MÉTODO ALEMÁN MÉTODO FRANCÉS

DATOS DATOS
C= 150000 C= 150000
T= 3 años T= 3 años
m= trimestres 12 periodos m= trimestres
k= 8% anual 2.00% trimestral k= 8% anual
No. CAPITAL AMORTIZAC. INTERESES CUOTAS No. CAPITAL AMORTIZAC.
1 150,000.00 12,500.00 3,000.00 15,500.00 1 150,000.00 11,183.94
2 137,500.00 12,500.00 2,750.00 15,250.00 2 138,816.06 11,407.62
3 125,000.00 12,500.00 2,500.00 15,000.00 3 127,408.44 11,635.77
4 112,500.00 12,500.00 2,250.00 14,750.00 4 115,772.67 11,868.49
5 100,000.00 12,500.00 2,000.00 14,500.00 5 103,904.19 12,105.86
6 87,500.00 12,500.00 1,750.00 14,250.00 6 91,798.33 12,347.97
7 75,000.00 12,500.00 1,500.00 14,000.00 7 79,450.36 12,594.93
8 62,500.00 12,500.00 1,250.00 13,750.00 8 66,855.42 12,846.83
9 50,000.00 12,500.00 1,000.00 13,500.00 9 54,008.59 13,103.77
10 37,500.00 12,500.00 750.00 13,250.00 10 40,904.83 13,365.84
11 25,000.00 12,500.00 500.00 13,000.00 11 27,538.98 13,633.16
12 12,500.00 12,500.00 250.00 12,750.00 12 13,905.82 13,905.82
TOTALES 150,000.00 19,500.00 169,500.00 TOTALES 150,000.00

MÉTODO ALEMÁN MÉTODO FRANCÉS

DATOS DATOS
C= 150000 C= 150000
T= 3 años 12 periodos T= 3 años
Td= 1 año 4 periodos Td= 1 año
m= trimestres m= trimestres
k= 8% anual 2.00% trimestral k= 8% anual
No. CAPITAL AMORTIZAC. INTERESES CUOTAS No. CAPITAL AMORTIZAC.
1 150,000.00 3,000.00 3,000.00 1 150,000.00
2 150,000.00 3,000.00 3,000.00 2 150,000.00
3 150,000.00 3,000.00 3,000.00 3 150,000.00
4 150,000.00 3,000.00 3,000.00 4 150,000.00
5 150,000.00 18,750.00 3,000.00 21,750.00 5 150,000.00 17,476.47
6 131,250.00 18,750.00 2,625.00 21,375.00 6 132,523.53 17,826.00
7 112,500.00 18,750.00 2,250.00 21,000.00 7 114,697.53 18,182.52
8 93,750.00 18,750.00 1,875.00 20,625.00 8 96,515.01 18,546.17
9 75,000.00 18,750.00 1,500.00 20,250.00 9 77,968.84 18,917.09
10 56,250.00 18,750.00 1,125.00 19,875.00 10 59,051.75 19,295.43
11 37,500.00 18,750.00 750.00 19,500.00 11 39,756.31 19,681.34
12 18,750.00 18,750.00 375.00 19,125.00 12 20,074.97 20,074.97
TOTALES 150,000.00 25,500.00 175,500.00 TOTALES 150,000.00
 MÉTODO AMERICANO
DATOS
C= 150000
T= 3 años
12 periodos m= trimestres 12 periodos
2.00% trimestral k= 8% anual 2.00% trimestral
INTERESES CUOTAS No. CAPITAL AMORTIZAC. INTERESES CUOTAS
3,000.00 14,183.94 1 150,000.00 3,000.00 3,000.00
2,776.32 14,183.94 2 150,000.00 3,000.00 3,000.00
2,548.17 14,183.94 3 150,000.00 3,000.00 3,000.00
2,315.45 14,183.94 4 150,000.00 3,000.00 3,000.00
2,078.08 14,183.94 5 150,000.00 3,000.00 3,000.00
1,835.97 14,183.94 6 150,000.00 3,000.00 3,000.00
1,589.01 14,183.94 7 150,000.00 3,000.00 3,000.00
1,337.11 14,183.94 8 150,000.00 3,000.00 3,000.00
1,080.17 14,183.94 9 150,000.00 3,000.00 3,000.00
818.10 14,183.94 10 150,000.00 3,000.00 3,000.00
550.78 14,183.94 11 150,000.00 3,000.00 3,000.00
278.12 14,183.94 12 150,000.00 150,000.00 3,000.00 153,000.00
20,207.27 170,207.27 TOTALES 150,000.00 36,000.00 186,000.00

12 periodos
4 periodos

2.00% trimestral
INTERESES CUOTAS
3,000.00 3,000.00
3,000.00 3,000.00
3,000.00 3,000.00
3,000.00 3,000.00
3,000.00 20,476.47
2,650.47 20,476.47
2,293.95 20,476.47
1,930.30 20,476.47
1,559.38 20,476.47
1,181.03 20,476.47
795.13 20,476.47
401.50 20,476.47
25,811.76 175,811.76