1. RADAR score has impact on which among the following?

A) RFIA ratings B) Oultier score

C) CDS D) OTMS E) WEBCAS
2. Regular CRA is applicable for Exposure more than ___? D. 5 Crore
3. A branch has secured 70% in RFIA before RADAR score integration under CRM. RADAR
average score in CRM for the audit period is 80%. Considering no exposure scrutinized
under WBCAS/ ERS, what will be effective CRM score of the Branch in RFIA after RADAR
score integration? A. 71.5
4. In Offsite RADAR EBCT, the RADAR compliances are verified by ___? Choose the best
option B. Branches has to upload evidences which will be verified by controllers and
finally scrutinized at CAOs
5. In Home loans sanctioned for construction of property where existing land is in the name of
the Borrowers, CERSAI registration must be __ C. Along with EM creation based on sale
deed before disbursement
6. What can be the max CRM score from Offsite Audits (RADAR,ERS, WBCAS) considering
exposure scrutinised under ERS, WBCAS during the audit review period? C.410
7. What is the max score of Problem loan management under CRM in RADAR? B.30
8. The scores received from ERS and WBCAS are integrated in ___along with RADAR during
RFIA? C. Pre sanction under CRM
9. What is the term used in RADAR to show non adherence to controls? B. Value
statement.
10. An account where deviations are shown in RADAR has been closed in CBS. However
deviations are still showing in RADAR Application . What might be the reason? Choose the
best option. A. The branch has not sent mail to RADAR, IAD with screen shots sas
prof of closure.
11. Under RADAR, ____ records are being scrutinized ? A. Sample basis
12. CRILC module in RADAR is under ___sub parameter? D. Pre sanction , CRM
13. A branch has secured 75% in RFIA before RADAR score integration under ORM. RADAR
average score for the audit period in ORM is 78%. What will be effective ORM score of the
Branch in RFIA after RADAR score integration? A. 75.8
14. Under RADAR EBCT the penalty of false compliances to be levied on___? A. RADAR
score before integration
15. RADAR deviation reports are available at what frequency to operating units?
B. Fortnightly
16. RADAR score of a branch depends on which among the following ___in a value statement?
Choose the best option. A. Deviation Percentage
17. Which among the following is not a RADAR EBCT type? B. Spot
18. In CRM under RADAR, which of the following has got highest weightage?
B. Post sanction
19. How do an issue in RADAR to be raised for resolution? B. Raising S core ticket with
Special Project-II
20. Which Department in LHO is the Nodal office for RADAR related issues? A. BOPM
21. Which among the following is not correct? B. RADAR is a Hybrid....
22. What is the full form of RADAR?
B. Remote application for Dynamicf Assessment of Risk
23. In Onsite RADAR EBCT, the RADAR compliances are verified by ___? Choose the best
option. B. Internal Auditor and CAO officials
24. What is the role of RBOs/AOs in RADAR application? C. AO/RBOs can view the
exceptions pertaining to their branches under CRM and ORM and follow up for
rectification
25. What is RADAR average Score in ORM for the auditee unit? C. Average of monthly
RADAR ORM scores from last RFIA to current RFIA
26. During the RFIA, it was observed that Branch has already been subjected to offsite RADAR
, EBCT during review period. Choose the best option. A. Between two RFIAs there
 will be only one RADAR EBCT, …..
27. Value statements in RADAR show deviations based on the data points available in ___?
Choose the best option. C. Source Systems like CBS, LOS etc.
28. What is the Max score for a medium risk value statement? C. 2
Critical- 6 : high risk -4 ;Medium risk – 2 : Low risk 1
29. RADAR scores are generated at what frequency? D. monthly
30. The branch has secured very good score in RFIA, but final integrated score is very less.
Which of the following audit scores could have impacted the RFIA score? A) WEBCAS B)
CVS C) ERS D) LITMAS E) RADAR C. A,C & E
31. which among the following is/are the core parameter(s) in RADAR? C. Both CRM & ORM
32. What is the max score of post sanction under CRM in RADAR? A. 75
33. I have been recently transferred to a new Branch but my RADAR login shows my previous
Branch records. What needs to be done? Choose the best option. B. HRMS to be
transferred to new Branch....
34. While raising S core request for a value statement which among the following must be
mentioned/ attached? A) Value statement Name B) Screen shot from the source system/
Screen shot from RADAR C) Brief description of the issue D) Approval from controllers
D. All of the above
35. In order to rectify the deviations in RADAR a branch official updated source system with
congruent data without actual compliance. The false compliance will be detected and
penalty will be imposed for such act. The process is called___? A. RADAR EBCT
36. Which of he following is true about RADAR? A. Controllers Visit system related value
statements are in ORM under RADAR
37. When there is no applicable records in a value statement in RADAR, how it will impact the
overall score? Choose the best option. C. Improves the score as the score will be
normalised
38. “ Accounts where Inspection not scheduled in System.” Choose the best option for
rectification of deviations for this value statement. B. Rectification path is
:CBS>Common Processing>Inspections>.....
39. Applicability of CUE rating for an account is based on ___?Choose the best option.
A. Customer's Bank level exposure
40. What is the maximum % penalty for false compliance in RADAR? C.25%
41. “NPA> Rs.20 lacs not transferred to SARB/SAMG”. Choose the best option for rectification
of deviations for this value statement. B. All NPA >20 Lacs should be migrated to
SARB. Mainiteanance code/Home Br.....
42. A branch has secured 80% in RFIA before RADAR score integration under CRM. RADAR
average score in CRM for the audit period is 75%. Considering no exposure scrutinized
under WBCAS/ ERS, what will be effective CRM score of the Branch in RFIA after RADAR
score integration? B. 79.3
43. “Home loan account where EM not Created/ not recorded in CBS after 18 months from date
of sanction”. Choose the best option for rectification of deviations for this value statement.
C. EM to be created in A/C level. The updations done in CBS will be....
44. How to rectify the deviation “ Low Risk Customer opened as High/Medium Risk “?
A. The deviations are shown to Branches for the month only. The branch officials …..
45. “Gold Loan LTV> 75% and upto 100 “. Choose the best option for rectification of deviations
for this value statement A. Recovery to be done to keep LTV within 75%
46. Which of the following is not correct about offsite RADAR EBCT? D. Offsite RADAR EBCT
is conducted along with RFIA
47. A branch has total Advances (FB+NFB) of Rs. 200 Crores as on date of RFIA. Credit
Auditable A/cs exposure os Rs. 30 Crores. Exposure scrutinized under ERS is Rs. 30
Cores. What will be the maximum score for pre sanction under CRM for the branch during
RFIA? A. 87 offsites, 218 RFIA
48. The max presanction score under CRM from offsite audits (RADAR, ERS, WBCAS)
depends on which among the following ?A) Branch Net Exposure as on the Audit date of
 RFIA B) Exposure Scrutinised under WBCAS/ERS during audit review period D) RADAR.
C. A&B
49. Probable ineligible savings bank- Govt. Accounts, Deviations are shown for an A/c in a
Branch where the Branch has obtained permission letters from appropriate Authority.
Choose the best option for rectification. C. Where SB accounts are opened after
obtaining permission letters from ….........001002/001003 in SWO ID
50. What is the range of max score of pre-sanciton under CRM considering all offsite audits
(ERS/WBCAS/ RADAR) B. 40-305
51. In Credit CPCs which of the RADAR score is/are applicable? B. CRM only
52. Security Audits will be carried out in High Risk branches, with min,and max gap as___?
(Normal Times) D. min -9 , max-15
53. ERS- Large Loans covers all sanctions (New/renewal/Enhancement) involving exposure of
above Rs. ___ Crore for Domestic Branches. C.20
54. The rectifications of RADAR deviations shown under PVC (Preventive Vigilance Committee)
, CRP (Customer relation Programme) , CSC (Customer Service Committee) meetings , are
to be done in ____? C. BCSBI
55. In offsite RADAR EBCT, the RADAR compliances are verified by ___? Choose the best
option. B. Branches has to upload evidences which will be verified by
Controllers and finally scrutinized at CAO s
56. Banks shall make it mandatory for Corporate Borrowers having aggregate fund-based and
non- fund based exposure of Rs.___Crores and above from any Bank, to obtain Legal
Entity Identifier (LEI) in a phased manner and capture the same in the Central Respiratory
of Information to Large Credits (CRILC) C. 50
57. What is RADAR FOA? D. RADAR Foreign Office Audit
58. What is the path to access help Documents related to RADAR? B. RADAR>> Manuals &
Help documents
59. In offsite RADAR EBCT, if the no. of false compliances is more than 30, what will be the
____ % of disincentive score/ D.25
60. In which menu, Branch Official can see the RADAR score in value statement/ module/sub
sub parameter etc. and analyze the RADAR score of the Branch. A. Offsite scores
month/level wise under reports
61. A branch has secured 85% in RFIA before RADAR score integration under ORM, RADAR
average score for the audit period in ORM is 90%. What will be effective ORM Score of the
Branch in RFIA after RADAR score integration? 86.3
62. RADAR reported dated 31.07.2022 is populated on 12.08.2022. The report will show
updations in source system upto ___B. 31-Jul-22
63. ERS – small loans covers all sanctions (New/ Renewal/ Enhancement ) involving exposure
of above Rs. _____ crore and upto Rs. ____ crore. Rs. 1 Crore and upto 20 crores
64. What is the main objective of RADAR?
65. Concurrent Audit (WBCAS) & Early Review of Sanction (ERS) scores along with RADAR
scores are integrated in CRM pre sanction score of RFIA, in proportion to the exposure
scrutinized by those audits. What type of ERS loans are considered under ERS for
integration mentioned above? C. Both ERS-Small & Large Loans
66. Which of the following is not correct about RADAR ? B. Sum of total of Scores obtained
in each value statement under CRM is the total CRM score in the branch
67. In Onsite RADAR EBCT, penal score is levied by____. ? Choose the best option
A. Moderating the RADAR average score as per.....
68. which of the following is not true about RADAR ? C Problem loan management is a
module in RADAR.
69. RADAR comes under which department in IAD? C. OMA (Offsite Monitoring Audit)
70. “ Accounts with Insufficient Primary Security Amount” Deviations are shown for Recalled
Assets for a Branch. Choose the best option for rectification of deviations in this value
statement. B. A/Cs are to be upgraded/closed through recovery or write off ensuring
proper provisions
71. A branch has secured 85% in RFIA before RADAR score integration under ORM, RADAR
average score for the audit period in ORM is 80 %. What will be effective ORM Score of the
Branch in RFIA after RADAR score integration? C. 83.7
72. “Insurance expired but renewal details not updated in system”. A Branch observed
deviations related to auto loans in this value statement and could not understand as for auto
loans insurance need not be insisted from customer from 2nd year onwards as per bank's
circular instruction. Which among the following are the reasons for such deviations.
B. Outstanding is more than 20 lakhs
73. What can be the max CRM score in RADAR where no exposure is scrutinized under ERS,
WBCAS during the audit review period? A.145
74. “PBBU – Quick Mortality – A/C turned NPA within 2 years from the Date of Sanction “.
Choose the best option for rectification of deviations in this value statement.
C. Branches to upgrade/close by recovery or arrange for write off of the accounts
75. Onsite RADAR EBCT is carried out___? B. Along with RFIA
76. In Offsite RADAR EBCT, penal score is levied by____. ? Choose the best option. C. By
deducting penal score from monthly RADAR CRM/ORM score, …..
77. “PBBU – Registration Number /Registration Date/ RC details not recorded in CBS for Auto
Loans etc.”Choose best option for rectification of deviations in the value statement.
A. All important details e.g., Registration_Number field, Register_date......
78. Score obtained in value statement level in RADAR application is normalized to Core Level.
What is the correct flow of the Score? C. Value statement> Module> Sub Sub
parameters> Sub parameters> core
79. which of the following is not true about RADAR ? B. RADAR score is being generated
every fortnight
80. Which of the following is not a sub parameters in CRM under RADAR? B. APPRISAL,
ASSESSEMENT AND SANCTION
81. In which menu under RADAR Application the score for WBCAS & ERS can be checked?
B. Offsite Average Score under Reports
82. A branch has total Advances (FB+NFB) of Rs. 200 Crores as on date of RFIA. Credit
Auditable A/cs exposure os Rs.80 Crores. Exposure scrutinised under ERS is Rs.20
Crores. What will be the maximum score for pre sanction under CRM for the branch during
RFIA? B. 84 Offsite, 221 RFIA
83. What is the percentage share of Offsite Audits (RADAR, ERS, WBCAS) in RFIA under
CRM? C. 14.5-30.5
84. A Branch is not under the current year Audit plan. Under which type of RADAR EBCT it will
fall into? Choose the best option. B. If the Branch is identified as TBA, it will be
subjected to TBA/EBCT, else offsite RADAR EBCT.
85. How to obtain RADAR login credentials for Users? C. No need for separate login
credentials as it is mapped to SSO
86. How deviations are corrected in RADAR? A) In the source system as well as S core request
for back end deletion of deviations B) In the source system only C) Back up papers to be
collected & compliance can be done late on D) Actual compliance is a must before
rectification is done in the source systems. B. B&D
87. What is the Max score for a High risk value statement? 4
88. A branch has secured 90% in RFIA before RADAR score integration under CRM. RADAR
average score in CRM for the audit period is 80%. Considering no exposure scrutinized
under WBCAS/ ERS, what will be effective CRM score of the Branch in RFIA after RADAR
score integration? A. 88.6
89. For Security Officers visit related deviations rectifications are to be done in ___ application?
A. Online Security Officer visit Audit
90. As per the latest RBI guidelines while undertaking RTGS/NEFT transaction above 50 core,
LEI code is mandatory , which among the following options is not correct. C. Where both
remitter and beneficiary are non individuals, only sender LEI to be provided in the
transaction.
91. CUE rating is applicable for exposure more than ____ and upto ___?
A. 10 lakh , 50 lakhs
92. A branch has secured 85% in RFIA before RADAR score integration under CRM. RADAR
average score for the audit period in CRM is 78%. Considering no expuosure uner
WBCAS/ERS,What will be effective ORM score of the Branch in RFIA after RADAR score
integration? B.83
93. There are some value statements in RADAR related to deviations in LOS. Choose the best
option for rectification. D. Both 2 & 3
94. Which of the following audit score are considered for integration with RFIA in Pre sanction.
CRM during RFIA? A) WBCAS B)Legal Audit C) ERS D) IS Audit E) RADAR. A,C,E
95. “Insurance details not captured to CBS system”. A branch has an A/C where the waiver of
Insurance is approached . The branch however gets the deviation in RADAR. Choose the
best option for rectification of deviations in this value statement. B. Mark Insurance
required flag as “No”.....
96. “ Multiple Cash transactions of > Rs. 50000 in Customer Accounts categorized as Low
Risk”. Choose the best option for rectification of deviations in this value statement.
B. The risk categorization of the customer is to be suitably ammended
97. Personal Segment Gold Loans should be auctioned within ___days/ months from the date
of NPA. B. 2 months
98. An account where deviations are shown in RADAR is of a deceased customer. Balance is
available in the A/c but any further rectification is not being possible. Choose the best option
for rectification of deviations in the RADAR. A. mark CIF as deceased
99. “Inland Bank Lcs expired but not closed”. Choose the best option for rectification of
deviations in this value statement. A. Inland bank Lcs which are expired and
without having any outstanding Bills, to be closed in Exim Bills/ Trade Finance
100. Which of the following is not correct about RADAR ? B. RADAR ORM score gets
integrated with RFIA score in CRM presanction only
101. Which among the following is not a level in RADAR Architecture? D. Key
parameters
102. “Home loan account where EM not Created/ not recorded in CBS after 18 months
from date of sanction”. The branch has done correction in CBS. However deviations are still
in RADAR Application. What might be the reason?Choose the best option. D. All of
the above
103. “CUE Rating (additional Internal Rating Code) is not updated in CBS”. Choose the
best option for rectification of deviations in this value statement. C. In account level
CISLA screen 67154 in CBS, CUE rating fields …....
104. Unit Inspection module in RADAR is under ___ sub parameter. D. Post sanction
,CRM
105. What is the Max score for a Critical value statement? 6
106. A branch has total Advances (FB+NFB) of Rs. 300 Crores as on date of RFIA. Credit
Auditable A/cs exposure os Rs.100 Crores. Exposure scrutinized under ERS is Rs.40
Cores and WECAS is 60 Crores. Branch has scored 80 in WBCAS and 70% in ERS for the
audit review period. RADAR average score in CRM-Pre sanction for the audit period is
80%. The onsite RFIA score given for Pre sanction CRM by IA is 80%. What is the Final pre
sanction CRM score of the branch in RFIA after integration? B. 78.26
107. “Delay in submission of Account opening forms to LCPC (Greater than 10 days)”.
Choose the best option for deviations in this value statement. D. Both 1 &3
108. “Monitoring of Mobile Numbers changed during the Month (Alert purpose), Customer
request form (CRF-2) and OVD to be kept on Record”.Choose the best option for deviations
in this value statement. B. This is a very sensitive and fraud prone are. Branches to
ensure availability of CFT-2 & OVD for verification during Audit
109. A branch has secured 70% in RFIA before RADAR score integration under ORM.
RADAR average score for the audit period in ORM is 90%. What will be effective ORM
Score of the Branch in RFIA after RADAR score integration? 75.2
110. What is the expected date of populations of RADAR month end deviations? A. 12th of
the succeeding month
111. A branch has total Advances (FB+NFB) of Rs. 100 Crore as on date of RFIA. Out of
which Credit Auditable A/cs Exposure is Rs. 50 Crore. Exposure scrutinized under ERS is
Rs. 20 crore. What will be the Max Score for Pre sanction under CRM for the Branch during
RFIA? B. 40 RADAR , 106ERS,159RFIA
112. A branch has total Advances (FB+NFB) of Rs. 300 Crore as on date of
RFIA. Credit Auditable A/cs Exposure is Rs. 100 Crore. Exposure scrutinised under ERS is
Rs. 70 crore and WBCAS is 60 Crore. What will be the max Score for Pre sanction under
CRM for the Branch during RFIA? D. 212 offsites, 93 RFIA
113. In what frequency corrections made in source systems are updated in radar? choose
the best option A. Monthly
114. Inland bills discounted outstanding beyond due date of maturity. one branch
observed that deviations are reported in radar under this value statement affecting the
score. on analysis the branch manager observed that these entries initiated in trade finance
stood unreconciled as inadvertently the outstanding entries have been reversed in CBS
directly without routing through trade finance. the branch has requested IAD through email
with the copy of approval from controller for deletion of deviations from the back
end. choose the best option along the following. A. all rectification should be done
in the source systems only . so the branch should have arranged for reconciling the
entries in trade finance.
115. SMEBU accounts with L&B as collateral security where valuation date is not
recorded in CBS/or valuation date is more than 3 years old. choose the best
option for rectification of deviations in this value statement. B. Rectification is to be done
in CBS screen 67041 and the date of valuation to be updated. all eligible active
collateral should have proper valuation date entered in CBS.
116. Which of the following is not true about onsite RADAR EBCT? B. The disagreed
items by Branch Manager will be further confirmed by controllers at RBO
117. which among the following is not correct/ A) RADAR average score for the
audit period under CRM is always the average of monthly CRM score B) RADAR
average score for the audit period is derived separately for presanction, Post
sanction and problem loan under CRM. C) RADAR average score for the audit
period for pre sanction CRM depends on exposure scrutinised under WBCAS
only. D) RADAR average score for the audit period at pre sanction CRM depends
on exposure scrutinised under WBCAS and ERS. A. A&C
118. Which of the following is not correct about RADAR? C. CRM Problem Loan
Management max score is 120
119. “Manual Credit Interest Adjustments made in loan accounts.” choose the best
option for dealing with such deviations under this value statement. A) Deviation is shown for
the month only and it will be loaded with new applicable records in next loading cycle. B)
The transactions are to be mandatorily reversed. C)Branch to ensure that proper approval
has been obtained from competent authority for such transactions. the same might be
sought during RADAR EBCT. D. All of the above
120. In what frequency corrections are made In source systems are updated in RADAR?
Choose the best option. D. Fortnightly
121. What is the max score of Problem Loan Management under CRM in RADAR? B. 30
122. RADAR first fortnight report is generated as on ___ A. Nearest Friday to 15the of
the month
123. a
124. f