My future goal is to graduate from Pierz Healy High School with not only my diploma,

but also my Associate of Arts (AA) degree that I will earn through taking PSEO college courses.

From then I plan to attend Saint Cloud State University (SCSU) and complete my Bachelor of

Science (BS) degree in finance. I would possibly go back to school for my Masters of Business

Administration (MBA) degree after working in the finance job field for a few years. I have

always had a dream to be a college student. My parents didn't go to college, nor did any of my

siblings so I have always had the determination to further my education and get a good job.

When I was younger, about 6 years old, I told my mom that I wanted to be a vet. As I got

older I began to think about things that I am not only good at, but what I enjoy also. I

immediately thought about math and money. Math has been my favorite subject and best class

since I began learning it. I am especially interested in money and investing it. I began to research

about career fields that have to do with investing, the stock market, and managing accounts. I

came across many jobs that sounded interesting to me and most of them only require a bachelor's

degree in finance. This is when I decided what I wanted to go to college for.

I began looking into different programs to help with the cost of college because I will be

fully paying for all of my college expenses. When I found out that my high school offered

programs to earn college credits in high school at no expense, I immediately dug into it. I set up

meetings with my high school counselor to find out what college classes I could take to satisfy

my high school requirements. I looked into Central Lakes College (CLC), but they unfortunately

do not offer a finance program. I then looked into the next college nearest to where I live, Saint

Cloud State University (SCSU). I found out that SCSU offers a great finance program, so I

applied in March of 2022, and got accepted in the summer of 2022. I am currently taking online

PSEO courses through them and am on track to graduate with more credits then required.
 With having my future pretty well planned out, I of course had to take into consideration

if I want to put myself super far into debt with student loans. The answer is no, but my goal is to

be in little to no debt by the time I graduate college. I want to pay for as much as I can upfront

every semester and hopefully earn a few scholarships to lower the amount of money I will have

to borrow. If I am able to receive a few scholarships and use my savings from working over the

past few years, I will be able to make my dreams come true. Thank you for taking the time to

read my story and I hope to hear back from you.