Page 1 of 4 18 November 2021

MR P A HILL Statement No. 67

180 CHURCH END LANE Branch WICKFORD
RUNWELL Sort Code 11-08-37
WICKFORD yTSxRUyRTZwVRYWuRx
Account No 10302166
ESSEX jappt7oUiohtakZwec
yoB7WWT6Tx3k7X4as6 IBAN GB17 HLFX 1108 3710 3021 66
xG7;5wrJIyBPOdv;ia
SS11 7DN HLFXGB21W79
uVPyxHJLVxuQonZAC4
zzzzzzzzzzzzzzzzzz BIC
Banking Helpline 01268 367306

www.halifax.co.uk

CURRENT ACCOUNT 19 October 2021 to 18 November 2021

Your Account
Date of previous statement 18 October 2021
Balance on 19 Oct 2021 £3,542.75
Money in £4,285.97
Money out £3,139.80
Balance on 18 Nov 2021 £4,688.92
Arranged overdraft interest £0.00

Fees Explained
Other fees for special services are detailed in the Reward Payments and Account Fees leaflet, previously provided.
If switching to us, different rates and fees may apply.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Things you need to know
Getting in touch

J Write to us: Halifax,

PO Box 548, Leeds, LS1 1WU x Visit us in branch W Go online:
halifax.co.uk/contactus Z Call: 0345 720 3040
7am-11pm, seven days a week

Ways to manage your account About the fees we charge if you use your card abroad
Keep track of what's going in and coming out of your account at any time If you’re planning to travel overseas, we advise you to take a range of currency
using: options including foreign currency as well as your debit and credit card. To help
• Online Banking - View and manage your accounts online - 24 hours a protect you from fraud we always monitor transactions. In some circumstances
day, 7 days a week. Register at halifax.co.uk/onlinebanking this might mean we block your cash machine or card transactions in the UK or a
• Mobile Banking – Manage your account on the go with your mobile foreign country. If this happens, just call us on 0345 720 3040. We’ll ask you a
phone or tablet - 24 hours a day, 7 days a week. Download our app from few security questions and unblock your card for you.
Google Play or the App Store. If you use your card to withdraw cash or make a payment in a currency other
• Telephone Banking - Our automated service is available 24/7, or you can than pounds, the amount is converted to pounds on the day it is processed by
talk to us between 7am and 11pm, 7 days a week. Not all services are Visa using the Visa Payment Scheme exchange rate on the day. You can find the
available 24 hours a day, 7 days a week. exchange rate by calling 0345 720 3040 (+44 113 242 1984 from overseas); if you
• Text Alerts – We can also send you mobile alerts. Alerts can help you call before the transaction is processed, the rate provided will be an indication
manage your money and avoid charges. They remind you when you need only. You can find more information on our website about the exchange rates
to pay cleared funds into your account. They can also help you avoid that apply to your transaction to help you compare them with other card
going into an unarranged overdraft or having payments refused. Unless issuers' rates.
you’ve opted out, you’ll automatically receive alerts provided we have an
If you use your savings card to withdraw cash in a currency other than pounds
up to date mobile number for you. Find out more at
we’ll charge a foreign currency transaction fee of 2.99% of the value of each
halifax.co.uk/mobilealerts
transaction. This is a fee for currency conversion. If you use your savings card to
Overdrafts - choosing the right way to borrow withdraw cash in a currency other than pounds (at a cash machine) we will also
An arranged overdraft can help out when you need to borrow in the short charge a foreign currency cash fee of £1.50. Where you elect to allow the cash
term. For example to pay an unexpected bill. But if you use it often and don’t machine operator/financial service provider to make the conversion to pounds
reduce your balance, it can turn into an expensive way to borrow. Our cost we will only charge a foreign cash fee of £1.50. The provider of the foreign
calculator, which you can find online at halifax.co.uk/overdrafts tells you currency may make a separate charge for conversion. We won't charge a foreign
how much an arranged overdraft costs. You should consider if an arranged currency cash fee or a foreign cash fee if you withdraw euro within the EEA or
overdraft facility is the most suitable option for you to borrow money. If you UK.
need to borrow money for a longer time, there may be other options better If you use your debit card to withdraw cash or to make a payment in a currency
suited to your needs. For more information visit halifax.co.uk/borrow or call other than pounds we’ll charge a foreign currency transaction fee of 2.99% of
us to talk through your options. the value of each transaction. This is a fee for currency conversion. When you
Check if your account is still right for you use your debit card to make a purchase or other transaction (not cash
Your banking needs can change over time so it’s important to check your withdrawal) in a currency other than pounds, whether in person or by internet
account is still right for you by visiting halifax.co.uk/bankaccounts to see or phone, we will also charge a £0.50 foreign currency purchase fee. We won’t
our latest current accounts. charge a foreign currency purchase fee if you make a payment in euro within
the EEA or UK. If you use your debit card to withdraw cash in a currency other
Our interest rates than pounds (at a cash machine or over the counter) we will also charge a
If we pay interest on your balance, your current interest rate is shown on the foreign currency cash fee of £1.50. Where you elect to allow the cash machine
front of this statement. To find out what the interest rates are on our other operator/financial service provider to make the conversion to pounds we will
accounts, visit halifax.co.uk/bankaccounts/rates-rewards-fees or ask us in only charge a foreign cash fee of £1.50. The provider of the foreign currency may
branch. make a separate charge for conversion. We won’t charge a foreign currency
cash fee or a foreign cash fee if you withdraw euro within the EEA or UK.
jProtecting yourself from fraud Keeping your data safe
• Check your statements regularly - If something doesn’t look right We promise to keep your personal information safe and only use in the way
or you spot a transaction on your statement you didn’t make, call you’ve asked. See our privacy notice at halifax.co.uk/privacy or call us for a
us straight away on 0345 602 2160 or +44 1132 888 408 if outside copy on 0345 720 3040.
the UK. We may not be able to refund a payment on some types of We’re here for you if something isn’t right
account if you tell us more than 13 months after the date it We want to make sure you’re happy with the products and service we offer. But
happened. if something goes wrong, let us know and we’ll do everything we can to put
• Keep your statements in a safe place - If you want to throw them things right. If you’re still not happy, you can ask the Financial Ombudsman
away, you should do it in a secure way, like shredding them – please Service to look at your concerns, for free.
don’t just put them in the bin.
• Helping you stay protected - We’ll do all we can to help you avoid The Financial Services Compensation Scheme (FSCS)
fraud. Visit halifax.co.uk/security for ways to protect yourself and The deposits you hold with us are covered by the Financial
information on the latest scams. Services Compensation Scheme (FSCS). Every year we’ll send
• If your card, cheque book or PIN is lost or stolen - Call us straight you an information sheet which tells you the types of deposits
away on 0800 015 1515 or +44 (0) 113 242 8196 if outside the UK - covered and the protection offered by the FSCS. For more
lines are open 24/7. information visit FSCS.org.uk
• The freeze card feature in our Mobile Banking app lets you quickly We send statements and other communications from time to time for legal
freeze and unfreeze different types of transaction on your cards reasons or to let you know about changes to your accounts or services.
whenever you need to. Find out more at
When you call us your call may be monitored or recorded in case we need to
halifax.co.uk/aboutonline/download-apps/card-freezes
check we have carried out your instructions correctly and to help improve our
quality of service.

If your vision is impaired – please contact us for an alternative format

such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service which is available 24 hours a day, 7 days a week; or via
textphone on 0345 732 3436 (lines are open 9am - 5.30pm, 7 days a week).
SignVideo services are also available if you’re Deaf and use British Sign Language at halifax.co.uk/accessibility/signvideo
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.
Fair lending – we adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
Statement No. 67 Sort Code 11-08-37
18 November 2021 Account Number 10302166
Page 3 of 4

CURRENT ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
18 Oct 21 STATEMENT OPENING BALANCE 3,542.75
19 Oct 21 DEB CAPITAL.COM UK CD 0154 1,000.00 4,542.75

Soon, you'll notice differences when you're shopping online, as we'll need to check it's really you.
Be ready for

A
20 Oct 21 DD
changes when
you shop online
TMW DDR 02033067 16660593/1471092
If we haven't got your latest phone numbers, or you don't have our Mobile Banking App, your
online purchases with your card may be declined. To update your numbers, log on, visit a branch
or call us. Find out more at halifax.co.uk/aboutonline/changes-to-online-banking

800.51 3,742.24
20 Oct 21 DEB
PREMIER EXPRESS - CD 0154 2.23 3,740.01
21 Oct 21 DEB
TESCO PFS 3723 CD 0154 11.98 3,728.03
22 Oct 21 DEB
MCDONALDS CD 0154 0.99 3,727.04
22 Oct 21 DEB
RONTEC WEST CHELMS CD 0154 6.00 3,721.04
25 Oct 21 DEB
TESCO PFS 3967 CD 0154 23OCT21 65.99 3,655.05
25 Oct 21 DEB
APPLE.COM/BILL CD 0154 24OCT21 2.49 3,652.56
25 Oct 21 DEB
MCDONALDS CD 0154 24OCT21 19.46 3,633.10
25 Oct 21 DD
EE LIMITED 06259391 T11940808266263260 49.40 3,583.70
27 Oct 21 DEB
MARCO POLO CD 0154 13.90 3,569.80
28 Oct 21 DD
NATWEST BANK 05123884 84044987/2688917 398.09 3,171.71
28 Oct 21 DEB
APPLE.COM/BILL CD 0154 37.99 3,133.72
29 Oct 21 FPI
ARTIS ACCIDE LTD F ARTIS ACCIDENT CAR 1,735.97 4,869.69
MF00323FD121A6B100
01 Nov 21 DEB TESCO STORE CD 0154 31OCT21 11.98 4,857.71
01 Nov 21 DD TV LICENCE MBP 25936974 2712210448 11.87 4,845.84
01 Nov 21 DD NUFFIELD HEALTH 26082183 899000734 26.50 4,819.34
01 Nov 21 DD CHELM CITY COUNCIL 17314602 84147968 188.00 4,631.34
01 Nov 21 DEB RAYLEIGH WEIR CD 0154 12.45 4,618.89
01 Nov 21 DEB RAYLEIGH WEIR CD 0154 37.26 4,581.63
01 Nov 21 DEB SMYTHS TOYS RAYLEI CD 0154 9.99 4,571.64
01 Nov 21 DEB HOMEBASE LTD 033 CD 0154 47.10 4,524.54
02 Nov 21 DEB CAPITAL.COM UK CD 0154 1,000.00 5,524.54
02 Nov 21 DEB TESCO STORES 3349 CD 0154 1.70 5,522.84
03 Nov 21 DEB TESCO PFS 3992 CD 0154 2.10 5,520.74
04 Nov 21 DD PET PLAN LTD PREM 01172827 555009682 20.59 5,500.15
/27482
04 Nov 21 DEB MARKS&SPENCER PLC CD 0154 1.50 5,498.65
04 Nov 21 DEB SAINSBURYS PETROL CD 0154 1.70 5,496.95
04 Nov 21 DEB TESCO PFS 3723 CD 0154 11.98 5,484.97
04 Nov 21 DEB CAPITAL.COM UK CD 0154 250.00 5,734.97
05 Nov 21 DD NWL & ESW WATER 02936977 0579240100 20.00 5,714.97
(Continued on next page)

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Statement No. 67 Sort Code 11-08-37
18 November 2021 Account Number 10302166
Page 4 of 4

CURRENT ACCOUNT
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
05 Nov 21 DEB CAPITAL.COM UK CD 0154 300.00 6,014.97
05 Nov 21 DEB IZ *KAOS Fireworks CD 0154 90.00 5,924.97
08 Nov 21 DEB KFC BASILDON DT CD 0154 07NOV21 19.76 5,905.21
08 Nov 21 DEB TESCO PFS 3972 CD 0154 07NOV21 53.86 5,851.35
08 Nov 21 DD ANGLIAN WATER 07817836 164442477 22.00 5,829.35
08 Nov 21 DEB TESCO STORE 2073 CD 0154 11.98 5,817.37
08 Nov 21 DEB TESCO STORE 2073 CD 0154 32.28 5,785.09
11 Nov 21 DD FAMILY EQUITY PLAN 01763507 0003094356 20.00 5,765.09
11 Nov 21 DEB BP HORNCHURCH CONN CD 0154 3.50 5,761.59
11 Nov 21 DEB BURGER KING FEERIN CD 0154 3.88 5,757.71
11 Nov 21 DEB RONTEC WEST CHELMS CD 0154 13.18 5,744.53
11 Nov 21 DEB SQ *ARTIS ACCIDENT CD 0154 420.91 5,323.62
12 Nov 21 DD SKY DIGITAL 01931797 00624222977818 48.00 5,275.62
12 Nov 21 DEB SAINSBURYS S/MKTS CD 0154 1.50 5,274.12
12 Nov 21 DEB ARGOS SPRINGFIELD CD 0154 305.49 4,968.63
15 Nov 21 DEB BP HARLOW GATE CON CD 0154 13NOV21 3.50 4,965.13
15 Nov 21 DEB MCDONALDS CD 0154 13NOV21 6.38 4,958.75
15 Nov 21 DEB TESCO PFS 3702 CD 0154 14NOV21 11.98 4,946.77
15 Nov 21 DD ROYAL LONDON 00191109 46.50 4,900.27
013GZZ00064203993M
16 Nov 21 DEB BP BOREHAM CONNECT CD 0154 6.75 4,893.52
16 Nov 21 DEB TESCO PFS 3967 CD 0154 0.80 4,892.72
16 Nov 21 DEB RONTEC WEST CHELMS CD 0154 3.80 4,888.92
18 Nov 21 FPO MR AJ MAY X 18NOV21 12:46 200.00 4,688.92
18 Nov 21 STATEMENT CLOSING BALANCE 3,139.80 4,285.97 4,688.92
Payment types:
DEB - Debit Card DD - Direct Debit FPI - Faster Payment FPO - Faster Payment

Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if
that happened on a weekend or a Bank Holiday.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.