SCRIPT ED 110 - FINANCIAL LITERACY Ang ating guest ngayong araw ay one of the most

prominent businessmen of all time. Siya raw ay

THE THREE SISTERS AND A FINANCIAL kamakailan lamang na naging financial adviser.
ADVISER Nais niyang makatulong sa mga nasasawi,
pagdating sa pera.
CHARACTERS
● Host - Lennie Ladies and Gentlemen let us welcome, the star of
● Mr. Fin - David success and the highest rising businessman of all
● Cred - Princess K. time. Mr. Fin Hans V. Cial.
● Bumbay - Valer
● Edith - Kweenie Mr. Fin: Magandang Umaga mga ka-mima! Thank
● Brow - David you for inviting me on your virtual talk show. I am
● Lon - Haziel glad to be one of your guests.
● Boy - Gina
● Goodie - Nikol Host: Wow Mr. Fin! Nakakastar struck ka naman.
● Savy- Lennie Imagine, one of the most successful businessmen,
● Inka - Shiela ay isa nang financial advisor. If I may ask lang ano,
● Fin- Kenneth What do you mean ba, on being financially literate?
● Bestie - Kweenie
Mr. Fin: You know, business will not grow if you
Siblings: don't know how to strategize. At kapag hindi nag-
● Lon - Haziel grow ang business, it means that money will not
● Inka - Shiela move around. In terms of business and finance,
● Bestie - Kweenie one should be financial literate. And ofcourse
● Nanay - Valerry financial literacy according to the National
Endowment for Financial Education is the ability to
(Teaser) read, analyze, manage, and communicate about
Voiceover: Star cinema proudly celebrates its 20th the personal financial conditions that affect material
Anniversary. With the star studed family rec that well-being.
will touch your hearts.
Host: Speaking of financial literacy, does it mean
Voiceover: Sister No. 1, si Lon. Ang mahilig na dapat magaling kang maghawak ng pera?
mangutang kahit walang pambayad. Utang pa
more. Mr. Fin: Like what Hastings said, being financially
literate is not only about knowing how to handle
Lon: (palabas sa pinto) Oh my God, I am so smart! money. It also includes the knowledge of financial
products, knowledge of financial concepts,
Voiceover: Sister No. 2, si Savy. Gastos queen na knowledge of mathematical and numeracy
parang walang bukas. concepts for effective business decision, and
ofcourse, knowledge of financial planning.
Savy: I love my life, woooooh!
Host: Wow I thought na napakasimple lang ng
Voiceover: Sister No. 3, si Bestie. Ang mahili financial world. Meron pa palang mga dapat mong
makipag meet up, finding her forever but scam ang alam bukod sa pera.
nahanap.
Mr. Fin: Oo naman. Kaya nga kahit mga students
Bestie: True love my ass! ay dapat ding maging financial literate. Financial
Literacy in education, prepares the student to be
SCENE 1: RADIO TELEVISION well equipped with knowledge. Bata pa lamang
dapat alam na nila ang mga basic terms such as
*Radio Effect* saving, earning, giving, balancing, and investing.
*Intro song(flash report)* Actually, I remember the Republic Act 10922 or the
Economic and Financial Literacy Act. It mandates
Host: Hello and welcome to DZED 110. I am you dj DepEd to ensure that economic and financial
mima for today’s segment. Naranasan niyo na bang education becomes part of formal learning. That is
maloko? Naranasan niyo na bang maniwala sa why now, even students who don’t have financial-
hindi naman totoo? E yung magbigay ng sobra related courses can still study financial literacy.
sobra pero sa huli wala ka rin namang mapapala.
Pwes! Tamang tama ka ng pinuntahang istasyon. Host: Oh I see Mr. Fin. Saludo ako sa mga
Ito ang pambansang marites na programa ng nalalaman mo. At alam kong pag nalaman mamaya
pilipinas, “Gandang Gabi Mima” ng mga nakikinig sa ating istasyon ang ating
palabas, tiyak na mgiging mas maliwanag pa ang
lahat sa financial literacy. If I may share lang ano, I
remember attending a business management
seminar and having a take-away lesson about the
benefits of literacy. If you are financial literate, it will
truly affect your life quality. Kapag may alam ka
paghawak at pagmamanage ng finances mo,
matutuwa sayo ang pera at mas lalo itong dadaloy
sayo. Financial literacy enables people to
understand and apply knowledge and skills to a
achieve a lifestyle that is financially balanced,
sustainable, ethical, and responsible. Financial
literacy will also help you to become a good
decision-maker and a responsible individual when
balancing your finances.
Mr. Fin: Wow Ms. Mima tama lahat ng sinabi mo!
Kaya nga dapat bata pa lang maintindihan na ng
mga tao ang kahalagahan ng pagiging financial
literate.
Host: Syempre naman Mr. Fin. Ako pa ba charoot.
Okay siguro ito ang oras para iannounce natin ang
ating special segment. To all our listeners and
viewers, Mr. Fin Hans Cial will be entertaining three
lucky listeners and viewers within our area. Kung
may problema kayo sa business, sa pera, mga na-
scam, nahihirapan mag balance ng pera, ito na ang
sagot niyo. Mr. Fin will answer and help you to be a
better handler of money for free! Itext lang ang
inyong chosen name sa 1433 upang mapili.
*Ipapakita yung mga grid na maraming naglalakad
at nakikinig/nagtetetext* *ihihighlight yung 3
sisters*
We’ll be right back after a few seconds.
*Commercial*
*Back to the show*
Host: Welcome back to the Mima Show! And we
already have our Lucky names for the segment.
First one is @Mimasaur_Lon
Second is @Mimasavy and our last lucky winner is
@mimabestie. You can now proceed here in our
station for your consultation and sharing of your
financial experiences.
—-----------------END SCENE 1 —-----------
SCENE 2: Radio Station
[Setting: Can be an office like or room]
[Props: 4 chairs, table, folder na may print ng pru
life UK and logo pandikit sa wall]
*Sabay sabay papasok ang magkakapatid at
magkakagulatan sila*
Lon: What is the meaning of this?
Bestie: Anong ginagawa niyo rito? May mga utang
kayo no?
Savy: So bakit parang kasalanan ko?!
*Mag-aaway away na ang sisters*
Savy: Hindi niyo ba ginagamit mga utak niyo?
Hindi ba kayo nag-isip? My god!!
Bestie: Gets ko na, palpak nga e!
Lon: Nag New York ka lang ang yabang yabang
mo na! (halos sugudin na si Savy)
Savy: So, this is all about me now?!
Lon: Hindi, ang yabang mo e!! *sigawan kineme*
*Lalabas si Mr. Fin*
Mr. Fin: What’s happening ladies? Bakit kayo
nagkakagulo?
Lon: Ito po kasing mga kapatid ko baka kung ano
lang ang ginawa sa pera.
Savy: Look who’s talking
Bestie: Ano ba kayo? Tama na nakakahiya kay Mr.
Fin
Mr. Fin: Okay ladies you can calm down now. Kaya
tayo narito upang matulungan ko kayo sa inyong
mga financial problems. But that doesn’t mean na
bibigyan ko kayo ng pera. Tutulungan ko kayo para
mas maging financial literate especially in the
different situations here in the Philippines so let’s
go inside.
—-----------Papasok sa Loob—----------------
Mr. Fin: So hello to our listeners, I am Mr. Fin Hans
Cial and I will take over this segment to assist the
financial -related experiences of our 3 lucky
winners. Consent to broadcast their experiences is
given by the winners, themselves. So if I may ask
the first client. What is your concern?
Lon: (Problemado ang mukha) Mr. Fin
namomroblema po kasi ako sa mga naging utang
ko. Hindi ko po namamalayan na mas lalo lang po
akong nalubog sa utang hindi ko po maintindihan
kung saan ako ulit magsisimula. Ganito po kasi yon
—-----------------FLASHBACK—-------------------
SCENE 3: LON’S CREDIT
[Setting: Typical tindahan ]
[Props: Gitara, tambrourine na pang bata,
softdrinks na nasa plastic, chichirya ]
[Suot: <Bumbay - tela sa ulo at long dress >
<Tambay - pambahay o kahit anong
damit basta simple lang that will look like tambay >
SINGERS: Istambay, istambay sa looban.
May bagong isyung pag-uusapan.
May bumbay napadpad sa
tambayan.
 At doon nauso ang…
(Aalis at maghihiwa hiwalay na yung mga nakanta.
Mabibigyan na ng spot yung bumbay at mga
tambay)
Cred: Utangan? Utangan ka ng bayan?
Bumbay: Hindi lang ng bayan, kundi ng buong
bansa. <w/ pagkamayabang na manner> Marami
ka kasing makikitang kagaya ko e. Lahat
tinutulungan namin, lalo na yung mga
nangangailangan.
Edith: Talaga? Ano yung mga pinapautang mo?
Bumbay: Kahit ano. May mga gamit, may mga
pera. In short, credit, get now and pay later!
Cred: Mga pera??
[everyone: nagsimulang magingay ang lahat at
nagtawag ng iba pang mga marites]
(Papasok ulit yung mga nakanta)
SINGERS: At dun na nagkagulo ang barangay
Lahat ay lumapit na kay bumbay
Inutang pati gamit sa bahay
May iPhone pati ang mga….
(Titigil ang pagkanta)
Brow: tambay? Uy tambay ka lang diba? Wala ka
nmang trabaho, bakit kumuha ka ng iPhone?
Lon: Bakit? Wala na bang karapatan magtiktok ang
mga tambay ngayon? Aba ey wag mo sabihing
maganda/pogi ka at sa panlalait mo na yan e
sayang.
Brow: Hindi naman yun e. Paano mo kasi
babayaran yan?
(papasok ang bumbay sa usapan..)
Bumbay: Excuse me, excuse me! Pare! Enjoy ka
ba diyan sa iPhone mo? Oh nasaan na yung unang
hulog mo ngayon? Alam mo ba na ang mga credit
ay kadalasang nagkakaroon ng financial charge at
ito ay nataas kapag hindi ka nakakabayad sa
tinakdang araw?
Lon: Naku, next time na lang ako magbabayad
kapos pa ako
Bumbay: Kapos?!
Lon: Sa susunod na linggo, babayaran na kita.
Pangako yan!
Bumbay: (felt disappointed pero biglang nakaisip
ng bright idea) Sige! Pero may interest na yun!
Lon: No problem! (w/mayabang na manner)
—-------------END OF FLASHBACK—-----------------
Lon: At ayon na nga po sir, nakabayad naman po
ako ng utang kaya lang po palagi pa rin akong
natetemp na umutang at magloan ng magloan.
Gusto ko pong maliwanagan sa ganitong bagay.
Mr. Fin: I see. Here in the Philippines credit is used
a lot, especially those in average classes. Credit is
the ability to borrow money or resources with the
understanding that you will pay later. In tagalog,
utang. Poverty and lack of literacy is one of the
reasons why people tend to do credits. It is like a
chain for some, especially you. Uutang ka kasi wala
kang pera pero ang ibabayad mo sa utang na iyon
ay iuutang mo ulit. Walang katapusang utang.
Temporary help lamang ang naibibigay ng credit
kaya hindi tayo dapat dumepende diyan sa
pagtagal. Most of the people naman use credit
card. Credit Cards use interest wherein ang interest
ay charge or payment mo sa pagborrow ng money.
So kapag hindi ka nakakabayad sa deadline ng
dapat mong bayaran, mas nataas ang interest rate.
To show you a viewpoint, as per standard and
poor’s ratings services survey last year, only 25%
of Filipinos are financially literate. This means that
about 75 million Filipinos have no idea about
inflation, risk, insurance, interest, and bank savings.
So to sum it all for you, hindi naman masama ang
pag-utang o kaya ang paggamit ng credit lalo na
kapag incase ng emergency pero kapag ito ay
naulit ng naulit ito na ang masama. That is why
being financially literate is important para alam mo
kung paano ihahandle ang paggamit ng credit.
Lon: Thank you so much Mr. Fin! Sana magkaroon
pa po ng chance na makapagconsult ako sayo.
Mr. Fin: Anytime Ms. Lon. So for our next client,
Ms. Savy, what can i help?
Savy: Sir I just need an advice po. I’m the kind of
person po kasi na magastos at madaling maakit sa
mga bagay. In short magastos po ako. Sinabihan
po ako ng friend ko na si Inca about Savings so
lumapit po ako sa inyo para po mas maliwanagan
ako about the earning income, savings, and buying
goods and services. Ganito po kasi yon.
—---------------FLASHBACK—----------------------
SCENE 4: Balitang Ina (Buying goods and
service, Earning Income, and Saving)
[Setting: Laurel Park pag hindi naulan. Pag
umulan, any room kahit sa bahay na
pinakamalapit.]
[Props: script, balitang-ina card, sabon na pwdeng
dikitan ng glutang ina logo, glutang ina logo printed,
cellphones]
[Suot: <Boy and Goodie - coat, pants >
<Inca - Simpleng suot lang>
<Savy - Medyo material girl, maraming
jewelries,shoulder bag dikitan na lang ng logo ng
LV na malaki hahaha >
Opening: Sa panahon ngayon, iba na ang inang
may alam! Narito ang good news na tiyak na
makakatulong sa mga ilaw ng tahanan! Sabay
sabay nating isigaw ang….. BALITANG INA!
Boy: Good evening, mima Goodie!
Goodie: Good evening too, mima boy! at sa lahat
ng mga inang nanonood ngayon. And welcome sa
ating show na tungkol sa mga fluorescent ng
tahanan. Ang…~~ balitang ina~~
Boy: Hay nako mima Goodie, for sure matutuwa
ang ating mga mima sa balitang inang good news
natin ngayon. Lalo na sa mga mima na gustong
magpaputi.
Goodie: kaya naman mga mimas, make sure na
makikinig kayong mabuti. Mga mima, aminin
naman natin, for example, we’re walking with our
husbands and they look on those flawless and sexy
girls. Maputi ang legs, makinis ang balat,, hay! I am
sure nakaka insecure yan.
Boy: Oo nga. But worry no more. We have a
solution to your problem. If you try our balitang
inang produkto, your husband will probably look at
you forever! Let’s see the product mima Goodie!
Goodie: (kinuha ang sabon) Ito ang… Glutatayong
ina (gluthathione) or in short, Glutang ina!!! Mga
mima, use this soap and in just 5 days, you will see
the result mima. Puting ina ka na mimaaa. Kitang
kita niyo naman, puting ina na si mima Boy!
Boy: Talaga namang epektibong epektibo at
napakamura pa. Hindi niyo kailangang gumastos
nang malaki. So what are you waiting for? Once
you get your salary, grab you balitang inang soap,
ang glutang ina!
—-----END NG BALITANG INA at may magkumare
na nagvideo call kung bibili na sila o hindi–
Inca: Wow mukhang maganda tong sabon na ito
ah, tawagan ko nga si kumars. Hello Marsi Savy!
Savy: Hello Inca! Bakita ka napatawag?
Inca: Mars! Napanaood mo ba yung yung new
product ng balitang ina? it looks effective, what do
you think? Bibili ba ako o hindi?
Savy: Aba, mare mukhang andami mo yatang
pera? Hindi ka ba nagwa ng savings from your
income?
Inca: Minsan lang naman ito mare saka
makakapagsave pa naman ako next income ko.
Why don’t you try it, kaya? Masyado mong tinitipid
ang sarili mo, Baka amagin na pera kung iipunin
mo lang ng iipunin.
Savy: You know mars, there is only one thing that
is running on my mind when it comes to money.
Our work is not forever. It is only temporary and we
don’t know na baka mamaya mawawalan na pala
tayo ng work diba kaya for me, it is better to save
and secure, for future purposes lalo na sa
emergency no! Mahalaga na alam natin kung
paano ibabalance ang income na na-eearn natin.
Lalo na at hindi naman gaano kataas ang income
dito sa Pilipinas.
Inca: Haynako mare, for me naman yun na nga e.
Hindi lahat temporary and you only live once kaya
sulitin na natin. Hindi na nga ganoon kalaki ang
income nababawasan pa ng tax!
Savy: Oo nga mare. Earning income comes with
the payment of tax. The Bureau of Internal
Revenue depends our percentage tax on our
salary. Pag pataas na pataas ang nakukuha nating
income nataas din ang binabayaran nating salary.
Kaya nga dapat magtipid tayo ngayon dahil
nagkakaroon din tayo ng inflation sa ating mga
bilihin.
Inca: Yes and maswerte pa rin tayo kasi may
overtime pay tayo. Even though nakakapagod at
minsan lagpas na working hours natin nabibigyan
pa rin tayo ng overtime pay. Btw mars, saan mo ba
inilalagay ang income mo? Ang tipid tipid mo baka
mamaya may jowa ka na pala tapos dun mo lang
binibigay ha!
Savy: Ano ka ba mars! Kaya nga mahalaga ang
may work para maging independent tayo and
makapagprovide sa sarili natin. Syempre inilalagay
ko ang salary ko sa needs like utility bills, foods,
groceries, and emergency bills. Then I always tell
my self na there are different branches where I can
save money. There are bank accounts, I can also
save my money on my own piggy banks. Try mo rin
kaya!
Inca: Nagtatry naman ako mars kaya lang
nakakaakit talaga bumili lalo na ng mga products
and services. I am a YOLO person. Kaya
nakapagdecide na ako noh! Bibili ako ng balitang-
inang soap product.
Savy: Haynako mars! Desisyon mo yan ha. Sige
na chichikahin ko muna si meshart at carlota bye!
—-------------END OF FLASHBACK—-------------
Mr. Fin: Wow Savy, you’re lucky to have a
bestfriend na ganyan ang mindset. And I can say
na malaki ang point na natumbok niya. First of all,
where does our money come from? Ofcourse it is
based on our work. The better the work, the higher
the income. But here in the philippines, wala na sa
trabaho yan. Basta madiskarte ka, madaling
magpapaikot-ikot sayo ang pera. Like for example
yung mga nagoonline business then after long
months of hardwork nagkakaroon na sila ng sariling
bahay, kotse, at ari-arian. Income comes into three
types,
● Earned Income - money received
from working such as wages, bonus,
commissions, etc.
● Unearned Income - money received
from not working such as prrizes,
lottery, winning, savings, etc.
● Benefits - forms of pay other than
salary or wages such as health
insurance, life insurance, and etc.
Savy: Earned Income lamang po sa ngayon ang
nakukuha ko Mr. Fin. Hindi po ganoon kalaki dito
ang income sa Pilipinas plus may tax pa. I know
that Taxes are the primary source of revenue for
our government. Ginagamit ito upang maipagawa o
mas lalong madevelop ang mga infrastracture at
nagagamit din sa welfare programs. Kaya tiyaga at
diskarte na lang po talaga ang katapat.
Mr. Fin: Yes, you’re right. When it comes to buying
goods and services naman and also saving. They
are somewhat related. When buying goods and
services, dapat natin imeasure and needs vs.
wants.
(Explain mo kung anong importance at pinagkaiba
ng needs at wants pati na rin ng fixed vs, variable
expenses).
*Add additional info: two types of spending. Ikaw na
bahala dito david.
Also, we have to understand the concept behind
inflation and scarcity. The rate of the product and
money increases over a given period of time. Ito
ang dahilan kung bakit tumataas ang bilihin
ngayon.
Moreover, we really need to save. Kapag naipattern
natin ang needs at wants natin. Yung para sa mga
wants natin na sa tingin naman natin hindi natin
kailangan, that can be move into our savings.
There are many ways to secure your savings. First
one is personal savings. Pwedeng ito ay nasa
piggy banks, envelopes o iba pang klase ng
alkansya na ikaw ang nakahawak. Second one is
bank savings. Dito kadalasang tinatago ang
malaking pera at mga ipon na para sa settlement
like pagpapagawa ng bahay, pagbili ng lupa, o iba
pa. Third example is the paluwagan. It is an
informal group savings and lending system. One tip
is that you should always save money for
emergency purposes. That’s the most important of
all.
Savy: Oh thank you for the enlightenment Mr. Fin!
Although I do know something about saving kasi
from our meeting last time it was discussed by our
chairman that the World Bank studied in 2014 that
an estimated 20 million Filipinos saved money but
only half of them had bank accounts. Also, more
than 80 percent of the working middle class have
no formal financial plan. That is why I am very glad
to meet a person like you sir na Businessman na
nga, financial literate pa.
Mr. Fin: It is a sad reality na marami ang gustong
pumasok ang business kasi para sa kanila madali
lamang ito pero ang hindi nila alam, kapag hindi ka
financially literate, hindi magiging ayos ang
kalalabasan ng tinatahak mo. Thank you for your
sharing Ms. Savy, and finally for our last winner,
Ms. Bestie
Ms. Bestie: Hello to our listeners po, I am Bestie
and here is my problem po.
—---------FLASHBACK—--------------------------
SCENE 5: SCAMMER - (Financial Investing,
Protecting and Ensuring)
[Setting: Bahay & Laurel Park kung di naulan. Pag
umulan, pwede na rin, kdrama vibes yarn
hahahaha]
[Props: Screen recorded chat sa omegle, screen
recorded chat sa tg, cellphones, glutang-ina soaps,
fake money or cheque na lang printed, logo ng
starbucks printed pero scambucks nakalagay
hahaha, cups ng kape kahit tasa sa bahay pala
shede dalhin dikitan na lang ng logo]
[Suot: <Fin - pambahay, at medyo formal for date
like long sleeves or may coat>
<Bestie - pambahay, at medyo formal for
date like long sleeves din or may coat>
***May babaeng nakakilala ng lalaki sa dating site.
We will use omegle na screen recorded para
mapakita how they met. Si lalaki upon meet up e
scammer pala, nag introduce si lalakil ng parang
katulad ng mga frontrow tas si babae kasi nga
inlove kay boy ay nagtiwala agad. naginvest agad
ng pera tapos sabi ni girl next meet up daw niya
ipapakilala siya sa manager and pede na daw sya
makakuha ng first income nya kaso lang hindi na
muling nagparamdam si boy.”
OMEGLE CHAT (screen recorded tapos ipaflash
na lang sa edit. Nakahiga lang si Fin at Bestie
rito or pwede rin na nakaupo sa study table like
taking a break lang)
Fin: Hi! ASL?
Bestie: Hello, f24 Scar City. Hbu?
Fin: M25, Frauds City. Why are you here?
Bestie: I’m just bored and I need someone to talk
to. Hbu?
Fin: Same hehe. Taken?
Bestie: Single…
Bestie: and ready to mingle hihihi
Fin: ay hahahaha. I’m ready to mingle too. Tayo na
lang. Can I get your phone number so that I can
call you?
Bestie: Sure. 09123456789
(focus muna ay bestie ang camera. Kinakabahan si
bestie, di mapakali at aligaga sa cellphone baa
tumawag na si Fin.)
(Besties’s phone rings…. Sound effect ng ringtone
ng iphone)
Bestie: Omg Lord, ambilis niyo naman po
sumagot. This is it pancit!
(<Mahika by Adie on the background playing,
instrumental muna>)
Bestie: Hello.. Who’s this?
Fin: I’m Fin, the man you talked to on omegle.
(<Mahika by Adie on the backround higher volume
playing starting from: Ibon sa paligid umaawit - awit
until napagtanto na gusto kita..>)
(muted na sina bestie and fin dito while magka-call.
Act na lang na kinikilig ilig ganon while talking pero
sa tunay e i-mute yon sa editing.)
On CHAT (Screen recorded overlap na lang ulit sa
video na kunware magkachat sila bestie at fin)
Fin: E pwede ka ba mamayang 3 pm? Pupunta
kasi ako diyan sa mall, sa may Scar City. Baka
pwede tayo magkita hehe. (plain face reaction
while typing)
Bestie: sure :) 3 PM, Scambucks at Scar City :>
(cut, transition na)
MEET UP NA…
(tatawag si Fin kay Bestie..)
Fin: Hello! Asan ka na? I’m here na.
Bestie: (Nakatalikod while taking on the phone) I’m
here too, I’m wearing a coat. Where are you ba?
(lingon lingon pero nakatalikod pa rin)
Fin: Ah! Nakikita na kita, nasa likod mo ako.
<<Background song playing Mahika ni Adie starting
from giliw, di mapigil ang bugso ng damdamin ko>>
(HUmarap si bestie slow motion, ngingiti)
(tulala si Fin, ngingiti rin habang binaba ang phone)
(kumaway si bestie, naglakad papalapit kay Fin
and slow mo yon)
Bestie: Hi! I am bestie! (offering shake hands)
Fin: Hello! Iam Fin, nice to meet you too.
(nagshake hands /// slow mo (2:26 to 2:45 mahika
ni adie, then lower the volume after)
(naupo na sa table kineme na may foods)
Fin: Bestie, di na ako magpapaligoy ligoy pa. Are
you willing to commit?
Bestie: Enebe, oo naman basta ikaw.
Fin: Great! Open minded ka ba sa business?
Bestie: huh? (with disapoointed and nagtataka
face but ended up saying…) yes, basta ikaw!
Fin: (nilabas ang gultang ina) Okay, kung ganon,
mag-invest ka na rito, ito ang glutang ina which is
very trending. 1 week lang at madodoble ang
ininvest mong pera. Ipapakilala rin kita sa mga
manager. Kaya invest ka na and soon, we’ll build
our own business.
Bestie: Okay, can I invest 100k?
Fin: Yes, okay, sign this..
—----------------------CUT—------------------------------
—------------------AFTER 1 WEEK—-------------------
(Tinatawagan ni Bestie si Fin pero unattended na
and blocked na social media)
Bestie: Hala, anong nangyari. Na-scam yata ako.
Na-scam na nga ako, nabroke pa ako sa lovelife.
(nagwalling)
<<Play Muli by Ace Bnzuelo starting from “bakit
iniwan mo ako” to “habang buhay na lang kitang
hihintayin”
—------------END OF FLASHBACK —--------
Mr. Fin: Scamming, it happens to most of the
people all over the world. Maraming nagtatanong
kung open-minded ka ba then isasali ka sa circle
nila then kapag nag-invest ka ng malaki doon ka na
maloloko. Investing is the process of expending
money with the expectation that you will gain profit
when you share it into networks or groups. There
are a variety of financial investments. There are
bonds, stocks, real-estates, and etc. People invest
because they believe that it will benefit them in the
future. So in order to secure investments, there are
protections and policies. Financial Risk generally
relates to the odds of losing money. Hindi mo
namamalayan, bigla na lang nawawala or worst,
kinukuha na pala ng iba. Kaya may mga tinatawag
tayong Insurance. Insurance is the counterpart of
risk. It is a way to manage risk.
That is why we have RA No. 10922 which
designates the 2nd week of November as the
economic and financial literacy week to create
programs and events that will help improve the
financial literacy of the people.
Bestie: Oh, now I understand Sir. For sure, hindi
ko na maibabalik ang pera ko pero magandang
move na rin ito para hindi na ulit ako mabiktima ng
scamming at hindi rin mabiktima ang mga dear
listeners natin.
Mr. Fin: Again. Thank you to our dear listeners and
now I will give you free tips about financial literacy.
First one, you must set a financial goal, Second
one is to develop a spending plan. Time and effort
are necessary to build an effective financial plan.
Record what you spend, Review and analyze what
you will do, and take action - either to change or to
improve.
I will give the floor now to Ms. Mima to close the
segment.
Ms. Mima: Ayan, thank you for sharing ano, kahit
ako marami akong natutunan. Sabi nga ng
Incharge noong 2017, mayroon daw anim na major
characteristic sa pagview ng money.
● Frugal - saving money
● Pleasure - spend than to save
● Status - express social status
● Indifference - introvert
● Powerful - express power and control
● Self-worth - judge others based on the
amount of money they have.
For the summary of our segment today. Mr. Fin
points out that:
*Insert Wrap Up sa book
Ms. Mima: That is all for today's segment. I hope
you enjoyed and learned a lot. I am you Mima,
giving you the sweetest talks. Bye!
—----------------END OF SCENE 6—----------
SCENE 7: Ina ng 3 Sisters
[Setting: Laurel Park pwede na rin ito]
[Props: Radio kahit printed lang hahaha, brief case
lol, bags]
[Suot: < 3 sisters - kahit yung suot nila nung
nagconsult kay Mr. Fin >
< Ina - kahit ano, kahit semi formal or kahit
normal lang na damit >
< Mr. Fin - may coat >
*Nakikinig ang ina sa radiyo kaya kinutuban siya na
iyon ang mga anak niya at pumunta siya sa station.
Papasok siya ng pinto at palabas naman ang mga
anak niya sa mismong room. Nagkasalubong sila.
Ina: Lon, ano ba ang dapat kong malaman? Ano?
Savy: Lon, Sabihin na natin, It’s about time.
Ina: Alam niyo ang sinasabi ni Lon?!
Bestie: Last year pa po, ina. Nung balak naming
pumunta sa espanya manila pero sabi mo may
teacher’s conference ka. Pero tumuloy pa rin kami
at nakita ka naming kumakausap ng bumbay.
Savy: Narining namin ang usapan na ang laki na
pala ng utang mo. Binigyan din kita ng pera noon.
Naubos ng naubos ang pera ko dahil hindi rin
naman ako maurnong magbudget. Si Bestie gusto
lang din naman makatulong kaya lang na-scam
siya.
Lon: Ma, Sorry Ma.(ang tono e like toni in 4 sisters
and a wedding) Nung nagkaroon kasi ng crisis sa
espanya isa ako sa mga natanggal na teacher kasi
sabi nila hindi naman daw ako magaling. Si Savy
ang daming pera pero hindi ko ineexpect na sobra
siyang gumastos. Si Bestie madaling
naagpapaloko. Sorry Ma.
Ina: I’m sorry dahil alam kong may pagkukulang din
ako bilang nanay niyo. Hindi ko kayo nagagabayan
ng ayos kasi akala ko kaya niyo na ang mga sarili
niyo. Sorry for being not literate enough to assist
and guide your financial needs. Natutuwa pa rin
ako at nagdecide kayong i-seek ang tulong ni Mr.
Fin Han V. Cial
*Habang naguusap ang magiina ay lalabas si Mr.
Fin Hans V. Cial. Magkakatitigan sila ni Ina.
(slow mo, background music playing Forevermore
ni Jed Madela starting from 2:32 to 3:03)
—----------------THE END—----------------------
Directed by: Group 3
Script writers:
Gina A. Gambala
Lennie Marie C. Manalo
Casts:
● Host - Lennie Marie Manalo
● Mr. Fin - Carl David Guerrero
 ● Cred - Princess Katigbak
● Bumbay - Valerry Manalo
● Edith - Laarnie Queen Licong
● Brow - Carl David Guerrero
● Lon - Haziel Joy Hernandez
● Boy - Gina Gambala
● Goodie - Clarisse Nicolle Ilagan
● Inka - Lennie Marie Manalo
● Savy - Shiela Magbanua
● Fin- Kenneth Herrera
● Bestie - Laarnie Queen Licong

Editing team:
Kenneth Herrera
Haziel Joy Hernandez
Gina Gambala

TO GOD BE ALL THE GLORY!