Medicare Notes & Rebuttals

POTENTIAL BENEFITS

• Help with Prescription Costs • Medicare Supplement Average Savings of $500-700 Per Year
• Easier Access to Specialists • Silver Sneakers / Exercise programs
• Hearing Aids • Personal Home Helper
• House Calls or Assisted Living • Over the Counter Allowance
• Vision Coverage - Glasses, Contacts • Dental Coverage - DENTURES
• Adult Day Care Services. • Transportation Services
• In Home Custodial Care • Meal Delivery
• Bathroom/stairs Grab Bars/guide rails • Accupuncture / chiropractic
• Grocery Benefits • Short Term Residential Facilities
• Holistic Treatment Options • Grand Kids on DemandPapa Pals

POWERHOUSE QUESTIONS
Benefits
→ What benefits are important to YOU? Prescription programs.. choice of doctors.. vision, hearing?
→ Do you need hearing aids?
→ Are you diabetic? Are you getting that new insulin plan?
→ Does your current plan have telemedicine? Sometimes you can save a lot of time and trouble to just do a phone appointment
rather than go to the actual office, especially with this weather, am I right?
→ Does your plan have mobility assistance? Rides to the doctor or help getting around the house, etc.
→ Do you wear glasses? Does your current plan include vision or dental?
→ Do you have a lot of back, neck, or shoulder pain? Does your plan cover Chiropractic or acupuncture? A lot of plans don’t
cover this but some do.
→ Do you have trouble getting to and from your doctor’s appointments?

Costs
→ Do you feel you are paying too much for your healthcare?
→ When was the last time you reviewed your plan? The best practice is to check what is available every few months to try to beat
the system, these carriers are always competing, when they compete you win. It can’t hurt.
→ Did any of your Medical costs increase recently? Did your scripts or co-pays go up?
→ Are you paying too much out of pocket every month? How much?
→ Do you know what your maximum out-of-pocket cost is?

Plan Type
→ Do you have an advantage plan or a supplement plan?
→ (If Med Supplement)...Do you feel like you pay too much for your current plan? Our average consumers save 600-700 per year
by switching

Misc
→ Do you get to visit all of the doctors and specialists that you want?
→ Are all of your doctors IN NETWORK currently?
→ Have you moved recently?
→ Have you had any life changes recently? (ie; move, retired, new meds etc)

I have a plan and I'm happy with it.

Some new plans were just made available in your zip code, you might not be as happy if there was a cheaper plan that offered the
same exact benefits.

t should only take a few minutes with our licensed rep and those few minutes could save you a lot of money, our reps are standing
by ready to assist you, may I transfer you over for a quick review of your current plan?
If you're not Medicare I don't want to talk
I am not with Medicare, we provide supplement plans from top-rated carriers such as Cigna, Aetna, and Blue Cross Blue Shield to
name a few.

There are also Medicare Advantage plans if you qualify. It really doesn't hurt to have a quick conversation that could save you a
lot of money and get you more benefits.

May I transfer you to a licensed agent so they can answer any questions and get you a no-obligation quote?

If you can't send me information via email I don't want to

talk.
We can have a licensed agent send you an email with relevant information, however, they will need to ask you a few questions.

Plans and rates depend on where you're located, medical conditions, age, income, and things specific to you.

Sometimes it is better to discuss it with a human being rather than exchange all of that information online, plus they can answer
any questions that you have and it's free!

I did request this but it was a long time ago and I don't
need it.
Okay, rates and plans change all the time, so if you spoke to someone a while ago, things may have changed.

It would not hurt to just speak to a licensed rep for a few minutes for a quick "check-up" to make sure you are not missing out on a
better plan with a better rate and more benefits.

I promise it will not take long, may I transfer you for that quick "check-up"?

General Statement
I'm fairly new here and technically I'm not allowed to answer any questions, my job is to see if you are available and then transfer
you to a licensed agent who can cover everything.

Would you mind holding for a second while I transfer you?

Overall Hesitation
This is totally up to you, but rates and plans are always changing. All we are going to do is transfer you to a licensed agent who is
allowed to perform a search for all of the plans that exist.

They will verify things about you and then do a custom search for you specifically. Then you can compare your current plan to
see if you can save money or if you can get more benefits.