FUND MANAGEMENT GROUPS

KEY FACTS
COLLECTIVE INVESTMENT BOND

The Collective Investment Bond enables clients to select funds from any of the groups listed below.

n Aberdeen Unit Trust Managers Ltd
n ABN Amro Fund Managers Ltd
n ABN Amro Funds (Luxembourg)
n Aegon Asset Management
n AIB Govett Fund Managers (Jersey)
n AIBNY Fund Managers
n Ashburton (Jersey) Ltd
n Ashburton (IOM) Ltd
n AXA Equity & Law Unit Trust Managers Ltd
n AXA Equity & Law International Fund Managers Ltd
n Baillie Gifford & Co
n Bankers Trust Fund Managers
n Bank of Ireland Asset Management (IOM) Ltd
n Bank of Ireland Fund Managers Ltd
n Banque Indosuez Luxembourg SA
n Barclays Global Investor
n Barclays Investment Funds (Luxembourg) SA
n Barclays Unicorn International (CI) Ltd
n Barclays Unicorn Ltd
n Baring Fund Managers Ltd
n Baring International Fund Managers (Ireland)
n Blackstone Franks Unit Trust Managers Ltd
n Britannia Fund Managers Ltd
n Capel - Cure Sharp International Funds Ltd
n Capel - Cure Sharp Unit Trust Managers Ltd
n Cater Allen Investment Management (CI) Ltd
n Cazenove Unit Trust Management
n CGU Luxembourg SA
n CGU Trust Managers Ltd
n CIBC Fund Managers (Guernsey) Ltd
n Clerical Medical Unit Trust Managers Ltd
n Close Fund Managers Ltd
n Coutts & Co Fund Managers
n Crédit Lyonnais Rouse International Asset
Management
n Crédit Lyonnais Rouse Luxembourg SA
n Crédit Suisse Investment Funds (UK) Ltd
n Dao Heng Fund Management
n DB Investment Management SA
n DnB Investor AS
n Deutsche Investment Funds Ltd
n Dolphin International Investments SA
n Dresdner RCM Funds UK Ltd
n Dunedin Unit Trust Managers Ltd
n Edinburgh Unit Trust Managers Ltd
n Equitable Unit Trust Managers Ltd
n Exeter Fund Managers Ltd
n Fidelity International Investment Management
n Fidelity Fund Management
n Foreign & Colonial Emerging Market Ltd
n Foreign & Colonial Management (Jersey) Ltd
n Foreign & Colonial Unit Management Ltd
n Framlington Unit Management Ltd
n Franklin Templeton Worldwide Invest
n Friends Provident Unit Trust Managers
n GAM Administration Ltd
n GAM Fund Management Ltd
n GAM Sterling Management London Ltd
n Gartmore Fund Managers Ltd
n Gartmore Fund Managers International Ltd
n Gartmore Luxembourg SA
n Guardian Royal Exchange Unit Managers
n Henderson Crosthwaite Investment Company
n Henderson Management SA
n Hill Samuel Trust Managers
n Hill Samuel Trust Managers (Jersey) Ltd
n Hill Samuel Pacific Ltd
n HSBC Investment Funds (Luxembourg) SA
n HSBC Unit Trust Management Ltd
n Hypo Foreign & Colonial Port Fund SA
n Impac Asset Management
n Income Partners Asset Management
n INVESCO Asset Management
n INVESCO International Ltd
n Investec Fund Managers Ltd
n Investec Asset Management (Guernsey) Ltd
n Jardine Fleming Fund Managers
n JPMorgan Chase Investment Management Ltd
n Jupiter Tyndall (Jersey) Ltd
n Jupiter Unit Trust Managers Ltd
n Kleinwort Benson International Fund Managers
n Kleinwort Benson Unit Trusts Ltd
n Lazard Fund Managers (CI) Ltd
n Lazard Unit Trust Managers Ltd
n Legal & General (Unit Trust) Managers
n Liberty Ermitage Luxembourg SA
n Liberty Ermitage UK Ltd
n Lincoln National Unit Trusts Ltd
n Lippo Investment Managers
n Lloyds TSB Bank Fund Managers (Guernsey) Ltd
n Lloyds TSB Bank Luxembourg SA
n Lloyds TSB Bank Unit Trust Managers Ltd
n Lloyds TSB Bank (CI) Unit Trust Fund Managers Ltd
n London & Manchester Trust Management Ltd
n M&G (Group) Ltd
n Martin Currie Investment Management
n Martin Currie Unit Trust Managers
n Matheson PFC Hong Kong Ltd
n Matheson Unit Trusts Ltd

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 FUND MANAGEMENT GROUPS
THE CHARGES
COLLECTIVE INVESTMENT BOND

n MBF Unit Trust Managers Ltd n Save & Prosper Group

n Merrill Lynch Investment Managers SA n Schroder International Selection Fund SA
n Merrill Lynch Investment Managers Channel Islands Ltd n Schroder Investment Management (HK) Ltd
n Merrill Lynch Fund Managers IOM Ltd n Schroder Investment Management (Guernsey) Ltd
n Morgan Stanley Asset Management n Schroder Unit Trust Ltd
n Murray Johnstone Unit Trust Management Ltd n Scottish Amicable Unit Trust Managers Ltd
n N & P Unit Trust Management Ltd n Scottish Mutual Investment Managers Ltd
n Newton Fund Managers Ltd n Scottish Widows Fund Managers Ltd
n Newton Fund Managers (CI) Ltd n SE Banken Luxembourg SA
n NIB International Asset Management Ltd n Singer & Friedlander Investment Funds Ltd
n Nomura Asset Management n Singer & Friedlander Unit Trust Management Ltd
n Nordbanken Kapitalforvaltning n Standard Bank Fund Management (Jersey) Ltd
n Norwich Union Trust Managers Ltd n Sun Life Global Management Ltd
n NPI Investment Managers Ltd n Sun Life Management (IOM) Ltd
n Sun Life of Canada Unit Managers Ltd
n Old Mutual Fund Managers Ltd
n Thornton Investment Management Ltd
n Old Mutual International Fund Managers Ltd
n Thornton Management (Asia) Ltd
n Perpetual Unit Trust Managers Ltd n Thornton Unit Managers Ltd
n Perpetual Unit Trust Managers (Jersey) Ltd n Threadneedle Asset Management
n Prolific Asset Management Ltd n Tyndall International (IOM) Ltd
n Prolific International Management Ireland Ltd n Tyndall International (Jersey) Ltd
n Provident Mutual Unit Trust Managers Ltd
n Union Worldinvest (Jersey)
n Prudential Fund Managers (Guernsey) Ltd
n Prudential Fund Managers (Jersey) Ltd n Value Partners
n Prudential Unit Trusts Ltd
n Waverley Unit Trust Management Ltd
n Rothschild Asset Management (CI) Ltd n Warburg Asset Management (IOM) Ltd
n Rothschild Fund Management Ltd n Warburg Asset Management (Luxembourg) Ltd
n Whittingdale Unit Trust Managers Ltd
n Sage Unit Trusts Investments Limited
n Zurich Financial Services
n Sarasin Investment Management Ltd
n Sarasin Fund Management Group (Guernsey) Ltd

IMPORTANT INFORMATION
In order for each investment holding within the Bond to be of a reasonable size and benefit they should be of a minimum
value of £2,500 (or equivalent in any other acceptable currency).
The fact that an organisation is named on this list does not mean that all funds offered by the organisation are included on
our Standard menu. Our Standard menu shows the funds that can be held which include:
n funds authorised in an EEA Member State under the UCITs legislation
n other collective investment schemes (including Investment Trusts) authorised or approved by OECD countries
n collective investment schemes authorised or approved in the Channel Islands, Isle of Man and some of the
Tiger countries (eg Singapore, Hong Kong, Taiwan and South Korea).
Because of the nature of this type of Bond, we suggest that clients invest in funds offering accumulation units only.

Royal Skandia Life Assurance Limited (an incorporated company limited by shares) - a member of the Skandia Group of Companies
Registered and Head Office: Skandia House, Finch Road, Douglas, Isle of Man, IM99 1NU, British Isles
Tel: +44 (0)1624 611611 Fax: +44 (0)1624 611715 Telex: 626111 Registered Number: 24916 Isle of Man
Member of the Association of International Life Offices Regulated by the Personal Investment Authority
The rules and regulations made by the Personal Investment Authority under the Financial Services Act 1986 for the protection of investors may not apply to persons outside the UK
www.royalskandia.com
SC1175/21-0165 13264.01/06/9
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