Health

Insurance PEW

Presentation
FALL

2022
SLIDESMANIA.COM
 What is health insurance and
why is it important?

Health insurance is a type of plan or policy that

helps cover the whole or a part of medical expense
and protects you from high medical costs for
treatment of illnesses, medications, and etc.
It is important that you are health insured because
without it, you would have to pay your own medical
bills which can be very costly and worrisome
SLIDESMANIA.COM
 Premiums
A premium is an amount you usually pay
monthly to an insurance company for having an
active health insurance plan.
If you get health insurance through work, your
employer will often cover a portion of the
premium.
SLIDESMANIA.COM

Sign in: tinyurl.com/vchW10

 Deductibles
A deductible is what you pay annually for health services
before your insurance company pays its share.
However, plans often cover the cost of things like
preventive care doctor’s visits even before you’ve paid
your full deductible amount.
Meaning that if your deductible is paid, you would only
pay for copayments for services but if the deductible is not
met, the insurance won't pay toward expenses subject to
deductible
SLIDESMANIA.COM
 Copayment and
coinsurance
- Copayment: a certain amount you
pay out of pocket each time you
receive a medical service, amount
varies
- Coinsurance is a certain
percentage/portion of medical bills
you still have to pay even after you
reach the amount of your deductible
SLIDESMANIA.COM
 Out-of-pocket max
This is the most you’ll pay each year towards costs,
which include your deductible, copay, and coinsurance.
For instance, for 2022, the maximum threshold is
$7,050 for singles. If you have not had any medical
expenses all year and suddenly have to go to the
hospital, your coinsurance will be capped at $7,050.
Once you’ve met your out-of-pocket maximum, your
insurance company will pay for the remainder of your
essential care.
SLIDESMANIA.COM
 Types of health Insurance
Health Maintenance Organization
(HMO)

Preferred Provider Organization (PPO)

Exclusive Provider Organization (EPO)

Point Of Service (POS)

Medicaid
SLIDESMANIA.COM

Medicare
 Health Maintenance Organization (HMO)
- A type of health insurance plan that usually limits
coverage to care from doctors who work for or
contract with the HMO.
- You usually need a referral from a primary care
physician to see a specialist with this plan.
- It generally won't cover out-of-network care except
in an emergency.
- These networks are normally smaller in exchange for
a cheaper price.
SLIDESMANIA.COM
 Preferred Provider Organization (PPO)
- A type of health plan where you pay less if you use
providers in the plan’s network.
- You can use doctors, hospitals, and providers
outside of the network without a referral for an
additional cost.
- These plans tend to have significantly larger
networks but are usually more expensive.
SLIDESMANIA.COM
 Exclusive Provider Organization (EPO)
- This plan combine features of HMOs and
PPOs.
- They have exclusive networks like HMOs
do
- As with PPOs, you’ll be able to make your
own appointments with specialists.
- These prices lie somewhere between
those of HMOs and PPOs.
SLIDESMANIA.COM
 Point Of Service (POS)

- As with an HMO, a POS plan requires that you

get a referral from your primary care physician
(PCP) before seeing a specialist.
- But for slightly higher premiums than an HMO,
this plan covers out-of-network doctors
- You’ll have to pay more than for in-network
doctors.
SLIDESMANIA.COM
 Medicaid and Medicare
Medicaid:

- An assistance program that serves low-income people of

every age.
- Patients usually pay no part of costs for covered medical
expenses.
- A small co-payment is sometimes required.

Medicare:

- An insurance program where medical bills are paid from

trust funds which those covered have paid into.
- Serves people over 65 primarily, whatever their income;
and serves younger disabled people and dialysis
patients.
- Patients pay part of costs through deductibles for
SLIDESMANIA.COM

hospital and other costs. Small monthly premiums are

required for non-hospital coverage.
 Insurance for UC students:
UC ship
What is UC SHIP?

UC SHIP is a year-round (even abroad) health insurance plan for all students in the
UC system. This includes medical, behavioral health, dental, vision, and dental care
on and off campus

How can I access UC SHIP?

Every student is automatically enrolled in this plan, unless you have waived it, and is
charged to your BruinBill.

For routine care, students should go to the Ashe Center and get cared for by a team
of experts in young adult health. This is completely covered by UC SHIP!
SLIDESMANIA.COM
 Enrollment Periods in
Key Dates:
2022-2023 November 1, 2022:
Open Enrollment: the only time when you Open Enrollment starts
can enroll in health insurance for the year December 15, 2022;
Last day to enroll in
Special Enrollment: time outside open
plans for coverage to
enrollment when you can still enroll into
start January 1, 2023
new health insurance programs
January 1, 2023:
Coverage starts for
2023 for those who
paid their premium.
SLIDESMANIA.COM
 Conclusion & oveRview
Overall, health insurance is an important
part of healthcare today. The reality is that
receiving medical care can be expensive.
Insurance can help to mitigate the cost and
in many cases is necessary to receive
treatment at a reasonable price.
SLIDESMANIA.COM
VCH
Announcements
 Health Fair Stats

● 105 patients served! ● 17% diabetic & 37% pre-diabetic

● 34% of patients do not ● 52% anemic

speak English well or do not
speak English at all
● 35% have an annual income
less than $30,000
● 15% are uninsured
● 1.5% with high cholesterol & 19% at
risk for high cholesterol
● 47% have hypertension & 9.4% at
risk for hypertension
Sign in: tinyurl.com/vchW10

Operation Santa Claus

Come help disadvantaged children and families
receive holiday gifts by sorting toys, helping
shoppers, and stocking shelves!

When: Wednesday, December 21st, 8 AM - 12 PM

Where: 1505 E Warner Ave, Suite D106, Santa

Ana, CA 92705

Can be used to fulfill Fall active membership

requirements!

*Transportation will not be provided, Sign-ups

open in Finals Week Email Newsletter
Volunteer of the Week:
Thomas Luong
Last year, I joined VCH hoping to connect with
other Vietnamese students who had similar career
plans as me. Thankfully, I found not only that,
but a group of people that I genuinely get along
with and consider my friends. My favorite part of
VCH is definitely eating and getting boba after
health site and fairs since it feels so much more
rewarding after a tiring day. As for health fair, I
loved getting to talk more closely with providers
and gaining their insights on applying to and
studying in medical school. Also, it was just nice
getting to talk to them about things outside of
medicine and school.
Volunteer of the Quarter:
Hayley Vu
I joined VCH to gain experience working with patients
and for the opportunity to practice my Vietnamese in a
healthcare setting. However, what has really kept me
involved with VCH is seeing just how important our
services are for those who need them, meeting all of these
amazing people, and the promise of Vietnamese food
after events! At first, I found it challenging to speak in
Vietnamese at our Health Sites, but the practice I got from
our different events and from volunteers who were more
fluent helped me gain enough confidence to administer
visual acuity tests in full Vietnamese at the Health Fair!
VCH's lack of barrier to entry and its genuine mission to
provide services to underserved communities is one part of
what makes it great. The other part is everybody that is
in it, and I'm so glad to have found a community of
people as welcoming as VCH! I'm looking forward to the
next quarters with everybody. 🙂
How to Log CSR Hours
1. Log into myUCLA
2. Go to “Finances and Jobs”
3. Select “Community Service” under “Jobs and
Community”
4. Go to Submit Request

5. Select the current term and search “Vietnamese

Community Health”
6. Select the event you want to record from the
drop down menu
7. Give a summary of what you did
8. Enter the number of hours based on the
following slide
9. Select “No” for leadership verification
10. Click “submit”
 Hours for Fall Quarter

● Health Fair: 6 hours

● Health Site: 4 hours
● Special Site (Shower of Hope and Operation Santa Claus): 4 hours
● Mentorship: 2 hours (mentors only)
● Fundraiser: 1 hour per shift
● Committees: 4 hours (Subtract 1 hour per missed meeting)
● Committee Heads: 6 hours
Bruins Fighting
Pediatric Cancer
 What is BFPC?

A community of full of people passionate about

serving families battling cancer and dedicated to
working towards a future where cancer never
clouds the joy of being a kid.
 How do we Accomplish our Mission?
Our Three Pillars
1. Education
a. Annual health fair
b. Participate in external events
2. Fundraising
a. Partnership with ALSF
b. Raised over $7.2K last year
3. Volunteering
a. Mattel Children’s Hospital
b. Orthopaedic Institute for
Children
c. Ronald McDonald House
 Alex’s Lemonade Stand Foundation
Mission: To change the lives of children
with cancer through funding impactful
research, raising awareness, supporting
families and empowering everyone to help
cure childhood cancer.

The founder Alex was diagnosed with

cancer before her 1st birthday and when
she was 4 she set up a lemonade stand in
order to give money to doctors to help
them find a cure.
 Alex’s Lemonade Stand Foundation
1. More than $250 million dollars
raised
2. Funding more than 1,000
cutting-edge research projects
at nearly 150 institutions
a. Dr. Jonas Lab
3. Travel For Care Program
a. Help support families of
children receiving treatment
and develop resources
 Adult vs. Pediatric Cancer
● Childhood cancers are not the byproduct of lifestyle choices (such as diet and
smoking).

● Cancer in children is often detected in late stages, requiring more potent and
aggressive treatment.

● Pediatric cancers are commonly more susceptible to treatment than adult cancers
as a result of fewer comorbidities and the types of cancer that pediatric patients
have.

● Treatment may have long-term side effects on pediatric patients, making it

necessary for them to receive health screenings throughout their lives.

● The care teams involved in adult and pediatric cancer care differ in that adult and
pediatric practitioners specialize in their respective treatment fields.
2021-2022
Vietnamese Community
Health
 What is VCH?
We are a student-run nonprofit
that combats health health
disparities by providing free
health services to predominantly
underserved Vietnamese and
Hispanic Patients in Orange
County.
Sign in: tinyurl.com/vchW10
What We Do
Bi-weekly Health Sites:
Volunteers provide hypertension screenings, BMI tests, Vision exams, and
hand dynamometer tests

Quarterly Health Fairs:

We partner with doctors, nurses, optometrists, dentists, and other health
care professionals to provide many health services for free to patients,
such as oral exams, chiropractic, consultations, bone density screenings,
and vaccines

Five Committees:
Patient Outreach, Language Development, Patient Education and Wellness,
Nutrition, and Navigators
Sign in: tinyurl.com/vchW10

And More . . .
General Meetings

Mentorship

Socials

Special Sites

Internship
Being Pre-health
at UCLA
 Categories of Health Careers
1. Diagnosing/Treating Fields
a. Entail diagnosing and creating a treatment plan for patients which may involve
high level procedures.
b. Dentists, Optometrists, Physicians, Physician assistants, nurse practitioners, and
podiatrists
2. Allied/Associated Fields
a. Carry out prescribed treatments from diagnosing/treating professionals and
involve more hands-on work.
b. Nurses, dieticians, pharmacists, genetic counselors
3. Rehabilitating Fields
a. Entail direct and hands-on approach to patient care in order to progressively
improve patient quality of life
b. Audiologists, occupational therapists, physical therapists, speech-language
pathologists, recreational therapists
 Categories of Health Careers
4. Assisting/Adjunct Fields
a. Support other health professionals by collecting blood samples, taking images,
etc.
b. Technologists, technicians, assistants/aides
5. Educational Fields
a. Assist patients and people with their health and with the healthcare system
b. Dietary managers, biomedical writers, mental health workers, health educators,
health science librarians
6. Administrative fields
a. Assist/Manage health organizations by assessing the needs of health
professionals and patients
b. Nursing home directors, care managers, social workers, health wellness
coordinators, medical secretaries, admitting officers
7. Affiliated Fields
a. Despite being relatively independent from healthcare, still have a large impact
b. Biomedical engineers, biostatisticians, epidemiologists, environmental health
scientists.
 Discussion:
With the people around you, discuss what
characteristics you would like in a future career?
Examples can include work schedule, what you can see yourself doing,
amount of social interaction, family goals, years of training/education
required, student debt, potential income, work-life balance, etc.
 Discussion:
Now, share if any of the fields we’ve mentioned have
any of the characteristics you just discussed
 Resources at UCLA
● Med Mentors at UCLA
○ As a UCLA student, you can contact students at UCLA Medical School to
request mock interviews, essay feedback, application advice, extracurricular
ideas, etc. (ALL FREE)
● Career Center
○ Learn more about specific fields like optometry, dentistry, PA school,
medicine, nursing, osteopathic medicine, etc.
● Clubs and organizations for:
○ Volunteering (VCH and BFPC!), career-specific clubs, clinical experiences,
research
● Do stuff for fun as well!