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Statement date 07 Sep 2022

Last statement 05 Aug 2022


Barclays Bank
Account
06 Aug - 07 Sep 2022
Mr Joao Vitor Cardoso Borges
• Sort Code 20-10-53
• Account no. 13902218
• SWIFTBIC BUKBGB22
• IBAN GB77 BUKB 2010 5313 9022 18

MR JOAO VITOR CARDOSO BORGES


392 LONDON ROAD At a glance
LONDON
CR4 4EA Start balance £0.36
Money in £5,099.00
Money out £5,061.79
End balance £37.57

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Cash machine Contactless Debit Card Online
Other

Date Description Money out Money in Balance


06 Aug Start balance 0.36

08 Aug Card Purchase The Steelyard Lond 2.00


On 06 Aug

Card Purchase News & Food On 05 5.40


Aug

Card Purchase Five Guys Tottenha 5.50


On 07 Aug

Card Purchase Uber * Eats Pendin 9.88


On 07 Aug

Card Purchase Vue Cinemas On 07 11.99


Aug

Card Purchase The Steel Yard On 06 35.00


Aug

Card Purchase The Steel Yard On 06 115.00


Aug

Bill Payment to Luis Sousa 100.00


Ref: ..

Bill Payment to Higor Silva Carval 210.00


Ref: Frend

Bill Payment to Renato Porto 240.00


Ref: Table Vitor

Received From A de Brito 175.00

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-10-53 • Account number 13902218

Your transactions
Date Description Money out Money in Balance
08 Aug Received From Camilla Luiza de M 300.00
Ref: Aluguel

Bill Payment From Valadares Oli 80.00


Ref: Relp

Bill Payment From Valadares Oli 210.00 30.59


Ref: Relp

09 Aug Card Payment to News & Food On 0.99


08 Aug

Card Purchase McDonalds 82 On 0.99


08 Aug

Card Purchase Screwfix Dir Ltd On 0.99


08 Aug

Card Purchase Five Stars Local L On 1.00


08 Aug

Card Purchase Apple.Com/Bill 2.49


Ireland On 08 Aug

Card Purchase Five Stars Local L On 3.88


08 Aug

Card Purchase Transferwise Ltd On 5.00


08 Aug

Card Purchase Brasileiro On 08 Aug 15.00

Bill Payment to Aires Neves 320.00


Ref: Rent Vitor

Received From Pablo Fabricio Con 100.00


Ref: Family

Received From Pablo Fabricio Con 350.00 130.25


Ref: Familia Loan

10 Aug Card Purchase Co-Op Group Food 0.80


On 09 Aug

Card Purchase Tesco Stores 5560 1.35


On 09 Aug

Card Purchase Co Op Group Food 2.69


On 09 Aug

Card Purchase Tfl Travel CH On 09 7.30


Aug

Card Purchase Transferwise Ltd On 7.42


09 Aug

Card Purchase Brasileiro On 09 Aug 25.06

Bill Payment to Paula DA Silva de 50.00


Ref: Vitor Jacket

Received From A de Oliveira Cost 50.00 85.63


Ref: Anderson

11 Aug Card Payment to Co Op Group Food 2.30


On 10 Aug

Card Purchase Waitrose On 10 Aug 2.85

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 2 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 13902218

Your transactions
Date Description Money out Money in Balance
11 Aug Card Purchase Co Op Group Food 4.80
On 10 Aug

Card Purchase Tfl Travel CH On 10 7.30


Aug

Card Purchase Five Guys Clapham 8.95


On 10 Aug

Card Purchase Pawelek On 10 Aug 9.25

Card Purchase Apple.Com/Bill 10.99


Ireland On 11 Aug

Bill Payment to Amanda Menezes 10.00


Ref: ..

Bill Payment to Amanda Menezes 25.00


Ref: ..

Bill Payment to Hiago Amaral 150.00


Ref: Amanda Menezes

Received From Amanda Menezes 150.00 4.19


Ref: Menezes Amanda

12 Aug Card Purchase Waitrose On 11 Aug 1.45

Card Purchase Greggs On 11 Aug 2.05

Card Purchase Tfl Travel CH On 11 8.95


Aug

Bill Payment to Aires Neves 43.50


Ref: Rent Vitor

Received From Pablo Fabricio Con 20.00


Ref: Youtube

Received From Camilla Luiza de M 312.50 280.74


Ref: Aluguel

15 Aug Card Payment to Elegant Showers 268.98


On 12 Aug

Card Payment to Tfl Travel CH On 4.95


13 Aug

Card Purchase Apple.Com/Bill 0.89


Ireland On 13 Aug

Card Purchase Apple.Com/Bill 0.89


Ireland On 13 Aug

Card Purchase Nisa Local On 13 1.35


Aug

Card Purchase Nisa Local On 14 1.35


Aug

Card Purchase Seven Eleven Foods 1.49


On 12 Aug

Card Purchase Five Guys Clapham 5.50


On 12 Aug

Bill Payment to Wesley Aquino 30.00


Ref: Hair

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-10-53 • Account number 13902218

Your transactions
Date Description Money out Money in Balance
15 Aug Received From de Menezes C 40.00 5.34
Ref: Emprestadoo

16 Aug Card Purchase WM Morrisons Store 5.09


On 15 Aug

Bill Payment to Camilla Luiza de M 20.00


Ref: Oyster

Received From Camilla Luiza de M 20.00


Ref: Aluguel

Received From Caio Mazzaro 40.00 40.25


Ref: Enviado DA Revolut

17 Aug Card Payment to Apple.Com/Bill 22.99


Ireland On 16 Aug

Card Payment to Co Op Group Food 6.25


On 16 Aug

Received From Camilla Luiza de M 6.00 17.01


Ref: Aluguel

18 Aug Card Purchase Nike GBP On 17 Aug 16.46

Bill Payment to Miss C de Menezes 150.00


Ref: DC

Received From Camilla Luiza de M 312.50


Ref: Aluguel

Received From Starr M 320.00 483.05


Ref: Max

19 Aug Card Purchase Nisa Local On 18 4.49


Aug

Card Purchase Transferwise Ltd On 17.25


18 Aug

Card Purchase Brasileiro On 18 Aug 26.37

Bill Payment to Aires Neves 312.50


Ref: Rent Vitor

Received From Starr M 320.00 442.44


Ref: Max

22 Aug Card Payment to Apple.Com/Bill 0.89


Ireland On 21 Aug

Card Payment to Ebay 3.97


O*11-09007-55 On 21 Aug

Card Payment to Ebay 4.49


O*27-09003-17 On 21 Aug

Card Payment to Disney Plus On 19 7.99


Aug

Card Payment to EB *Fever August 81.44


C On 19 Aug

Card Purchase News & Food On 19 5.16


Aug

Card Purchase News & Food On 19 5.40


Aug

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 4 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 13902218

Your transactions
Date Description Money out Money in Balance
22 Aug Card Purchase Selfridges London 6.99
On 19 Aug

Card Purchase Selfridges London 10.00


On 19 Aug

Card Purchase SQ *Tradicao Acoug 10.67


On 19 Aug

Card Purchase Uber * Eats Pendin 11.62


On 20 Aug

Card Purchase News & Food On 21 12.45


Aug

Card Purchase Uber * Eats Pendin 19.51


On 19 Aug

Card Purchase Abs Wholesale On 25.00


20 Aug

Card Purchase Five Guys Piccadil 26.30


On 19 Aug

Card Purchase Vyta On 21 Aug 30.65

Card Purchase Brazilian Centre On 43.35


21 Aug

Card Purchase Cantinho Do Goias 47.00


On 20 Aug

Card Purchase Selfridges London 50.00


On 19 Aug

Received From Camilla Luiza de M 59.00 98.56


Ref: Aluguel

23 Aug Card Payment to of USD 15.59 On 13.68


22 Aug at VISA Exchange Rate 1.17
The Final GBP Amount Includes A
Non-Sterling Transaction Fee of £
0.39

Card Purchase Five Stars Local L On 2.49


22 Aug

Card Purchase Brazilian Centre On 4.28


22 Aug

Card Purchase Brasileiro On 22 Aug 4.50

Card Purchase Tfl Travel CH On 22 9.00


Aug

Card Purchase Screwfix Dir Ltd On 11.99


22 Aug

Bill Payment to Patrick Reitter 57.00 -4.38


Ref: Shower

24 Aug Card Purchase Brasileiro On 23 Aug 3.80 -8.18

25 Aug Received From Camilla Luiza de M 10.00


Ref: Aluguel

Received From Camilla Luiza de M 10.00 11.82


Ref: Aluguel

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 5
Sort code 20-10-53 • Account number 13902218

Your transactions
Date Description Money out Money in Balance
26 Aug Card Payment to Onlyfans USD 10.52
12.00 On 25 Aug at VISA Exchange
Rate 1.17 The Final GBP Amount
Includes A Non-Sterling Transaction
Fee of £ 0.30

Received From Camilla Luiza de M 292.50 293.80


Ref: Aluguel

30 Aug Card Payment to Uber *Pass On 28 5.99


Aug

Card Payment to Apple.Com/Bill 11.99


Ireland On 28 Aug

Card Payment to Onlyfans USD 15.81


18.00 On 27 Aug at VISA Exchange
Rate 1.17 The Final GBP Amount
Includes A Non-Sterling Transaction
Fee of £ 0.45

Cash Machine Withdrawal at 101.99


Cardtronics UK Ltd BT Kiosk O/S
333 L
Timed at 22.29 On 27 Aug
This Transaction Includes A Fee Charged By
Cardtronics UK Ltd of £1.99

Card Payment to News & Food On 1.40


27 Aug

Card Payment to News & Food On 1.50


29 Aug

Card Payment to News & Food On 1.60


29 Aug

Card Purchase Apple.Com/Bill 0.99


Ireland On 27 Aug

Card Purchase Prime Foods and WI 1.09


On 27 Aug

Card Purchase Five Stars Local L On 1.30


26 Aug

Card Purchase Holiday Inn London 2.00


On 28 Aug

Card Purchase St Helens Supermar 2.20


On 27 Aug

Card Purchase Five Stars Local L On 2.49


26 Aug

Card Purchase Brasileiro On 27 Aug 3.80

Card Purchase Sumup *Pastel Bras 5.00


On 28 Aug

Card Purchase Co-Op Group Food 7.60


On 27 Aug

Card Purchase Tfl Travel CH On 26 8.45


Aug

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 6 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 13902218

Your transactions
Date Description Money out Money in Balance
30 Aug Card Purchase Tfl Travel CH On 27 9.00
Aug

Card Purchase Tfl Travel CH On 28 9.00


Aug

Card Purchase Ubr* Pending.Uber. 12.56


On 28 Aug

Card Purchase Tesco Stores 5599 12.65


On 28 Aug

Card Purchase Ubr* Pending.Uber. 13.76


On 28 Aug

Card Purchase Habitus Leisure LI 22.20


On 28 Aug

Card Purchase Sumup *Pastel Bras 24.00


On 28 Aug

Card Purchase Ubr* Pending.Uber. 32.02


On 29 Aug

Card Purchase Selfridges London 64.99


On 27 Aug

Bill Payment to Luis Sousa 90.00


Ref: ..

Bill Payment to Aires Neves 312.50


Ref: Rent Vitor

Received From de Menezes C 40.00


Ref: Trans

Received From de Menezes C 50.00


Ref: Deposito

Account Credit: Deposit at Barclays 200.00


6 10 Christchurch
Ref: 09.0027Auglkpob000

Account Credit: Deposit at Barclays 350.00 155.92


494 London Road
Ref: 15.4027Auglkpob000

31 Aug Card Payment to Holiday Inn 155.20 0.72


London On 29 Aug

05 Sep Card Payment to Onlyfans USD 4.32 3.87


On 03 Sep at VISA Exchange Rate
1.15 The Final GBP Amount
Includes A Non-Sterling Transaction
Fee of £ 0.11

Card Payment to Tfl Travel CH On 1.65


04 Sep

Card Purchase Morden 1.35


Supermarket On 04 Sep

Card Purchase Raj Store On 03 Sep 1.49

Card Purchase News & Food On 03 2.70


Sep

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 7
Sort code 20-10-53 • Account number 13902218

Your transactions
Date Description Money out Money in Balance
05 Sep Card Purchase Caffe Concerto On 11.54
03 Sep

Card Purchase Brazilian Centre On 11.92


04 Sep

Card Purchase Five Guys Oxford C 16.50


On 03 Sep

Card Purchase Selfridges London 28.99


On 03 Sep

Card Purchase WM Morrisons Store 29.62


On 04 Sep

Card Purchase Ted Baker On 03 Sep 35.00

Card Purchase Happy Bar and Gril 89.24


On 03 Sep

Bill Payment to Miss C de Menezes 80.00


Ref: DC

Bill Payment to Aires Neves 312.50


Ref: Rent Vitor

Received From de Menezes C 10.00


Ref: Trans

Received From de Menezes C 35.00


Ref: Deposito

Received From W Valadares Olivei 280.00


Ref: Relp

Received From de Menezes C 312.50 11.85


Ref: Emprestadoo

06 Sep Card Payment to Parentpay E-Com 44.00


R On 05 Sep

Card Purchase News & Food On 05 1.60


Sep

Card Purchase Co Op Group Food 1.95


On 05 Sep

Card Purchase Iceland On 05 Sep 2.35

Card Purchase Five Guys Clapham 5.50


On 05 Sep

Card Purchase Tfl Travel CH On 05 7.30


Sep

Bill Payment to Camilla Luiza de M 10.45


Ref: Oyster

Bill Payment to Paula DA Silva de 50.00


Ref: Vitor

Bill Payment to George McMillan 450.00


Ref: Loan Repayment

Received From de Menezes C 44.00


Ref: Emprestado

Received From W Valadares Olivei 600.00 82.70


Ref: Relp

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 8 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 13902218

Your transactions
Date Description Money out Money in Balance
07 Sep Card Payment to 11.98
Amazon.Co.UK*MQ693 On 06 Sep

Card Purchase Seven Eleven Foods 1.39


On 06 Sep

Card Purchase Transferwise Ltd On 6.21


06 Sep

Card Purchase Tfl Travel CH On 06 9.65


Sep

Card Purchase Ikea Ltd 144 Croyd 15.90 37.57


On 06 Sep

7 Sep End balance 37.57

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see


the next page for how to get in touch with us.

Credit interest rates


This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 9
Sort code 20-10-53 • Account number 13902218

How it works Get in touch


u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, TOTTENHAM COURT
including most individuals and businesses – are these are current at the time of printing the statement ROAD
covered by the scheme. We will issue the FSCS and may have changed during the statement period.
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show u Online banking help
in detail what is, and is not, covered by the FSCS, are gross annual rates. 0345 600 2323
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on Open 24/7 including holidays
statement. interest earned in excess of your Personal Savings
Allowance (with the exception of interest earned on u Lost and stolen cards
For further information about the compensation
ISAs, which continue to be free from UK tax for eligible 0800 400 100 (or +44
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer 2476 842 099 from
www.FSCS.org.uk.
to HMRC’s website
abroad)
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what Open 24/7 including holidays
The management of your tax affairs is your
costs and what doesn’t responsibility, including making any required Tell us straight away if:
declarations to HMRC. – you do not receive a
If you use your debit card in the UK Barclays will not
Barclays card you were
charge you for using your debit card in the UK when If you use your overdraft Facility expecting
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off – any of your cards are lost,
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your stolen or damaged
small number of ATM providers may charge a
account will reduce any balance in excess of your – you think someone else may
transaction fee but they should tell you about this
arranged overdraft facility first, and then your know your PIN.
on-screen before you commit to any transaction.
payments will go towards repayment of your
If you use your debit card abroad or make a debit overdraft. Call charges will apply
card payment in a foreign currency (either abroad or (please check with your
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with service provider). We may
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit monitor or record calls for
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our quality, security, and
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor training.
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call


0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 10 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Financial Services Compensation Scheme
Information Sheet
Basic information about the protection of your eligible deposits
Eligible deposits in Barclays Bank UK PLC are protected by: the Financial Services Compensation Scheme (“FSCS”) 1
Limit of protection: £85,000 per depositor per bank2
The following trading names are part of Barclays :
Barclays, Barclays Business Banking, Barclays Premier Banking
and Barclays Wealth Management
If you have more eligible deposits at the same bank: All your eligible deposits at the same bank are "aggregated"
and the total is subject to the limit of £85,000.
If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately. 3
Reimbursement period in case of bank’s failure: 10 working days. 4
Currency of reimbursement: Pound sterling (GBP, £)
To contact Barclays Bank UK PLC for enquiries relating Barclays Bank UK PLC
to your account: 1 Churchill Place
Canary Wharf
London
E14 5HP
To contact the FSCS for further information on Financial Services Compensation Scheme
compensation: 10th Floor Beaufort House
15 St. Botolph Street
London
EC3A 7QU
Tel: 0800 678 1100 or 020 7741 4100
email: ICT@fscs.org.uk
More information: www.fscs.org.uk

Additional information In some cases eligible deposits which are categorised as


“temporary high balances” are protected above £85,000
1
Scheme responsible for the protection of your for six months after the amount has been credited or
eligible deposit from the moment when such eligible deposits become
legally transferable. These are eligible deposits connected
Your eligible deposit is covered by a statutory Deposit with certain events including:
Guarantee Scheme. If insolvency of your bank, building
society or credit union should occur, your eligible (a) certain transactions relating to the depositor’s current
deposits would be repaid up to £85,000 by the Deposit or prospective only or main residence or dwelling;
Guarantee Scheme. (b) a death, or the depositor’s marriage or civil
2 partnership, divorce, retirement, dismissal, redundancy or
General limit of protection
invalidity;
If a covered deposit is unavailable because a bank,
(c) the payment to the depositor of insurance benefits or
building society or credit union is unable to meet its
compensation for criminal injuries or wrongful conviction.
financial obligations, depositors are repaid by a Deposit
Guarantee Scheme. This repayment covers at maximum More information can be obtained under www.fscs.org.uk
£85,000 per bank, building society or credit union. This
means that all eligible deposits at the same bank, building
3
society or credit union are added up in order to Limit of protection for joint accounts
determine the coverage level. If, for instance, a depositor In case of joint accounts, the limit of £85,000 applies to
holds a savings account with £80,000 and a current each depositor. However, eligible deposits in an account
account with £20,000, he or she will only be repaid to which two or more persons are entitled as members of
£85,000. a business partnership, association or grouping of a
similar nature, without legal personality, are aggregated
This method will also be applied if a bank, building society and treated as if made by a single depositor for the
or credit union operates under different trading names. purpose of calculating the limit of £85,000.
Barclays Bank UK PLC also trades under Barclays, Barclays
Business Banking, Barclays Premier Banking and Barclays
Wealth Management.
This means that all eligible deposits with one or more of
these trading names are in total covered up to £85,000.
4 If you have not been repaid within these deadlines, you
Reimbursement
The responsible Deposit Guarantee Scheme is the should contact the Deposit Guarantee Scheme since the
Financial Services Compensation Scheme, 10th Floor time to claim reimbursement may be barred after a
Beaufort House, 15 St Botolph Street, London EC3A 7QU, certain time limit. Further information can be obtained
Tel: 0800 678 1100 or 020 7741 4100, email: under www.fscs.org.uk
ICT@fscs.org.uk. It will repay your eligible deposits (up to Other important information
£85,000) within ten working days from 1 January 2021 to
In general, all retail depositors and businesses are covered
31 December 2023; and within seven working days from
by Deposit Guarantee Schemes. Exceptions for certain
1 January 2024 onwards, save where specific exceptions
deposits are stated on the website of the responsible
apply.
Deposit Guarantee Scheme. Your bank, building society
Where the FSCS cannot make the repayable amount or credit union will also inform you of any exclusions from
available within 7 working days, it will, from 1 June 2016 protection which may apply. If deposits are eligible, the
until 31 December 2023, ensure that you have access to bank, building society or credit union shall also confirm
an appropriate amount of your covered deposits to cover this on the statement of account.
the cost of living (in the case of a depositor which is an
individual) or to cover necessary business expenses or
operating costs (in the case of a depositor which is not an
individual or a large company) within 5 working days of a
request.

Financial Services Compensation Scheme


Exclusions List
A deposit is excluded from protection if: (5) It is a deposit which can only be proven by a financial
instrument2 unless it is a savings product which is
(1) The holder and any beneficial owner of the deposit
have never been identified in accordance with money evidenced by a certificate of deposit made out to a
laundering requirements. For further information, contact named person and which existed in the UK, Gibraltar or a
your bank, building society or credit union. Member State of the EU on 2 July 2014.
(2) The deposit arises out of transactions in connection (6) It is a deposit of a collective investment scheme
with which there has been a criminal conviction for which qualifies as a small company. 3
money laundering. (7) It is a deposit of an overseas financial services
(3) It is a deposit made by a depositor which is one of the institution which qualifies as a small company.4
following:
(8) It is a deposit of certain regulated firms (investment
• credit institution firms, insurances undertakings and reinsurances
• financial institution undertakings) which qualify as a small business or a small
company 5 refer to the FSCS for further information on
• investment firm
this category.
• insurance undertaking (9) It is not held by an establishment of a bank, building
• reinsurance undertaking society or credit union in the UK or, in cases of a bank or
building society incorporated in the UK, it is not held by an
• collective investment undertaking
establishment in Gibraltar.
• pension or retirement fund1
• public authority, other than a small local authority. For further information about exclusions, refer to the
(4) It is a deposit of a credit union to which the credit FSCS website at www.FSCS.org.uk
1
Deposits by personal pension schemes, stakeholder pension schemes and occupational
union itself is entitled. pension schemes of micro, small and medium sized enterprises are not excluded
2
As listed in Part I of Schedule 2 to the Financial Services and Markets Act 2000 (Regulated
Activities) Order 2001, read with Part 2 of that Schedule
3
Under the Companies Act 1985 or Companies Act 2006
4
See footnote 3
5
See footnote 3

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*Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or calling from abroad.
†Lines are open 8.30am-5.30pm Monday to Friday and Saturday 9am-2pm, except bank holidays. Calls to 03 numbers are charged at the
same rate as calls to 01 and 02 landlines and will count towards any inclusive minutes you have that cover calls to landline numbers. Call
charges may differ, please check with your local provider.
Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services
Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.

Item ref: 9914022_UK 01/21

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