Name : Ranadip Rajbanshi

Class : B.Com (H); 6th

Semester
Section : 5A
CU Roll No : 181043-21-0255
CU Registration No: 043-
1112-0484-18
College Roll No : 185553
 Analysis of Mutual Fund

Introduction
In this modern era, money plays an important role in one’s life. In order to
overcome the problems in future they have to invest their money. Investment of
hard earned money is a crucial activity of every human being. Investment is the
commitment of funds which have been saved from current consumption with the
hope that some benefits will be received in future. Thus, it is a reward for waiting
for money. Savings of the people are invested in assets depending on their risk
and return demands, Safety of money, Liquidity, the available avenues for
investment, various financial institutions, etc. There are different investment
avenues. Mutual fund is one among them. Mutual Fund companies are financial
intermediaries providing financial services to small investors through
mobilization of funds. When the investors invest in a mutual fund they are buying
shares or units of the mutual fund and become a shareholder of the fund. Mutual
funds are one of the best investments ever created because they are very cost
efficient and very easy to invest in. In other words a Mutual fund is a trust that
pools the savings of a number of investors who share a common investment
objective. The income of investor is collected and invested by the fund manager
in various types of Asset classes. These include 1. Stocks 2. Debt instruments
3.Short term Money Market Instruments and other securities depending on the
objectives of the scheme, which in turn gives Little Savings to its unit holders in
proportion of the number of units they own. There are many types of mutual
funds like equity funds, bond funds, balanced funds, growth funds, income funds,
tax saving funds, country funds, index funds, exchange traded funds, sector
funds etc. The role of Indian mutual fund industry as significant financial service
in financial market has really been noteworthy. In fact, the mutual fund industry
has emerged as an important segment of financial market of India, especially in
channelizing the savings of millions of individuals into the investment in equity
and debt instruments. Any investor would like to invest in a reputed Mutual Fund
organization. Mutual funds are financial intermediaries concerned with mobilizing
savings of those who have surplus and the canalization of these savings in those
avenues where there is a demand for funds. These intermediaries employ their
resources in such a manner as to provide combined benefits of low risk, steady
return, high liquidity and capital appreciation through diversification and expert
management. Reforms in the Indian economic system and the opening up of the
economy have been the reasons for the tremendous growth in the Indian capital
market. This study analyzes the impact of different variables on the attitude of
investors towards mutual funds. Apart from this, it also focuses on the investor’s
preference towards mutual fund in comparison to other investment avenues

Objectives
 Growth in Assets under Management
 Structure of Mutual Fund
 Comparison with other Investment Avenues