The advantages of owning a credit card are far outweigh the disadvantages.

To what extent do you

agree or disagree?

It is widely believed that having an ownership to of a credit card brings about more advantages more
than negative ones. Even though some people consider credit card not their kind of thing, I strongly
support to the former.

Obviously, there is an existance existence of bad things about credit cards. It is explained that credit
cardthey encourage people to consump more money in common. For instance, credit card will lend you
some money at first when you sign up for it, but you have to repay for it monthly. It leads to problems
that you are not able to refill what you have used in credit card, therefore it will be confusing if you do
not know how to manage it well.

On the other hand, credit card plays a prominent role in social life nowadays, especially in the digital
technology era. To be specific, credit card can help people to solve the problem of money by lending
them cash as debts when they the have difficulties in financial resourses. Furthermore, the cash which is
paid and brought in wallet or backpack can be easily stolen by robberies, consequently, it is more
dangerous than having a credit card.

In conclusion, owing a credit card has numerous extraordinarly good points, but people should use it
wisely, otherwise it will be detrimental to those who abuse it.

Today’s schools should teach their students how to survive financially in the world today. To what extent
do you agree or disagree with this statement?

Some individuals believe that nowadays, educational institutions ought to teach their learners how to
manage financial resourses by themselves in the world. From my point of view, I strongly think that this
statement is practical and deserve to gain my support.

Life skills such as saving money and spending it wisely, which have to be taught to students in schools,
play a prominet role in daily life. The reason is that all sourses of living like food, water and
accommodation are originally from money, and people have to buy it from sellers by money.
Consequently, people, especially children and teenagers, must have acquaintance with money to
manage it wisely.

Furthermore, the importance of finance has been spreading worldwide. People do not only learn about
the cash in their nations but also know about other countries units, such as pounds (£) and dollars ($), to
go abroad.

In conclusion, knowledge about finance is one of the most crucial life-saving skill in modern life. Also, it
is extremely necessary to students to become successful and experts.

Some people think that the best way to run a business is within the family. To what extent do you agree
or disagree?

Some individuals believe that working in a family-run business is the best way to promote in the career
ladder and bring about success. However, I personally argue that people can generate their own
business without the help from parents or relatives.
It is obviously that running a business with families has some advantages and it is also a great route
leads to success. It can be explained that people will have good feelings with their families and they are
more familiar with family members. Also, there is nearly not bad employees that want to overthrow and
own their business, and agents, in other words, those who come from other enterprises in order to steal
ideas about products.

On the other hand, from others’ point of view, working alone is considered a more beneficial way. For
instance, people will work independently of anybody else, therefore, they can study and learn from their
mistakes. Consequently, people are capable of helping their business overcome in difficult situation.