

It is best to concentrate on one scheme in managing money

It is wrong to rely solely on my gut in making financial decisions

Seeking different financial perspective helps to improve financial decisions

It is better to stick to old spending habits rather than investing in new ones

Leaning over on familiar financial choices is the best decision to take

It is best to concentrate on one scheme in managing money


It is wrong to rely solely on my gut in making financial decisions

Seeking different financial perspective helps to improve financial decisions

Planning *

Directions: For this section, kindly respond to the following statements by selecting the box which corresponds to your answer
through these indicators: Strongly Disagree; Disagree; Neutral; Agree; Strongly Agree

Strongly Disagree

Disagree

Neutral

Agree

Strongly Agree

It is important to set aside money for emergency use

Financial planning is important for retirement to assure one’s security

Thinking myself after 5 to 10 years being financially stable is essential to financial success

I make a list of financial goals that help me determine priorities on spending.

To avoid impulsive buying, I write down the things that I need to buy that fits into my budget plan

It is important to set aside money for emergency use

Financial planning is important for retirement to assure one’s security

Thinking myself after 5 to 10 years being financially stable is essential to financial success

I make a list of financial goals that help me determine priorities on spending.

To avoid impulsive buying, I write down the things that I need to buy that fits into my budget plan

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