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What's happening?

We're writing about your overdraft


use.

Do I need to do anything?
Please read this letter carefully.

Mr T Mirosanu
53 Macdonald Close
Tividale
Oldbury
West Midlands
B69 3LD

12 March 2021
Dear Mr Mirosanu

Your arranged overdraft on account ending 7227

We asked you to reduce the amount that you use your arranged overdraft, as this may have been causing
you to incur high avoidable charges.

An update on your overdraft use

We've continued to monitor your account, and we're pleased to confirm that over the last 3 months you've
reduced your arranged overdraft use.

You should continue to regularly review your monthly income and outgoings. Paying in more than you're
paying out will help you further reduce your arranged overdraft use.

What happens next?

We'll continue to monitor your account and we'll be in touch if we need to.

Our website provides links to useful tools such as ways in which to budget, and how to manage your
money with tech and tools like mobile banking. There are also links to other products and services we have
available to meet your borrowing needs. Visit: http://www.hsbc.co.uk/overdrafts

You can also find more help at: https://www.hsbc.co.uk/help/money-worries/

Helpful Organisations

You can get free, independent money advice from:


• Citizens Advice: citizensadvice.org.uk, 03444 111 444
• Advice UK: adviceuk.org.uk, 0300 777 0107
• National Debtline (if you are self-employed): nationaldebtline.co.uk, 0808 808 4000
• StepChange Debt Charity: stepchange.org, 0800 138 1111

Yours sincerely

Your HSBC Banking Team

40050721497227_ODACK3
HSBC UK Bank plc
789 High Road, North Finchley, London, N12 8JX
Tel: 03457 404 404 Fax: 020 8700 1510 Web: www.hsbc.co.uk

Registered in England and Wales number 09928412. Registered Office: 1 Centenary Square, Birmingham B1 1HQ
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our firm
reference number is 765112

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