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E-Mock Paper 03 : SBI Clerk Prelims
REASONING ABILITY
Directions (1-5): In each question below are given Two females sit in the middle of the sides and two at the
two/three statements followed by two conclusions corners. Meenakshi sits second to the left of Saurabh.
numbered I and II. You have to take the given statements Saurabh sits in the middle of one of the sides. Akshay sits
to be true even if they seem to be at variance with fourth to the right of his wife and his wife is not an
commonly known facts. Read all the conclusions and then immediate neighbour of Meenakshi and Saurabh. Monika
decide which of the given conclusions logically follows sits third to the right of her husband. Monika does not sit
from the given statements, disregarding commonly known at any of the corners. Only Maya sits between Monika and
facts. Give answer Rohan. Rohan is the husband of Meenakshi. Rohit is a male.
(a)if only conclusion I follows. 6. Which of the following is true with respect to the
(b)if only conclusion II follows. given seating arrangement?
(c)if either conclusion I or II follows. (a) No two males are immediate neighbours of each
(d)if neither conclusion I nor II follows. other
(e)if both conclusions I and II follow. (b) Saurabh and Rohan do not sit opposite to each
(1-2): other in the seating arrangement
Statements: No beggar is a poor. (c) Rohit and Maya are immediate neighbours of
Some rich are beggars.All classes are poors. each other
(d) Sonali is a male and sits diagonally opposite to
1. Conclusions: I. All rich being poors is a possibility.
Rohit
II. All beggars being classes is a possibility.
(e) Meenakshi sits in the centre of one of the sides of
2. Conclusions: I.Some poors are not rich. the square table
II. No class is a beggar.
7. Who amongst the following is Monika's husband?
3. Statements: Some Ram are Ravan. (a) Akshay (b) Rohan (c) Rohit
Some Meghnath are Kumbhkaran. (d) Sonali (e) cannot be determined
All Kumbhkaran are Ravan. 8. How many people sit between Monika and Akshay
Conclusions: when counted in anti-clockwise direction from
I. All Ram being Kumbhkaran is a possibility. Monika?
II. Some Ravan are not Meghnath is a possibility. (a) None (b) One (c) Two
4. Statements: All One are Two. (d) Three (e) Four
All Three are Four.Some Two are not four. 9. Who amongst the following is the wife of Akshay?
Conclusions: I. Some two are not three. (a) Maya (b) Sonali (c) Monika
II. No One is a Four. (d) Meenakshi (e) cannot be determined
5. Statements: No 90s are 80s. 10. What is the position of Rohit with respect to Akshay?
Some 90s are 40s.All 80s are 70s. (a) Immediate left
Conclusions: I. All 80s being 40s is a possibility. (b) Second to the left
II. Some 70s are not 90s. (c) Third to the right
(d) Immediate right
Directions (6-10): Study the following information
(e) Second to the right
carefully and answer the given questions :
Directions (11-15): Study the following information and
Meenakshi, Monika, Akshay, Maya, Rohit, Sonali, Saurabh answer the given questions.
and Rohan are sitting around a square table in such a way
that four of them sit at four corners of the square while four In a certain code language, 'Working Period is critical Time'
sit in the middle of each of the four sides. The ones who sit is written as 'su zo ti ra mo', 'Period effects person' is
at the four corners face the centre while those who sit in written as 'chi mo nic', 'Working person going down' is
the middle of the sides face outside. written as 'fa nic ti ye', 'hiked rates down growth' is written
as 'phi ye koo da' and 'critical rates' is written as 'su phi'.
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11. What is the code for 'Time'? 18. Which of the following combinations is definitely
(a) su (b) zo (c) ra true?
(d) Either zo or ra (e) None of these (a) Shahrukh–Teacher–Floor 1
(b) Varun–Lawyer–Floor 5
12. What does 'fa' stand for?
(c) Ranveer–Architect–Floor 2
(a) Working (b) down (c) person
(d) Arjun–Engineer–Floor 5
(d) going (e) Can't be determined
(e) None of these
13. Which of the following is the code for 'critical rates
effects growth'? 19. Which of the following combinations is definitely
(a) koo da phi chi false?
(b) phi su re chi (a) Tiger–Journalist–Floor 2
(c) ti da zo chi (b) Akshay–Doctor–Floor 6
(d) su phi chi pa (c) Ranveer–Architect–Floor 2
(e) None of these (d) Varun–Lawyer–Floor 3
(e) None of these
14. Which of the following is represented by the code 'mo
ye su phi'? 20. Who stays on floor 2?
(a) person is critical down (a) Engineer (b) Lawyer (c) Doctor
(b) Period effects down rates (d) Architect (e) Teacher
(c) critical Period down rates 21. In a row of boys facing north, Amit is 5th to the left of
(d) down person growth rates Ashok. Alok is 3rd to the right of Amit. Vilas is 3rd to the
(e) None of these left of Ashok. Which of the following describes the
15. Which of the following may be the code for 'world is position of Vilas?
overcome through critical Time'? (a) To the immediate right of Amit
(a) nic zo su ra mo pic (b) To the immediate left of Alok
(b) pic zo ra su vo bi (c) To the immediate right of Alok
(c) su pic ye zo ra fa (d) 3rd to the right of Amit
(d) ti ra su chi mo zo (e) None of the above
(e) None of these 22. What will come in place of question mark (?) in the
Directions (16-20): Study the following information following series?
carefully and answer the given questions. TG HU VI JW ?
(a) KY (b) KX (c) YK
Six persons-Tiger, Akshay, Shahrukh, Varun, Ranveer and (d) XK (e) None of these
Arjun—stay on different floors of a six-storey building
(ground floor is numbered as floor 1 and top floor is 23. If A is called 2 B is called 3 C is called 5 D is called '8'
numbered as floor 6). Each of them is in a different and so on, then what will be the numerical value of F?
profession, viz Doctor, Engineer, Lawyer, Architect, (a) 18 (b) 16 (c) 17
Journalist and Teacher. (d) 20 (e) None of these
Varun is a lawyer but stays neither on floor 2 nor on floor 24. In an exam A, B, C, D and E scored different marks. A
5. Akshay is neither an Architect nor a Journalist but stays scored more than only E, C scores less marks than
on floor 6. The Journalist doesn't stay below the floor of the only B.
Architect but stays below the floor of the Engineer. The Who got the third rank?
Teacher stays either on floor 1 or on floor 4. Ranveer (a) A (b) B (c) C
doesn't stay on an odd-numbered floor. Tiger, who stays on (d) D (e) E
floor 4, is either a Journalist or an Architect. Either 25. A, B, C, D, E & F are siting in a row facing North. A is
Shahrukh or Arjun is an Engineer. neighbour of B and D. E is neighbour of C and F. D is
16. If Arjun stays on floor 1, what is the profession of immediate left to C. How many members are there
Shahrukh? between A and E?
(a) Lawyer (b) Engineer (c) Teacher (a) Two (b) One (c) Three
(d) Architect (e) Can't be determined (d) Four (e) None of these
17. Who stays on floor 3? Directions (26-30): In these questions, relationship
(a) Engineer (b) Lawyer (c) Doctor between different elements is shown in the statements.
(d) Architect (e) Teacher These statements are followed by two conclusions
QUANTITATIVE APTITUDE
Directions (36-40): Find the approximate value of 41. A is 40% more efficient than B. If B takes 6 days more
question marks (?) in following questions than A to complete a work alone then in how many
36. 79.98% of ? = √249.98 × 44.04 + 40% of 8499 days ‘A’ alone can complete the whole work.
(a) 80 (b) 120 (c) 150 (a) 10 days (b) 15 days (c) 21 days
(d) 180 (e) 240 (d) 24 days (e) 12 days
593.93 2299
37. ? × 40.01 ÷ 24.02 × 27.05 = 114.94 × 263.98 42. Anurag and Roshan started a business with capital Rs.
(a) 1 (b) 2 (c) 3 12,000 and Rs. 14000. After 6-month Roshan
(d) 4 (e) 5 withdraws 25% of his investment. If the annual profit
of business was Rs. 9,700 then find the profit share of
38. 19.99% 𝑜𝑓 (40.01 × √? ) = (31.99)2 + (16.01)²
Anurag.
(a) 160 (b) 2560 (c) 16
(d) 25600 (e) 256 (a) Rs. 4,000 (b) Rs. 3,200 (c) Rs. 4,500
(d) Rs. 4,800 (e) Rs. 5,400
39. ? + 13.02 × 49.98 = 420.05 + 44.98% of 799 + 220.10
(a) 300 (b) 350 (c) 400 43. Ritika bought a mobile at Rs. 18,000 after two
(d) 450 (e) 250 successive discounts of 20% and 25%. Find the
3 marked price of mobile.
40. (? )2 = 255.98 × (2)7.99 ÷ (8)4.99 × 32.01 (a) Rs. 30,000 (b) Rs. 25,000 (c) Rs. 36,000
(a) 4 (b) 256 (c) 64
(d) Rs. 40,000 (e) Rs. 24,000
(d) 1024 (e) 16
ENGLISH LANGUAGE
Directions: (71-80): Read the following passage carefully welfare economics approach. The Neo-classical approach
and answer the questions given below it. Certain words are was developed by Pigou, Bentham, Sidwich, Edgeworth,
given in bold to help you locate them while answering and Marshal. It assumes that utility is cardinal and that
some of the questions. additional utils provide smaller and smaller increase in
utility (diminishing marginal utility). It further assumes
Welfare economics is branch of economics that uses
that all individuals have similar utility functions; therefore
microeconomic techniques to simultaneously determine
it is meaningful to compare one individual’s utility to
the allocation efficiency of a macro economy and the
another’s. Because of this assumption, it is possible to
income distribution consequences associated with it. It
construct a social welfare function simply by summing all
attempts to maximize the level of social welfare by
the individual utility functions.
examining the economic activities of the individuals that
comprise society. Welfare economics is concerned with The New welfare economics approach is based on the work
the welfare of individuals, as opposed to groups, of Pareto, Hicks, and Kaldor. It explicitly recognizes the
communities, or societies because it assumes that the differences between the efficiency part of the disciplines
individual is the basic unit of measurement. It also assumes and the distribution part and treats them differently.
that individuals are the best judges or their own welfare, Questions of efficiency are assessed with criteria such as
that people will prefer greater welfare to less welfare can Pareto efficiency and the Kaldor-Hicks compensation tests,
be adequately measured either in dollars (or some other while questions of income distribution are covered in
social welfare function specification. Further, efficiency
unit of currency) or as relative preference.
need not require cardinal measures of utility: ordinal
Social welfare refers to the overall utilitarian state of utility is adequate of this analysis. Most economics use
society. It is often defined as the summation of the welfare Pareto efficiency as their efficiency goal. According to this
of the entire individual in the society. Welfare can be measure of social welfare, a situation is optimal only if no
measured either cardinally in terms of dollars or “utils”, individuals can be made better off without making
or measured ordinally in terms of relative utility. The someone else worse off.
cardinal method is seldom used today because of This ideal state of affairs can only come about if four
aggregation problems that make the accuracy of the criteria are met. The first criterion is that the marginal
method doubtful. There are two sides to welfare rates of substitution in consumption must be identical for
economics: economic efficiency and income distribution. all consumers. The second one is that the marginal rate of
Economic efficiency is largely positive and deals with the transformation in production must be identical for all
“Size of the pie”. Income distribution is much more products. The Third one says that the marginal resource
normative and deals with “dividing up the pie”. cost must equal the marginal revenue product for all
production processes and the last one is that the marginal
There are two approaches that can be taken to welfare rates of substitution in consumption must be equal to the
economics: the Neo-classical approach and the new marginal rates of transformation in production.
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There are a number of conditions that, most economists (d) Economic efficiency indicates how the welfare
agree, may lead to inefficiency. They include: imperfect activities are spread across the income strata of
market structure (such as monopoly, monophony, a society
oligopoly, oligopsony, and monopolistic competition), (e) None of these
factor allocation inefficiencies, market failure and
74. The statement that is NOT relevant is case of Pareto
externalities, price discrimination, long run declining
efficiency is:
average costs, and certain types of taxes and tariffs.
(a) In case there is no change in the number of
To determine whether an activity is moving the economy people who benefit from an activity then it is said
towards Pareto efficiency two compensation tests have to be optimal.
been developed. Any change usually makes some people (b) Kaldor criterion test and the Hicks criterion test
better off while making others worse off, so these tests ask determine if an activity results in the situation of
what would happen if the winners were to compensate the winners and losers.
losers. Using the Kaldor criterion, an activity will (c) It is that level of efficiency where, no one is
contribute to Pareto optimality if the maximum amount the negatively affected in the process of bettering
gainers are prepared to pay is greater than the minimum another individual.
amount that the losers are prepared to accept. Under the (d) It is a measure of social welfare as considered
Hicks Criterion, an activity will contribute to Pareto ideal by most economists.
optimality if the maximum amount the losers are prepared (e) None of these
to offer to the gainers in the order to prevent the change is
75. Which of the following options is not a criteria to
less than the minimum amount the gainers are prepared to
ensure an ‘ideal state of affairs’?
accept as a bribe to forgo the change. The Hicks
(a) Marginal rates of substitution in consumption
compensation test is from the losers’ point of view, while
must be identical for all consumers.
the Kaldor compensation test is from the gainers point of
(b) The marginal rate of transformation in
view. If both conditions are satisfied, both gainers and
production must be identical for all products
losers will agree that the proposed activity will move the
(c) The marginal resource cost must equal the
economy toward Pareto Optimality. This is referred to as
marginal revenue product for all production
Kalor-Hicks efficiency or the Scitovsky criterion.
processes
71. In the Neo-classical approach to welfare economics, (d) Marginal rates of substitution in consumption
the hypothesis that helps derive a social welfare must be equal to the marginal rates of
function is that: transformation
(a) All individuals have similar utility functions. (e) Marginal rates of substitution in consumption
(b) There is no difference in the consumption must be equal to marginal revenue.
pattern of any two individuals.
Directions (76-78): Choose the word/group of words
(c) The satisfaction derived from each additional
which is MOST SIMILAR in meaning to the word/group of
utility decreases.
words printed in bold as used in the passage.
(d) No two individuals have similar levels of
satisfaction. 76. CARDINALLY
(e) There exist different levels of satisfaction (a) By heart (b) Prominently (c) Perfectly
(d) Obscurely (e) Totally
72. In the field of welfare economics, the focus is on:
(a) The common man. 77. CONCERNED
(b) An individual (a) Be about (b) Unperturbed (c) Collected
(c) The society. (d) Cool (e) Inattentive
(d) Income distribution patterns. 78. OLIGOPOLY
(e) A combination of things
(a) Distribution (b) Scattering (c) Sharing
73. The Statement that is NOT TRUE as per the passage (d) Holding (e) Possession
is:
Directions (79- 80): Choose the word/group of words
(a) Man is assumed to be rational in the field of
which is MOST OPPOSITE in meaning of the word/group of
welfare economics. words printed in bold as used in the passage.
(b) Welfare is mostly measured by the ordinal
79. BETTER OFF
method now.
(a) Flourishing (b) Thriving (c) Stocked
(c) The scope of welfare economics includes both (d) Fortunate (e) Undesirable
macro and micro economics.
Solutions
REASONING ABILITY
5. (e);
2. (b);
Directions (6-10):
3. (e);
22. (d);
6. (e); 7. (c); 8. (c);
23. (c); A = 2, B = 3, C = 5, D = 8, E = 12, F = 17
9. (a); 10. (e);
24. (d);
Directions (11-15):
25. (a);
Period →mo
working→ti
Critical→su D and C are sitting A and E.
Time/is → zo / ra Directions (26-30):
person →nic
26. (b); I. D > B ≤ A (False)
down →ye
II. E ≥ D > B = C(True)
going→ fa
hiked/growth→ koo/da 27. (e); I. L > U > Z (True)
effect → chi II. K ≤ U < R(True)
rates → phi 28. (a); I. J = P ≥ R > I(True)
II. Y < J = P ≥ R(false)
11. (d); 12. (d); 13. (e);
29. (d); I. T < K > M = N(False)
14. (c); 15. (b); II. V ≥ K > M > S(False)
Directions (16-20): 30. (a); I. F ≤ X ≤ E (True)
Floor Person Profession II. R < X ≥ F (False)
6 Akshay Doctor Directions (31-35):
5 Shahrukh/Arjun Engineer
4 Tiger Journalist
3 Varun Lawyer
2 Ranveer Architect
1 Arjun/Shahrukh Teacher
16. (b); 17. (b); 18. (c); 31. (d); 32. (b); 33. (b);
19. (a); 20. (d); 34. (c); 35. (b);
QUANTITATIVE APTITUDE
1
36. (c); 79.98% of ? = √249.98 × 44.04 + 40% of 8499 ⇒ √? ≃ 8 × 1280 ≃ 160
80% 𝑜𝑓 ? ≃ √250 × 44 +
40×8500 ⇒ ? = (160)² = 25600
100
80
⇒ × ? ≃ √11000 + 3400 39. (b); ? + 13.02 × 49.98
100 44.98
⇒? ≃ √14400 ×
10
⇒ ? ≃ 120 ×
10
= 150 = 420.05 + 100 × 799 + 220.10
8 8 45
593.93 2299
⇒ ? +13 × 50 ≃ 420 + 100 × 800 + 220
37. (a); ? × 40.01 ÷ 24.02 × 27.05 = 114.94 × 263.98 ⇒ ? +650 ≃ 420 + 360 + 220
40 594 2300 ⇒ ? = 1000 − 650 = 350
⇒ ?× 24 × 27 ≃ 115 × 264
3
⇒ ? × 45 ≃ 45 ⇒ ? = 1 40. (e); (? )2 = 255.98 × (2)7.99 ÷ (8)4.99 × 32.01
3
38. (d); 19.99% 𝑜𝑓 (40.01 × √? ) = (31.99)2 + (16.01)² ⇒ (? )2 ≃ 256 × (2)8 ÷ (8)5 × 32
3
20 28 ×28
⇒ 100 × 40 × √? ≃ 322 + 16² ⇒ (? )2 ≃ × 25
215
1 3 2
⇒ √? ≃ × (1024 + 256) ⇒ (? ) =
2 (2)6 = 64 ⇒ ? = (64)3 = 16
8
640+460+1050+1230 28 100
62. (c); Required average = = 845 68. (c); ? = 100 × 150 + 900 × 333
4
13
= 42 + 37 = 79
63. (e); Girls in school D = × 1050 = 390
35
3
69. (b); ? = 1009.08
Girls in school A = 8 × 640 = 240 2 108 21 27
390–240 70. (d); ? = 31 + × × × = 31 + 3 = 34
Required percentage = 240
× 100 = 62.5% 3 9 36 42
ENGLISH LANGUAGE
71. (a); It is given in the third paragraph that “It further 79. (e); ‘BETTER OFF’ means ‘in a more desirable or
assumes that all individuals have similar utility advantageous position, especially in financial
functions”. Hence, (a) is the correct option. terms’. Hence ‘Undesirable’ is the word which is
most opposite in meaning to it.
72. (b); Refer the first paragraph of the passage, whole
80. (c); ‘EFFICIENCY’ means ‘an action designed to
paragraph deals with the Individuals.
achieve efficiency’. Hence ‘Incompetence’ is the
73. (e); All the given statements are true in the context word which is most opposite in meaning to it.
of the passage. 81. (c); Only Phrase (C) is correct.
Phrase (A): Change ‘if Rajeshwari would have’
74. (b); Refer the last paragraph of the passage. Hence
into ‘If Rajeshwari had’.
option (b) is not relevant in case of Pareto Phrase (B): ‘come’ is the correct use in place of
efficiency. ‘came’ as ‘If + Subject + had + V3, Subject +
would/ could + have + V3’ is used.
75. (e); Rest of the options are explicitly given in the fifth
Phrase (D): Replace ‘a’ with ‘the’ as article ‘the’ is
paragraph.
used for some definite countable or uncountable
76. (b); ‘CARDINALLY’ means ‘of great importance’. noun.
Hence ‘Prominently’ is the word which is most 82. (a); Only Phrase (A) is correct.
similar in meaning to it. Phrase (B): ‘bade’ takes ‘plain infinitive’ (V1)
after it and not ‘infinitive’ (to + infinitive). So,
77. (a); ‘CONCERNED’ means ‘relate to; be about’. Hence
change ‘to submit’ into ‘submit’.
‘Be about’ is the word which is most similar in
Phrase (C): ‘documents’ will be used in place of
meaning to it.
‘document’ as ‘all’ used in the sentence suggests
78. (d); OLIGOPOLY means something held, owned the plural form.
exclusively. Hence ‘holding’ is the word most Phrase (D): Replace ‘leave’ with ‘left’ as the
sentence is in past tense ‘bade’.
similar in meaning.