Table No. 866: Dhan Varsha (UIN) 512N349V01 ONLY up-to 31st March, 2023.

This is Guaranteed Addition, Non-Linked, Non-Participating, Individual, Savings, Single Premium Life Insurance plan. The policy holder
has an option to buy the plan with any of the option given below.
Option 1: 1.25 times of Tabular Premium for the chosen Basic Sum Assured
Option 2: 10 times of Tabular Premium for the chosen Basic Sum Assured

BENEFITS:
A. Maturity Benefit: “Basic Sum Assured” along with accrued Guaranteed Additions
B. Death benefit:
1. Risk Period: “Sum Assured on Death” along with accrued Guaranteed Additions.
2. Before Risk period: (applicable for Minor lives) refund of premium(s) paid (excluding taxes and extra
premium(s), if any) without interest.

Guaranteed Additions (per Rs 1000 Basic Sum Assured)

Option 1 Option 2
Basic Sum Assured
Policy Term 10 years Policy Term 15 years Policy Term 10 years Policy Term15 years
Rs. 1,25,000 to Rs. 2,45,000 60 65 25 30
Rs. 2,50,000 to Rs. 6,95,000 65 70 30 35
Rs. 7,00,000 and above
70 75 35 40

FEATURES:
 Mini Entry Age 3 years (Term 15 years)
8 years (Term 10 years)
 Maxi Entry Age Option 1: 60 years (NBD)
Option 2: 40 yrs Term 10 years
35 yrs Term 15 years
 Policy Term 10 & 15 years
 Mini Maturity Age 18 years (completed)
 Maximum Cover till age: - 75 Years.
 Minimum S.A. - Rs. 125,000
 Maximum S.A. - No limit.
 ASA SUM assured on Death minus premium paid. + TR SA if any.
 Modes Allowed - Single Only.
 Age Proof: - Both proof allowed.( Student & Minor Only Std Age proof.)
 Female: - All Categories eligible. (even to pregnant female A-1 category)
 Non-medical scheme. All Non-Medical applicable. Exclusive SP NM also
 Forms to be used: - 300 ,or 360
 Policy Loan: - available after 3 months of DOC
 Surrender Any time during policy term.
 Assignment allowed.
 NRI and FNIO: - Allowed. Option 1 Gr 1 to 5 countries.
Option 2 Gr 3 to 5 countries.
(Mail order also allowed to gr 5 with OCI proof)
 Key man and partnership: - Not allowed
 Employee Employer: - Allowed. Form 300 or 340 can be used.
 Back Dating: - Allowed. Not beyond Date of launch
 Cooling off: - Allowed as per IRDAI rules.30 days.
 Taxes: - Govt Taxes as applicable from time to time.
 Optional rider benefits Accidental Death and Disability Benefit
only inception of the policy. Till age 70 or policy term which is earlier.
New Term Assurance
 Settlement Option Death or Maturity: 5 years period

Prepared by: Harishkumar R Desai. Mumbai: Strictly for private circulation and only for the internal training purpose for LIC Marketing force. For detailed
version please refer to relevant circulars issued by the Corporation which shall be final and abiding for any interpretation.